Civic Intelligence

Downstreet Housing & Community Development Inc.

990 • Fiscal year 2016 • EIN 22-2843473

Jan 01, 2016 to Dec 31, 2016 • Filed on May 01, 2017

Organization ProfileWWW.DOWNSTREET.ORG

View Organization Page

22 Keith Avenue Suite 100Barre, VT 05641-3709

(802) 476-4493

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.28x

Higher debt load relative to assets than 55% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

80th percentile

1.11x

Higher debt load relative to revenue than 80% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Net Margin

22nd percentile

-5.6%

Higher net margin than 22% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

27th percentile

$114,183

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Asset Growth

55th percentile

2.9%

Faster asset growth than 55% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

43rd percentile

1.0%

Faster revenue growth than 43% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$13,569,489

Up $376,964 (+2.9%) from 2015

Net Assets

Down

$9,801,190

Down $188,162 (-1.9%) from 2015

Liabilities

Up

$3,768,299

Up $565,126 (+18%) from 2015

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin22nd percentile

Revenue

Up

$3,385,496

Up $32,397 (+1.0%) from 2015

Expenses

Down

$3,573,658

Down $76,239 (-2.1%) from 2015

Net Income

Up

-$188,162

Up $108,636 (+37%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth55th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $9,182,530Liabilities 2010: $1,885,378Net Assets 2010: $7,297,1522010Assets 2011: $10,491,550Liabilities 2011: $1,767,335Net Assets 2011: $8,724,2152011Assets 2012: $12,193,961Liabilities 2012: $2,623,164Net Assets 2012: $9,570,7972012Assets 2013: $13,587,994Liabilities 2013: $3,659,237Net Assets 2013: $9,928,7572013Assets 2014: $13,743,675Liabilities 2014: $3,457,290Net Assets 2014: $10,286,3852014Assets 2015: $13,192,525Liabilities 2015: $3,203,173Net Assets 2015: $9,989,3522015Assets 2016: $13,569,489Liabilities 2016: $3,768,299Net Assets 2016: $9,801,1902016Assets 2017: $12,409,722Liabilities 2017: $2,802,781Net Assets 2017: $9,606,9412017Assets 2018: $12,931,112Liabilities 2018: $2,740,331Net Assets 2018: $10,190,7812018Assets 2019: $13,963,842Liabilities 2019: $2,789,885Net Assets 2019: $11,173,9572019Assets 2020: $14,666,248Liabilities 2020: $3,042,685Net Assets 2020: $11,623,5632020Assets 2021: $14,878,701Liabilities 2021: $2,720,658Net Assets 2021: $12,158,0432021Assets 2022: $17,964,468Liabilities 2022: $4,202,956Net Assets 2022: $13,761,5122022Assets 2023: $18,731,814Liabilities 2023: $3,755,722Net Assets 2023: $14,976,0922023Assets 2024: $22,761,697Liabilities 2024: $5,647,821Net Assets 2024: $17,113,8762024

Highlighted filing

2016

Assets$13,569,489
Liabilities$3,768,299
Net Assets$9,801,190
Open 2016 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $2,141,6672010Expenses 2011: $2,446,6262011Expenses 2012: $2,517,7062012Revenue 2013: $3,489,883Expenses 2013: $3,131,923Net Income 2013: $357,9602013Revenue 2014: $3,515,353Expenses 2014: $3,633,068Net Income 2014: -$117,7152014Revenue 2015: $3,353,099Expenses 2015: $3,649,897Net Income 2015: -$296,7982015Revenue 2016: $3,385,496Expenses 2016: $3,573,658Net Income 2016: -$188,1622016Revenue 2017: $3,333,622Expenses 2017: $3,528,138Net Income 2017: -$194,5162017Revenue 2018: $3,681,119Expenses 2018: $3,582,279Net Income 2018: $98,8402018Revenue 2019: $4,841,901Expenses 2019: $3,858,725Net Income 2019: $983,1762019Revenue 2020: $4,907,611Expenses 2020: $4,620,832Net Income 2020: $286,7792020Revenue 2021: $5,193,607Expenses 2021: $4,659,127Net Income 2021: $534,4802021Revenue 2022: $6,169,989Expenses 2022: $4,631,088Net Income 2022: $1,538,9012022Revenue 2023: $6,665,930Expenses 2023: $5,451,350Net Income 2023: $1,214,5802023Revenue 2024: $10,418,229Expenses 2024: $8,507,985Net Income 2024: $1,910,2442024

Highlighted filing

2016

Revenue$3,385,496
Expenses$3,573,658
Net Income-$188,162
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 1, 2017
Return Version
2016v3.0
Gross Receipts
$3,524,975
Mission and Program Overview

Mission

Downstreet strengthens the communities of central vermont by engaging with people, providing affordable homes, and connecting people to the resources and services they need to thrive.

