Civic Intelligence

Evergreen Financial Counseling

990EZ • Fiscal year 2017 • EIN 27-1336063

Jan 01, 2017 to Dec 31, 2017 • Filed on Sep 13, 2018

Organization ProfileWWW.EVERGREENCLASS.COM
644 Valleywood DriveSalem, OR 97306

(800) 581-3513

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

2.14x

Higher debt load relative to assets than 97% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

86th percentile

0.18x

Higher debt load relative to revenue than 86% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

43rd percentile

0.4%

Higher net margin than 43% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

98th percentile

$106,598

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 63.7% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

90th percentile

87%

Faster asset growth than 90% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

43rd percentile

-2.8%

Faster revenue growth than 43% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$13,796

Up $6,428 (+87%) from 2016

Net Assets

Up

-$15,722

Up $717 (+4.4%) from 2016

Liabilities

Up

$29,518

Up $5,711 (+24%) from 2016

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin43rd percentile

Revenue

Down

$167,400

Down $4,755 (-2.8%) from 2016

Expenses

Up

$166,683

Up $3,171 (+1.9%) from 2016

Net Income

Down

$717

Down $7,926 (-92%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0-$100KAssets 2012: $9,354Liabilities 2012: $1,556Net Assets 2012: $7,7982012Assets 2013: $11,310Liabilities 2013: $7,356Net Assets 2013: $3,9542013Assets 2014: $10,612Liabilities 2014: $12,252Net Assets 2014: -$1,6402014Assets 2015: $2,965Liabilities 2015: $28,047Net Assets 2015: -$25,0822015Assets 2016: $7,368Liabilities 2016: $23,807Net Assets 2016: -$16,4392016Assets 2017: $13,796Liabilities 2017: $29,518Net Assets 2017: -$15,7222017Assets 2018: $67,807Liabilities 2018: $59,674Net Assets 2018: $8,1332018Assets 2019: $72,272Liabilities 2019: $64,201Net Assets 2019: $8,0712019Assets 2020: $41,980Liabilities 2020: $63,496Net Assets 2020: -$21,5162020Assets 2021: $69,080Liabilities 2021: $85,968Net Assets 2021: -$16,8882021Assets 2022: $61,229Liabilities 2022: $76,209Net Assets 2022: -$14,9802022Assets 2023: $164,138Liabilities 2023: $229,839Net Assets 2023: -$65,7012023Assets 2024: $313,369Liabilities 2024: $228,805Net Assets 2024: $84,5642024

Highlighted filing

2017

Assets$13,796
Liabilities$29,518
Net Assets-$15,722
Open 2017 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2012: $157,708Expenses 2012: $159,691Net Income 2012: -$1,9832012Revenue 2013: $145,788Expenses 2013: $149,632Net Income 2013: -$3,8442013Revenue 2014: $159,800Expenses 2014: $165,394Net Income 2014: -$5,5942014Revenue 2015: $160,528Expenses 2015: $183,970Net Income 2015: -$23,4422015Revenue 2016: $172,155Expenses 2016: $163,512Net Income 2016: $8,6432016Revenue 2017: $167,400Expenses 2017: $166,683Net Income 2017: $7172017Revenue 2018: $182,617Expenses 2018: $174,484Net Income 2018: $8,1332018Revenue 2019: $185,967Expenses 2019: $186,029Net Income 2019: -$622019Revenue 2020: $145,949Expenses 2020: $173,056Net Income 2020: -$27,1072020Revenue 2021: $155,579Expenses 2021: $150,951Net Income 2021: $4,6282021Revenue 2022: $122,521Expenses 2022: $120,613Net Income 2022: $1,9082022Revenue 2023: $70,450Expenses 2023: $121,171Net Income 2023: -$50,7212023Revenue 2024: $523,239Expenses 2024: $372,974Net Income 2024: $150,2652024

Highlighted filing

2017

Revenue$167,400
Expenses$166,683
Net Income$717
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Sep 13, 2018
Return Version
2017v2.0
Gross Receipts
$167,400
Mission and Program Overview

Mission

charitable and educational

Program Services

DescriptionGrantsExpenses
Credit Counseling educational courses provided over the telephone and internet, with the result of a certificate of completion generated from the U.S. Trustee website. In 2017, Evergreen provided 6,146 Credit Counseling certificates.$0$86,961
Personal Financial Management educational course provided over the internet or telephone. Certificates of completion given to students. In 2017, 5136 certificates were given to students.$0$72,970
Fee Waivers- Fees are waived for individuals who are 150% below the poverty line.$0$6,752
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rebecca SnyderPresidentFT$87,893$18,705$106,598
Marianne BradshawDirector-$0--
Lindsay MessolineDirector-$0--
Charlotte HansenDirector-$0--
Morgan GardinerDirector-$0--
Filing and Contact Details

