Civic Intelligence

New Opportunities Inc

EIN 06-6071847 • 501(c)3 • Waterbury, CT

View Organization Page

Profile

To improve the quality of life for economically disadvantaged individuals by providing the necessary resources to increase their standard of living, foster self improvement, and to maximize self empowerment.

232 North Elm StreetWaterbury, CT 06702

www.newoppinc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

1.02x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

59th percentile

0.40x

Higher debt load relative to revenue than 59% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

32nd percentile

-0.6%

Higher net margin than 32% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

51st percentile

5.7%

Faster asset growth than 51% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

19th percentile

-8.5%

Faster revenue growth than 19% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$16,308,791

Up $875,789 (+5.7%) from 2023

Liabilities

Up

$16,622,447

Up $1,116,056 (+7.2%) from 2023

Net Assets

Down

-$313,656

Down $240,267 (-327%) from 2023

Operations
Liabilities / Revenue59th percentileNet Margin32nd percentile

Revenue

Down

$42,009,716

Down $3,925,138 (-8.5%) from 2023

Expenses

Down

$42,249,983

Down $3,529,197 (-7.7%) from 2023

Net Income

Down

-$240,267

Down $395,941 (-254%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$10M$0-$10MAssets 2010: $16,846,615Liabilities 2010: $13,908,693Net Assets 2010: $2,937,9222010Assets 2011: $17,395,169Liabilities 2011: $14,076,281Net Assets 2011: $3,318,8882011Assets 2012: $16,663,199Liabilities 2012: $13,240,861Net Assets 2012: $3,422,3382012Assets 2013: $15,368,231Liabilities 2013: $13,644,629Net Assets 2013: $1,723,6022013Assets 2014: $15,764,444Liabilities 2014: $13,903,956Net Assets 2014: $1,860,4882014Assets 2015: $12,231,282Liabilities 2015: $14,456,145Net Assets 2015: -$2,224,8632015Assets 2016: $10,640,238Liabilities 2016: $12,827,635Net Assets 2016: -$2,187,3972016Assets 2017: $9,098,630Liabilities 2017: $12,063,709Net Assets 2017: -$2,965,0792017Assets 2018: $8,291,781Liabilities 2018: $11,382,855Net Assets 2018: -$3,091,0742018Assets 2019: $7,339,931Liabilities 2019: $11,379,406Net Assets 2019: -$4,039,4752019Assets 2020: $8,781,118Liabilities 2020: $11,015,529Net Assets 2020: -$2,234,4112020Assets 2021: $9,496,860Liabilities 2021: $9,676,777Net Assets 2021: -$179,9172021Assets 2022: $13,509,007Liabilities 2022: $13,738,070Net Assets 2022: -$229,0632022Assets 2023: $15,433,002Liabilities 2023: $15,506,391Net Assets 2023: -$73,3892023Assets 2024: $16,308,791Liabilities 2024: $16,622,447Net Assets 2024: -$313,6562024

Highlighted filing

2024

Assets$16,308,791
Liabilities$16,622,447
Net Assets-$313,656
Open 2024 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $54,169,1262010Expenses 2011: $59,190,6442011Expenses 2012: $50,489,0922012Revenue 2013: $42,772,863Expenses 2013: $44,471,599Net Income 2013: -$1,698,7362013Revenue 2014: $44,486,583Expenses 2014: $44,349,697Net Income 2014: $136,8862014Revenue 2015: $33,793,301Expenses 2015: $37,878,652Net Income 2015: -$4,085,3512015Revenue 2016: $36,620,689Expenses 2016: $36,412,322Net Income 2016: $208,3672016Revenue 2017: $30,642,367Expenses 2017: $31,270,574Net Income 2017: -$628,2072017Revenue 2018: $30,864,740Expenses 2018: $30,990,736Net Income 2018: -$125,9962018Revenue 2019: $32,066,917Expenses 2019: $32,476,737Net Income 2019: -$409,8202019Revenue 2020: $37,123,244Expenses 2020: $35,318,180Net Income 2020: $1,805,0642020Revenue 2021: $43,801,521Expenses 2021: $41,747,027Net Income 2021: $2,054,4942021Revenue 2022: $47,240,865Expenses 2022: $47,290,011Net Income 2022: -$49,1462022Revenue 2023: $45,934,854Expenses 2023: $45,779,180Net Income 2023: $155,6742023Revenue 2024: $42,009,716Expenses 2024: $42,249,983Net Income 2024: -$240,2672024

