Civic Intelligence

Achieve Financial Credit Union Inc

990 • Fiscal year 2016 • EIN 06-0696607

Jan 01, 2016 to Dec 31, 2016 • Filed on May 04, 2017

Organization ProfileWWW.ACHIEVEFINANCIALCU.COM

View Organization Page

PO Box 7030Berlin, CT 06037

(860) 828-2790

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.92x

Higher debt load relative to assets than 92% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

35th percentile

16.28x

Higher debt load relative to revenue than 35% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

19th percentile

4.2%

Higher net margin than 19% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

78th percentile

$272,667

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

35th percentile

3.0%

Faster asset growth than 35% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

18th percentile

0.4%

Faster revenue growth than 18% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$126,174,445

Up $3,723,291 (+3.0%) from 2015

Net Assets

Up

$9,697,140

Up $201,185 (+2.1%) from 2015

Liabilities

Up

$116,477,305

Up $3,522,106 (+3.1%) from 2015

Revenue And Expenses
Liabilities / Revenue35th percentileNet Margin19th percentile

Revenue

Up

$7,155,404

Up $26,576 (+0.4%) from 2015

Expenses

Up

$6,856,273

Up $183,633 (+2.8%) from 2015

Net Income

Down

$299,131

Down $157,057 (-34%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $101,134,333Liabilities 2010: $94,224,755Net Assets 2010: $6,909,5782010Assets 2011: $103,486,901Liabilities 2011: $95,861,738Net Assets 2011: $7,625,1632011Assets 2012: $104,705,417Liabilities 2012: $96,696,457Net Assets 2012: $8,008,9602012Assets 2013: $109,544,115Liabilities 2013: $100,979,364Net Assets 2013: $8,564,7512013Assets 2014: $113,245,305Liabilities 2014: $104,207,911Net Assets 2014: $9,037,3942014Assets 2015: $122,451,154Liabilities 2015: $112,955,199Net Assets 2015: $9,495,9552015Assets 2016: $126,174,445Liabilities 2016: $116,477,305Net Assets 2016: $9,697,1402016Assets 2017: $129,565,274Liabilities 2017: $119,307,750Net Assets 2017: $10,257,5242017Assets 2018: $129,741,266Liabilities 2018: $118,927,695Net Assets 2018: $10,813,5712018Assets 2019: $131,893,368Liabilities 2019: $120,211,512Net Assets 2019: $11,681,8562019Assets 2020: $162,912,495Liabilities 2020: $151,189,819Net Assets 2020: $11,722,6762020Assets 2021: $177,006,682Liabilities 2021: $165,412,720Net Assets 2021: $11,593,9622021Assets 2022: $183,250,727Liabilities 2022: $173,932,195Net Assets 2022: $9,318,5322022Assets 2023: $192,475,799Liabilities 2023: $181,359,436Net Assets 2023: $11,116,3632023Assets 2024: $181,973,848Liabilities 2024: $169,819,873Net Assets 2024: $12,153,9752024

Highlighted filing

2016

Assets$126,174,445
Liabilities$116,477,305
Net Assets$9,697,140
Open 2016 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $7,187,7132010Expenses 2011: $6,567,0582011Expenses 2012: $6,627,8462012Revenue 2013: $7,005,128Expenses 2013: $6,362,167Net Income 2013: $642,9612013Revenue 2014: $7,014,757Expenses 2014: $6,547,405Net Income 2014: $467,3522014Revenue 2015: $7,128,828Expenses 2015: $6,672,640Net Income 2015: $456,1882015Revenue 2016: $7,155,404Expenses 2016: $6,856,273Net Income 2016: $299,1312016Revenue 2017: $7,784,724Expenses 2017: $7,193,138Net Income 2017: $591,5862017Revenue 2018: $8,626,185Expenses 2018: $7,998,513Net Income 2018: $627,6722018Revenue 2019: $8,643,003Expenses 2019: $8,025,589Net Income 2019: $617,4142019Revenue 2020: $7,837,035Expenses 2020: $7,999,110Net Income 2020: -$162,0752020Revenue 2021: $8,898,546Expenses 2021: $8,013,107Net Income 2021: $885,4392021Revenue 2022: $10,293,726Expenses 2022: $8,300,755Net Income 2022: $1,992,9712022Revenue 2023: $12,016,169Expenses 2023: $11,112,680Net Income 2023: $903,4892023Revenue 2024: $11,449,976Expenses 2024: $11,158,011Net Income 2024: $291,9652024

Highlighted filing

2016

Revenue$7,155,404
Expenses$6,856,273
Net Income$299,131
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 4, 2017
Return Version
2016v3.0
Gross Receipts
$7,155,404
Mission and Program Overview

Mission

We provide financial services for our members.

