Civic Intelligence

Glatco Credit Union

990 • Fiscal year 2012 • EIN 23-2047398

Jan 01, 2012 to Dec 31, 2012 • Filed on Nov 13, 2013

Organization ProfileWWW.GLATCOCU.COM

View Organization Page

53 South Main Street PO Box 19717362
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.86x

Higher debt load relative to assets than 34% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

36th percentile

2.2%

Faster asset growth than 36% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$36,101,798

Up $781,127 (+2.2%) from 2011

Net Assets

Up

$5,094,774

Up $45,740 (+0.9%) from 2011

Liabilities

Up

$31,007,024

Up $735,387 (+2.4%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$893,401

Down $133,222 (-13%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $34,209,386Liabilities 2010: $29,159,765Net Assets 2010: $5,049,6212010Assets 2011: $35,320,671Liabilities 2011: $30,271,637Net Assets 2011: $5,049,0342011Assets 2012: $36,101,798Liabilities 2012: $31,007,024Net Assets 2012: $5,094,7742012Assets 2013: $35,775,585Liabilities 2013: $30,665,859Net Assets 2013: $5,109,7262013Assets 2014: $37,090,320Liabilities 2014: $31,912,505Net Assets 2014: $5,177,8152014Assets 2015: $38,117,436Liabilities 2015: $32,850,977Net Assets 2015: $5,266,4592015Assets 2016: $40,004,397Liabilities 2016: $34,586,704Net Assets 2016: $5,417,6932016Assets 2017: $41,069,837Liabilities 2017: $35,496,417Net Assets 2017: $5,573,4202017Assets 2018: $41,074,905Liabilities 2018: $35,331,450Net Assets 2018: $5,743,4552018Assets 2019: $42,644,405Liabilities 2019: $36,620,297Net Assets 2019: $6,024,1082019Assets 2020: $47,567,183Liabilities 2020: $41,568,943Net Assets 2020: $5,998,2402020Assets 2021: $51,875,011Liabilities 2021: $45,795,907Net Assets 2021: $6,079,1042021Assets 2022: $53,420,235Liabilities 2022: $47,151,364Net Assets 2022: $6,268,8712022Assets 2023: $50,271,339Liabilities 2023: $43,464,317Net Assets 2023: $6,807,0222023Assets 2024: $50,309,856Liabilities 2024: $42,832,356Net Assets 2024: $7,477,5002024

Highlighted filing

2012

Assets$36,101,798
Liabilities$31,007,024
Net Assets$5,094,774
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,013,4172010Expenses 2011: $1,026,6232011Expenses 2012: $893,4012012Revenue 2013: $874,879Expenses 2013: $859,927Net Income 2013: $14,9522013Revenue 2014: $880,754Expenses 2014: $812,665Net Income 2014: $68,0892014Revenue 2015: $914,978Expenses 2015: $826,334Net Income 2015: $88,6442015Revenue 2016: $942,952Expenses 2016: $791,718Net Income 2016: $151,2342016Revenue 2017: $1,025,571Expenses 2017: $873,450Net Income 2017: $152,1212017Revenue 2018: $1,197,145Expenses 2018: $1,027,110Net Income 2018: $170,0352018Revenue 2019: $1,282,850Expenses 2019: $1,002,197Net Income 2019: $280,6532019Revenue 2020: $1,146,223Expenses 2020: $1,172,091Net Income 2020: -$25,8682020Revenue 2021: $1,034,538Expenses 2021: $953,674Net Income 2021: $80,8642021Revenue 2022: $1,133,746Expenses 2022: $943,979Net Income 2022: $189,7672022Revenue 2023: $1,620,040Expenses 2023: $1,081,889Net Income 2023: $538,1512023Revenue 2024: $2,078,748Expenses 2024: $1,408,270Net Income 2024: $670,4782024

Highlighted filing

2012

Revenue-
Expenses$893,401
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 13, 2013
Return Version
2012v2.3
Gross Receipts
$939,141
Mission and Program Overview

Mission

Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of the members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.

Major Activities

Activity 2
Provide financial services to 3,759 members.
Filing and Contact Details

