Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Evergreen Financial Counseling
990EZ • Fiscal year 2020 • EIN 27-1336063
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
1.51x
Liabilities / Revenue
89th percentile
Higher debt load relative to revenue than 89% of similar nonprofits.
Net Margin
22nd percentile
Higher net margin than 22% of similar nonprofits.
Top Officer Pay
98th percentile
Higher top officer pay than 98% of similar nonprofits.
Top officer pay equals 67.8% of source-year revenue.
Asset Growth
10th percentile
Faster asset growth than 10% of similar nonprofits.
Revenue Growth
43rd percentile
Faster revenue growth than 43% of similar nonprofits.
Balance Sheet
Assets
Down$41,980
Down $30,292 (-42%) from 2019
Net Assets
Down-$21,516
Down $29,587 (-367%) from 2019
Liabilities
Down$63,496
Down $705 (-1.1%) from 2019
Revenue And Expenses
Revenue
Down$145,949
Down $40,018 (-22%) from 2019
Expenses
Down$173,056
Down $12,973 (-7.0%) from 2019
Net Income
Down-$27,107
Down $27,045 (-43621%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Sep 8, 2021
- Return Version
- 2020v4.1
- Gross Receipts
- $145,949
Mission and Program Overview
Mission
charitable and educational
Charitable & Educational
Program Services
| Description | Grants | Expenses |
|---|---|---|
| Credit Counseling educational courses provided over the telephone and internet, with the result of a certificate of completion generated from the US Trustee website. | - | $173,057 |
| Personal Financial Management educational course provided over the internet or telephone. Certificates of completion given to students. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rebecca Snyder | President | FT | $86,080 | $12,867 | $98,947 |
| Marlene Bradshaw | Director | - | $0 | - | - |
| Lindsay Messoline | Director | - | $0 | - | - |
| Charlotte Hansen | Director | - | $0 | - | - |
| Morgan Gardiner | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Evergreen Financial Counseling
- EIN
- 27-1336063
- Address
- 2156 Church Street, Salem, OR 97302
Signing Officer
- Name
- Rebecca Snyder
- Title
- President
- Phone
- 8005813513
- Signed
- 2021-09-08
- Discuss with paid preparer
- No
Preparer
- Firm
- Lighthouse Associates PLLC
- Address
- 27014 SE 22nd Way, Sammamish, WA 98075
- Preparer
- Matt Smith
- Phone
- 4252814297
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountAccounting 1,059Online 152Printing 380Bank fees 5,258Paypal fees 346insurance 6,292Service 2,516website management 1,039finance charge 3,075gifts 26office expenses 2,687meals and entertainment 324AT&T 4,222supplies 2,058web development 2,035training and education 10internet 1,517contract telephone counseling 25,144Payroll 86,081401k Service fee 324401K expenses 6,575Payroll Service Fee 2,356Payroll Taxes 7,232Postage 227Reception 7,600Registration Licensing 904Rent 3,177Renters Insurance 440”
Description of other assets Part II line 24
“Category Beginning of Year End of YearRetained Earnings 30,186 28,932Computer Equipment 1,629 1,629True up for balancing 34,991 6,015”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearAccounts Receivable 1,201 682undeposited funds 39 38Accounts payable 2,957 8,416credit cards 19,532 20,942bank cards 12,038 0uncategorized 19 12,898long term liabilities 0 20,520Total Credit Cards 19,531 0Payroll 10,124 0”
Raw XML Appendix158 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Rebecca Snyder |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8005813513 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2156 Church Street |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Salem |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97302 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 4226 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 5404 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -27107 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 71032 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 41980 |
| IRS990EZ/GrossReceiptsAmt | 0 | 145949 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 5 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 5591 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -21516 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 5591 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -21516 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 86080 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 12867 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Rebecca Snyder |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Marlene Bradshaw |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Lindsay Messoline |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Charlotte Hansen |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Morgan Gardiner |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 66806 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 36576 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 173056 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Charitable & Educational |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 145944 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Credit Counseling educational courses provided over the telephone and internet, with the result of a certificate of completion generated from the US Trustee website. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | Personal Financial Management educational course provided over the internet or telephone. Certificates of completion given to students. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 173057 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | OR |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 65441 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 63496 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 173056 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 173057 |
| IRS990EZ/TotalRevenueAmt | 0 | 145949 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.EVERGREENCLASS.COM |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 14 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 14 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 145949 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 185953 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 182617 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 167400 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 172155 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 854074 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 854088 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 145949 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 185967 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 182617 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 167400 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 172155 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 854088 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 145949 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 185967 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 182617 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 167400 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 172155 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 854088 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountAccounting 1,059Online 152Printing 380Bank fees 5,258Paypal fees 346insurance 6,292Service 2,516website management 1,039finance charge 3,075gifts 26office expenses 2,687meals and entertainment 324AT&T 4,222supplies 2,058web development 2,035training and education 10internet 1,517contract telephone counseling 25,144Payroll 86,081401k Service fee 324401K expenses 6,575Payroll Service Fee 2,356Payroll Taxes 7,232Postage 227Reception 7,600Registration Licensing 904Rent 3,177Renters Insurance 440 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Category Beginning of Year End of YearRetained Earnings 30,186 28,932Computer Equipment 1,629 1,629True up for balancing 34,991 6,015 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearAccounts Receivable 1,201 682undeposited funds 39 38Accounts payable 2,957 8,416credit cards 19,532 20,942bank cards 12,038 0uncategorized 19 12,898long term liabilities 0 20,520Total Credit Cards 19,531 0Payroll 10,124 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of total liabilities Part II line 26 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd | 0 | 00 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rebecca Snyder |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8005813513 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-09-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | EVERGREEN FINANCIAL COUNSELING |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | EVER |
| ReturnHeader/Filer/EIN | 0 | 271336063 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2156 Church Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Salem |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 97302 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 475119447 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Lighthouse Associates PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 27014 SE 22nd Way |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Sammamish |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 98075 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4252814297 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-09-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Matt Smith |
| ReturnHeader/ReturnTs | 0 | 2021-09-08T18:55:51-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | Rebecca |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | Snyder |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $41,980
- Liabilities
- $63,496
- Net assets
- -$21,516
- Revenue
- $145,949
- Expenses
- $173,056
- Net income
- -$27,107