Provide financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$93,049,362$93,108,427▲ $59,065
Savings and Temporary Cash Investments$12,448,049$14,028,354▲ $1,580,305
Rtn Earn Endowment Incm Other Fnds$9,495,955$9,697,140▲ $201,185
Investments in Publicly Traded Securities$7,426,579$8,356,233▲ $929,654
Cash and Non-Interest-Bearing Accounts$2,461,715$3,253,208▲ $791,493
Land, Buildings, and Equipment, Net$3,072,791$2,877,563▼ $195,228
Receivables From Officers Etc$1,902,408$2,177,839▲ $275,431
Investments Other Securities$1,252,332$1,328,042▲ $75,710
Prepaid Expenses and Deferred Charges$442,082$583,552▲ $141,470
Accounts Receivable$78,475$126,081▲ $47,606
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$122,451,154$126,174,445▲ $3,723,291
Other Assets Total$317,361$335,146▲ $17,785
Liabilities
Other Liabilities$112,244,597$115,566,896▲ $3,322,299
Accounts Payable and Accrued Expenses$710,602$910,409▲ $199,807
Total Liabilities$112,955,199$116,477,305▲ $3,522,106
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,495,955$9,697,140▲ $201,185
Total Liabilities and Net Assets / Fund Balance$122,451,154$126,174,445▲ $3,723,291

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$571,650$3,450,751$4,022,401
Buildings$1,548,769$508,162$2,056,931
Leasehold Improvements$426$902,438$902,864
Land$756,718-$756,718
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrew KlimkoskiPresident/CEOFT$201,955$70,712$272,667
Matthew YussmanCFOFT$124,320$27,660$151,980
Mary BudnickVP of SalesFT$129,340$15,770$145,110

Board Members and Trustees

NameTitle
John FredericksChairman
Deborah M KennedyVice Chairman
Dene WelageDirector
Elaine RichardsDirector
Kenneth PoppeDirector
William AckermanDirector
John StairsTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,878,035
Investment Income
$235,703
Other Revenue
$2,041,666
Change in Net Assets
$299,131
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,031,440
Salaries, Compensation, and Employee Benefits$2,824,833
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,765,671
Office Expenses---$725,930
Current Officers, Directors, Trustees, and Key Employees---$550,563
Information Technology---$415,191
Interest---$374,523
Occupancy---$368,384
Depreciation Depletion---$359,510
Other Expenses---$341,072
Advertising---$243,584
Other Employee Benefits---$208,447
Payroll Taxes---$208,324
Fees for Services Management---$105,821
Pension Plan Contributions---$91,828
Insurance---$51,938
Travel---$42,722
Fees for Services Accounting---$32,975
Fees for Services Legal---$390
Total Functional Expenses$0$0$0$6,856,273
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,902,408$2,177,839▲ $275,431
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$115,270,519
Other Miscellaneous Liabilities$296,377
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals maintaining a minimum deposit balance with the organization are considered members.”

Form 990, Part VI, Section A, Line 7A

“Members in good standing may vote for directors as terms expire.”

Form 990, Part VI, Section B, Line 11B

“The ceo and cfo prepare and review the form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization annually reviews their conflict of interest policy with directors, officers and key employees. All directors, officers and key employees must sign an affirmation indicating that they have reviewed the conflict of interest policy and that they have not been in violation of any of the sections of the policy.”

Form 990, Part VI, Section B, Line 15A

“The ceo's compensation is determined by a ceo evaluation committee made up of directors. The committee reviews the ceo's performance plan and uses external peer data for comparable compensation. Documentation is kept with respect to the deliberations and decisions regarding the compensation arrangement.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents and conflict of interest policy are available to members on request. The financial statements are posted for viewing in all public service locations.”

