Civic Intelligence

Members First Credit Union

EIN 74-1142836 • 501(c)14 • Corpus Christi, TX

View Organization Page

Profile

To improve the financial well being of our member/owners by promoting thrift savings and offering competitive loan products.

5444 S Staples StCorpus Christi, TX 78411

www.m1st.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

8th percentile

0.78x

Higher debt load relative to assets than 8% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

14.76x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

89th percentile

25%

Higher net margin than 89% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

60th percentile

3.2%

Faster asset growth than 60% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

20th percentile

5.4%

Faster revenue growth than 20% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets8th percentile

Assets

Up

$180,767,268

Up $5,521,675 (+3.2%) from 2023

Liabilities

Up

$140,623,796

Up $2,587,395 (+1.9%) from 2023

Net Assets

Up

$40,143,472

Up $2,934,280 (+7.9%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin89th percentile

Revenue

Up

$9,528,295

Up $490,144 (+5.4%) from 2023

Expenses

Up

$7,161,544

Up $773,698 (+12%) from 2023

Net Income

Down

$2,366,751

Down $283,554 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $88,619,457Liabilities 2010: $937,809Net Assets 2010: $87,681,6482010Assets 2011: $97,403,718Liabilities 2011: $1,822,858Net Assets 2011: $95,580,8602011Assets 2012: $101,092,866Liabilities 2012: $1,437,060Net Assets 2012: $99,655,8062012Assets 2013: $107,905,572Liabilities 2013: $1,076,810Net Assets 2013: $106,828,7622013Assets 2014: $113,346,673Liabilities 2014: $1,144,389Net Assets 2014: $112,202,2842014Assets 2015: $118,030,499Liabilities 2015: $1,308,444Net Assets 2015: $116,722,0552015Assets 2016: $125,565,806Liabilities 2016: $1,294,638Net Assets 2016: $124,271,1682016Assets 2017: $129,231,813Liabilities 2017: $1,590,717Net Assets 2017: $127,641,0962017Assets 2018: $127,660,981Liabilities 2018: $1,506,644Net Assets 2018: $126,154,3372018Assets 2019: $130,672,860Liabilities 2019: $1,238,405Net Assets 2019: $129,434,4552019Assets 2020: $151,740,735Liabilities 2020: $1,726,042Net Assets 2020: $150,014,6932020Assets 2021: $171,256,140Liabilities 2021: $1,646,528Net Assets 2021: $169,609,6122021Assets 2022: $173,689,389Liabilities 2022: $1,584,202Net Assets 2022: $172,105,1872022Assets 2023: $175,245,593Liabilities 2023: $138,036,401Net Assets 2023: $37,209,1922023Assets 2024: $180,767,268Liabilities 2024: $140,623,796Net Assets 2024: $40,143,4722024

Highlighted filing

2024

Assets$180,767,268
Liabilities$140,623,796
Net Assets$40,143,472
Open 2024 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $5,158,6922010Expenses 2011: $4,262,8742011Expenses 2012: $4,486,4172012Revenue 2013: $6,075,327Expenses 2013: $4,738,515Net Income 2013: $1,336,8122013Revenue 2014: $6,143,312Expenses 2014: $4,485,815Net Income 2014: $1,657,4972014Revenue 2015: $6,361,282Expenses 2015: $4,835,836Net Income 2015: $1,525,4462015Revenue 2016: $6,383,494Expenses 2016: $5,278,572Net Income 2016: $1,104,9222016Revenue 2017: $6,381,283Expenses 2017: $5,047,940Net Income 2017: $1,333,3432017Revenue 2018: $6,874,634Expenses 2018: $5,183,324Net Income 2018: $1,691,3102018Revenue 2019: $7,192,820Expenses 2019: $4,693,350Net Income 2019: $2,499,4702019Revenue 2020: $6,696,514Expenses 2020: $4,436,674Net Income 2020: $2,259,8402020Revenue 2021: $7,108,713Expenses 2021: $4,476,194Net Income 2021: $2,632,5192021Revenue 2022: $7,706,314Expenses 2022: $5,022,619Net Income 2022: $2,683,6952022Revenue 2023: $9,038,151Expenses 2023: $6,387,846Net Income 2023: $2,650,3052023Revenue 2024: $9,528,295Expenses 2024: $7,161,544Net Income 2024: $2,366,7512024

