Civic Intelligence

San Francisco Consumer Action

990 • Fiscal year 2022 • EIN 23-7172908

Apr 01, 2021 to Mar 31, 2022 • Filed on Feb 13, 2023

Organization ProfileWWW.CONSUMER-ACTION.ORG
57 Post Street Suite 611San Francisco, CA 94104

(415) 777-9648

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.16x

Higher debt load relative to assets than 64% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Liabilities / Revenue

59th percentile

0.14x

Higher debt load relative to revenue than 59% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Net Margin

22nd percentile

-8.6%

Higher net margin than 22% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Top Officer Pay

88th percentile

$178,042

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 10.7% of source-year revenue.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Asset Growth

6th percentile

-24%

Faster asset growth than 6% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Revenue Growth

77th percentile

37%

Faster revenue growth than 77% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets64th percentile

Assets

Down

$1,493,172

Down $466,003 (-24%) from 2021

Net Assets

Down

$1,261,443

Down $149,030 (-11%) from 2021

Liabilities

Down

$231,729

Down $316,973 (-58%) from 2021

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin22nd percentile

Revenue

Up

$1,658,690

Up $449,125 (+37%) from 2021

Expenses

Down

$1,801,939

Down $536,971 (-23%) from 2021

Net Income

Up

-$143,249

Up $986,096 (+87%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2014: $7,681,830Liabilities 2014: $296,481Net Assets 2014: $7,385,3492014Assets 2015: $10,213,650Liabilities 2015: $324,052Net Assets 2015: $9,889,5982015Assets 2016: $9,651,559Liabilities 2016: $388,477Net Assets 2016: $9,263,0822016Assets 2018: $5,965,339Liabilities 2018: $357,543Net Assets 2018: $5,607,7962018Assets 2019: $4,796,950Liabilities 2019: $310,961Net Assets 2019: $4,485,9892019Assets 2020: $2,777,631Liabilities 2020: $237,851Net Assets 2020: $2,539,7802020Assets 2021: $1,959,175Liabilities 2021: $548,702Net Assets 2021: $1,410,4732021Assets 2022: $1,493,172Liabilities 2022: $231,729Net Assets 2022: $1,261,4432022Assets 2023: $1,266,588Liabilities 2023: $242,369Net Assets 2023: $1,024,2192023Assets 2024: $983,906Liabilities 2024: $113,810Net Assets 2024: $870,0962024Assets 2025: $1,222,629Liabilities 2025: $265,736Net Assets 2025: $956,8932025

Highlighted filing

2022

Assets$1,493,172
Liabilities$231,729
Net Assets$1,261,443
Open 2022 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2014: $2,942,892Expenses 2014: $3,023,428Net Income 2014: -$80,5362014Revenue 2015: $5,537,912Expenses 2015: $3,033,663Net Income 2015: $2,504,2492015Revenue 2016: $2,688,994Expenses 2016: $3,315,510Net Income 2016: -$626,5162016Revenue 2018: $1,972,569Expenses 2018: $3,279,222Net Income 2018: -$1,306,6532018Revenue 2019: $2,185,910Expenses 2019: $3,307,717Net Income 2019: -$1,121,8072019Revenue 2020: $941,331Expenses 2020: $2,887,540Net Income 2020: -$1,946,2092020Revenue 2021: $1,209,565Expenses 2021: $2,338,910Net Income 2021: -$1,129,3452021Revenue 2022: $1,658,690Expenses 2022: $1,801,939Net Income 2022: -$143,2492022Revenue 2023: $1,164,687Expenses 2023: $1,404,196Net Income 2023: -$239,5092023Revenue 2024: $974,773Expenses 2024: $1,126,841Net Income 2024: -$152,0682024Revenue 2025: $1,269,490Expenses 2025: $1,186,385Net Income 2025: $83,1052025

Highlighted filing

2022

Revenue$1,658,690
Expenses$1,801,939
Net Income-$143,249
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Apr 1, 2021 to Mar 31, 2022
Signed
Feb 13, 2023
Return Version
2021v4.0
Gross Receipts
$1,667,101
Mission and Program Overview

Mission

To empower consumers to achieve financial security through education and advocacy.