Filing and Contact Details

Filer

Filer Name
Achieve Financial Credit Union
EIN
06-0696607
Phone
8608282790
Address
PO BOX 7030, BERLIN, CT 06037

Signing Officer

Name
Andrew J Klimkoski
Title
President/CEO
Phone
8608282790
Signed
2017-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrew J Klimkoski
Formed
1954
Legal Domicile
Ct
Voting Board Members
7
Independent Board Members
7
Employees
52
Volunteers
10

Preparer

Firm
Whittlesey & Hadley Pc
Address
280 TRUMBULL ST 24TH FL, HARTFORD, CT 06103
Preparer
Andrew G Andrews
Phone
8605223111
Raw XML AppendixShowing 400 of 540 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgSrvcAccomActy2Grp/Desc0ORIGINATION AND MAINTENANCE OF MEMBERS' LOAN ACCOUNTS
IRS990/ProgSrvcAccomActy3Grp/Desc0PAYMENT OF INTEREST AND DIVIDENDS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0126017
IRS990/PYOtherExpensesAmt03891837
IRS990/PYOtherRevenueAmt02172848
IRS990/PYProgramServiceRevenueAmt04829963
IRS990/PYRevenuesLessExpensesAmt0456188
IRS990/PYSalariesCompEmpBnftPaidAmt02780803
IRS990/PYTotalExpensesAmt06672640
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07128828
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01902408
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02177839
IRS990/ReconcilationRevenueExpnssAmt0299131
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09495955
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09697140
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012448049
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014028354
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01548769
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0508162
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02056931
IRS990ScheduleD/EquipmentGrp/BookValueAmt0571650
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03450751
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04022401
IRS990ScheduleD/LandGrp/BookValueAmt0756718
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0756718
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0426
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0902438
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0902864
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0115270519
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1296377
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER MISCELLANEOUS LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02877563
IRS990ScheduleD/TotalLiabilityAmt0115566896
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0124320
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1201955
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount012367
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount121724
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05271
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt18822
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt05978
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt114576
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt04044
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt125590
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MATTHEW YUSSMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ANDREW KLIMKOSKI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0151980
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1272667
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt065508
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt140129
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt384424
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4297379
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt540098
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt629317
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt78204
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt89965
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt93872
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1019448
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1128666
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1218704
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13888125
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt14286000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15258000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd131
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd141
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd151
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt0ACKERMANWILLIAM H
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt1STAIRSJOHN D
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt2POPPEKENNETH J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt3BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt4KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt5KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt6YUSSMANMATTHEW R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt7RICHARDSELAINE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt8YUSSMANMATTHEW R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt9WELAGEDENE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt10FREDERICKSJOHN R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt11WELAGEDENE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt12ACKERMANWILLIAM H
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt13KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt14YUSSMANMATTHEW R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt15BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd130
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd140
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd150
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd15X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0MORTGAGE

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$126,174,445
Liabilities
$116,477,305
Net assets
$9,697,140
Revenue
$7,155,404
Expenses
$6,856,273
Net income
$299,131
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$182$170$12.2$11.4$11.2$0.29
2023Detailed filing. Detailed filing data is available for this year.$192$181$11.1$12.0$11.1$0.90
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$183$174$9.32$10.3$8.30$1.99
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$165$11.6$8.90$8.01$0.89
2020Detailed filing. Detailed filing data is available for this year.$163$151$11.7$7.84$8.00$0.16
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$120$11.7$8.64$8.03$0.62
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$119$10.8$8.63$8.00$0.63
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$130$119$10.3$7.78$7.19$0.59
2016Detailed filing. Detailed filing data is available for this year.$126$116$9.70$7.16$6.86$0.30
2015Detailed filing. Detailed filing data is available for this year.$122$113$9.50$7.13$6.67$0.46
2014Detailed filing. Detailed filing data is available for this year.$113$104$9.04$7.01$6.55$0.47
2013Detailed filing. Detailed filing data is available for this year.$110$101$8.56$7.01$6.36$0.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$96.7$8.01$6.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$95.9$7.63$6.57
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$94.2$6.91$7.19
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)14 • $100M-$250M nonprofits