Civic Intelligence

Sterling Payee Services

990EZ • Fiscal year 2017 • EIN 27-0907613

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 09, 2018

Organization ProfileSTERLINGPAYEESERVICES.ORG
163 Amherst St 2nd FloorNashua, NH 03064

(603) 594-4114

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

1.01x

Higher debt load relative to assets than 94% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

96th percentile

1.48x

Higher debt load relative to revenue than 96% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

35th percentile

-2.3%

Higher net margin than 35% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2017

Asset Growth

15th percentile

-30%

Faster asset growth than 15% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

16th percentile

-30%

Faster revenue growth than 16% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$153,420

Down $64,480 (-30%) from 2016

Net Assets

Down

-$1,636

Down $2,398 (-315%) from 2016

Liabilities

Down

$155,056

Down $62,082 (-29%) from 2016

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin35th percentile

Revenue

Down

$104,758

Down $45,637 (-30%) from 2016

Expenses

Down

$107,156

Down $43,130 (-29%) from 2016

Net Income

Down

-$2,398

Down $2,507 (-2300%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0-$200KAssets 2013: $9,154Liabilities 2013: $6,272Net Assets 2013: $2,8822013Assets 2014: $244,454Liabilities 2014: $241,127Net Assets 2014: $3,3272014Assets 2015: $528,061Liabilities 2015: $527,408Net Assets 2015: $6532015Assets 2016: $217,900Liabilities 2016: $217,138Net Assets 2016: $7622016Assets 2017: $153,420Liabilities 2017: $155,056Net Assets 2017: -$1,6362017Assets 2018: $118,045Liabilities 2018: $120,569Net Assets 2018: -$2,5242018Assets 2019: $168,899Liabilities 2019: $170,055Net Assets 2019: -$1,1562019Assets 2020: $381,436Liabilities 2020: $369,474Net Assets 2020: $11,9622020Assets 2021: $441,391Liabilities 2021: $424,247Net Assets 2021: $17,1442021Assets 2022: $356,458Liabilities 2022: $333,771Net Assets 2022: $22,6872022Assets 2023: $342,612Liabilities 2023: $328,653Net Assets 2023: $13,9592023Assets 2024: $459,669Liabilities 2024: $443,366Net Assets 2024: $16,3032024Assets 2025: $484,949Liabilities 2025: $464,678Net Assets 2025: $20,2712025

Highlighted filing

2017

Assets$153,420
Liabilities$155,056
Net Assets-$1,636
Open 2017 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2013: $85,417Expenses 2013: $83,752Net Income 2013: $1,6652013Revenue 2014: $114,892Expenses 2014: $114,447Net Income 2014: $4452014Revenue 2015: $132,174Expenses 2015: $134,848Net Income 2015: -$2,6742015Revenue 2016: $150,395Expenses 2016: $150,286Net Income 2016: $1092016Revenue 2017: $104,758Expenses 2017: $107,156Net Income 2017: -$2,3982017Revenue 2018: $92,551Expenses 2018: $93,439Net Income 2018: -$8882018Revenue 2019: $83,640Expenses 2019: $82,272Net Income 2019: $1,3682019Revenue 2020: $98,361Expenses 2020: $85,243Net Income 2020: $13,1182020Revenue 2021: $93,597Expenses 2021: $88,415Net Income 2021: $5,1822021Revenue 2022: $99,351Expenses 2022: $93,808Net Income 2022: $5,5432022Revenue 2023: $100,351Expenses 2023: $104,617Net Income 2023: -$4,2662023Revenue 2024: $98,188Expenses 2024: $95,844Net Income 2024: $2,3442024Revenue 2025: $94,607Expenses 2025: $90,639Net Income 2025: $3,9682025

Highlighted filing

2017

Revenue$104,758
Expenses$107,156
Net Income-$2,398
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 9, 2018
Return Version
2017v2.3
Gross Receipts
$104,758
Mission and Program Overview

Mission

To enhance the lives of clients by budgeting & managing their social security income.

Program Services

DescriptionGrantsExpenses
TO ACT AS REPRESENTATIVE FOR 255 PEOPLE ON SOCIAL SECURITY WHO ARE IN NEED OF ASSISTANCE MANAGING THEIR FINANCES.-$100,351
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
LISA F BRITKOMember/Key EFT$44,736-$44,736
JUDY NESSETPresident/Tr-$12,019-$12,019
SHELLY GULLETSecretary-$0--
ANNABEL L HILTONBoard Member-$0--
ANDY SMOLKOBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Sterling Payee Services
EIN
27-0907613
Phone
6035944114
Address
163 AMHERST ST 2ND FLOOR, NASHUA, NH 03064

Signing Officer

Name
Judy Nesset
Title
President/treasurer
Phone
6035944114
Signed
2018-11-09
Discuss with paid preparer
Yes

Preparer

Firm
Seelye & Schulz Pa CPA
Address
451 AMHERST ST STE 204, NASHUA, NH 03063-1200
Preparer
Anthony J Engaldo CPA
Phone
6038861900
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 233 insurance 2,100 payroll service fees 1,633 computer expenses 127 nh annual fee 75 miscellaneous 1,621 total 5,789”

Form 990-ez, Part II, Line 24

“Accounts receivable 11,261 8,165 due from employee 1,350 3,150 total 12,611 11,315”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 10,842 6,281 client payee 205,046 141,725 due to related party 1,250 0 loans from officers 0 7,050”

Form 990-ez, Part III

“To enhance the lives of clients by budgeting & managing their social security income.”

Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JUDITH NESSET
IRS990EZ/BooksInCareOfDetail/PhoneNum06035944114
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0163 AMHERST STREET 2ND FL
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NASHUA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd003064
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0205289
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0142105
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-2398
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01250
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0217900
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0153420
IRS990EZ/GrossReceiptsAmt0104758
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LoansToFromOfficersAmt07050
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0true
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0762
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-1636
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0762
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-1636
IRS990EZ/OccupancyRentUtltsAndMaintAmt01200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt340.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt012019
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt344736
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JUDY NESSET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHELLY GULLET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ANNABEL L HILTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LISA F BRITKO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ANDY SMOLKO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT/TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER/KEY E
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt012611
IRS990EZ/OtherAssetsTotalDetail/EOYAmt011315
IRS990EZ/OtherExpensesTotalAmt05789
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO ENHANCE THE LIVES OF CLIENTS BY BUDGETING & MANAGING THEIR SOCIAL SECURITY INCOME.
IRS990EZ/PrintingPublicationsPostageAmt047
IRS990EZ/ProgramServiceRevenueAmt0104758
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ACT AS REPRESENTATIVE FOR 255 PEOPLE ON SOCIAL SECURITY WHO ARE IN NEED OF ASSISTANCE MANAGING THEIR FINANCES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0100351
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt098870
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NH
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0217138
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0155056
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0107156
IRS990EZ/TotalProgramServiceExpensesAmt0100351
IRS990EZ/TotalRevenueAmt0104758
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://STERLINGPAYEESERVICES.ORG
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0104758
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0150395
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0132174
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0114892
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt085417
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0587636
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0587636
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0104758
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0150395
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0132174
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0114892
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt085417
IRS990ScheduleA/Total509Grp/TotalAmt0587636
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0104758
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0150395
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0132174
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0114892
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt085417
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0587636
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt07050
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt07050
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JUDY NESSET NOTE PAYABLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0false
IRS990ScheduleL/TotalBalanceDueAmt07050
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 233 INSURANCE 2,100 PAYROLL SERVICE FEES 1,633 COMPUTER EXPENSES 127 NH ANNUAL FEE 75 MISCELLANEOUS 1,621 TOTAL 5,789
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 11,261 8,165 DUE FROM EMPLOYEE 1,350 3,150 TOTAL 12,611 11,315
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 10,842 6,281 CLIENT PAYEE 205,046 141,725 DUE TO RELATED PARTY 1,250 0 LOANS FROM OFFICERS 0 7,050
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO ENHANCE THE LIVES OF CLIENTS BY BUDGETING & MANAGING THEIR SOCIAL SECURITY INCOME.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JUDY NESSET
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06035944114
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STERLING PAYEE SERVICES
ReturnHeader/Filer/BusinessNameControlTxt0STER
ReturnHeader/Filer/EIN0270907613
ReturnHeader/Filer/PhoneNum06035944114
ReturnHeader/Filer/USAddress/AddressLine1Txt0163 AMHERST ST 2ND FLOOR
ReturnHeader/Filer/USAddress/CityNm0NASHUA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NH
ReturnHeader/Filer/USAddress/ZIPCd003064
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0449C08A3582E5A58AE5236E05424CDB4CE15AACF
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0449C08A3582E5A58AE5236E05424CDB4CE15AACF
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt075.147.5.193
ReturnHeader/FilingSecurityInformation/IPDt02018-11-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm005:25:07
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0020413305
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SEELYE & SCHULZ PA CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0451 AMHERST ST STE 204
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NASHUA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0030631200
ReturnHeader/PreparerPersonGrp/PhoneNum06038861900
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANTHONY J ENGALDO CPA
ReturnHeader/ReturnTs02018-11-14T06:25:07-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$153,420
Liabilities
$155,056
Net assets
-$1,636
Revenue
$104,758
Expenses
$107,156
Net income
-$2,398
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.85$4.65$0.20$0.95$0.91$0.04
2024Detailed filing. Detailed filing data is available for this year.$4.60$4.43$0.16$0.98$0.96$0.02
2023Detailed filing. Detailed filing data is available for this year.$3.43$3.29$0.14$1.00$1.05$0.04
2022Detailed filing. Detailed filing data is available for this year.$3.56$3.34$0.23$0.99$0.94$0.06
2021Detailed filing. Detailed filing data is available for this year.$4.41$4.24$0.17$0.94$0.88$0.05
2020Detailed filing. Detailed filing data is available for this year.$3.81$3.69$0.12$0.98$0.85$0.13
2019Detailed filing. Detailed filing data is available for this year.$1.69$1.70$0.01$0.84$0.82$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.18$1.21$0.03$0.93$0.93$0.01
2017Detailed filing. Detailed filing data is available for this year.$1.53$1.55$0.02$1.05$1.07$0.02
2016Detailed filing. Detailed filing data is available for this year.$2.18$2.17$0.01$1.50$1.50$0.00
2015Detailed filing. Detailed filing data is available for this year.$5.28$5.27$0.01$1.32$1.35$0.03
2014Detailed filing. Detailed filing data is available for this year.$2.44$2.41$0.03$1.15$1.14$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.09$0.06$0.03$0.85$0.84$0.02