To create safe, decent, affordable housing and build strong diverse communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$7,448,201$7,796,382▲ $348,181
Other Notes and Loans Receivable, Net$4,059,895$4,026,092▼ $33,803
Savings and Temporary Cash Investments$543,605$324,263▼ $219,342
Cash and Non-Interest-Bearing Accounts$282,341$297,481▲ $15,140
Pledges and Grants Receivable$180,237$274,718▲ $94,481
Accounts Receivable$55,196$65,456▲ $10,260
Investments Program Related$19,453$29,051▲ $9,598
Prepaid Expenses and Deferred Charges$19,353$27,244▲ $7,891
Total Assets$13,192,525$13,569,489▲ $376,964
Other Assets Total$584,244$728,802▲ $144,558
Liabilities
Mortgage Notes Payable Secured by Investment Property$2,842,255$3,248,782▲ $406,527
Accounts Payable and Accrued Expenses$225,238$224,582▼ $656
Unsecured Notes Loans Payable-$200,000-
Deferred Revenue$98,949$47,949▼ $51,000
Escrow Account Liability$36,731$35,623▼ $1,108
Other Liabilities-$11,363-
Total Liabilities$3,203,173$3,768,299▲ $565,126
Net Assets / Fund Balance
Permanently Rstr Net Assets$5,662,053$5,770,026▲ $107,973
Unrestricted Net Assets$4,327,299$4,031,164▼ $296,135
Total Net Assets Fund Balance$9,989,352$9,801,190▼ $188,162
Total Liabilities and Net Assets / Fund Balance$13,192,525$13,569,489▲ $376,964

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,593,388$2,030,318$7,623,706
Land$1,547,655-$1,547,655
Equipment$211,515$65,072$276,587
Other Land Buildings$273,385-$273,385
Leasehold Improvements$170,439$4,072$174,511
Other Assets Org$269,722--
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleBaseTotal
Eileen PeltierExecutive Di$114,183$114,183

Board Members and Trustees

NameTitle
Tom StevensPresident
Auburn L WatersongDirector
Carl VanosdallDirector
Charles MerrimanDirector
Deborah KahnDirector
Gwynn ZakovDirector
Jeanne RichardsonDirector
Kevin EllisDirector
Kevin LunnDirector
Michael SimmonsDirector
Nancy Hanson Term Ended Mar 2016Director
Paul Hartmann Term Ended Mar 2016Director
Dan BarlowSecretary
Anthony MennonaTreasurer
Jamie SpectorVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$1,282,245
Program Service Revenue
$2,073,258
Investment Income
$-37,418
Other Revenue
$67,411
All Other Contributions
$752,942
Change in Net Assets
$-188,162

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,385,496
Total Revenue per Audited Statements
$3,385,496
Total Revenue per Form 990
$3,385,496
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,942,873
Salaries, Compensation, and Employee Benefits$1,630,785
Total Fundraising Expense$146,764
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$937,507$100,006$83,967$1,121,480
Depreciation Depletion$299,894--$299,894
Occupancy$271,615$3,283$3,283$278,181
Other Employee Benefits$204,850$6,448$21,683$232,981
Payroll Taxes$95,803$13,863$8,361$118,027
Current Officers, Directors, Trustees, and Key Employees$62,801$50,241$1,142$114,184
Office Expenses$73,519$11,858$4,112$89,489
Interest$79,721$6,895-$86,616
Fees for Services Management$84,923--$84,923
Other Expenses$80,736$19,573$1,047$80,736
Insurance$60,490$8,785$1,570$70,845
Fees for Services Other$30,335$15,829$556$46,720
All Other Expenses$44,017$1,724$198$45,939
Pension Plan Contributions$38,786$1,221$4,106$44,113
Conferences and Meetings$33,897$1,910$29$35,836
Advertising$11,933$3,091$16,616$31,640
Travel$23,442$2,949$94$26,485
Fees for Services Legal$24,348--$24,348
Fees for Services Accounting-$19,667-$19,667
Total Functional Expenses$3,159,551$267,343$146,764$3,573,658

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,573,658
Total Expenses per Audited Statements$3,573,658
Total Expenses per Form 990$3,573,658
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Facility Lease Payable$11,363
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The executive director and controller will review the return initially and then share the return with the executive committee of the board of directors.”

