Civic Intelligence

Achieve Financial Credit Union

EIN 06-0696607 • 501(c)14 • Berlin, CT

View Organization Page

Profile

We provide financial services for our members.

PO Box 7030Berlin, CT 06037

www.achievefinancialcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

0.94x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

Liabilities / Revenue

43rd percentile

15.09x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

Net Margin

33rd percentile

7.5%

Higher net margin than 33% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

69th percentile

5.0%

Faster asset growth than 69% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Revenue Growth

58th percentile

17%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$181,973,848

Down $10,501,951 (-5.5%) from 2023

Liabilities

Down

$169,819,873

Down $11,539,563 (-6.4%) from 2023

Net Assets

Up

$12,153,975

Up $1,037,612 (+9.3%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin33rd percentile

Revenue

Down

$11,449,976

Down $566,193 (-4.7%) from 2023

Expenses

Up

$11,158,011

Up $45,331 (+0.4%) from 2023

Net Income

Down

$291,965

Down $611,524 (-68%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth69th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $101,134,333Liabilities 2010: $94,224,755Net Assets 2010: $6,909,5782010Assets 2011: $103,486,901Liabilities 2011: $95,861,738Net Assets 2011: $7,625,1632011Assets 2012: $104,705,417Liabilities 2012: $96,696,457Net Assets 2012: $8,008,9602012Assets 2013: $109,544,115Liabilities 2013: $100,979,364Net Assets 2013: $8,564,7512013Assets 2014: $113,245,305Liabilities 2014: $104,207,911Net Assets 2014: $9,037,3942014Assets 2015: $122,451,154Liabilities 2015: $112,955,199Net Assets 2015: $9,495,9552015Assets 2016: $126,174,445Liabilities 2016: $116,477,305Net Assets 2016: $9,697,1402016Assets 2017: $129,565,274Liabilities 2017: $119,307,750Net Assets 2017: $10,257,5242017Assets 2018: $129,741,266Liabilities 2018: $118,927,695Net Assets 2018: $10,813,5712018Assets 2019: $131,893,368Liabilities 2019: $120,211,512Net Assets 2019: $11,681,8562019Assets 2020: $162,912,495Liabilities 2020: $151,189,819Net Assets 2020: $11,722,6762020Assets 2021: $177,006,682Liabilities 2021: $165,412,720Net Assets 2021: $11,593,9622021Assets 2022: $183,250,727Liabilities 2022: $173,932,195Net Assets 2022: $9,318,5322022Assets 2023: $192,475,799Liabilities 2023: $181,359,436Net Assets 2023: $11,116,3632023Assets 2024: $181,973,848Liabilities 2024: $169,819,873Net Assets 2024: $12,153,9752024

Highlighted filing

2024

Assets$181,973,848
Liabilities$169,819,873
Net Assets$12,153,975
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $7,187,7132010Expenses 2011: $6,567,0582011Expenses 2012: $6,627,8462012Revenue 2013: $7,005,128Expenses 2013: $6,362,167Net Income 2013: $642,9612013Revenue 2014: $7,014,757Expenses 2014: $6,547,405Net Income 2014: $467,3522014Revenue 2015: $7,128,828Expenses 2015: $6,672,640Net Income 2015: $456,1882015Revenue 2016: $7,155,404Expenses 2016: $6,856,273Net Income 2016: $299,1312016Revenue 2017: $7,784,724Expenses 2017: $7,193,138Net Income 2017: $591,5862017Revenue 2018: $8,626,185Expenses 2018: $7,998,513Net Income 2018: $627,6722018Revenue 2019: $8,643,003Expenses 2019: $8,025,589Net Income 2019: $617,4142019Revenue 2020: $7,837,035Expenses 2020: $7,999,110Net Income 2020: -$162,0752020Revenue 2021: $8,898,546Expenses 2021: $8,013,107Net Income 2021: $885,4392021Revenue 2022: $10,293,726Expenses 2022: $8,300,755Net Income 2022: $1,992,9712022Revenue 2023: $12,016,169Expenses 2023: $11,112,680Net Income 2023: $903,4892023Revenue 2024: $11,449,976Expenses 2024: $11,158,011Net Income 2024: $291,9652024

Highlighted filing

2024

Revenue$11,449,976
Expenses$11,158,011
Net Income$291,965
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$181,973,848
Liabilities
$169,819,873
Net assets
$12,153,975
Revenue
$11,449,976
Expenses
$11,158,011
Net income
$291,965
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$182$170$12.2$11.4$11.2$0.29
2023Detailed filing. Detailed filing data is available for this year.$192$181$11.1$12.0$11.1$0.90
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$183$174$9.32$10.3$8.30$1.99
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$165$11.6$8.90$8.01$0.89
2020Detailed filing. Detailed filing data is available for this year.$163$151$11.7$7.84$8.00$0.16
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$120$11.7$8.64$8.03$0.62
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$119$10.8$8.63$8.00$0.63
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$130$119$10.3$7.78$7.19$0.59
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$116$9.70$7.16$6.86$0.30
2015Detailed filing. Detailed filing data is available for this year.$122$113$9.50$7.13$6.67$0.46
2014Detailed filing. Detailed filing data is available for this year.$113$104$9.04$7.01$6.55$0.47
2013Detailed filing. Detailed filing data is available for this year.$110$101$8.56$7.01$6.36$0.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$96.7$8.01$6.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$95.9$7.63$6.57
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$94.2$6.91$7.19
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.1
Gross Receipts
$11,449,976
Mission and Program Overview

Mission

We provide financial services for our members.

