Liabilities / Assets
20th percentile
Higher debt load relative to assets than 20% of similar nonprofits.
EIN 61-0594797 • 501(c)14 • Louisville, KY
Profile
To provide a safe, economic and sound full service personal financial institution to all current and potential members in a convenient and friendly manner.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
20th percentile
Higher debt load relative to assets than 20% of similar nonprofits.
Liabilities / Revenue
19th percentile
Higher debt load relative to revenue than 19% of similar nonprofits.
Net Margin
74th percentile
Higher net margin than 74% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 2.4% of source-year revenue.
Asset Growth
60th percentile
Faster asset growth than 60% of similar nonprofits.
Revenue Growth
69th percentile
Faster revenue growth than 69% of similar nonprofits.
Assets
Up$192,696,939
Up $7,239,446 (+3.9%) from 2023
Liabilities
Up$165,298,009
Up $4,661,215 (+2.9%) from 2023
Net Assets
Up$27,398,930
Up $2,578,231 (+10%) from 2023
Revenue
Up$13,742,065
Up $2,063,371 (+18%) from 2023
Expenses
Up$11,163,834
Up $1,712,494 (+18%) from 2023
Net Income
Up$2,578,231
Up $350,877 (+16%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide a safe, economic and sound full service personal financial institution to all current and potential members in a convenient and friendly manner.
Autotruck Financial Credit Union is a financial institution cooperative organized to provide loan and deposit products and services to its member owners.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $85,031,554 | $86,280,519 | ▲ $1,248,965 |
| Investments Program Related | $54,507,950 | $62,198,706 | ▲ $7,690,756 |
| Rtn Earn Endowment Incm Other Fnds | $24,820,699 | $27,398,930 | ▲ $2,578,231 |
| Savings and Temporary Cash Investments | $23,954,374 | $19,508,445 | ▼ $4,445,929 |
| Land, Buildings, and Equipment, Net | $11,564,716 | $13,242,336 | ▲ $1,677,620 |
| Cash and Non-Interest-Bearing Accounts | $3,182,554 | $3,018,433 | ▼ $164,121 |
| Accounts Receivable | $24,240 | $746,186 | ▲ $721,946 |
| Prepaid Expenses and Deferred Charges | $204,974 | $384,835 | ▲ $179,861 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | $0 | → $0 |
| Total Assets | $185,457,493 | $192,696,939 | ▲ $7,239,446 |
| Other Assets Total | $6,987,131 | $7,317,479 | ▲ $330,348 |
| Liabilities | |||
| Other Liabilities | $157,438,540 | $163,506,296 | ▲ $6,067,756 |
| Accounts Payable and Accrued Expenses | $3,198,254 | $1,791,713 | ▼ $1,406,541 |
| Grants Payable | $0 | $0 | → $0 |
| Mortgage Notes Payable Secured by Investment Property | $0 | $0 | → $0 |
| Unsecured Notes Loans Payable | $0 | $0 | → $0 |
| Deferred Revenue | $0 | $0 | → $0 |
| Escrow Account Liability | $0 | $0 | → $0 |
| Tax Exempt Bond Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $160,636,794 | $165,298,009 | ▲ $4,661,215 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $24,820,699 | $27,398,930 | ▲ $2,578,231 |
| Total Liabilities and Net Assets / Fund Balance | $185,457,493 | $192,696,939 | ▲ $7,239,446 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $8,476,281 | $1,581,810 | $10,058,091 |
| Land | $4,206,370 | - | $4,206,370 |
| Equipment | $559,685 | $1,476,922 | $2,036,607 |
| Investment Program Related Org | $534,011 | - | - |
| Other Land Buildings | $0 | $0 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| James Thompson | Chief Executive Officer | FT | $220,876 | $115,187 | $336,063 |
| Jason Pendleton | Executive Vice President | FT | $150,237 | $44,903 | $195,140 |
| Genia Gassaway | Vice President of Operations | FT | $123,373 | $50,560 | $173,933 |
| Lisa Vincent | Marketing | FT | $120,377 | $42,853 | $163,230 |
| Amy Reedy | Vice President Finance | FT | $139,150 | $15,301 | $154,451 |
| Name | Title |
|---|---|
| Steven Stone | Chairperson of Board |
| Chris Hall | Vice Chairperson of Board |
| Herbert Taylor | Director |
| J Huston Reinle | Director |
| Kathy Furlong | Director |
| Robert Owens | Director (January - October) |
| Keisha Cato | Director (November - December) |
| Steve Rixman | Treasurer / Secretary of Board |
| Line Item | Amount |
|---|---|
| Other Expenses | $7,201,596 |
| Salaries, Compensation, and Employee Benefits | $3,962,238 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,848,546 | $259,043 | $0 | $2,107,589 |
| Interest | $1,719,161 | $0 | $0 | $1,719,161 |
| Other Employee Benefits | $623,462 | $99,892 | $0 | $723,354 |
| Current Officers, Directors, Trustees, and Key Employees | $139,501 | $579,215 | $0 | $718,716 |
| Information Technology | $642,543 | $0 | $0 | $642,543 |
| Depreciation Depletion | $401,830 | $27,095 | $0 | $428,925 |
| Advertising | $364,123 | $0 | $0 | $364,123 |
| Occupancy | $316,714 | $35,190 | $0 | $351,904 |
| Office Expenses | $225,363 | $0 | $0 | $225,363 |
| Payroll Taxes | $174,264 | $36,375 | $0 | $210,639 |
| Pension Plan Contributions | $142,046 | $59,894 | $0 | $201,940 |
| Insurance | $115,368 | $0 | $0 | $115,368 |
| Conferences and Meetings | $84,511 | $1,677 | $0 | $86,188 |
| Fees for Services Accounting | $0 | $43,138 | $0 | $43,138 |
| Fees for Services Management | $0 | $28,659 | $0 | $28,659 |
| All Other Expenses | $23,626 | $0 | $0 | $23,626 |
| Other Expenses | $0 | $15,805 | $0 | $15,805 |
| Fees for Services Other | $0 | $13,277 | $0 | $13,277 |
| Fees for Services Legal | $1,975 | $0 | $0 | $1,975 |
| Total Functional Expenses | $9,964,574 | $1,199,260 | $0 | $11,163,834 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $11,163,834 |
| Total Expenses per Audited Statements | $11,163,834 |
| Total Expenses per Form 990 | $11,163,834 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Other Expense Adjustments | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Members share savings | $59,520,652 |
| Members money market savings | $40,791,277 |
| Members draft checking | $32,811,807 |
| Member share certificates | $26,992,753 |
| Members IRA savings | $2,004,666 |
| Members IRA certificates | $1,385,141 |
“All credit unions by charter are member owned.”
“All of the governing body is elected by the membership.”
“The 990 is reviewed by management and the Board of Directors prior to submission.”
“The conflict of interest policy is reviewed by the employees and Board of Directors annually.”
“Compensation of key employees is approved by the Board of Directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”
“The governing documents, conflict of interest policy, and financial documents are made available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3198254 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1791713 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 24240 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 746186 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Autotruck Financial Credit Union is a financial institution cooperative organized to provide loan and deposit products and services to its member owners. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 364123 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 364123 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 23626 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 23626 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Jason Pendleton |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5024598981 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 7651 Jefferson Green Way |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Louisville |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 40219 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3182554 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3018433 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 579215 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 139501 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 718716 |
| IRS990/CompDisqualPersonsGrp/FundraisingAmt | 0 | 0 |
| IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/CompDisqualPersonsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 1677 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 84511 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 86188 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 3992513 |
