Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Evergreen Financial Counseling
990EZ • Fiscal year 2019 • EIN 27-1336063
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.89x
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
40th percentile
Higher net margin than 40% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
57th percentile
Faster asset growth than 57% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Balance Sheet
Assets
Up$72,272
Up $4,465 (+6.6%) from 2018
Net Assets
Down$8,071
Down $62 (-0.8%) from 2018
Liabilities
Up$64,201
Up $4,527 (+7.6%) from 2018
Revenue And Expenses
Revenue
Up$185,967
Up $3,350 (+1.8%) from 2018
Expenses
Up$186,029
Up $11,545 (+6.6%) from 2018
Net Income
Down-$62
Down $8,195 (-101%) from 2018
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2019 to Dec 31, 2019
- Signed
- Nov 11, 2020
- Return Version
- 2019v5.1
- Gross Receipts
- $186,002
Mission and Program Overview
Mission
charitable and educational
Charitable & Educational
Program Services
| Description | Grants | Expenses |
|---|---|---|
| Credit Counseling educational courses provided over the telephone and internet, with the result of a certificate of completion generated from the US Trustee website. | - | $184,112 |
| Personal Financial Management educational course provided over the internet or telephone. Certificates of completion given to students. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rebecca Snyder | President | FT | $0 | - | - |
| Marlene Bradshaw | Director | - | $0 | - | - |
| Lindsay Messoline | Director | - | $0 | - | - |
| Charlotte Hansen | Director | - | $0 | - | - |
| Morgan Gardiner | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Evergreen Financial Counseling
- EIN
- 27-1336063
- Address
- 2156 Church Street, Salem, OR 97302
Signing Officer
- Name
- Rebecca Snyder
- Title
- President
- Phone
- 8005813513
- Signed
- 2020-11-11
- Discuss with paid preparer
- No
Preparer
- Firm
- Lighthouse Associates PLLC
- Address
- 23261 NE 17th St, Sammamish, WA 98074
- Preparer
- Matt Smith
- Phone
- 4252814297
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountAccounting 3,229Advertising 78Travel 278Conference Expenses 965Printing 448Bank fees 6,456Paypal fees 354finance charge 6,663gifts 75rent 1,490office expenses 4,002supplies 3,616web development 700postage 296registration and licensing fees 1,070contract telephone counseling 24,597Contract reception work 2,357Telephone expense 6,029training and education 90website management 1,399misc (1)utilities 1,191”
Description of other assets Part II line 24
“Category Beginning of Year End of YearAccounts Receivable 3,121 1,201undeposited funds 39 39Retained Earnings 35,377 30,186Computer Equipment 0 1,629True up for balancing 0 34,991”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearAccounts payable 16,513 2,957credit cards 33,361 19,532bank cards 9,797 12,038uncategorized 0 19rounding 3 0Total Credit Cards 0 19,531Payroll 0 10,124”
Raw XML Appendix165 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 6260 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Rebecca Snyder |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8005813513 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2156 Church Street |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Salem |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97302 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 29270 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 4226 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 185988 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 35 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -62 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 67807 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 72272 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | -35 |
| IRS990EZ/GrossReceiptsAmt | 0 | 186002 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 14 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 8133 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 8071 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 8133 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 8071 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Rebecca Snyder |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Marlene Bradshaw |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Lindsay Messoline |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Charlotte Hansen |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Morgan Gardiner |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 38537 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 68046 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 65382 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Charitable & Educational |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Credit Counseling educational courses provided over the telephone and internet, with the result of a certificate of completion generated from the US Trustee website. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | Personal Financial Management educational course provided over the internet or telephone. Certificates of completion given to students. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 184112 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 114387 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | OR |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 59674 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 64201 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 186029 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 184112 |
| IRS990EZ/TotalRevenueAmt | 0 | 185967 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.EVERGREENCLASS.COM |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 14 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 14 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 185953 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 182617 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 167400 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 172155 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 160528 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 868653 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.01000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 868667 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 185967 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 182617 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 167400 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 172155 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 160528 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 868667 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 185967 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 182617 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 167400 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 172155 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 160528 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 868667 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountAccounting 3,229Advertising 78Travel 278Conference Expenses 965Printing 448Bank fees 6,456Paypal fees 354finance charge 6,663gifts 75rent 1,490office expenses 4,002supplies 3,616web development 700postage 296registration and licensing fees 1,070contract telephone counseling 24,597Contract reception work 2,357Telephone expense 6,029training and education 90website management 1,399misc (1)utilities 1,191 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Category Beginning of Year End of YearAccounts Receivable 3,121 1,201undeposited funds 39 39Retained Earnings 35,377 30,186Computer Equipment 0 1,629True up for balancing 0 34,991 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearAccounts payable 16,513 2,957credit cards 33,361 19,532bank cards 9,797 12,038uncategorized 0 19rounding 3 0Total Credit Cards 0 19,531Payroll 0 10,124 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2021-01-29 14:40:06Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rebecca Snyder |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8005813513 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-11-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | EVERGREEN FINANCIAL COUNSELING |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | EVER |
| ReturnHeader/Filer/EIN | 0 | 271336063 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2156 Church Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Salem |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 97302 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | F76E49A6F20257942FEA9AB63858A882091ED13A |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | F76E49A6F20257942FEA9AB63858A882091ED13A |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 9195042020316o4aiadw |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2020-11-11 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 67.170.103.185 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-11-11 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 03:23:37 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 475119447 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Lighthouse Associates PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 23261 NE 17th St |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Sammamish |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 98074 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4252814297 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-11-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Matt Smith |
| ReturnHeader/ReturnTs | 0 | 2020-11-11T03:19:01-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $72,272
- Liabilities
- $64,201
- Net assets
- $8,071
- Revenue
- $185,967
- Expenses
- $186,029
- Net income
- -$62