Provide financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$130,753,283$118,313,524▼ $12,439,759
Investments in Publicly Traded Securities$38,967,569$35,803,940▼ $3,163,629
Rtn Earn Endowment Incm Other Fnds$11,116,363$12,153,975▲ $1,037,612
Savings and Temporary Cash Investments$6,987,610$11,760,214▲ $4,772,604
Land, Buildings, and Equipment, Net$6,054,328$5,722,328▼ $332,000
Receivables From Officers Etc$3,065,756$3,155,125▲ $89,369
Cash and Non-Interest-Bearing Accounts$2,033,548$2,868,900▲ $835,352
Investments Other Securities$2,384,037$2,225,439▼ $158,598
Prepaid Expenses and Deferred Charges$1,411,653$1,194,463▼ $217,190
Accounts Receivable$273,838$267,273▼ $6,565
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$192,475,799$181,973,848▼ $10,501,951
Other Assets Total$544,177$662,642▲ $118,465
Liabilities
Other Liabilities$161,990,529$158,079,233▼ $3,911,296
Mortgage Notes Payable Secured by Investment Property$10,000,000$10,000,000→ $0
Accounts Payable and Accrued Expenses$1,068,907$1,425,015▲ $356,108
Unsecured Notes Loans Payable$8,300,000$315,625▼ $7,984,375
Total Liabilities$181,359,436$169,819,873▼ $11,539,563
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,116,363$12,153,975▲ $1,037,612
Total Liabilities and Net Assets / Fund Balance$192,475,799$181,973,848▼ $10,501,951

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,823,086$1,077,536$5,900,622
Equipment$885,681$4,090,610$4,976,291
Leasehold Improvements$13,561$425,136$438,697
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrew KlimkoskiPresident/CEOFT$248,077$198,753$446,830
Brian ScavoneCOOFT$188,842$23,589$212,431
MELISSA D'AGOSTINOMember Experience OfficerFT$138,295$8,202$146,497
Shawn HonanCFO Through 11/29/2024-$125,461-$125,461
Zachary PiperNetwork Engineer-$102,616$10,482$113,098

Board Members and Trustees

NameTitle
John FredericksChairman
Dene WelageVice Chairman
Elaine RichardsDirector
Jason SmithDirector
Thomas LangdonDirector
William AckermanDirector
John StairsTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,679,519
Investment Income
$712,401
Other Revenue
$3,058,056
Change in Net Assets
$291,965
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,014,224
Salaries, Compensation, and Employee Benefits$3,143,787
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$1,903,302
Office Expenses---$1,720,114
Other Salaries and Wages---$1,676,720
Current Officers, Directors, Trustees, and Key Employees---$980,395
Information Technology---$809,764
Depreciation Depletion---$448,735
Occupancy---$410,984
Other Employee Benefits---$278,050
Fees for Services Management---$211,406
Payroll Taxes---$208,622
Advertising---$191,695
Insurance---$64,153
Other Expenses---$36,173
Fees for Services Accounting---$30,105
Travel---$16,683
Fees for Services Legal---$6,843
Total Functional Expenses$0$0$0$11,158,011
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,065,756$3,155,125▲ $89,369
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$157,704,183
Other Miscellaneous Liabilities$375,050
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals maintaining a minimum deposit balance with the organization are considered members.”

Form 990, Part VI, Section A, Line 7A

“Members in good standing may vote for directors as terms expire.”

Form 990, Part VI, Section B, Line 11B

“The ceo and cfo prepare and review the form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization annually reviews their conflict of interest policy with directors, officers and key employees. All directors, officers and key employees must sign an affirmation indicating that they have reviewed the conflict of interest policy and that they have not been in violation of any of the sections of the policy.”

Form 990, Part VI, Section B, Line 15A

“The ceo's compensation is determined by a ceo evaluation committee made up of directors. The committee reviews the ceo's performance plan and uses external peer data for comparable compensation. Documentation is kept with respect to the deliberations and decisions regarding the compensation arrangement.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents and conflict of interest policy are available to members on request. The financial statements are posted for viewing in all public service locations.”