| IRS990/CYOtherExpensesAmt | 0 | 7201596 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 9749552 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2578231 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3962238 |
| IRS990/CYTotalExpensesAmt | 0 | 11163834 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 13742065 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 27095 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 401830 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 428925 |
| IRS990/Desc | 0 | The organization is a state chartered member owned cooperative credit union that provides financial services and products to the member owners. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 57 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 9964574 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 43138 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 43138 |
| IRS990/FeesForServicesLegalGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 1975 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1975 |
| IRS990/FeesForServicesLobbyingGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 28659 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 28659 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 13277 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 13277 |
| IRS990/FeesForServicesProfFundraising/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignGrantsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 37400 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 42000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 48100 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 42400 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 13400 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | James Thompson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Jason Pendleton |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Genia Gassaway |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Lisa Vincent |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Amy Reedy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Steven Stone |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Chris Hall |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Steve Rixman |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | J Huston Reinle |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Herbert Taylor |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Kathy Furlong |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Robert Owens |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Keisha Cato |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 298685 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 153143 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 125859 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 120893 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 141030 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chief Executive Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Executive Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice President of Operations |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Marketing |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice President Finance |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Chairperson of Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Vice Chairperson of Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Treasurer / Secretary of Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Director (January - October) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Director (November - December) |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2011 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 785090 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/EOYAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 994846 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 13951821 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 642543 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 642543 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 115368 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 115368 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/FundraisingAmt | 0 | 0 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 1719161 |
| IRS990/InterestGrp/TotalAmt | 0 | 1719161 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3207423 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 3207423 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 54507950 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 62198706 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 3812 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3058732 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 11564716 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 13242336 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 16301068 |
| IRS990/LegalDomicileStateCd | 0 | KY |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 209756 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | To provide a safe, economic and sound full service personal financial institution to all current and potential members in a convenient and friendly manner. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 24820699 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 27398930 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 785090 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 785090 |
| IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 35190 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 316714 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 351904 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 225363 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 225363 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6987131 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7317479 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 99892 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 623462 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 723354 |
| IRS990/OtherExpensesGrp/Desc | 0 | Share servicing (ATM, debit, draft) |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan servicing (credit card, mortgage, collection) |
| IRS990/OtherExpensesGrp/Desc | 2 | Regulators |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 15805 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 2397102 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 744439 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2397102 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 744439 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 15805 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 157438540 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 163506296 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 259043 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 1848546 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2107589 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 85031554 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 86280519 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 36375 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 174264 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 210639 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 59894 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 142046 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 201940 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 204974 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 384835 |
| IRS990/PrincipalOfficerNm | 0 | Jason Pendleton |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on loans to members |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees to members |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | ATM surcharges to non-members |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
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