Highlighted filing

2024

Revenue$9,528,295
Expenses$7,161,544
Net Income$2,366,751
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$180,767,268
Liabilities
$140,623,796
Net assets
$40,143,472
Revenue
$9,528,295
Expenses
$7,161,544
Net income
$2,366,751
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$181$141$40.1$9.53$7.16$2.37
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$138$37.2$9.04$6.39$2.65
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$174$1.58$172$7.71$5.02$2.68
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$171$1.65$170$7.11$4.48$2.63
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$152$1.73$150$6.70$4.44$2.26
2019Detailed filing. Detailed filing data is available for this year.$131$1.24$129$7.19$4.69$2.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$128$1.51$126$6.87$5.18$1.69
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$129$1.59$128$6.38$5.05$1.33
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$1.29$124$6.38$5.28$1.10
2015Detailed filing. Detailed filing data is available for this year.$118$1.31$117$6.36$4.84$1.53
2014Detailed filing. Detailed filing data is available for this year.$113$1.14$112$6.14$4.49$1.66
2013Detailed filing. Detailed filing data is available for this year.$108$1.08$107$6.08$4.74$1.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$1.44$99.7$4.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.4$1.82$95.6$4.26
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$88.6$0.94$87.7$5.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 31, 2025
Return Version
2024v5.2
Gross Receipts
$9,628,545
Mission and Program Overview

Mission

To improve the financial well being of our member/owners by promoting thrift savings and offering competitive loan products.

Provide financial services to our member/owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$85,567,725$83,088,047▼ $2,479,678
Investments Program Related$57,752,032$63,610,944▲ $5,858,912
Rtn Earn Endowment Incm Other Fnds$37,209,192$40,143,472▲ $2,934,280
Savings and Temporary Cash Investments$13,363,020$13,217,642▼ $145,378
Investments in Publicly Traded Securities$6,346,828$7,886,501▲ $1,539,673
Land, Buildings, and Equipment, Net$4,358,931$4,319,426▼ $39,505
Cash and Non-Interest-Bearing Accounts$2,413,429$2,015,492▼ $397,937
Accounts Receivable$1,341,378$1,975,728▲ $634,350
Prepaid Expenses and Deferred Charges$207,919$114,392▼ $93,527
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$175,245,593$180,767,268▲ $5,521,675
Other Assets Total$3,894,331$4,539,096▲ $644,765
Liabilities
Other Liabilities$135,727,210$139,080,269▲ $3,353,059
Accounts Payable and Accrued Expenses$2,309,191$1,543,527▼ $765,664
Total Liabilities$138,036,401$140,623,796▲ $2,587,395
Net Assets / Fund Balance
Total Net Assets Fund Balance$37,209,192$40,143,472▲ $2,934,280
Total Liabilities and Net Assets / Fund Balance$175,245,593$180,767,268▲ $5,521,675

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,783,169$2,225,006$5,008,175
Equipment$160,712$2,470,892$2,631,604
Land$1,264,668-$1,264,668
Other Land Buildings$110,877$523,877$634,754
Investment Program Related Org$1,240,314--
Other Assets Org$3,823,952--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Wanda MuesselCEOFT$210,512$210,512
Paul BesseCFOFT$119,018$119,018