Filer

EIN
23-2047398
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY059610
IRS990/AccountsPayableAccruedExpenses/EOY042208
IRS990/AccountsReceivable/BOY042369
IRS990/AccountsReceivable/EOY036949
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0PROVIDE FINANCIAL SERVICES TO 3,759 MEMBERS.
IRS990/ActivityOrMissionDescription0GLATCO CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL SERVICE COOPERATIVE OPERATING FOR THE BENEFIT OF THE MEMBERS. WE PLEDGE TO PROVIDE CONVENIENT SERVICES, WHILE MAINTAINING SOUND FINANCIAL PRACTICES, UPHOLDING THE CREDIT UNION MOVEMENT, AND BEING INVOLVED IN OUR COMMUNITY.
IRS990/ActivityOther/Description0PROVIDE LOANS AND FINANCIAL SERVICES TO 3,759 MEMBERS.
IRS990/AddressPrincipalOfficerUS/AddressLine1053 SOUTH MAIN STREET PO BOX 197
IRS990/AddressPrincipalOfficerUS/City0SPRING GROVE
IRS990/AddressPrincipalOfficerUS/State0PA
IRS990/AddressPrincipalOfficerUS/ZIPCode017362
IRS990/Advertising/Total06746
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0489513
IRS990/CashNonInterestBearing/EOY0663635
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total081485
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0false
IRS990/CompensationProcessOther0false
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total0389
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total028179
IRS990/DescribedIn501C30false
IRS990/Description0PROVIDE LOANS TO 3,759 MEMBERS.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total030943
IRS990/FeesForServicesLegal/Total03072
IRS990/FeesForServicesOther/Total060468
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek040.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek81.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/NamePerson0WILLIAM BOWKER
IRS990/Form990PartVIISectionA/NamePerson1RAY SNYDER
IRS990/Form990PartVIISectionA/NamePerson2JEFFREY STAMBAUGH
IRS990/Form990PartVIISectionA/NamePerson3LARRY SCHROLL
IRS990/Form990PartVIISectionA/NamePerson4ARCHIE MILLER JR
IRS990/Form990PartVIISectionA/NamePerson5SAMUEL SCHUCHT
IRS990/Form990PartVIISectionA/NamePerson6CHERYL BRENNEMAN
IRS990/Form990PartVIISectionA/NamePerson7KARA SNYDER
IRS990/Form990PartVIISectionA/NamePerson8SPURGEON GLADFELTER
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation010310
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization070175
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/Title0CEO/TREASURE
IRS990/Form990PartVIISectionA/Title1CHAIRPERSON
IRS990/Form990PartVIISectionA/Title2DIRECTOR
IRS990/Form990PartVIISectionA/Title3VICE CHAIRPE
IRS990/Form990PartVIISectionA/Title4SECRETARY
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR
IRS990/Form990ProvidedToGoverningBody0false
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts0939141
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartVI0X
IRS990/Insurance/Total021843
IRS990/Interest/Total0133605
IRS990/InvestmentIncomeCurrentYear0189649
IRS990/InvestmentIncome/ExclusionAmount0189649
IRS990/InvestmentIncomePriorYear0231328
IRS990/InvestmentIncome/TotalRevenueColumn0189649
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/BOY017907996
IRS990/InvestmentsOtherSecurities/EOY014408996
IRS990/LandBldgEquipmentAccumDeprec0644131
IRS990/LandBuildingsEquipmentBasis0990047
IRS990/LandBuildingsEquipmentBasisNet/BOY0355368
IRS990/LandBuildingsEquipmentBasisNet/EOY0345916
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0GLATCO CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL SERVICE COOPERATIVE OPERATING FOR THE BENEFIT OF THE MEMBERS. WE PLEDGE TO PROVIDE CONVENIENT SERVICES, WHILE MAINTAINING SOUND FINANCIAL PRACTICES, UPHOLDING THE CREDIT UNION MOVEMENT, AND BEING INVOLVED IN OUR COMMUNITY.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0WILLIAM BOWKER
IRS990/NbrIndependentVotingMembers08
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY05049034
IRS990/NetAssetsOrFundBalancesEOY05094774
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109601477
IRS990/NumberIndependentVotingMembers08
IRS990/NumberOfEmployees07
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total039279
IRS990/OfficeExpenses/Total061294
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0290525
IRS990/OtherAssetsTotal/EOY0301614
IRS990/OtherEmployeeBenefits/Total017409
IRS990/OtherExpensePriorYear0735656
IRS990/OtherExpensesCurrentYear0633453
IRS990/OtherExpenses/Description0LOAN SERVICING EXPENSE
IRS990/OtherExpenses/Description1MEMBER SHARE & LOAN INS
IRS990/OtherExpenses/Description2PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description3OTHER
IRS990/OtherExpenses/Total0157194
IRS990/OtherExpenses/Total168267
IRS990/OtherExpenses/Total213500
IRS990/OtherExpenses/Total36755
IRS990/OtherLiabilities/BOY030212027
IRS990/OtherLiabilities/EOY030964816
