Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.69x
Liabilities / Revenue
79th percentile
Higher debt load relative to revenue than 79% of similar nonprofits.
Net Margin
48th percentile
Higher net margin than 48% of similar nonprofits.
Top Officer Pay
85th percentile
Higher top officer pay than 85% of similar nonprofits.
Top officer pay equals 33.6% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
$9,154
No earlier filing loaded for comparison.
Net Assets
$2,882
No earlier filing loaded for comparison.
Liabilities
$6,272
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
$85,417
No earlier filing loaded for comparison.
Expenses
$83,752
No earlier filing loaded for comparison.
Net Income
$1,665
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- Jul 15, 2014
- Return Version
- 2013v3.1
- Gross Receipts
- $85,417
Mission and Program Overview
Mission
To enhance the lives of clients by budgeting & managing their social security income.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO ACT AS REPRESENTATIVE FOR 240 PEOPLE ON SOCIAL SECURITY WHO ARE IN NEED OF ASSISTANCE MANAGING THEIR FINANCES. | - | $83,752 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| LISA F BRITKO | Key Employee | FT | $28,740 | - | $28,740 |
| JUDY NESSET | Director | PT | $22,600 | - | $22,600 |
| SHELLY GULLET | Secretary | PT | $0 | - | - |
| ANNABEL L HILTON | Board Member | - | $0 | - | - |
| THOMAS TURNER | Board Member | - | $0 | - | - |
| EDWARD STARR | Board Member | - | $0 | - | - |
Filing and Contact Details
Filer
- EIN
- 27-0907613
Signing Officer
- Name
- Judy Nesset
- Title
- Director
- Signed
- 2014-07-15
- Discuss with paid preparer
- Yes
Preparer
- Preparer
- Edward J Schulz CPA
- Phone
- 6038861900
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses office 6,341 insurance 1,013 payroll service fees 857 donations 35 computer expenses 1,991 nh annual fee 75 miscellaneous 205 total 10,517”
Form 990-ez, Part II, Line 24
“Accounts receivable 5,698 8,895 total 5,698 8,895”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 4,603 6,272”
Form 990-ez, Part III
“To enhance the lives of clients by budgeting & managing their social security income.”
Raw XML Appendix147 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | JUDY NESSET |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 1 | SHELLY GULLET |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 2 | ANNABEL L HILTON |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 3 | THOMAS TURNER |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 4 | EDWARD STARR |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 5 | LISA F BRITKO |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JUDITH NESSET |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6035944114 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 491 AMHERST STREET STE 24 |
| IRS990EZ/BooksInCareOfDetail/USAddress/City | 0 | NASHUA |
| IRS990EZ/BooksInCareOfDetail/USAddress/State | 0 | NH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 03063 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 122 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 259 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 1665 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 895 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 5820 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 9154 |
| IRS990EZ/GrossReceiptsAmt | 0 | 85417 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 1217 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 2882 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 1217 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 2882 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 5800 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 22600 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 28740 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JUDY NESSET |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | SHELLY GULLET |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | ANNABEL L HILTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | THOMAS TURNER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | EDWARD STARR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | LISA F BRITKO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | KEY EMPLOYEE |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 5698 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 8895 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 10517 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO ENHANCE THE LIVES OF CLIENTS BY BUDGETING & MANAGING THEIR SOCIAL SECURITY INCOME. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 5572 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 85417 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO ACT AS REPRESENTATIVE FOR 240 PEOPLE ON SOCIAL SECURITY WHO ARE IN NEED OF ASSISTANCE MANAGING THEIR FINANCES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 83752 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 60968 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | NH |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 4603 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 6272 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 83752 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 83752 |
| IRS990EZ/TotalRevenueAmt | 0 | 85417 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/First5Years509Ind | 0 | X |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 85417 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 60686 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 35822 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 15605 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 197530 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 197530 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 85417 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 60686 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 35822 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 15605 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 197530 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 85417 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 60686 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 35822 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 15605 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 197530 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES OFFICE 6,341 INSURANCE 1,013 PAYROLL SERVICE FEES 857 DONATIONS 35 COMPUTER EXPENSES 1,991 NH ANNUAL FEE 75 MISCELLANEOUS 205 TOTAL 10,517 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACCOUNTS RECEIVABLE 5,698 8,895 TOTAL 5,698 8,895 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 4,603 6,272 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | TO ENHANCE THE LIVES OF CLIENTS BY BUDGETING & MANAGING THEIR SOCIAL SECURITY INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JUDY NESSET |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-07-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | STERLING PAYEE SERVICES |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STER |
| ReturnHeader/Filer/EIN | 0 | 270907613 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 491 AMHERST STREET |
| ReturnHeader/Filer/USAddress/AddressLine2 | 0 | ROOM/SUITE 24 |
| ReturnHeader/Filer/USAddress/City | 0 | NASHUA |
| ReturnHeader/Filer/USAddress/State | 0 | NH |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 03063 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 020413305 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | SEELYE & SCHULZ PA CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 451 AMHERST ST STE 204 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | NASHUA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | NH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 030631200 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6038861900 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-07-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | EDWARD J SCHULZ CPA |
| ReturnHeader/ReturnTs | 0 | 2014-08-11T13:08:07-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $9,154
- Liabilities
- $6,272
- Net assets
- $2,882
- Revenue
- $85,417
- Expenses
- $83,752
- Net income
- $1,665