Board Members and Trustees

NameTitle
Luther HightChairman
Curtis ReevesVice-chairman
Manuel Esquivel IiiDirector
Mark KulwickiDirector
Sabra MorlanDirector
Sam ShoresDirector
Ray AlmaguerSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,221,422
Investment Income
$2,306,873
Other Revenue
$0
Change in Net Assets
$2,366,751
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,443,841
Salaries, Compensation, and Employee Benefits$2,717,703
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,855,877--$1,855,877
Interest$1,469,953--$1,469,953
Office Expenses$805,095--$805,095
Occupancy$593,233--$593,233
Current Officers, Directors, Trustees, and Key Employees$329,530--$329,530
Other Employee Benefits$305,319--$305,319
Payroll Taxes$162,028--$162,028
Other Expenses$151,182--$151,182
Advertising$107,333--$107,333
Pension Plan Contributions$64,949--$64,949
Travel$37,629--$37,629
Total Functional Expenses$7,161,544$0$0$7,161,544
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Savings Accounts$39,967,480
Share Draft Accounts$35,379,607
Money Market Accounts$32,088,486
Certificates of Deposit$22,615,061
Ira Accounts$9,029,635
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Entity is a state chartered credit union. To join and participate in services, must be a member.”

Form 990, Part VI, Section A, Line 7A

“Each member has a vote and can elect members at our annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The board directs all activities. However, certain actions such as changing charters would require membership approval.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by credit union personnel.”

Form 990, Part VI, Section B, Line 12C

“Director and employee accounts are reviewed quarterly by the board and annually by examiners and independent outside auditors.”

Form 990, Part VI, Section B, Line 15

“The credit union uses independent reports that produce compensation surveys of employee salaries for credit unions in our asset size.”

Form 990, Part VI, Section C, Line 19

“All required documents for regulatory oversight are provided to interested members upon request.”

Filing and Contact Details

Filer

Filer Name
Members First Credit Union
EIN
74-1142836
Phone
3619916178
Address
5444 S STAPLES ST, CORPUS CHRISTI, TX 78411