IRS990/OtherNotesLoansReceivableNet/BOY09372835
IRS990/OtherNotesLoansReceivableNet/EOY09077321
IRS990/OtherRevenueCurrentYear067714
IRS990/OtherRevenueMisc/BusinessCode0522100
IRS990/OtherRevenueMisc/Description0OTHER REVENUE
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome067714
IRS990/OtherRevenueMisc/TotalRevenueColumn067714
IRS990/OtherRevenuePriorYear072599
IRS990/OtherSalariesAndWages/Total0134548
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total017224
IRS990/PensionPlanContributions/Total09282
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY071256
IRS990/PrepaidExpensesDeferredCharges/EOY089338
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenueCY0681778
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1VISA INTERCHANGE
IRS990/ProgramServiceRevenue/Description2FEES AND CHARGES
IRS990/ProgramServiceRevenuePriorYear0722109
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0555830
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome196513
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome229435
IRS990/ProgramServiceRevenue/TotalRevenueColumn0555830
IRS990/ProgramServiceRevenue/TotalRevenueColumn196513
IRS990/ProgramServiceRevenue/TotalRevenueColumn229435
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationRevenueExpenses045740
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0true
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY05049034
IRS990/RetainedEarningsEndowmentEtc/EOY05094774
IRS990/RevenuesLessExpensesCY045740
IRS990/RevenuesLessExpensesPriorYear0-587
IRS990/SalariesEtcCurrentYear0259948
IRS990/SalariesEtcPriorYear0290967
IRS990/SavingsAndTempCashInvestments/BOY06790809
IRS990/SavingsAndTempCashInvestments/EOY011178029
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue0219777
IRS990ScheduleD/Buildings/Depreciation0383747
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis0603524
IRS990ScheduleD/Equipment/BookValue036939
IRS990ScheduleD/Equipment/Depreciation0260384
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0297323
IRS990ScheduleD/Land/BookValue089200
IRS990ScheduleD/Land/OtherCostOrOtherBasis089200
IRS990ScheduleD/OtherLiabilities/Amount016947315
IRS990ScheduleD/OtherLiabilities/Amount14772433
IRS990ScheduleD/OtherLiabilities/Amount24754154
IRS990ScheduleD/OtherLiabilities/Amount33626260
IRS990ScheduleD/OtherLiabilities/Amount4864654
IRS990ScheduleD/OtherLiabilities/Description0SHARES
IRS990ScheduleD/OtherLiabilities/Description1SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilities/Description2IRA SHARES
IRS990ScheduleD/OtherLiabilities/Description3SHARE DRAFTS
IRS990ScheduleD/OtherLiabilities/Description4CLUB SHARES
IRS990ScheduleD/OtherSecurities/BookValue014249000
IRS990ScheduleD/OtherSecurities/BookValue1144996
IRS990ScheduleD/OtherSecurities/BookValue215000
IRS990ScheduleD/OtherSecurities/Description0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecurities/Description1CORP CREDIT UNION PERPETUAL CAPITAL
IRS990ScheduleD/OtherSecurities/Description2PA CU SERVICE CENTER STOCK
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/OtherSecurities/MethodOfValuation1C
IRS990ScheduleD/OtherSecurities/MethodOfValuation2F
IRS990ScheduleD/TotalOfAmounts030964816
IRS990ScheduleD/TotalOfBookValueLandBuildings0345916
IRS990ScheduleD/TotalOfBookValueSecurities014408996
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0GLATCO CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL SERVICE COOPERATIVE OPERATING FOR THE BENEFIT OF THE MEMBERS. WE PLEDGE TO PROVIDE CONVENIENT SERVICES, WHILE MAINTAINING SOUND FINANCIAL PRACTICES, UPHOLDING THE CREDIT UNION MOVEMENT, AND BEING INVOLVED IN OUR COMMUNITY.
IRS990ScheduleO/GeneralExplanation/Explanation1PROVIDE LOANS AND FINANCIAL SERVICES TO 3,759 MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation2THE CREDIT UNION IS OWNED BY ITS 3,787 MEMBERS
IRS990ScheduleO/GeneralExplanation/Explanation3THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation4THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS.
IRS990ScheduleO/GeneralExplanation/Explanation5TREASURER/CEO WILLIAM BOWKER PRESENTS THE COMPLETED FORM 990 TO THE BOARD OF DIRECTORS FOR REVIEW.
IRS990ScheduleO/GeneralExplanation/Explanation6THE CREDIT UNION'S CONFLICT OF INTEREST POLICY REQUIRES THAT DEALINGS BY CREDIT UNION OFFICIALS THAT MAY BE CONSIDERED A CONFLICT OF INTEREST BE REPORTED TO THE BOARD OF DIRECTORS FOR APPROVAL PRIOR TO THE CONSUMATION.
IRS990ScheduleO/GeneralExplanation/Explanation7THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF THE CREDIT UNION ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE AT WWW.NCUA.GOV FOR PUBLIC INSPECTION. OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Identifier0ORGANIZATION'S MISSION
