Civic Intelligence

Glatco Credit Union

990 • Fiscal year 2019 • EIN 23-2047398

Jan 01, 2019 to Dec 31, 2019 • Filed on Feb 27, 2020

Organization ProfileWWW.GLATCOCU.COM

View Organization Page

53 South Main Street PO Box 197Spring Grove, PA 17362

(717) 225-4548

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.86x

Higher debt load relative to assets than 43% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Liabilities / Revenue

97th percentile

28.55x

Higher debt load relative to revenue than 97% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Net Margin

81st percentile

22%

Higher net margin than 81% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Top Officer Pay

52nd percentile

$108,595

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Asset Growth

65th percentile

3.8%

Faster asset growth than 65% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Revenue Growth

57th percentile

7.2%

Faster revenue growth than 57% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$42,644,405

Up $1,569,500 (+3.8%) from 2018

Net Assets

Up

$6,024,108

Up $280,653 (+4.9%) from 2018

Liabilities

Up

$36,620,297

Up $1,288,847 (+3.6%) from 2018

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin81st percentile

Revenue

Up

$1,282,850

Up $85,705 (+7.2%) from 2018

Expenses

Down

$1,002,197

Down $24,913 (-2.4%) from 2018

Net Income

Up

$280,653

Up $110,618 (+65%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $34,209,386Liabilities 2010: $29,159,765Net Assets 2010: $5,049,6212010Assets 2011: $35,320,671Liabilities 2011: $30,271,637Net Assets 2011: $5,049,0342011Assets 2012: $36,101,798Liabilities 2012: $31,007,024Net Assets 2012: $5,094,7742012Assets 2013: $35,775,585Liabilities 2013: $30,665,859Net Assets 2013: $5,109,7262013Assets 2014: $37,090,320Liabilities 2014: $31,912,505Net Assets 2014: $5,177,8152014Assets 2015: $38,117,436Liabilities 2015: $32,850,977Net Assets 2015: $5,266,4592015Assets 2016: $40,004,397Liabilities 2016: $34,586,704Net Assets 2016: $5,417,6932016Assets 2017: $41,069,837Liabilities 2017: $35,496,417Net Assets 2017: $5,573,4202017Assets 2018: $41,074,905Liabilities 2018: $35,331,450Net Assets 2018: $5,743,4552018Assets 2019: $42,644,405Liabilities 2019: $36,620,297Net Assets 2019: $6,024,1082019Assets 2020: $47,567,183Liabilities 2020: $41,568,943Net Assets 2020: $5,998,2402020Assets 2021: $51,875,011Liabilities 2021: $45,795,907Net Assets 2021: $6,079,1042021Assets 2022: $53,420,235Liabilities 2022: $47,151,364Net Assets 2022: $6,268,8712022Assets 2023: $50,271,339Liabilities 2023: $43,464,317Net Assets 2023: $6,807,0222023Assets 2024: $50,309,856Liabilities 2024: $42,832,356Net Assets 2024: $7,477,5002024

Highlighted filing

2019

Assets$42,644,405
Liabilities$36,620,297
Net Assets$6,024,108
Open 2019 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,013,4172010Expenses 2011: $1,026,6232011Expenses 2012: $893,4012012Revenue 2013: $874,879Expenses 2013: $859,927Net Income 2013: $14,9522013Revenue 2014: $880,754Expenses 2014: $812,665Net Income 2014: $68,0892014Revenue 2015: $914,978Expenses 2015: $826,334Net Income 2015: $88,6442015Revenue 2016: $942,952Expenses 2016: $791,718Net Income 2016: $151,2342016Revenue 2017: $1,025,571Expenses 2017: $873,450Net Income 2017: $152,1212017Revenue 2018: $1,197,145Expenses 2018: $1,027,110Net Income 2018: $170,0352018Revenue 2019: $1,282,850Expenses 2019: $1,002,197Net Income 2019: $280,6532019Revenue 2020: $1,146,223Expenses 2020: $1,172,091Net Income 2020: -$25,8682020Revenue 2021: $1,034,538Expenses 2021: $953,674Net Income 2021: $80,8642021Revenue 2022: $1,133,746Expenses 2022: $943,979Net Income 2022: $189,7672022Revenue 2023: $1,620,040Expenses 2023: $1,081,889Net Income 2023: $538,1512023Revenue 2024: $2,078,748Expenses 2024: $1,408,270Net Income 2024: $670,4782024

Highlighted filing

2019

Revenue$1,282,850
Expenses$1,002,197
Net Income$280,653
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Feb 27, 2020
Return Version
2019v5.0
Gross Receipts
$1,282,850
Mission and Program Overview

Mission

Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of the members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.

Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of its members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$24,941,996$23,456,996▼ $1,485,000
Savings and Temporary Cash Investments$6,369,197$9,182,077▲ $2,812,880
Other Notes and Loans Receivable, Net$8,358,995$8,451,021▲ $92,026
Rtn Earn Endowment Incm Other Fnds$5,743,455$6,024,108▲ $280,653
Cash and Non-Interest-Bearing Accounts$588,587$741,736▲ $153,149
Intangible Assets$353,279$351,733▼ $1,546
Land, Buildings, and Equipment, Net$277,136$254,582▼ $22,554
Prepaid Expenses and Deferred Charges$116,943$114,101▼ $2,842
Accounts Receivable$68,772$92,159▲ $23,387
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$41,074,905$42,644,405▲ $1,569,500
Liabilities
Other Liabilities$35,305,433$36,589,331▲ $1,283,898
Accounts Payable and Accrued Expenses$26,017$30,966▲ $4,949
Total Liabilities$35,331,450$36,620,297▲ $1,288,847
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,743,455$6,024,108▲ $280,653
Total Liabilities and Net Assets / Fund Balance$41,074,905$42,644,405▲ $1,569,500

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$103,973$525,823$629,796
Equipment$61,409$272,745$334,154
Land$89,200-$89,200
Other Securities$144,996--
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleBaseOtherTotal
William BowkerPresident/treasurer$90,261$18,334$108,595

Board Members and Trustees

NameTitle
Jeffrey L StambaughChairperson
Michelle L MummertVice Chairperson
Jessee W FurhmanDirector
Justin D MillerDirector
Samuel T SchuchtDirector
Shawn a FishelDirector
Steve P WibleDirector
Cheryl BrennemanSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$596,066
Investment Income
$662,351
Other Revenue
$24,433
Change in Net Assets
$280,653
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$713,948
Salaries, Compensation, and Employee Benefits$288,249
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$188,109
Other Salaries and Wages---$117,656
Current Officers, Directors, Trustees, and Key Employees---$108,595
Fees for Services Other---$103,872
Office Expenses---$60,829
Depreciation Depletion---$54,045
Occupancy---$52,751
Other Employee Benefits---$36,915
Insurance---$16,565
Payroll Taxes---$14,835
Advertising---$11,867
Pension Plan Contributions---$10,248
Fees for Services Accounting---$6,642
Other Expenses---$4,575
Conferences and Meetings---$1,959
Travel---$1,313
Fees for Services Legal---$492
Total Functional Expenses$0$0$0$1,002,197
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$23,816,456
Share Drafts$6,255,074
Ira Shares$3,831,652
Share Certificates$2,686,149
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned by its more than 3,300 members”

Form 990, Part VI, Section A, Line 7A

“The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.”

Form 990, Part VI, Section A, Line 7B

“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.”

Form 990, Part VI, Section B, Line 11B

“Treasurer/ceo william bowker presents the completed form 990 to the board of directors for review.”

Form 990, Part VI, Section B, Line 12C

“The credit union's conflict of interest policy requires that dealings by credit union officals that may be considered a conflict of interest be reported to the board of directors for approval prior to the consumation.”

Form 990, Part VI, Section C, Line 19

“The credit union's financial statements are posted in the lobby of the credit union on a monthly basis. Quarterly financial statements (call reports) are available at www.ncua.cgov for public inspection. Other governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Glatco Credit Union
EIN
23-2047398
Phone
7172254548
Address
53 SOUTH MAIN STREET PO BOX 197, SPRING GROVE, PA 17362

Signing Officer

Name
William J Bowker
Title
CEO/treasurer
Phone
7172254548
Signed
2020-02-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William J Bowker
Formed
1977
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
8
Employees
10
Volunteers
8

Preparer

Firm
Rkl Llp
Address
1330 BROADCASTING ROAD PO BOX 7008, WYOMISSING, PA 19610-6008
Preparer
Ruthann J Woll CPA
Phone
6103761595
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“OTHER 103,872.”

