Civic Intelligence

Sterling Payee Services

990EZ • Fiscal year 2014 • EIN 27-0907613

Jan 01, 2014 to Dec 31, 2014 • Filed on Jul 01, 2015

Organization ProfileN/A
491 Amherst StreetRoom/Suite 24Nashua, NH 03063

(603) 594-4114

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.99x

Higher debt load relative to assets than 94% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

97th percentile

2.10x

Higher debt load relative to revenue than 97% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

43rd percentile

0.4%

Higher net margin than 43% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

89th percentile

$38,560

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 33.6% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

99th percentile

2570%

Faster asset growth than 99% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

80th percentile

35%

Faster revenue growth than 80% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$244,454

Up $235,300 (+2570%) from 2013

Net Assets

Up

$3,327

Up $445 (+15%) from 2013

Liabilities

Up

$241,127

Up $234,855 (+3744%) from 2013

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin43rd percentile

Revenue

Up

$114,892

Up $29,475 (+35%) from 2013

Expenses

Up

$114,447

Up $30,695 (+37%) from 2013

Net Income

Down

$445

Down $1,220 (-73%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0-$200KAssets 2013: $9,154Liabilities 2013: $6,272Net Assets 2013: $2,8822013Assets 2014: $244,454Liabilities 2014: $241,127Net Assets 2014: $3,3272014Assets 2015: $528,061Liabilities 2015: $527,408Net Assets 2015: $6532015Assets 2016: $217,900Liabilities 2016: $217,138Net Assets 2016: $7622016Assets 2017: $153,420Liabilities 2017: $155,056Net Assets 2017: -$1,6362017Assets 2018: $118,045Liabilities 2018: $120,569Net Assets 2018: -$2,5242018Assets 2019: $168,899Liabilities 2019: $170,055Net Assets 2019: -$1,1562019Assets 2020: $381,436Liabilities 2020: $369,474Net Assets 2020: $11,9622020Assets 2021: $441,391Liabilities 2021: $424,247Net Assets 2021: $17,1442021Assets 2022: $356,458Liabilities 2022: $333,771Net Assets 2022: $22,6872022Assets 2023: $342,612Liabilities 2023: $328,653Net Assets 2023: $13,9592023Assets 2024: $459,669Liabilities 2024: $443,366Net Assets 2024: $16,3032024Assets 2025: $484,949Liabilities 2025: $464,678Net Assets 2025: $20,2712025

Highlighted filing

2014

Assets$244,454
Liabilities$241,127
Net Assets$3,327
Open 2014 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2013: $85,417Expenses 2013: $83,752Net Income 2013: $1,6652013Revenue 2014: $114,892Expenses 2014: $114,447Net Income 2014: $4452014Revenue 2015: $132,174Expenses 2015: $134,848Net Income 2015: -$2,6742015Revenue 2016: $150,395Expenses 2016: $150,286Net Income 2016: $1092016Revenue 2017: $104,758Expenses 2017: $107,156Net Income 2017: -$2,3982017Revenue 2018: $92,551Expenses 2018: $93,439Net Income 2018: -$8882018Revenue 2019: $83,640Expenses 2019: $82,272Net Income 2019: $1,3682019Revenue 2020: $98,361Expenses 2020: $85,243Net Income 2020: $13,1182020Revenue 2021: $93,597Expenses 2021: $88,415Net Income 2021: $5,1822021Revenue 2022: $99,351Expenses 2022: $93,808Net Income 2022: $5,5432022Revenue 2023: $100,351Expenses 2023: $104,617Net Income 2023: -$4,2662023Revenue 2024: $98,188Expenses 2024: $95,844Net Income 2024: $2,3442024Revenue 2025: $94,607Expenses 2025: $90,639Net Income 2025: $3,9682025

Highlighted filing

2014

Revenue$114,892
Expenses$114,447
Net Income$445
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jul 1, 2015
Return Version
2014v5.0
Gross Receipts
$114,892
Mission and Program Overview

Mission

To enhance the lives of clients by budgeting & managing their social security income.

Program Services

DescriptionGrantsExpenses
TO ACT AS REPRESENTATIVE FOR 240 PEOPLE ON SOCIAL SECURITY WHO ARE IN NEED OF ASSISTANCE MANAGING THEIR FINANCES.-$114,447
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LISA F BRITKOKey EmployeeFT$38,560-$38,560
JUDY NESSETDirectorPT$26,800-$26,800
SHELLY GULLETSecretaryPT$0--
ANNABEL L HILTONBoard Member-$0--
THOMAS TURNERBoard Member-$0--
EDWARD STARRBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Sterling Payee Services
EIN
27-0907613
Address
491 AMHERST STREET, ROOM/SUITE 24, NASHUA, NH 03063

Signing Officer

Name
Judy Nesset
Title
Director
Signed
2015-07-01
Discuss with paid preparer
Yes

Preparer

Firm
Seelye & Schulz Pa CPA
Address
451 AMHERST ST STE 204, NASHUA, NH 03063-1200
Preparer
Edward J Schulz CPA
Phone
6038861900
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 6,399 insurance 573 payroll service fees 937 donations 15 computer expenses 966 nh annual fee 75 miscellaneous 82 payroll taxes 6,987 total 16,034”

Form 990-ez, Part II, Line 24

“Accounts receivable 8,895 10,414 total 8,895 10,414”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 6,272 7,149 client payee 0 233,978”

Form 990-ez, Part III

“To enhance the lives of clients by budgeting & managing their social security income.”

