Civic Intelligence

Achieve Financial Credit Union Inc

990 • Fiscal year 2020 • EIN 06-0696607

Jan 01, 2020 to Dec 31, 2020 • Filed on May 04, 2021

Organization ProfileWWW.ACHIEVEFINANCIALCU.COM

View Organization Page

PO Box 7030Berlin, CT 06037

(860) 828-2790

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.93x

Higher debt load relative to assets than 94% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Liabilities / Revenue

44th percentile

19.29x

Higher debt load relative to revenue than 44% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Net Margin

8th percentile

-2.1%

Higher net margin than 8% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Top Officer Pay

85th percentile

$314,178

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Asset Growth

87th percentile

24%

Faster asset growth than 87% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Revenue Growth

19th percentile

-9.3%

Faster revenue growth than 19% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$162,912,495

Up $31,019,127 (+24%) from 2019

Net Assets

Up

$11,722,676

Up $40,820 (+0.3%) from 2019

Liabilities

Up

$151,189,819

Up $30,978,307 (+26%) from 2019

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin8th percentile

Revenue

Down

$7,837,035

Down $805,968 (-9.3%) from 2019

Expenses

Down

$7,999,110

Down $26,479 (-0.3%) from 2019

Net Income

Down

-$162,075

Down $779,489 (-126%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $101,134,333Liabilities 2010: $94,224,755Net Assets 2010: $6,909,5782010Assets 2011: $103,486,901Liabilities 2011: $95,861,738Net Assets 2011: $7,625,1632011Assets 2012: $104,705,417Liabilities 2012: $96,696,457Net Assets 2012: $8,008,9602012Assets 2013: $109,544,115Liabilities 2013: $100,979,364Net Assets 2013: $8,564,7512013Assets 2014: $113,245,305Liabilities 2014: $104,207,911Net Assets 2014: $9,037,3942014Assets 2015: $122,451,154Liabilities 2015: $112,955,199Net Assets 2015: $9,495,9552015Assets 2016: $126,174,445Liabilities 2016: $116,477,305Net Assets 2016: $9,697,1402016Assets 2017: $129,565,274Liabilities 2017: $119,307,750Net Assets 2017: $10,257,5242017Assets 2018: $129,741,266Liabilities 2018: $118,927,695Net Assets 2018: $10,813,5712018Assets 2019: $131,893,368Liabilities 2019: $120,211,512Net Assets 2019: $11,681,8562019Assets 2020: $162,912,495Liabilities 2020: $151,189,819Net Assets 2020: $11,722,6762020Assets 2021: $177,006,682Liabilities 2021: $165,412,720Net Assets 2021: $11,593,9622021Assets 2022: $183,250,727Liabilities 2022: $173,932,195Net Assets 2022: $9,318,5322022Assets 2023: $192,475,799Liabilities 2023: $181,359,436Net Assets 2023: $11,116,3632023Assets 2024: $181,973,848Liabilities 2024: $169,819,873Net Assets 2024: $12,153,9752024

Highlighted filing

2020

Assets$162,912,495
Liabilities$151,189,819
Net Assets$11,722,676
Open 2020 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $7,187,7132010Expenses 2011: $6,567,0582011Expenses 2012: $6,627,8462012Revenue 2013: $7,005,128Expenses 2013: $6,362,167Net Income 2013: $642,9612013Revenue 2014: $7,014,757Expenses 2014: $6,547,405Net Income 2014: $467,3522014Revenue 2015: $7,128,828Expenses 2015: $6,672,640Net Income 2015: $456,1882015Revenue 2016: $7,155,404Expenses 2016: $6,856,273Net Income 2016: $299,1312016Revenue 2017: $7,784,724Expenses 2017: $7,193,138Net Income 2017: $591,5862017Revenue 2018: $8,626,185Expenses 2018: $7,998,513Net Income 2018: $627,6722018Revenue 2019: $8,643,003Expenses 2019: $8,025,589Net Income 2019: $617,4142019Revenue 2020: $7,837,035Expenses 2020: $7,999,110Net Income 2020: -$162,0752020Revenue 2021: $8,898,546Expenses 2021: $8,013,107Net Income 2021: $885,4392021Revenue 2022: $10,293,726Expenses 2022: $8,300,755Net Income 2022: $1,992,9712022Revenue 2023: $12,016,169Expenses 2023: $11,112,680Net Income 2023: $903,4892023Revenue 2024: $11,449,976Expenses 2024: $11,158,011Net Income 2024: $291,9652024

Highlighted filing

2020

Revenue$7,837,035
Expenses$7,999,110
Net Income-$162,075
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 4, 2021
Return Version
2020v4.1
Gross Receipts
$7,837,035
Mission and Program Overview

Mission

We provide financial services for our members.