Form 990, Page 6, Part VI, Line 12C

“In addition to annual review of potential conflicts of interest by the board of directors, there are ad hoc discussions with the board when a new potential conflict arises in the process of doing business.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors uses the vhcb bi-annual salary survey as a guide for the executive director's salary. The executive director's salary is reviewed annually along with a performance review by the executive committee of the board of directors, and is then voted on by the entire board of directors.”

Form 990, Page 6, Part VI, Line 19

“The organization's governing documents, conflict of interest policy, and financial statements are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Downstreet Housing and Community
EIN
22-2843473
Phone
8024764493
Address
22 KEITH AVENUE SUITE 100, BARRE, VT 05641-3709

Signing Officer

Name
Eileen Peltier
Title
Executive Director
Phone
8024764493
Signed
2017-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Eileen Peltier
Formed
1987
Legal Domicile
Vt
Voting Board Members
13
Independent Board Members
13
Employees
31
Volunteers
16

Preparer

Firm
Jmm & Associates Pc
Address
336 WATER TOWER CIR STE 801, COLCHESTER, VT 05446
Preparer
Randall L Sargent CPA
Phone
8026555665
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Homeownership center - assist lower income families with purchase of new homes.”

Financial Statement Notes

Schedule D, Page 3, Part X

“The organization believes it has appropriate support for any tax positions taken, and, as such, does not have any uncertain tax positions that are material to the financial statements.”