Filer

Filer Name
Evergreen Financial Counseling
EIN
27-1336063
Phone
8005813513
Address
644 Valleywood Drive, Salem, OR 97306

Signing Officer

Name
Rebecca Snyder
Title
President
Phone
5038059067
Signed
2018-09-13
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Advertising;1938|Conferences;7512|Finance Charges;6615|Bank Fees;5532|Telephone;4776|Office Expenses;2893|Payroll Processing;1716|License & Registration;1160|Internet;1150|Training and Education;753|Reimbursement;80|Meals;31^Total;34156^”

Form 990-EZ, Part II, Line 26

“Total Current Liabilities- 29,518”

Schedule B, Part I

“Not applicable”

Raw XML Appendix168 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/AddressChangeInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Rebecca Snyder
IRS990EZ/BooksInCareOfDetail/PhoneNum08005813513
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0644 Valleywood Drive
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Salem
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097306
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt07368
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt013796
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0717
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt018939
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt013796
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0167400
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-16439
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-15722
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-16439
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-15722
IRS990EZ/OccupancyRentUtltsAndMaintAmt08395
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt087893
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt018705
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Rebecca Snyder
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Marianne Bradshaw
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Lindsay Messoline
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Charlotte Hansen
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Morgan Gardiner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt034156
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Charitable and Educational
IRS990EZ/PrintingPublicationsPostageAmt0310
IRS990EZ/ProgramServiceRevenueAmt0167400
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Credit Counseling educational courses provided over the telephone and internet, with the result of a certificate of completion generated from the U.S. Trustee website. In 2017, Evergreen provided 6,146 Credit Counseling certificates.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Personal Financial Management educational course provided over the internet or telephone. Certificates of completion given to students. In 2017, 5136 certificates were given to students.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Fee Waivers- Fees are waived for individuals who are 150% below the poverty line.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt086961
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt172970
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt26752
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt0104883
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OR
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt023807
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt029518
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0166683
IRS990EZ/TotalProgramServiceExpensesAmt0166683
IRS990EZ/TotalRevenueAmt0167400
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.EVERGREENCLASS.COM
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0167400
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0172155
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0160528
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0159800
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0145788
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0805671
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal509Amt0805671
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0167400
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0172155
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0160528
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0159800
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0145788
IRS990ScheduleA/Total509Grp/TotalAmt0805671
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0167400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0172155
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0160528
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0159800
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0145788
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0805671
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Advertising;1938|Conferences;7512|Finance Charges;6615|Bank Fees;5532|Telephone;4776|Office Expenses;2893|Payroll Processing;1716|License & Registration;1160|Internet;1150|Training and Education;753|Reimbursement;80|Meals;31^Total;34156^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Total Current Liabilities- 29,518
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Not applicable
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Schedule B, Part I
ReasonableCauseExplanation/ExplanationTxt0Extension Form 8868 was filed.
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Rebecca Snyder
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum05038059067
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-09-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EVERGREEN FINANCIAL COUNSELING
ReturnHeader/Filer/BusinessNameControlTxt0EVER
ReturnHeader/Filer/EIN0271336063
ReturnHeader/Filer/PhoneNum08005813513
ReturnHeader/Filer/USAddress/AddressLine1Txt0644 Valleywood Drive
ReturnHeader/Filer/USAddress/CityNm0Salem
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097306
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt073.25.200.247
ReturnHeader/ReturnTs02018-09-13T16:12:32-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$13,796
Liabilities
$29,518
Net assets
-$15,722
Revenue
$167,400
Expenses
$166,683
Net income
$717
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.13$2.29$0.85$5.23$3.73$1.50
2023Detailed filing. Detailed filing data is available for this year.$1.64$2.30$0.66$0.70$1.21$0.51
2022Detailed filing. Detailed filing data is available for this year.$0.61$0.76$0.15$1.23$1.21$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.69$0.86$0.17$1.56$1.51$0.05
2020Detailed filing. Detailed filing data is available for this year.$0.42$0.63$0.22$1.46$1.73$0.27
2019Detailed filing. Detailed filing data is available for this year.$0.72$0.64$0.08$1.86$1.86$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.68$0.60$0.08$1.83$1.74$0.08
2017Detailed filing. Detailed filing data is available for this year.$0.14$0.30$0.16$1.67$1.67$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.07$0.24$0.16$1.72$1.64$0.09
2015Detailed filing. Detailed filing data is available for this year.$0.03$0.28$0.25$1.61$1.84$0.23
2014Detailed filing. Detailed filing data is available for this year.$0.11$0.12$0.02$1.60$1.65$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.11$0.07$0.04$1.46$1.50$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.02$0.08$1.58$1.60$0.02