Provide financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$92,618,408$94,000,237▲ $1,381,829
Savings and Temporary Cash Investments$15,311,910$30,986,999▲ $15,675,089
Investments in Publicly Traded Securities$13,107,356$26,545,858▲ $13,438,502
Rtn Earn Endowment Incm Other Fnds$11,681,856$11,722,676▲ $40,820
Cash and Non-Interest-Bearing Accounts$3,169,469$3,095,152▼ $74,317
Receivables From Officers Etc$2,596,500$2,818,625▲ $222,125
Land, Buildings, and Equipment, Net$2,687,077$2,778,555▲ $91,478
Investments Other Securities$1,367,489$1,576,671▲ $209,182
Prepaid Expenses and Deferred Charges$534,716$655,673▲ $120,957
Accounts Receivable$117,085$60,024▼ $57,061
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$131,893,368$162,912,495▲ $31,019,127
Other Assets Total$383,358$394,701▲ $11,343
Liabilities
Other Liabilities$119,274,512$149,810,588▲ $30,536,076
Accounts Payable and Accrued Expenses$937,000$1,379,231▲ $442,231
Total Liabilities$120,211,512$151,189,819▲ $30,978,307
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,681,856$11,722,676▲ $40,820
Total Liabilities and Net Assets / Fund Balance$131,893,368$162,912,495▲ $31,019,127

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$668,928$4,317,045$4,985,973
Buildings$1,352,909$704,022$2,056,931
Leasehold Improvements$0$946,245$946,245
Land$756,718-$756,718
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrew KlimkoskiPresident/CEOFT$222,511$91,667$314,178
Matthew YussmanCFOFT$137,375$29,458$166,833
Chris KriegerChief Lending OfficerFT$144,775$2,541$147,316
Lisa CalabroVice PresidentFT$115,018$19,429$134,447

Board Members and Trustees

NameTitle
John FredericksChairman
Dene WelageVice Chairman
Elaine RichardsDirector
Jason SmithDirector
Thomas LangdonDirector
William AckermanDirector
John StairsTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,971,657
Investment Income
$548,146
Other Revenue
$2,317,232
Change in Net Assets
$-162,075
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,841,149
Salaries, Compensation, and Employee Benefits$3,157,961
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,846,866
Office Expenses---$1,270,099
Current Officers, Directors, Trustees, and Key Employees---$738,584
Information Technology---$566,945
Other Employee Benefits---$369,660
Interest---$366,491
Occupancy---$360,349
Advertising---$282,976
Depreciation Depletion---$268,825
Payroll Taxes---$202,851
Other Expenses---$127,513
Fees for Services Management---$111,137
Insurance---$61,326
Travel---$32,915
Fees for Services Accounting---$27,600
Fees for Services Legal---$10,456
Total Functional Expenses$0$0$0$7,999,110
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,596,500$2,818,625▲ $222,125
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$149,493,838
Other Miscellaneous Liabilities$316,750
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals maintaining a minimum deposit balance with the organization are considered members.”

Form 990, Part VI, Section A, Line 7A

“Members in good standing may vote for directors as terms expire.”

Form 990, Part VI, Section B, Line 11B

“The ceo and cfo prepare and review the form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization annually reviews their conflict of interest policy with directors, officers and key employees. All directors, officers and key employees must sign an affirmation indicating that they have reviewed the conflict of interest policy and that they have not been in violation of any of the sections of the policy.”

Form 990, Part VI, Section B, Line 15A

“The ceo's compensation is determined by a ceo evaluation committee made up of directors. The committee reviews the ceo's performance plan and uses external peer data for comparable compensation. Documentation is kept with respect to the deliberations and decisions regarding the compensation arrangement.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents and conflict of interest policy are available to members on request. The financial statements are posted for viewing in all public service locations.”

Filing and Contact Details

Filer

Filer Name
Achieve Financial Credit Union
EIN
06-0696607
Phone
8608282790
Address
PO BOX 7030, BERLIN, CT 06037

Signing Officer

Name
Andrew J Klimkoski
Title
President/CEO
Phone
8608282790
Signed
2021-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrew J Klimkoski
Formed
1954
Legal Domicile
Ct
Voting Board Members
7
Independent Board Members
7
Employees
45
Volunteers
0

