Civic Intelligence

Evergreen Financial Counseling

990EZ • Fiscal year 2015 • EIN 27-1336063

Jan 01, 2015 to Dec 31, 2015 • Filed on May 06, 2016

PO Box 3801Salem, OR 97302

(800) 581-3513

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

9.46x

Higher debt load relative to assets than 99% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

86th percentile

0.17x

Higher debt load relative to revenue than 86% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Net Margin

19th percentile

-15%

Higher net margin than 19% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Top Officer Pay

98th percentile

$100,500

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 62.6% of source-year revenue.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Asset Growth

5th percentile

-72%

Faster asset growth than 5% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

49th percentile

0.5%

Faster revenue growth than 49% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Assets

Down

$2,965

Down $7,647 (-72%) from 2014

Net Assets

Down

-$25,082

Down $23,442 (-1429%) from 2014

Liabilities

Up

$28,047

Up $15,795 (+129%) from 2014

Revenue

Up

$160,528

Up $728 (+0.5%) from 2014

Expenses

Up

$183,970

Up $18,576 (+11%) from 2014

Net Income

Down

-$23,442

Down $17,848 (-319%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0-$100KAssets 2012: $9,354Liabilities 2012: $1,556Net Assets 2012: $7,7982012Assets 2013: $11,310Liabilities 2013: $7,356Net Assets 2013: $3,9542013Assets 2014: $10,612Liabilities 2014: $12,252Net Assets 2014: -$1,6402014Assets 2015: $2,965Liabilities 2015: $28,047Net Assets 2015: -$25,0822015Assets 2016: $7,368Liabilities 2016: $23,807Net Assets 2016: -$16,4392016Assets 2017: $13,796Liabilities 2017: $29,518Net Assets 2017: -$15,7222017Assets 2018: $67,807Liabilities 2018: $59,674Net Assets 2018: $8,1332018Assets 2019: $72,272Liabilities 2019: $64,201Net Assets 2019: $8,0712019Assets 2020: $41,980Liabilities 2020: $63,496Net Assets 2020: -$21,5162020Assets 2021: $69,080Liabilities 2021: $85,968Net Assets 2021: -$16,8882021Assets 2022: $61,229Liabilities 2022: $76,209Net Assets 2022: -$14,9802022Assets 2023: $164,138Liabilities 2023: $229,839Net Assets 2023: -$65,7012023Assets 2024: $313,369Liabilities 2024: $228,805Net Assets 2024: $84,5642024

Highlighted filing

2015

Assets$2,965
Liabilities$28,047
Net Assets-$25,082

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2012: $157,708Expenses 2012: $159,691Net Income 2012: -$1,9832012Revenue 2013: $145,788Expenses 2013: $149,632Net Income 2013: -$3,8442013Revenue 2014: $159,800Expenses 2014: $165,394Net Income 2014: -$5,5942014Revenue 2015: $160,528Expenses 2015: $183,970Net Income 2015: -$23,4422015Revenue 2016: $172,155Expenses 2016: $163,512Net Income 2016: $8,6432016Revenue 2017: $167,400Expenses 2017: $166,683Net Income 2017: $7172017Revenue 2018: $182,617Expenses 2018: $174,484Net Income 2018: $8,1332018Revenue 2019: $185,967Expenses 2019: $186,029Net Income 2019: -$622019Revenue 2020: $145,949Expenses 2020: $173,056Net Income 2020: -$27,1072020Revenue 2021: $155,579Expenses 2021: $150,951Net Income 2021: $4,6282021Revenue 2022: $122,521Expenses 2022: $120,613Net Income 2022: $1,9082022Revenue 2023: $70,450Expenses 2023: $121,171Net Income 2023: -$50,7212023Revenue 2024: $523,239Expenses 2024: $372,974Net Income 2024: $150,2652024

Highlighted filing

2015

Revenue$160,528
Expenses$183,970
Net Income-$23,442
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 6, 2016
Return Version
2015v2.1
Gross Receipts
$160,528
Mission and Program Overview

Mission

charitable and educational

Program Services

DescriptionGrantsExpenses
Credit Counseling provided over the telephone or internet, with the result of a certificate of completion generated from the US Trustees website. In 2015, 5920 paid credit counseling certificates were issued by Evergreen Financial Counseling.$0$88,957
Debtor Education provided over the telephone or internet, with the result of a certificate of completion generated from the US Trustees website. In 2015, 4195 paid debtor education certificates were issued by Evergreen Financial Counseling.$0$63,036
Fee Waivers- Fees are waived to individuals who are below 150% of the poverty line, or on social security or pension. In 2015, we offered 568 courses at no cost.$0$8,535
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rebecca SnyderPresidentFT$75,584$24,916$100,500
Marianne BradshawDirector-$0--
Lindsay MessolineDirector-$0--
Charlotte HansenDirector-$0--
Morgan GardinerSecretary-$0--
Megan FlagerDirector-$0--
Joseph FlagerDirector-$0--
Filing and Contact Details

Filer

Filer Name
Evergreen Financial Counseling
EIN
27-1336063
In Care Of
% Rebecca Snyder
Phone
8005813513
Address
PO Box 3801, Salem, OR 97302

Signing Officer

Name
Rebecca Snyder
Title
President
Phone
5038059067
Signed
2016-05-06
Supplemental Narrative

Additional Explanations

Part I, line 16

| Other Expenses:, Amount:| Advertising, $6122.00| Bank Fees, $9236.00| Reimbursement, $1300.00| Payroll Processing, $1842.00| License and Registration, $1035.00| Office Expenses, $2679.00| Conferences, $6940.00| Accounting, $44.00| Telephone, $7153.00| Gifts, $142.00| Meals, $95.00|

Part II, line 26

| Liabilities Name:, BOY Amount:, EOY Amount:| Accounts Payable, $12252.00, $28047.00|

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Expenses:, Amount:| Advertising, $6122.00| Bank Fees, $9236.00| Reimbursement, $1300.00| Payroll Processing, $1842.00| License and Registration, $1035.00| Office Expenses, $2679.00| Conferences, $6940.00| Accounting, $44.00| Telephone, $7153.00| Gifts, $142.00| Meals, $95.00|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Liabilities Name:, BOY Amount:, EOY Amount:| Accounts Payable, $12252.00, $28047.00|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part II, line 26
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Rebecca Snyder
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum05038059067
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Evergreen Financial Counseling
ReturnHeader/Filer/BusinessNameControlTxt0EVER
ReturnHeader/Filer/EIN0271336063
ReturnHeader/Filer/InCareOfNm0% Rebecca Snyder
ReturnHeader/Filer/PhoneNum08005813513
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 3801
ReturnHeader/Filer/USAddress/CityNm0Salem
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097302
ReturnHeader/ReturnTs02016-05-06T03:20:55-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)3 • <$500k nonprofits