Filing and Contact Details

Filer

Filer Name
Achieve Financial Credit Union
EIN
06-0696607
Phone
8608282790
Address
PO BOX 7030, BERLIN, CT 06037

Signing Officer

Name
Andrew Klimkoski
Title
President/CEO
Phone
8608282790
Signed
2025-05-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrew Klimkoski
Formed
1954
Legal Domicile
Ct
Voting Board Members
7
Independent Board Members
7
Employees
39
Volunteers
0

Preparer

Firm
Whittlesey Pc
Address
280 TRUMBULL ST 24TH FL, HARTFORD, CT 06103
Preparer
Kimberly Napp
Phone
8605223111
Raw XML AppendixShowing 400 of 440 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt9COO
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt035803940
IRS990/IRPDocumentCnt02253
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05593282
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06054328
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05722328
IRS990/LandBldgEquipCostOrOtherBssAmt011315610
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WE PROVIDE FINANCIAL SERVICES FOR OUR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt010000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt010000000
IRS990/NetAssetsOrFundBalancesBOYAmt011116363
IRS990/NetAssetsOrFundBalancesEOYAmt012153975
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0745647
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0410984
IRS990/OfficeExpensesGrp/TotalAmt01720114
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0544177
IRS990/OtherAssetsTotalGrp/EOYAmt0662642
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0278050
IRS990/OtherExpensesGrp/Desc0LOAN PROCESSING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/TotalAmt01099790
IRS990/OtherExpensesGrp/TotalAmt11064477
IRS990/OtherExpensesGrp/TotalAmt236173
IRS990/OtherLiabilitiesGrp/BOYAmt0161990529
IRS990/OtherLiabilitiesGrp/EOYAmt0158079233
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt03026400
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt03058056
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt031656
IRS990/OtherRevenueTotalAmt03058056
IRS990/OtherSalariesAndWagesGrp/TotalAmt01676720
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0130753283
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0118313524
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0208622
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01411653
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01194463
IRS990/PrincipalOfficerNm0ANDREW KLIMKOSKI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07679519
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07679519
IRS990/ProgSrvcAccomActy2Grp/Desc0ORIGINATION AND MAINTENANCE OF MEMBERS' LOAN ACCOUNTS
IRS990/ProgSrvcAccomActy3Grp/Desc0PAYMENT OF INTEREST AND DIVIDENDS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0737670
IRS990/PYOtherExpensesAmt08290108
IRS990/PYOtherRevenueAmt03536172
IRS990/PYProgramServiceRevenueAmt07742327
IRS990/PYRevenuesLessExpensesAmt0903489
IRS990/PYSalariesCompEmpBnftPaidAmt02822572
IRS990/PYTotalExpensesAmt011112680
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012016169
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt03065756
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03155125
IRS990/ReconcilationRevenueExpnssAmt0291965
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011116363
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012153975
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06987610
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011760214
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04823086
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01077536
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05900622
IRS990ScheduleD/EquipmentGrp/BookValueAmt0885681
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04090610
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04976291
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt013561
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0425136
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0438697
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0157704183
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1375050
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER MISCELLANEOUS LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05722328
IRS990ScheduleD/TotalLiabilityAmt0158079233
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0248077
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1188842
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount037074
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount113922
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt013462
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt18696
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt022169
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt1911
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0126048
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt160
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANDREW KLIMKOSKI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1BRIAN SCAVONE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1COO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0446830
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1212431
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt02325125
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1830000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt074000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt186000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/TotalBalanceDueAmt03155125
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INDIVIDUALS MAINTAINING A MINIMUM DEPOSIT BALANCE WITH THE ORGANIZATION ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS IN GOOD STANDING MAY VOTE FOR DIRECTORS AS TERMS EXPIRE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CEO AND CFO PREPARE AND REVIEW THE FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION ANNUALLY REVIEWS THEIR CONFLICT OF INTEREST POLICY WITH DIRECTORS, OFFICERS AND KEY EMPLOYEES. ALL DIRECTORS, OFFICERS AND KEY EMPLOYEES MUST SIGN AN AFFIRMATION INDICATING THAT THEY HAVE REVIEWED THE CONFLICT OF INTEREST POLICY AND THAT THEY HAVE NOT BEEN IN VIOLATION OF ANY OF THE SECTIONS OF THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CEO'S COMPENSATION IS DETERMINED BY A CEO EVALUATION COMMITTEE MADE UP OF DIRECTORS. THE COMMITTEE REVIEWS THE CEO'S PERFORMANCE PLAN AND USES EXTERNAL PEER DATA FOR COMPARABLE COMPENSATION. DOCUMENTATION IS KEPT WITH RESPECT TO THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARRANGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION'S GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO MEMBERS ON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED FOR VIEWING IN ALL PUBLIC SERVICE LOCATIONS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0192475799
IRS990/TotalAssetsEOYAmt0181973848
IRS990/TotalAssetsGrp/BOYAmt0192475799
IRS990/TotalAssetsGrp/EOYAmt0181973848
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt039
IRS990/TotalFunctionalExpensesGrp/TotalAmt011158011
IRS990/TotalGrossUBIAmt031656
IRS990/TotalLiabilitiesBOYAmt0181359436
IRS990/TotalLiabilitiesEOYAmt0169819873
IRS990/TotalLiabilitiesGrp/BOYAmt0181359436
IRS990/TotalLiabilitiesGrp/EOYAmt0169819873
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011116363
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012153975
IRS990/TotalOtherCompensationAmt063922
IRS990/TotalProgramServiceRevenueAmt07679519
IRS990/TotalReportableCompFromOrgAmt0980395
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt011418320
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt011449976
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt031656
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0192475799
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0181973848
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt016683
IRS990/TypeOfOrganizationCorpInd0X

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