Liabilities / Assets
36th percentile
Higher debt load relative to assets than 36% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
36th percentile
Higher debt load relative to assets than 36% of similar nonprofits.
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
84th percentile
Higher net margin than 84% of similar nonprofits.
Top Officer Pay
50th percentile
Higher top officer pay than 50% of similar nonprofits.
Top officer pay equals 10.2% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
52nd percentile
Faster revenue growth than 52% of similar nonprofits.
Assets
Up$40,004,397
Up $1,886,961 (+5.0%) from 2015
Net Assets
Up$5,417,693
Up $151,234 (+2.9%) from 2015
Liabilities
Up$34,586,704
Up $1,735,727 (+5.3%) from 2015
Revenue
Up$942,952
Up $27,974 (+3.1%) from 2015
Expenses
Down$791,718
Down $34,616 (-4.2%) from 2015
Net Income
Up$151,234
Up $62,590 (+71%) from 2015
Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of the members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $20,381,996 | $20,774,996 | ▲ $393,000 |
| Other Notes and Loans Receivable, Net | $9,491,333 | $9,437,239 | ▼ $54,094 |
| Savings and Temporary Cash Investments | $6,614,902 | $8,299,540 | ▲ $1,684,638 |
| Rtn Earn Endowment Incm Other Fnds | $5,266,459 | $5,417,693 | ▲ $151,234 |
| Cash and Non-Interest-Bearing Accounts | $723,758 | $593,550 | ▼ $130,208 |
| Land, Buildings, and Equipment, Net | $413,127 | $376,939 | ▼ $36,188 |
| Prepaid Expenses and Deferred Charges | $128,168 | $137,169 | ▲ $9,001 |
| Accounts Receivable | $47,909 | $57,619 | ▲ $9,710 |
| Total Assets | $38,117,436 | $40,004,397 | ▲ $1,886,961 |
| Other Assets Total | $316,243 | $327,345 | ▲ $11,102 |
| Liabilities | |||
| Other Liabilities | $32,796,996 | $34,558,011 | ▲ $1,761,015 |
| Accounts Payable and Accrued Expenses | $53,981 | $28,693 | ▼ $25,288 |
| Total Liabilities | $32,850,977 | $34,586,704 | ▲ $1,735,727 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,266,459 | $5,417,693 | ▲ $151,234 |
| Total Liabilities and Net Assets / Fund Balance | $38,117,436 | $40,004,397 | ▲ $1,886,961 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $164,835 | $464,961 | $629,796 |
| Equipment | $122,904 | $195,236 | $318,140 |
| Land | $89,200 | - | $89,200 |
| Other Securities | $15,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| William Bowker | CEO/treasure | FT | $79,560 | $16,613 | $96,173 |
| Name | Title |
|---|---|
| Jeffrey Stambaugh | Chairperson |
| Larry Schroll | Vice Chairpe |
| Michelle Mummert | Director |
| Reona M Cassel | Director |
| Samuel Schucht | Director |
| Cheryl Brenneman | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $552,270 |
| Salaries, Compensation, and Employee Benefits | $239,448 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $103,131 |
| Other Salaries and Wages | - | - | - | $99,671 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $96,173 |
| Fees for Services Other | - | - | - | $76,968 |
| Office Expenses | - | - | - | $56,618 |
| Depreciation Depletion | - | - | - | $47,872 |
| Occupancy | - | - | - | $43,112 |
| Insurance | - | - | - | $21,393 |
| Payroll Taxes | - | - | - | $16,152 |
| Other Employee Benefits | - | - | - | $14,631 |
| Pension Plan Contributions | - | - | - | $12,821 |
| Advertising | - | - | - | $6,032 |
| Fees for Services Accounting | - | - | - | $5,475 |
| Other Expenses | - | - | - | $3,866 |
| Travel | - | - | - | $1,615 |
| Conferences and Meetings | - | - | - | $866 |
| Fees for Services Legal | - | - | - | $190 |
| Total Functional Expenses | $0 | $0 | $0 | $791,718 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $21,388,525 |
| Share Drafts | $5,052,174 |
| Ira Shares | $4,221,972 |
| Share Certificates | $3,895,340 |
“The credit union is owned by its more than 3,500 members”
“The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.”
“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.”
“Treasurer/ceo william bowker presents the completed form 990 to the board of directors for review.”
“The credit union's conflict of interest policy requires that dealings by credit union officials that may be considered a conflict of interest be reported to the board of directors for approval prior to the consumation.”
“The credit union's financial statements are posted in the lobby of the credit union on a monthly basis. Quarterly financial statements (call reports) are available at www.ncua.gov for public inspection. Other governing documents are available upon request.”
“Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of the members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.”