Highlighted filing

2024

Revenue$42,009,716
Expenses$42,249,983
Net Income-$240,267
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$16,308,791
Liabilities
$16,622,447
Net assets
-$313,656
Revenue
$42,009,716
Expenses
$42,249,983
Net income
-$240,267
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.3$16.6$0.31$42.0$42.2$0.24
2023Detailed filing. Detailed filing data is available for this year.$15.4$15.5$0.07$45.9$45.8$0.16
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.5$13.7$0.23$47.2$47.3$0.05
2021Detailed filing. Detailed filing data is available for this year.$9.50$9.68$0.18$43.8$41.7$2.05
2020Detailed filing. Detailed filing data is available for this year.$8.78$11.0$2.23$37.1$35.3$1.81
2019Detailed filing. Detailed filing data is available for this year.$7.34$11.4$4.04$32.1$32.5$0.41
2018Detailed filing. Detailed filing data is available for this year.$8.29$11.4$3.09$30.9$31.0$0.13
2017Detailed filing. Detailed filing data is available for this year.$9.10$12.1$2.97$30.6$31.3$0.63
2016Detailed filing. Detailed filing data is available for this year.$10.6$12.8$2.19$36.6$36.4$0.21
2015Detailed filing. Detailed filing data is available for this year.$12.2$14.5$2.22$33.8$37.9$4.09
2014Detailed filing. Detailed filing data is available for this year.$15.8$13.9$1.86$44.5$44.3$0.14
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.4$13.6$1.72$42.8$44.5$1.70
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.7$13.2$3.42$50.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.4$14.1$3.32$59.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.8$13.9$2.94$54.2
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Nov 1, 2023 to Oct 31, 2024
Signed
Sep 4, 2025
Return Version
2023v6.0
Gross Receipts
$42,026,982
Mission and Program Overview

Mission

To improve the quality of life for economically disadvantaged individuals by providing the necessary resources to increase their standard of living, foster self improvement, and to maximize self empowerment.

To improve the quality of life for economically disadvantaged individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$10,972,573$11,842,315▲ $869,742
Pledges and Grants Receivable$2,084,921$2,102,779▲ $17,858
Cash and Non-Interest-Bearing Accounts$692,579$142,263▼ $550,316
Prepaid Expenses and Deferred Charges$47,497$42,530▼ $4,967
Inventories for Sale or Use$20,705$18,259▼ $2,446
Total Assets$15,433,002$16,308,791▲ $875,789
Other Assets Total$1,614,727$2,160,645▲ $545,918
Liabilities
Mortgage Notes Payable Secured by Investment Property$7,965,528$8,408,511▲ $442,983
Accounts Payable and Accrued Expenses$3,377,372$4,732,701▲ $1,355,329
Deferred Revenue$1,770,156$1,250,794▼ $519,362
Tax Exempt Bond Liabilities$1,459,058$1,192,441▼ $266,617
Other Liabilities$934,277$1,038,000▲ $103,723
Total Liabilities$15,506,391$16,622,447▲ $1,116,056
Net Assets / Fund Balance
Net Assets With Donor Restrictions$235,784$227,357▼ $8,427
Net Assets Without Donor Restrictions$-309,173$-541,013▼ $231,840
Total Net Assets Fund Balance$-73,389$-313,656▼ $240,267
Total Liabilities and Net Assets / Fund Balance$15,433,002$16,308,791▲ $875,789

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,453,788$12,764,164$21,217,952
Equipment$1,429,155$1,887,502$3,316,657
Land$1,317,273-$1,317,273
Other Land Buildings$541,229$767,032$1,308,261
Leasehold Improvements$100,870$23,352$124,222
Other Assets Org$492,283--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
William R RybczykPresident/CEOFT$267,048$14,477$281,525
Mark E Kovitch CPACFOFT$148,405$29,400$177,805
Joanne BalaschakDirector of Energy ServiceFT$141,535$7,697$149,232
Omar AndujorChief Administrative OfficFT$116,169$518$116,687
James H Gatling PhdFormer President/CEO-$100,009$51$100,060

Board Members and Trustees

NameTitle
Melissa GreenChairperson
Belinda WeaverVice Chairperson
Alicia DebarrowsDirector
Chelsey HarrisDirector
Cheryl FlanaganDirector
Deneen FryerDirector
Dora BennettDirector
Gaylynn HadleyDirector
John BurrusDirector
John DavisDirector
Joyce Kennedy JonesDirector
Mary ConklinDirector
Melissa HurleyDirector
Michele Saavedra-slappeyDirector
Rosa CarlascioDirector
Sonya JelksDirector
Maritza RiveraSecretary
Victor LopezTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Trio FoodsFood ServicePO BOX 742992, Atlanta, GA 30374$1,671,772
USA Mechanical & Energy ServicesHvac Contractor15-D INTERNATIONAL DRIVE, East Granby, CT 06026$264,168
General Technology GroupIt Services15 WEST SHORE DRIVE, Bethlehem, CT 06751$242,557
Evans Floor & Cleaning Services LLCCleaning191 ALWOOD AVENUE, Waterbury, CT 06705$221,768
Diamond Security LLCSecurity26 WOODBINE STREET, Waterbury, CT 06705$185,367
Revenue and Support