Consumer action empowers low- and moderate-income, limited-english- speaking, and other underrepresented consumers nationwide to financially prosper through education and advocacy. (see sched o for full statement)

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities-$1,140,709-
Cash and Non-Interest-Bearing Accounts$278,427$127,432▼ $150,995
Savings and Temporary Cash Investments$1,624,135$100,000▼ $1,524,135
Pledges and Grants Receivable$54,839$95,250▲ $40,411
Prepaid Expenses and Deferred Charges$1,774$21,315▲ $19,541
Total Assets$1,959,175$1,493,172▼ $466,003
Other Assets Total-$8,466-
Liabilities
Unsecured Notes Loans Payable$332,421--
Other Liabilities-$190,455-
Deferred Revenue-$25,000-
Accounts Payable and Accrued Expenses$216,281$16,274▼ $200,007
Total Liabilities$548,702$231,729▼ $316,973
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-546,742$667,870▲ $1,214,612
Net Assets With Donor Restrictions$1,957,215$593,573▼ $1,363,642
Total Net Assets Fund Balance$1,410,473$1,261,443▼ $149,030
Total Liabilities and Net Assets / Fund Balance$1,959,175$1,493,172▼ $466,003

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$48,076$48,076
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ken MceldowneyExecutive DiPT$170,304$7,738$178,042
Ken MceldowneyExecutive Director,-$170,304$7,738$178,042
Kathy LiSf Office DiPT$116,640$14,502$131,142
Ruth Susswein AlbertAssociate DcPT$101,364$25,239$126,603
Linda SherryDc Office DiPT$111,696$7,806$119,502

Board Members and Trustees

NameTitle
Ben LauBoard Chair
Sue HestorBoard Treasu
Sue RoganBoard Vice P
Anna FloresDirector
Deborah Lowe MuramotoDirector
Faith BautistaDirector
Gail SandersDirector
Irene LeechDirector
Joe WynnDirector
Latesha SlappyDirector
Rosa Gonzalez-abregoDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$1,647,594
Program Service Revenue
$7,586
Investment Income
$3,921
Other Revenue
$-411
All Other Contributions
$972,873
Change in Net Assets
$-143,249
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,519,416
Total Fundraising Expense$206,411
Other Expenses$169,943
Grants and Similar Amounts Paid$71,600
Professional Fundraising Fees$40,980

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$539,398$172,994$77,020$789,412
Current Officers, Directors, Trustees, and Key Employees$343,850$98,243$49,122$491,215
Other Employee Benefits$95,077$29,197$13,579$137,853
Payroll Taxes$69,616$21,378$9,942$100,936
Grants to Domestic Orgs$71,500--$71,500
Office Expenses$34,863$11,732$6,127$52,722
Information Technology$35,818$10,999$5,115$51,932
Fees for Services Professional Fundraising--$40,980$40,980
Fees for Services Accounting$15,019$4,612$2,145$21,776
Fees for Services Other$17,360$452$210$18,022
Occupancy$8,392$2,577$1,199$12,168
Conferences and Meetings$1,632$5,255$433$7,320
Insurance$3,294$1,011$471$4,776
Travel$474$685$68$1,227
Grants to Domestic Individuals$100--$100
Total Functional Expenses$1,236,393$359,135$206,411$1,801,939
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Consumer Federation of AmericaWashington, DC501c3Program Mission$50,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$40,980
Fundraising Direct Expenses$8,411
Fundraising Gross Income$8,000

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
50th Anniversar$335,300$8,000$797$7,203
Total Events$335,300$8,000$8,411$-411
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
ACCRUED LEAVE + PAYROLL$180,830
Lease Payment Due$7,125
Accrued Expenses$2,500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The executive director and financial consultant conduct an initial review of the 990. Then the board of directors reviews it prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“All board members are covered under the policy where annual assertions are requested to confirm that there is a lack of conflicts.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors decide the salary and benefits of the executive director of the agency. The board, which includes independent members, have assessed fair and equitable compensation based on compensation of managers of agencies of similar size, field and location to the agency.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, the conflict of interest policy and financial statements are available to the public upon request.form 990 is posted on our web site.”

Filing and Contact Details

Filer

Filer Name
San Francisco Consumer Action
EIN
23-7172908
Phone
4157779648
Address
57 POST STREET SUITE 611, SAN FRANCISCO, CA 94104

Signing Officer

Name
Ken Mceldowney
Title
Executive Director,
Phone
4157779648
Signed
2023-02-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ken Mceldowney
Formed
1971
Legal Domicile
CA
Voting Board Members
11
Independent Board Members
11
Employees
18
Volunteers
20

Preparer

Firm
Marjtax Incorporated
Address
3542 FRUITVALE- AVE PMB 227, OAKLAND, CA 94602
Preparer
Marjorie Williams-jones
Phone
5104826204
Supplemental Narrative

Additional Explanations

Form 990

“Full mission statement: using multilingual consumer education materials, community outreach and issue-focused advocacy, consumer action empowers low- and moderate-income, limited-english-speaking, and other underrepresented consumers nationwide to financially prosper through education and advocacy.”