Raw XML Appendix147 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JUDITH NESSET
IRS990EZ/BooksInCareOfDetail/PhoneNum06035944114
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0491 AMHERST STREET STE 24
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NASHUA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd003063
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0259
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0234040
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0445
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01500
IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/GrossReceiptsAmt0114892
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt02882
IRS990EZ/NetAssetsOrFundBalancesEOYAmt03327
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt02882
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt03327
IRS990EZ/OccupancyRentUtltsAndMaintAmt08800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt540.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt026800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt538560
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JUDY NESSET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHELLY GULLET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ANNABEL L HILTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3THOMAS TURNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4EDWARD STARR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LISA F BRITKO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5KEY EMPLOYEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt08895
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010414
IRS990EZ/OtherExpensesTotalAmt016034
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO ENHANCE THE LIVES OF CLIENTS BY BUDGETING & MANAGING THEIR SOCIAL SECURITY INCOME.
IRS990EZ/PrintingPublicationsPostageAmt08977
IRS990EZ/ProgramServiceRevenueAmt0114892
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ACT AS REPRESENTATIVE FOR 240 PEOPLE ON SOCIAL SECURITY WHO ARE IN NEED OF ASSISTANCE MANAGING THEIR FINANCES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0114447
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt079136
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NH
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt06272
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0241127
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0114447
IRS990EZ/TotalProgramServiceExpensesAmt0114447
IRS990EZ/TotalRevenueAmt0114892
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0114892
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt085417
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt060686
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt035822
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt015605
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0312422
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0312422
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0114892
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt085417
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt060686
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt035822
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt015605
IRS990ScheduleA/Total509Grp/TotalAmt0312422
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0114892
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt085417
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt060686
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt035822
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt015605
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0312422
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 6,399 INSURANCE 573 PAYROLL SERVICE FEES 937 DONATIONS 15 COMPUTER EXPENSES 966 NH ANNUAL FEE 75 MISCELLANEOUS 82 PAYROLL TAXES 6,987 TOTAL 16,034
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 8,895 10,414 TOTAL 8,895 10,414
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 6,272 7,149 CLIENT PAYEE 0 233,978
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO ENHANCE THE LIVES OF CLIENTS BY BUDGETING & MANAGING THEIR SOCIAL SECURITY INCOME.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02016-03-07 17:11:31Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0JUDY NESSET
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-07-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STERLING PAYEE SERVICES
ReturnHeader/Filer/BusinessNameControlTxt0STER
ReturnHeader/Filer/EIN0270907613
ReturnHeader/Filer/USAddress/AddressLine1Txt0491 AMHERST STREET
ReturnHeader/Filer/USAddress/AddressLine2Txt0ROOM/SUITE 24
ReturnHeader/Filer/USAddress/CityNm0NASHUA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NH
ReturnHeader/Filer/USAddress/ZIPCd003063
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0020413305
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SEELYE & SCHULZ PA CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0451 AMHERST ST STE 204
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NASHUA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0030631200
ReturnHeader/PreparerPersonGrp/PhoneNum06038861900
ReturnHeader/PreparerPersonGrp/PreparationDt02015-07-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0EDWARD J SCHULZ CPA
ReturnHeader/ReturnTs02015-08-18T12:42:36-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$244,454
Liabilities
$241,127
Net assets
$3,327
Revenue
$114,892
Expenses
$114,447
Net income
$445
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.85$4.65$0.20$0.95$0.91$0.04
2024Detailed filing. Detailed filing data is available for this year.$4.60$4.43$0.16$0.98$0.96$0.02
2023Detailed filing. Detailed filing data is available for this year.$3.43$3.29$0.14$1.00$1.05$0.04
2022Detailed filing. Detailed filing data is available for this year.$3.56$3.34$0.23$0.99$0.94$0.06
2021Detailed filing. Detailed filing data is available for this year.$4.41$4.24$0.17$0.94$0.88$0.05
2020Detailed filing. Detailed filing data is available for this year.$3.81$3.69$0.12$0.98$0.85$0.13
2019Detailed filing. Detailed filing data is available for this year.$1.69$1.70$0.01$0.84$0.82$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.18$1.21$0.03$0.93$0.93$0.01
2017Detailed filing. Detailed filing data is available for this year.$1.53$1.55$0.02$1.05$1.07$0.02
2016Detailed filing. Detailed filing data is available for this year.$2.18$2.17$0.01$1.50$1.50$0.00
2015Detailed filing. Detailed filing data is available for this year.$5.28$5.27$0.01$1.32$1.35$0.03
2014Detailed filing. Detailed filing data is available for this year.$2.44$2.41$0.03$1.15$1.14$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.09$0.06$0.03$0.85$0.84$0.02