Preparer

Firm
Whittlesey Pc
Address
280 TRUMBULL ST 24TH FL, HARTFORD, CT 06103
Preparer
Kimberly Napp
Phone
8605223111
Raw XML AppendixShowing 400 of 443 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0534716
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0655673
IRS990/PrincipalOfficerNm0ANDREW J KLIMKOSKI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04971657
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04971657
IRS990/ProgSrvcAccomActy2Grp/Desc0ORIGINATION AND MAINTENANCE OF MEMBERS' LOAN ACCOUNTS
IRS990/ProgSrvcAccomActy3Grp/Desc0PAYMENT OF INTEREST AND DIVIDENDS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0614666
IRS990/PYOtherExpensesAmt04780410
IRS990/PYOtherRevenueAmt02540008
IRS990/PYProgramServiceRevenueAmt05488329
IRS990/PYRevenuesLessExpensesAmt0617414
IRS990/PYSalariesCompEmpBnftPaidAmt03245179
IRS990/PYTotalExpensesAmt08025589
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt08643003
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02596500
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02818625
IRS990/ReconcilationRevenueExpnssAmt0-162075
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011681856
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt011722676
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015311910
IRS990/SavingsAndTempCashInvstGrp/EOYAmt030986999
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01352909
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0704022
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02056931
IRS990ScheduleD/EquipmentGrp/BookValueAmt0668928
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04317045
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04985973
IRS990ScheduleD/LandGrp/BookValueAmt0756718
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0756718
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0946245
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0946245
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0149493838
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1316750
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER MISCELLANEOUS LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02778555
IRS990ScheduleD/TotalLiabilityAmt0149810588
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0222511
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1137375
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount024382
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount110887
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt011017
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt16290
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt020416
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt17425
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt035852
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt14856
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANDREW KLIMKOSKI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1MATTHEW YUSSMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0314178
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1166833
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0368000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11620625
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2830000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt046000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt174000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt286000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0YUSSMANMATTHEW R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/TotalBalanceDueAmt02818625
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INDIVIDUALS MAINTAINING A MINIMUM DEPOSIT BALANCE WITH THE ORGANIZATION ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS IN GOOD STANDING MAY VOTE FOR DIRECTORS AS TERMS EXPIRE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CEO AND CFO PREPARE AND REVIEW THE FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION ANNUALLY REVIEWS THEIR CONFLICT OF INTEREST POLICY WITH DIRECTORS, OFFICERS AND KEY EMPLOYEES. ALL DIRECTORS, OFFICERS AND KEY EMPLOYEES MUST SIGN AN AFFIRMATION INDICATING THAT THEY HAVE REVIEWED THE CONFLICT OF INTEREST POLICY AND THAT THEY HAVE NOT BEEN IN VIOLATION OF ANY OF THE SECTIONS OF THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CEO'S COMPENSATION IS DETERMINED BY A CEO EVALUATION COMMITTEE MADE UP OF DIRECTORS. THE COMMITTEE REVIEWS THE CEO'S PERFORMANCE PLAN AND USES EXTERNAL PEER DATA FOR COMPARABLE COMPENSATION. DOCUMENTATION IS KEPT WITH RESPECT TO THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARRANGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION'S GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO MEMBERS ON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED FOR VIEWING IN ALL PUBLIC SERVICE LOCATIONS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0131893368
IRS990/TotalAssetsEOYAmt0162912495
IRS990/TotalAssetsGrp/BOYAmt0131893368
IRS990/TotalAssetsGrp/EOYAmt0162912495
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt045
IRS990/TotalFunctionalExpensesGrp/TotalAmt07999110
IRS990/TotalGrossUBIAmt026133
IRS990/TotalLiabilitiesBOYAmt0120211512
IRS990/TotalLiabilitiesEOYAmt0151189819
IRS990/TotalLiabilitiesGrp/BOYAmt0120211512
IRS990/TotalLiabilitiesGrp/EOYAmt0151189819
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011681856
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt011722676
IRS990/TotalOtherCompensationAmt067118
IRS990/TotalProgramServiceRevenueAmt04971657
IRS990/TotalReportableCompFromOrgAmt0695656
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07810902
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07837035
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt026133
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0131893368
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0162912495
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt032915

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$162,912,495
Liabilities
$151,189,819
Net assets
$11,722,676
Revenue
$7,837,035
Expenses
$7,999,110
Net income
-$162,075
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$182$170$12.2$11.4$11.2$0.29
2023Detailed filing. Detailed filing data is available for this year.$192$181$11.1$12.0$11.1$0.90
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$183$174$9.32$10.3$8.30$1.99
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$165$11.6$8.90$8.01$0.89
2020Detailed filing. Detailed filing data is available for this year.$163$151$11.7$7.84$8.00$0.16
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$120$11.7$8.64$8.03$0.62
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$119$10.8$8.63$8.00$0.63
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$130$119$10.3$7.78$7.19$0.59
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$116$9.70$7.16$6.86$0.30
2015Detailed filing. Detailed filing data is available for this year.$122$113$9.50$7.13$6.67$0.46
2014Detailed filing. Detailed filing data is available for this year.$113$104$9.04$7.01$6.55$0.47
2013Detailed filing. Detailed filing data is available for this year.$110$101$8.56$7.01$6.36$0.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$96.7$8.01$6.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$95.9$7.63$6.57
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$94.2$6.91$7.19
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