Raw XML AppendixShowing 400 of 538 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0216281
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt016274
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT)
IRS990/AllOtherContributionsAmt0972873
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0KEN MCELDOWNEY
IRS990/BooksInCareOfDetail/PhoneNum04157779648
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt057 POST STREET SUITE 611
IRS990/BooksInCareOfDetail/USAddress/CityNm0SAN FRANCISCO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd094104
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0278427
IRS990/CashNonInterestBearingGrp/EOYAmt0127432
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt049122
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt098243
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0343850
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0491215
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt0433
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt05255
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01632
IRS990/ConferencesMeetingsGrp/TotalAmt07320
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContriRptFundraisingEventAmt0327300
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01647594
IRS990/CYGrantsAndSimilarPaidAmt071600
IRS990/CYInvestmentIncomeAmt03921
IRS990/CYOtherExpensesAmt0169943
IRS990/CYOtherRevenueAmt0-411
IRS990/CYProgramServiceRevenueAmt07586
IRS990/CYRevenuesLessExpensesAmt0-143249
IRS990/CYSalariesCompEmpBnftPaidAmt01519416
IRS990/CYTotalExpensesAmt01801939
IRS990/CYTotalFundraisingExpenseAmt0206411
IRS990/CYTotalProfFndrsngExpnsAmt040980
IRS990/CYTotalRevenueAmt01658690
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/EOYAmt025000
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE COVID-19 EDUCATION PROJECT GATHERED AND DISSEMINATED INFORMATION ON A SPECIAL ONLINE COLLECTION TO HELP FINANCIALLY VULNERABLE CONSUMERS DEAL WITH WAGE LOSS, HOUSING INSECURITY, AND THE OTHER CHALLENGES CREATED BY THE CRISIS. THE PROJECT IS AIMED AT PROVIDING CONSUMERS-PARTICULARLY LOW- AND MODERATE-INCOME WORKERS, LIMITED-ENGLISH SPEAKERS AND OTHER HARD-HIT COMMUNITIES-WITH ESSENTIAL INFORMATION AND VALUABLE RESOURCES THAT COULD HELP THEM COPE WITH THE FINANCIAL FALLOUT DURING THE PANDEMIC. FUNDING FROM A VARIETY OF CORPORATE CONTRIBUTIONS WAS USED (WELLS FARGO; CAPITAL ONE; BANK OF AMERICA).
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt01957215
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0593573
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt018
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0435606
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt02145
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt04612
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt015019
IRS990/FeesForServicesAccountingGrp/TotalAmt021776
IRS990/FeesForServicesOtherGrp/FundraisingAmt0210
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0452
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt017360
IRS990/FeesForServicesOtherGrp/TotalAmt018022
IRS990/FeesForServicesProfFundraising/FundraisingAmt040980
IRS990/FeesForServicesProfFundraising/TotalAmt040980
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1128.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1228.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1328.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1428.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt117738
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1214502
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt137806
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1425239
IRS990/Form990PartVIISectionAGrp/PersonNm0BEN LAU
IRS990/Form990PartVIISectionAGrp/PersonNm1SUE ROGAN
IRS990/Form990PartVIISectionAGrp/PersonNm2SUE HESTOR
IRS990/Form990PartVIISectionAGrp/PersonNm3ANNA FLORES
IRS990/Form990PartVIISectionAGrp/PersonNm4DEBORAH LOWE MURAMOTO
IRS990/Form990PartVIISectionAGrp/PersonNm5IRENE LEECH
IRS990/Form990PartVIISectionAGrp/PersonNm6FAITH BAUTISTA
IRS990/Form990PartVIISectionAGrp/PersonNm7GAIL SANDERS
IRS990/Form990PartVIISectionAGrp/PersonNm8JOE WYNN
IRS990/Form990PartVIISectionAGrp/PersonNm9LATESHA SLAPPY
IRS990/Form990PartVIISectionAGrp/PersonNm10ROSA GONZALEZ-ABREGO
IRS990/Form990PartVIISectionAGrp/PersonNm11KEN MCELDOWNEY
IRS990/Form990PartVIISectionAGrp/PersonNm12KATHY LI
IRS990/Form990PartVIISectionAGrp/PersonNm13LINDA SHERRY
IRS990/Form990PartVIISectionAGrp/PersonNm14RUTH SUSSWEIN ALBERT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11170304
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12116640
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13111696
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14101364
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE P
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt12SF OFFICE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt13DC OFFICE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt14ASSOCIATE DC
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01971
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingAmt0327300
IRS990/FundraisingDirectExpensesAmt08411