Raw XML Appendix396 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt014835
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt010248
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0116943
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0114101
IRS990/PrincipalOfficerNm0WILLIAM J BOWKER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1VISA INTERCHANGE
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0461237
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1113746
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt221083
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0461237
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1113746
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt221083
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE FINANCIAL SERVICES TO MORE THAN 3,300 MEMBERS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0517409
IRS990/PYOtherExpensesAmt0723577
IRS990/PYOtherRevenueAmt052707
IRS990/PYProgramServiceRevenueAmt0627029
IRS990/PYRevenuesLessExpensesAmt0170035
IRS990/PYSalariesCompEmpBnftPaidAmt0303533
IRS990/PYTotalExpensesAmt01027110
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01197145
IRS990/ReconcilationRevenueExpnssAmt0280653
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt08131
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05743455
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06024108
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06369197
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09182077
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0103973
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0525823
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0629796
IRS990ScheduleD/EquipmentGrp/BookValueAmt061409
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0272745
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0334154
IRS990ScheduleD/LandGrp/BookValueAmt089200
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt089200
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023816456
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16255074
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23831652
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32686149
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt023312000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1144996
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORP CREDIT UNION PERPETUAL CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0254582
IRS990ScheduleD/TotalBookValueSecuritiesAmt023456996
IRS990ScheduleD/TotalLiabilityAmt036589331
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED BY ITS MORE THAN 3,300 MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TREASURER/CEO WILLIAM BOWKER PRESENTS THE COMPLETED FORM 990 TO THE BOARD OF DIRECTORS FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION'S CONFLICT OF INTEREST POLICY REQUIRES THAT DEALINGS BY CREDIT UNION OFFICALS THAT MAY BE CONSIDERED A CONFLICT OF INTEREST BE REPORTED TO THE BOARD OF DIRECTORS FOR APPROVAL PRIOR TO THE CONSUMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE AT WWW.NCUA.CGOV FOR PUBLIC INSPECTION. OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OTHER 103,872.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt041074905
IRS990/TotalAssetsEOYAmt042644405
IRS990/TotalAssetsGrp/BOYAmt041074905
IRS990/TotalAssetsGrp/EOYAmt042644405
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/TotalAmt01002197
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt035331450
IRS990/TotalLiabilitiesEOYAmt036620297
IRS990/TotalLiabilitiesGrp/BOYAmt035331450
IRS990/TotalLiabilitiesGrp/EOYAmt036620297
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05743455
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06024108
IRS990/TotalOtherCompensationAmt018334
IRS990/TotalProgramServiceRevenueAmt0596066
IRS990/TotalReportableCompFromOrgAmt090261
IRS990/TotalRevenueGrp/ExclusionAmt0670482
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0612368
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01282850
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt041074905
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt042644405
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01313
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt053 SOUTH MAIN STREET PO BOX 197
IRS990/USAddress/CityNm0SPRING GROVE
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd017362
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.GLATCOCU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM J BOWKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07172254548
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-02-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GLATCO CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GLAT
ReturnHeader/Filer/EIN0232047398
ReturnHeader/Filer/PhoneNum07172254548
ReturnHeader/Filer/USAddress/AddressLine1Txt053 SOUTH MAIN STREET PO BOX 197
ReturnHeader/Filer/USAddress/CityNm0SPRING GROVE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017362
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0DA39A3EE5E6B4B0D3255BFEF95601890AFD80709
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0BF806157A52785AD0FEADB80BD57235400E63FA7
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.203.63.190
ReturnHeader/FilingSecurityInformation/IPDt02020-02-27
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/FilingSecurityInformation/IPTm009:42:21
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232108173
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RKL LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01330 BROADCASTING ROAD PO BOX 7008
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WYOMISSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0196106008
ReturnHeader/PreparerPersonGrp/PhoneNum06103761595
ReturnHeader/PreparerPersonGrp/PreparationDt02020-02-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RUTHANN J WOLL CPA
ReturnHeader/ReturnTs02020-03-09T15:31:04-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$42,644,405
Liabilities
$36,620,297
Net assets
$6,024,108
Revenue
$1,282,850
Expenses
$1,002,197
Net income
$280,653
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.3$42.8$7.48$2.08$1.41$0.67
2023Detailed filing. Detailed filing data is available for this year.$50.3$43.5$6.81$1.62$1.08$0.54
2022Detailed filing. Detailed filing data is available for this year.$53.4$47.2$6.27$1.13$0.94$0.19
2021Detailed filing. Detailed filing data is available for this year.$51.9$45.8$6.08$1.03$0.95$0.08
2020Detailed filing. Detailed filing data is available for this year.$47.6$41.6$6.00$1.15$1.17$0.03
2019Detailed filing. Detailed filing data is available for this year.$42.6$36.6$6.02$1.28$1.00$0.28
2018Detailed filing. Detailed filing data is available for this year.$41.1$35.3$5.74$1.20$1.03$0.17
2017Detailed filing. Detailed filing data is available for this year.$41.1$35.5$5.57$1.03$0.87$0.15
2016Detailed filing. Detailed filing data is available for this year.$40.0$34.6$5.42$0.94$0.79$0.15
2015Detailed filing. Detailed filing data is available for this year.$38.1$32.9$5.27$0.91$0.83$0.09
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.1$31.9$5.18$0.88$0.81$0.07
2013Detailed filing. Detailed filing data is available for this year.$35.8$30.7$5.11$0.87$0.86$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.1$31.0$5.09$0.89
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.3$30.3$5.05$1.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.2$29.2$5.05$1.01