Raw XML AppendixShowing 400 of 736 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0225238
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0224582
IRS990/AccountsReceivableGrp/BOYAmt055196
IRS990/AccountsReceivableGrp/EOYAmt065456
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO CREATE SAFE, DECENT, AFFORDABLE HOUSING AND BUILD STRONG DIVERSE COMMUNITIES.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/FundraisingAmt016616
IRS990/AdvertisingGrp/ManagementAndGeneralAmt03091
IRS990/AdvertisingGrp/ProgramServicesAmt011933
IRS990/AdvertisingGrp/TotalAmt031640
IRS990/AllOtherContributionsAmt0752942
IRS990/AllOtherExpensesGrp/FundraisingAmt0198
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt01724
IRS990/AllOtherExpensesGrp/ProgramServicesAmt044017
IRS990/AllOtherExpensesGrp/TotalAmt045939
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0EILEEN PELTIER
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0CENTRAL VERMONT COMMUNITY LAND TRUS
IRS990/BooksInCareOfDetail/PhoneNum08024764493
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt022 KEITH AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0BARRE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd005641
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0282341
IRS990/CashNonInterestBearingGrp/EOYAmt0297481
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt01142
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt050241
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt062801
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0114184
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt029
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt01910
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt033897
IRS990/ConferencesMeetingsGrp/TotalAmt035836
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01282245
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0-37418
IRS990/CYOtherExpensesAmt01942873
IRS990/CYOtherRevenueAmt067411
IRS990/CYProgramServiceRevenueAmt02073258
IRS990/CYRevenuesLessExpensesAmt0-188162
IRS990/CYSalariesCompEmpBnftPaidAmt01630785
IRS990/CYTotalExpensesAmt03573658
IRS990/CYTotalFundraisingExpenseAmt0146764
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03385496
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt098949
IRS990/DeferredRevenueGrp/EOYAmt047949
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0299894
IRS990/DepreciationDepletionGrp/TotalAmt0299894
IRS990/Desc0PROPERTY OPERATIONS - MAINTAIN AND OPERATE HOUSING UNITS AND PROPERTIES FOR LOWER INCOME FAMILIES.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt031
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountLiabilityGrp/BOYAmt036731
IRS990/EscrowAccountLiabilityGrp/EOYAmt035623
IRS990/ExpenseAmt02474496
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt019667
IRS990/FeesForServicesAccountingGrp/TotalAmt019667
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt024348
IRS990/FeesForServicesLegalGrp/TotalAmt024348
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt084923
IRS990/FeesForServicesManagementGrp/TotalAmt084923
IRS990/FeesForServicesOtherGrp/FundraisingAmt0556
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt015829
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt030335
IRS990/FeesForServicesOtherGrp/TotalAmt046720
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/PersonNm0TOM STEVENS
IRS990/Form990PartVIISectionAGrp/PersonNm1ANTHONY MENNONA
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMIE SPECTOR
IRS990/Form990PartVIISectionAGrp/PersonNm3DAN BARLOW
IRS990/Form990PartVIISectionAGrp/PersonNm4DEBORAH KAHN
IRS990/Form990PartVIISectionAGrp/PersonNm5CARL VANOSDALL
IRS990/Form990PartVIISectionAGrp/PersonNm6KEVIN ELLIS
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHAEL SIMMONS
IRS990/Form990PartVIISectionAGrp/PersonNm8GWYNN ZAKOV
IRS990/Form990PartVIISectionAGrp/PersonNm9KEVIN LUNN
IRS990/Form990PartVIISectionAGrp/PersonNm10CHARLES MERRIMAN
IRS990/Form990PartVIISectionAGrp/PersonNm11JEANNE RICHARDSON
IRS990/Form990PartVIISectionAGrp/PersonNm12AUBURN L WATERSONG
IRS990/Form990PartVIISectionAGrp/PersonNm13NANCY HANSON TERM ENDED MAR 2016
IRS990/Form990PartVIISectionAGrp/PersonNm14PAUL HARTMANN TERM ENDED MAR 2016
IRS990/Form990PartVIISectionAGrp/PersonNm15EILEEN PELTIER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15114183
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15EXECUTIVE DI
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01987
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0-59809
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GovernmentGrantsAmt0529303
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt079670
IRS990/GrossReceiptsAmt03524975
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt01570
IRS990/InsuranceGrp/ManagementAndGeneralAmt08785
IRS990/InsuranceGrp/ProgramServicesAmt060490
IRS990/InsuranceGrp/TotalAmt070845
IRS990/InterestGrp/ManagementAndGeneralAmt06895
IRS990/InterestGrp/ProgramServicesAmt079721
IRS990/InterestGrp/TotalAmt086616
IRS990/InvestmentIncomeGrp/ExclusionAmt022391
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt022391
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt019453
IRS990/InvestmentsProgramRelatedGrp/EOYAmt029051
IRS990/IRPDocumentCnt027
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02099462
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07448201
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07796382
IRS990/LandBldgEquipCostOrOtherBssAmt09895844
IRS990/LegalDomicileStateCd0VT
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0139479
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO CREATE SAFE, DECENT, AFFORDABLE HOUSING AND BUILD STRONG DIVERSE COMMUNITIES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt02842255
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt03248782
IRS990/NetAssetsOrFundBalancesBOYAmt09989352
IRS990/NetAssetsOrFundBalancesEOYAmt09801190
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-59809
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-59809
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt03283
IRS990/OccupancyGrp/ManagementAndGeneralAmt03283
IRS990/OccupancyGrp/ProgramServicesAmt0271615
IRS990/OccupancyGrp/TotalAmt0278181
IRS990/OfficeExpensesGrp/FundraisingAmt04112
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011858
IRS990/OfficeExpensesGrp/ProgramServicesAmt073519
IRS990/OfficeExpensesGrp/TotalAmt089489
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0584244
IRS990/OtherAssetsTotalGrp/EOYAmt0728802
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt021683
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt06448
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0204850
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0232981
IRS990/OtherExpensesGrp/Desc0GRANT EXPENSE
IRS990/OtherExpensesGrp/Desc1PROPERTY EXPENSE-PROP OP
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3PROPERTY EXPENSE- R+D
IRS990/OtherExpensesGrp/FundraisingAmt01047
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt019573
IRS990/OtherExpensesGrp/ProgramServicesAmt0353738
IRS990/OtherExpensesGrp/ProgramServicesAmt1192170
IRS990/OtherExpensesGrp/ProgramServicesAmt2155026
IRS990/OtherExpensesGrp/ProgramServicesAmt380736
IRS990/OtherExpensesGrp/TotalAmt0353738
IRS990/OtherExpensesGrp/TotalAmt1192170
IRS990/OtherExpensesGrp/TotalAmt2175646
IRS990/OtherExpensesGrp/TotalAmt380736
IRS990/OtherLiabilitiesGrp/EOYAmt011363
IRS990/OtherRevenueMiscGrp/BusinessCd0531390
IRS990/OtherRevenueMiscGrp/BusinessCd1531390
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/Desc1PARTNERSHIP INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt067693
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1-282
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt067693
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1-282
IRS990/OtherRevenueTotalAmt067411
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt083967
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0100006
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0937507
IRS990/OtherSalariesAndWagesGrp/TotalAmt01121480
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04059895
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04026092
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt08361
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt013863
IRS990/PayrollTaxesGrp/ProgramServicesAmt095803
IRS990/PayrollTaxesGrp/TotalAmt0118027
IRS990/PensionPlanContributionsGrp/FundraisingAmt04106
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01221
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt038786
IRS990/PensionPlanContributionsGrp/TotalAmt044113
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt05662053
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt05770026
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0180237
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0274718
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt019353
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt027244
IRS990/PrincipalOfficerNm0EILEEN PELTIER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0531110
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2531310
IRS990/ProgramServiceRevenueGrp/BusinessCd3531310
IRS990/ProgramServiceRevenueGrp/BusinessCd4531190
IRS990/ProgramServiceRevenueGrp/Desc0RENTAL INCOME
IRS990/ProgramServiceRevenueGrp/Desc1DEVELOPMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc3MAINTENANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4CONTRACT REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0772181
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1509790
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2430899
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3326822
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt417450
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0772181
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1509790
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2430899
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3326822
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt417450
IRS990/ProgSrvcAccomActy2Grp/Desc0REHABILITATION AND DEVELOPMENT - DEVELOPMENT OF NEW PROPERTIES FOR HOUSING FOR LOW AND MODERATE INCOME FAMILIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0367664
IRS990/ProgSrvcAccomActy3Grp/Desc0REVOLVING LOAN FUND - PROVIDES LOANS TO ASSIST LOW AND MODERATE INCOME FAMILIES WITH THE PURCHASE OF A HOME.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0251336
IRS990/ProgSrvcAccomActyOtherGrp/Desc0HOMEOWNERSHIP CENTER - ASSIST LOWER INCOME FAMILIES WITH PURCHASE OF NEW HOMES.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt066055
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01248053
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt041869
IRS990/PYOtherExpensesAmt02104442
IRS990/PYOtherRevenueAmt0173061
IRS990/PYProgramServiceRevenueAmt01890116
IRS990/PYRevenuesLessExpensesAmt0-296798
IRS990/PYSalariesCompEmpBnftPaidAmt01545455
IRS990/PYTotalExpensesAmt03649897
IRS990/PYTotalRevenueAmt03353099
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-188162
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0543605
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0324263
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01282245
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01248053
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01038402
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01464498
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01752764
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt06785962
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt022391
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt012547