“Provide loans and financial services to more than 3,500 members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 53981 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 28693 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 47909 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 57619 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | GLATCO CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL SERVICE COOPERATIVE OPERATING FOR THE BENEFIT OF THE MEMBERS. WE PLEDGE TO PROVIDE CONVENIENT SERVICES, WHILE MAINTAINING SOUND FINANCIAL PRACTICES, UPHOLDING THE CREDIT UNION MOVEMENT, AND BEING INVOLVED IN OUR COMMUNITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6032 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | WILLIAM BOWKER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7172254548 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 53 SOUTH MAIN STREET PO BOX 197 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRING GROVE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 17362 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 723758 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 593550 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 96173 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 866 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 272386 |
| IRS990/CYOtherExpensesAmt | 0 | 552270 |
| IRS990/CYOtherRevenueAmt | 0 | 29330 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 641236 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 151234 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 239448 |
| IRS990/CYTotalExpensesAmt | 0 | 791718 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 942952 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 47872 |
| IRS990/Desc | 0 | PROVIDE LOANS TO MORE THAN 3,500 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 5475 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 190 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 76968 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 16613 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | WILLIAM BOWKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LARRY SCHROLL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEFFREY STAMBAUGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | REONA M CASSEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SAMUEL SCHUCHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHELLE MUMMERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHERYL BRENNEMAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 79560 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/TREASURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SECRETARY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1977 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 942952 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 14520 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21393 |
| IRS990/InterestGrp/TotalAmt | 0 | 103131 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 272386 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 272386 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 20381996 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 20774996 |
| IRS990/IRPDocumentCnt | 0 | 1017 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 660197 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 413127 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 376939 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1037136 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | GLATCO CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL SERVICE COOPERATIVE OPERATING FOR THE BENEFIT OF THE MEMBERS. WE PLEDGE TO PROVIDE CONVENIENT SERVICES, WHILE MAINTAINING SOUND FINANCIAL PRACTICES, UPHOLDING THE CREDIT UNION MOVEMENT, AND BEING INVOLVED IN OUR COMMUNITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5266459 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5417693 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 14520 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 14520 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 43112 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 56618 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 316243 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 327345 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14631 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | OTHER |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 185132 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 3866 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 32796996 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 34558011 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER REVENUE |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 14810 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 14810 |
| IRS990/OtherRevenueTotalAmt | 0 | 14810 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 99671 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9491333 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9437239 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 16152 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 12821 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 128168 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 137169 |
| IRS990/PrincipalOfficerNm | 0 | WILLIAM BOWKER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | VISA INTERCHANGE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 516332 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 102402 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 22502 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 516332 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 102402 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 22502 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MORE THAN 3,500 MEMBERS. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | PROVIDE LOANS AND FINANCIAL SERVICES TO MORE THAN 3,500 MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 236364 |
| IRS990/PYOtherExpensesAmt | 0 | 550759 |
| IRS990/PYOtherRevenueAmt | 0 | 34418 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 644196 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 88644 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 275575 |
| IRS990/PYTotalExpensesAmt | 0 | 826334 |
| IRS990/PYTotalRevenueAmt | 0 | 914978 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 151234 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 14520 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5266459 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5417693 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6614902 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8299540 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 164835 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 464961 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 629796 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 122904 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 195236 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 318140 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 89200 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 89200 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 21388525 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5052174 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 4221972 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 3895340 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | IRA SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 20615000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 144996 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 15000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORP CREDIT UNION PERPETUAL CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | PA CU SERVICE CENTER STOCK |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | F |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 376939 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 20774996 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 34558011 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | GLATCO CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL SERVICE COOPERATIVE OPERATING FOR THE BENEFIT OF THE MEMBERS. WE PLEDGE TO PROVIDE CONVENIENT SERVICES, WHILE MAINTAINING SOUND FINANCIAL PRACTICES, UPHOLDING THE CREDIT UNION MOVEMENT, AND BEING INVOLVED IN OUR COMMUNITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PROVIDE LOANS AND FINANCIAL SERVICES TO MORE THAN 3,500 MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY ITS MORE THAN 3,500 MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TREASURER/CEO WILLIAM BOWKER PRESENTS THE COMPLETED FORM 990 TO THE BOARD OF DIRECTORS FOR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION'S CONFLICT OF INTEREST POLICY REQUIRES THAT DEALINGS BY CREDIT UNION OFFICIALS THAT MAY BE CONSIDERED A CONFLICT OF INTEREST BE REPORTED TO THE BOARD OF DIRECTORS FOR APPROVAL PRIOR TO THE CONSUMATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE AT WWW.NCUA.GOV FOR PUBLIC INSPECTION. OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 38117436 |
| IRS990/TotalAssetsEOYAmt | 0 | 40004397 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 38117436 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 40004397 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 791718 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 32850977 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 34586704 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 32850977 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 34586704 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5266459 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5417693 |
| IRS990/TotalOtherCompensationAmt | 0 | 16613 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 641236 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 79560 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 286906 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 656046 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 942952 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 38117436 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 40004397 |
| IRS990/TravelGrp/TotalAmt | 0 | 1615 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 53 SOUTH MAIN STREET PO BOX 197 |
| IRS990/USAddress/CityNm | 0 | SPRING GROVE |
| IRS990/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/USAddress/ZIPCd | 0 | 17362 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GLATCOCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | WILLIAM BOWKER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO/TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7172254548 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GLATCO CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GLAT |
| ReturnHeader/Filer/EIN | 0 | 232047398 |
| ReturnHeader/Filer/PhoneNum | 0 | 7172254548 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 53 SOUTH MAIN STREET PO BOX 197 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRING GROVE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 17362 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 81636149E3FC226514536E83CB6D46ED48088B7E |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 81636149E3FC226514536E83CB6D46ED48088B7E |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 232290841 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PADDEN GUERRINI & ASSOCIATES PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 91 CUMBERLAND PARKWAY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MECHANICSBURG |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 170555676 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7177909333 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-06-09 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | FREDERICK A TABOR |
| ReturnHeader/ReturnTs | 0 | 2017-06-09T13:41:32-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.