Signing Officer

Name
Paul Besse
Title
VP/CFO
Phone
3619916178
Signed
2025-07-31

Organization Details

Principal Officer
Paul Besse
Formed
1938
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
49
Volunteers
7
Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/EOYAmt01975728
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE FINANCIAL SERVICES TO OUR MEMBER/OWNERS.
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IRS990/AdvertisingGrp/TotalAmt0107333
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum03619866950
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05444 S STAPLES ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0CORPUS CHRISTI
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078411
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt02413429
IRS990/CashNonInterestBearingGrp/EOYAmt02015492
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0329530
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0329530
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02306873
IRS990/CYOtherExpensesAmt04443841
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt07221422
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IRS990/CYTotalExpensesAmt07161544
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt09528295
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0TO IMPROVE THE FINANCIAL WELL BEING OF OUR MEMBER/OWNERS BY PROMOTING THRIFT SAVINGS AND OFFERING COMPETITIVE LOAN PRODUCTS
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt049
IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
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IRS990/Form990PartVIISectionAGrp/PersonNm1CURTIS REEVES
IRS990/Form990PartVIISectionAGrp/PersonNm2RAY ALMAGUER
IRS990/Form990PartVIISectionAGrp/PersonNm3MANUEL ESQUIVEL III
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IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/LoanOutstandingInd00
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-4500
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IRS990/OperateHospitalInd00
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IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0305319
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0305319
IRS990/OtherExpensesGrp/Desc0PROF & OUTSIDE SERVICIN
IRS990/OtherExpensesGrp/Desc1PROV FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2DUES, SUBSCRIPTIONS & M
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/ProgramServicesAmt0738407
IRS990/OtherExpensesGrp/ProgramServicesAmt1373681
IRS990/OtherExpensesGrp/ProgramServicesAmt2167328
IRS990/OtherExpensesGrp/ProgramServicesAmt3151182
IRS990/OtherExpensesGrp/TotalAmt0738407
IRS990/OtherExpensesGrp/TotalAmt1373681
IRS990/OtherExpensesGrp/TotalAmt2167328
IRS990/OtherExpensesGrp/TotalAmt3151182
IRS990/OtherLiabilitiesGrp/BOYAmt0135727210
IRS990/OtherLiabilitiesGrp/EOYAmt0139080269
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01855877
IRS990/OtherSalariesAndWagesGrp/TotalAmt01855877
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt085567725
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt083088047
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0162028
IRS990/PayrollTaxesGrp/TotalAmt0162028
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt064949
IRS990/PensionPlanContributionsGrp/TotalAmt064949
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0207919
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0114392
IRS990/PrincipalOfficerNm0PAUL BESSE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2LOAN SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04586642
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12473881
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2112143
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04586642
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12492162
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2142618
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt018281
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt130475
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02001296
IRS990/PYOtherExpensesAmt03823567
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt07036855
IRS990/PYRevenuesLessExpensesAmt02650305
IRS990/PYSalariesCompEmpBnftPaidAmt02564279
IRS990/PYTotalExpensesAmt06387846
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09038151
IRS990/ReconcilationRevenueExpnssAmt02366751
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt09479539
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt037209192
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt040143472
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013363020
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013217642
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02783169
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02225006
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05008175
IRS990ScheduleD/EquipmentGrp/BookValueAmt0160712
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02470892
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02631604
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt05145000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt157225630
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt21240314
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CD'S
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1US GOVERNMENT OBLIGATIONS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCUSIF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt01264668
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01264668
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0702617
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt112527
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt23823952
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INCOME
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1OTHER ASSETS - SUPPLIES, OREO
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2DB PLAN - NET
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0110877
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0523877
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0634754
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039967480
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt135379607
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt232088486
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt39029635
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt422615061
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4CERTIFICATES OF DEPOSIT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04319426
IRS990ScheduleD/TotalBookValueOtherAssetsAmt04539096
IRS990ScheduleD/TotalBookValueProgramRltdAmt063610944
IRS990ScheduleD/TotalLiabilityAmt0139080269
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0210512
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0WANDA MUESSEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0210512
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ENTITY IS A STATE CHARTERED CREDIT UNION. TO JOIN AND PARTICIPATE IN SERVICES, MUST BE A MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH MEMBER HAS A VOTE AND CAN ELECT MEMBERS AT OUR ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD DIRECTS ALL ACTIVITIES. HOWEVER, CERTAIN ACTIONS SUCH AS CHANGING CHARTERS WOULD REQUIRE MEMBERSHIP APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS REVIEWED BY CREDIT UNION PERSONNEL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DIRECTOR AND EMPLOYEE ACCOUNTS ARE REVIEWED QUARTERLY BY THE BOARD AND ANNUALLY BY EXAMINERS AND INDEPENDENT OUTSIDE AUDITORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION USES INDEPENDENT REPORTS THAT PRODUCE COMPENSATION SURVEYS OF EMPLOYEE SALARIES FOR CREDIT UNIONS IN OUR ASSET SIZE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ALL REQUIRED DOCUMENTS FOR REGULATORY OVERSIGHT ARE PROVIDED TO INTERESTED MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0175245593
IRS990/TotalAssetsEOYAmt0180767268
IRS990/TotalAssetsGrp/BOYAmt0175245593
IRS990/TotalAssetsGrp/EOYAmt0180767268
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt049
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt07161544
IRS990/TotalFunctionalExpensesGrp/TotalAmt07161544
IRS990/TotalGrossUBIAmt048756
IRS990/TotalLiabilitiesBOYAmt0138036401
IRS990/TotalLiabilitiesEOYAmt0140623796
IRS990/TotalLiabilitiesGrp/BOYAmt0138036401
IRS990/TotalLiabilitiesGrp/EOYAmt0140623796
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt037209192
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt040143472
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt07161544
IRS990/TotalProgramServiceRevenueAmt07221422
IRS990/TotalReportableCompFromOrgAmt0329530
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt09479539
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt09528295
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt048756
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0175245593
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0180767268
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt037629
IRS990/TravelGrp/TotalAmt037629
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05444 S STAPLES ST
IRS990/USAddress/CityNm0CORPUS CHRISTI
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd078411
IRS990/VotingMembersGoverningBodyCnt07

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