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$13,569,489
Liabilities
$3,768,299
Net assets
$9,801,190
Revenue
$3,385,496
Expenses
$3,573,658
Net income
-$188,162
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$22.8$5.65$17.1$10.4$8.51$1.91
2023Detailed filing. Detailed filing data is available for this year.$18.7$3.76$15.0$6.67$5.45$1.21
2022Detailed filing. Detailed filing data is available for this year.$18.0$4.20$13.8$6.17$4.63$1.54
2021Detailed filing. Detailed filing data is available for this year.$14.9$2.72$12.2$5.19$4.66$0.53
2020Detailed filing. Detailed filing data is available for this year.$14.7$3.04$11.6$4.91$4.62$0.29
2019Detailed filing. Detailed filing data is available for this year.$14.0$2.79$11.2$4.84$3.86$0.98
2018Detailed filing. Detailed filing data is available for this year.$12.9$2.74$10.2$3.68$3.58$0.10
2017Detailed filing. Detailed filing data is available for this year.$12.4$2.80$9.61$3.33$3.53$0.19
2016Detailed filing. Detailed filing data is available for this year.$13.6$3.77$9.80$3.39$3.57$0.19
2015Summary only. Only limited summary data is available for this year.$13.2$3.20$9.99$3.35$3.65$0.30
2014Detailed filing. Detailed filing data is available for this year.$13.7$3.46$10.3$3.52$3.63$0.12
2013Detailed filing. Detailed filing data is available for this year.$13.6$3.66$9.93$3.49$3.13$0.36
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$2.62$9.57$2.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$1.77$8.72$2.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.18$1.89$7.30$2.14