IRS990/FundraisingGrossIncomeAmt08000
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt0347421
IRS990/GrantAmt071600
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt0100
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0100
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt071500
IRS990/GrantsToDomesticOrgsGrp/TotalAmt071500
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0true
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01667101
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt05115
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt010999
IRS990/InformationTechnologyGrp/ProgramServicesAmt035818
IRS990/InformationTechnologyGrp/TotalAmt051932
IRS990/InsuranceGrp/FundraisingAmt0471
IRS990/InsuranceGrp/ManagementAndGeneralAmt01011
IRS990/InsuranceGrp/ProgramServicesAmt03294
IRS990/InsuranceGrp/TotalAmt04776
IRS990/InvestmentIncomeGrp/ExclusionAmt03921
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03921
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01140709
IRS990/IRPDocumentCnt09
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt048076
IRS990/LandBldgEquipCostOrOtherBssAmt048076
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT)
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01410473
IRS990/NetAssetsOrFundBalancesEOYAmt01261443
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-411
IRS990/NetUnrlzdGainsLossesInvstAmt0125
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0-546742
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0667870
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt01199
IRS990/OccupancyGrp/ManagementAndGeneralAmt02577
IRS990/OccupancyGrp/ProgramServicesAmt08392
IRS990/OccupancyGrp/TotalAmt012168
IRS990/OfficeExpensesGrp/FundraisingAmt06127
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011732
IRS990/OfficeExpensesGrp/ProgramServicesAmt034863
IRS990/OfficeExpensesGrp/TotalAmt052722
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt08466
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt013579
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt029197
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt095077
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0137853
IRS990/OtherLiabilitiesGrp/EOYAmt0190455
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt077020
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0172994
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0539398
IRS990/OtherSalariesAndWagesGrp/TotalAmt0789412
IRS990/OtherWebsiteInd0X
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt09942
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt021378
IRS990/PayrollTaxesGrp/ProgramServicesAmt069616
IRS990/PayrollTaxesGrp/TotalAmt0100936
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt054839
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt095250
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01774
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt021315
IRS990/PrincipalOfficerNm0KEN MCELDOWNEY
IRS990/PriorPeriodAdjustmentsAmt0-5906
IRS990/ProfessionalFundraisingInd0true
IRS990/ProgramServiceRevenueGrp/Desc0MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07586
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07586
IRS990/ProgSrvcAccomActy2Grp/Desc0THE AT&T PROJECT (AKA AFFORDABLE CONNECTIVITY PROJECT) EDUCATES AND EMPOWERS CONSUMERS TO TAKE ADVANTAGE OF GOVERNMENT PROGRAMS DESIGNED TO HELP LOW- AND MODERATE-INCOME CONSUMERS APPLY FOR SUBSIDIES FOR CELL PHONE AND BROADBAND INTERNET ADMINISTERED BY THE FEDERAL COMMUNICATIONS COMMISSION AND THE STATES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0208964
IRS990/ProgSrvcAccomActy3Grp/Desc0GENERAL IN GENERAL, ALL OF THE PROJECTS TAKEN ON OR CONTINUED BY CONSUMER ACTION DURING FY 2021-22 AIM TO EMPOWER AND EDUCATE CONSUMERS WITH FACT SHEETS, FREE WEBINARS AND INFORMATION ABOUT AVAILABLE RESOURCES. THE SPECIFIC AREAS INCLUDE FINANCIAL TECHNOLOGY (FUNDING FROM TCH-THE CLEARINGHOUSE, WELLS FARGO-WF AND PLAID); PRIVACY (ROSE FOUNDATION AND COURT AWARDS-AKA "PHONE CY PRES-; AND FINANCIAL LITERACY (HOUSING, IB INSURANCE, FICO).
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0591823
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01173731
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt067364
IRS990/PYInvestmentIncomeAmt022764
IRS990/PYOtherExpensesAmt0476859
IRS990/PYOtherRevenueAmt013070
IRS990/PYRevenuesLessExpensesAmt0-1129345
IRS990/PYSalariesCompEmpBnftPaidAmt01794687
IRS990/PYTotalExpensesAmt02338910
IRS990/PYTotalRevenueAmt01209565
IRS990/QuidProQuoContributionsInd0true
IRS990/QuidProQuoContriDisclInd0true
IRS990/ReconcilationRevenueExpnssAmt0-143249
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01624135
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0100000
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 5,150
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01647594
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01173731
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0847124
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02106307
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01897240