IRS990ScheduleO/GeneralExplanation/Identifier1ALL OTHER ACCOMPLISHMENT DESCRIPTION
IRS990ScheduleO/GeneralExplanation/Identifier2CLASSES OF MEMBERS OR STOCKHOLDERS
IRS990ScheduleO/GeneralExplanation/Identifier3ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier4DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/GeneralExplanation/Identifier5ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier6ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/GeneralExplanation/Identifier7GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0PA
IRS990/SubjectToProxyTax0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1053 SOUTH MAIN STREET PO BOX 197
IRS990/TheBooksAreInCareOf/AddressUS/City0SPRING GROVE
IRS990/TheBooksAreInCareOf/AddressUS/State0PA
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode017362
IRS990/TheBooksAreInCareOf/NamePerson0WILLIAM BOWKER
IRS990/TheBooksAreInCareOf/TelephoneNumber07172254548
IRS990/TotalAssets/BOY035320671
IRS990/TotalAssetsBOY035320671
IRS990/TotalAssets/EOY036101798
IRS990/TotalAssetsEOY036101798
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear0893401
IRS990/TotalExpensesPriorYear01026623
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total0893401
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY030271637
IRS990/TotalLiabilitiesBOY030271637
IRS990/TotalLiabilities/EOY031007024
IRS990/TotalLiabilitiesEOY031007024
IRS990/TotalLiabNetAssetsFundBalances/BOY035320671
IRS990/TotalLiabNetAssetsFundBalances/EOY036101798
IRS990/TotalNbrEmployees07
IRS990/TotalNbrVolunteers014
IRS990/TotalNetAssetsFundBalances/BOY05049034
IRS990/TotalNetAssetsFundBalances/EOY05094774
IRS990/TotalOtherCompensation010310
IRS990/TotalOtherRevenue067714
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue0681778
IRS990/TotalReportableCompFromOrg070175
IRS990/TotalRevenueCurrentYear0939141
IRS990/TotalRevenue/ExclusionAmount0189649
IRS990/TotalRevenuePriorYear01026036
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0749492
IRS990/TotalRevenue/TotalRevenueColumn0939141
IRS990/Travel/Total01919
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0WWW.GLATCOCU.COM
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01977
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0232047398
ReturnHeader/Filer/Name/BusinessNameLine10GLATCO CREDIT UNION
ReturnHeader/Filer/NameControl0GLAT
ReturnHeader/Filer/Phone07172254548
ReturnHeader/Filer/USAddress/AddressLine1053 SOUTH MAIN STREET PO BOX 197
ReturnHeader/Filer/USAddress/City0SPRING GROVE
ReturnHeader/Filer/USAddress/State0PA
ReturnHeader/Filer/USAddress/ZIPCode017362
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-11-13
ReturnHeader/Officer/Name0WILLIAM BOWKER
ReturnHeader/Officer/Phone07172254548
ReturnHeader/Officer/Title0CEO
ReturnHeader/Preparer/DatePrepared02013-11-13
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10PADDEN GUERRINI & ASSOCIATES PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1091 CUMBERLAND PARKWAY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0MECHANICSBURG
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0PA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0170555676
ReturnHeader/Preparer/Name0FREDERICK A TABOR
ReturnHeader/Preparer/Phone07177631644
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-13T21:57:34-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$36,101,798
Liabilities
$31,007,024
Net assets
$5,094,774
Revenue
-
Expenses
$893,401
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.3$42.8$7.48$2.08$1.41$0.67
2023Detailed filing. Detailed filing data is available for this year.$50.3$43.5$6.81$1.62$1.08$0.54
2022Detailed filing. Detailed filing data is available for this year.$53.4$47.2$6.27$1.13$0.94$0.19
2021Detailed filing. Detailed filing data is available for this year.$51.9$45.8$6.08$1.03$0.95$0.08
2020Detailed filing. Detailed filing data is available for this year.$47.6$41.6$6.00$1.15$1.17$0.03
2019Detailed filing. Detailed filing data is available for this year.$42.6$36.6$6.02$1.28$1.00$0.28
2018Detailed filing. Detailed filing data is available for this year.$41.1$35.3$5.74$1.20$1.03$0.17
2017Detailed filing. Detailed filing data is available for this year.$41.1$35.5$5.57$1.03$0.87$0.15
2016Detailed filing. Detailed filing data is available for this year.$40.0$34.6$5.42$0.94$0.79$0.15
2015Detailed filing. Detailed filing data is available for this year.$38.1$32.9$5.27$0.91$0.83$0.09
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.1$31.9$5.18$0.88$0.81$0.07
2013Detailed filing. Detailed filing data is available for this year.$35.8$30.7$5.11$0.87$0.86$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.1$31.0$5.09$0.89
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.3$30.3$5.05$1.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.2$29.2$5.05$1.01