Revenue Composition

Contributions and Grants
$39,761,925
Program Service Revenue
$1,858,753
Investment Income
$-11,674
Other Revenue
$400,712
All Other Contributions
$994,855
Change in Net Assets
$-240,267

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Food Inventory$711,780Cost
Other Non Cash Contri Table$20,479Cost
Other Non Cash Contri Table$8,217Cost
Total Noncash Contributions$740,476-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$19,255,333
Salaries, Compensation, and Employee Benefits$13,351,367
Other Expenses$9,643,283
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$18,927,047--$18,927,047
Other Salaries and Wages$9,414,782$625,164-$10,039,946
Occupancy$1,794,906$180,897-$1,975,803
Current Officers, Directors, Trustees, and Key Employees$635,165$532,207-$1,167,372
Depreciation Depletion$1,102,484$26,698-$1,129,182
Other Employee Benefits$952,037$109,388-$1,061,425
Payroll Taxes$844,204$88,419-$932,623
Interest$415,301$116,417-$531,718
Office Expenses$231,896$248,005-$479,901
Travel$423,092$3,878-$426,970
Insurance$419,340$1,160-$420,500
Grants to Domestic Orgs$328,286--$328,286
Fees for Services Other$263,725$4,068-$267,793
Pension Plan Contributions$134,541$15,460-$150,001
Fees for Services Accounting-$121,415-$121,415
Information Technology$38,057$53,307-$91,364
Conferences and Meetings$52,747$21,177-$73,924
Fees for Services Legal$14,539$29,601-$44,140
Advertising$18,278$11,585-$29,863
Fees for Services Lobbying-$27,111-$27,111
Other Expenses$4,723$5,771-$10,494
Total Functional Expenses$40,023,454$2,226,529$0$42,249,983
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Catholic CharitiesHartford, CT501(c)3Early Childhood Readiness$0
Mercy Housing & Shelter CorporationHartford, CT501(c)3Housing$0
The Salvation ArmyWaterbury, CT501(c)3Housing$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation$509,058
Operating Lease Obligations$499,787
Other Liabilitites$29,155

Bond Issues

BondIssuerIssuedIssue PricePurpose
AConnecticut Health and Educational Facilities Agency2021-08-19$2,289,475Refinancing of 2011 bonds

Bond Proceeds

BondTotal ProceedsSpentRetiredIssuance Costs
A$2,289,475-$1,097,034$11,861

Bond Financing Compliance

Form 8038-T filed
Yes
Gross proceeds invested
No
Gross proceeds invested in GIC
No
Corrective action procedures
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the ceo, senior management and the board of directors prior to filing”

Form 990, Part VI, Section B, Line 12C

“All board members are required annually to complete a coi statement. Each board member's conflict statement is reviewed with them to ensure they understand what is required and why.”

Form 990, Part VI, Section B, Line 15A

“The executive director's compensation is determined by a compensation committee based on the results of an independent compensation consultant. All other key employees are evaluated by the executive director.”

Form 990, Part VI, Section C, Line 19

“All governing documents, conflict of interest policies, and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
New Opportunities Inc
EIN
06-6071847
Phone
2035759799
Address
232 NORTH ELM STREET, WATERBURY, CT 06702

Signing Officer

Name
Mr William Rybczyk
Title
President
Phone
2035759799
Signed
2025-09-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mr William Rybczyk
Formed
1964
Legal Domicile
Ct
Voting Board Members
18
Independent Board Members
18
Employees
598
Volunteers
332

Preparer

Firm
Whittlesey Pc
Address
280 TRUMBULL ST 24TH FL, HARTFORD, CT 06103
Preparer
Thomas Dowling
Phone
8605223111
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 13A

“CT”

Financial Statement Notes

PART X, LINE 2:

“Accounting principles generally accepted in the united states of america require management to evaluate tax positions taken and recognize a tax liability (or asset) if the organization has taken an uncertain position that more likely than not would be sustained upon examination by taxing authorities. Management has analyzed the tax positions taken and has concluded that as of october 31, 2024 and 2023, there are no uncertain positions taken or expected to be taken that would require recognition of.”

Form 990, Part IV, Line11f

“New opportunities, inc. Is exempt from federal and state corporate income taxes under section 501(c)(3) of the internal revenue code (the code) as public charities.”

Raw XML AppendixShowing 400 of 961 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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