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt07671996
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt03921
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt022764
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt082264
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt083716
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt074379
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0267044
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt032506
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt05150
IRS990ScheduleA/OtherIncome170Grp/TotalAmt05150
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.58200
IRS990ScheduleA/PublicSupportPY170Pct00.53770
IRS990ScheduleA/PublicSupportTotal170Amt04623134
IRS990ScheduleA/SubstantialContributorsTotAmt03048862
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01647594
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01173731
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0847124
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02106307
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01897240
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt07671996
IRS990ScheduleA/TotalSupportAmt07944190
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleC/DirectContactLegislatorsAmt02408
IRS990ScheduleC/DirectContactLegislatorsInd0true
IRS990ScheduleC/GrantsOtherOrganizationsInd0false
IRS990ScheduleC/MailingsMembersInd0false
IRS990ScheduleC/MediaAdvertisementsInd0false
IRS990ScheduleC/NotDescribedSection501c3Ind0false
IRS990ScheduleC/OtherActivitiesInd0false
IRS990ScheduleC/PaidStaffOrManagementInd0false
IRS990ScheduleC/PublicationsOrBroadcastInd0false
IRS990ScheduleC/RalliesDemonstrationsInd0false
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0LOBBYING FY 2021-22 CONSUMER ACTION EMPLOYEES PARTICIPATED IN A LIMITED NUMBER OF MEETINGS WITH CONGRESSIONAL STAFF MEMBERS IN WASHINGTON, DC, TO PROMOTE PRIVACY-RELATED LEGISLATION; PROTECT THE CONSUMER PROTECTION ACTIVITIES OF THE CONSUMER FINANCIAL PROTECTION BUREAU FROM POLITICAL ATTACKS. WE ALSO MET WITH REGULATORY AGENCIES AND CONGRESSIONAL STAFF TO PROTECT ACCESS TO CASH AND PUSH FOR REFUNDS FOR AIRLINE PASSENGERS IMPACTED BY CANCELLED FLIGHTS DURING THE PANDEMIC.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART II-B, LINE 1
IRS990ScheduleC/TotalLobbyingExpendituresAmt02408
IRS990ScheduleC/VolunteersInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt048076
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt048076
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0180830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17125
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED LEAVE + PAYROLL
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LEASE PAYMENT DUE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ACCRUED EXPENSES
IRS990ScheduleD/TotalLiabilityAmt0190455
IRS990ScheduleG/AgrmtProfFundraisingActyInd0true
IRS990ScheduleG/EmailSolicitationsInd0X
IRS990ScheduleG/FundraiserActivityInfoGrp/ActivityTxt0CONSULTING
IRS990ScheduleG/FundraiserActivityInfoGrp/FundraiserControlOfFundsInd0false
IRS990ScheduleG/FundraiserActivityInfoGrp/GrossReceiptsAmt0211050
IRS990ScheduleG/FundraiserActivityInfoGrp/NetToOrganizationAmt0170550
IRS990ScheduleG/FundraiserActivityInfoGrp/PersonNm0CAROLE BERKE
IRS990ScheduleG/FundraiserActivityInfoGrp/RetainedByContractorAmt040500
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/AddressLine1Txt07412 OAK LANE
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/CityNm0CHEVY CHASE
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/StateAbbreviationCd0MD
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/ZIPCd020815
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt0327300
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt0327300
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt08411
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm050TH ANNIVERSAR
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt07614

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,493,172
Liabilities
$231,729
Net assets
$1,261,443
Revenue
$1,658,690
Expenses
$1,801,939
Net income
-$143,249
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.22$0.27$0.96$1.27$1.19$0.08
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.11$0.87$0.97$1.13$0.15
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.24$1.02$1.16$1.40$0.24
2022Detailed filing. Detailed filing data is available for this year.$1.49$0.23$1.26$1.66$1.80$0.14
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.96$0.55$1.41$1.21$2.34$1.13
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.78$0.24$2.54$0.94$2.89$1.95
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.80$0.31$4.49$2.19$3.31$1.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.97$0.36$5.61$1.97$3.28$1.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.65$0.39$9.26$2.69$3.32$0.63
2015Detailed filing. Detailed filing data is available for this year.$10.2$0.32$9.89$5.54$3.03$2.50
2014Detailed filing. Detailed filing data is available for this year.$7.68$0.30$7.39$2.94$3.02$0.08
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2022 filings • 501(c)3 • $1M-$5M nonprofits