Civic Intelligence

Lowell Firefighters Credit Union

990 • Fiscal year 2017 • EIN 04-1558025

Jan 01, 2017 to Dec 31, 2017 • Filed on Jun 13, 2018

Organization ProfileLFFCU.COM

View Organization Page

642 Chelmsford StreetLowell, MA 01851

(978) 453-2734

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.81x

Higher debt load relative to assets than 26% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Liabilities / Revenue

44th percentile

18.45x

Higher debt load relative to revenue than 44% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Net Margin

50th percentile

6.6%

Higher net margin than 50% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Top Officer Pay

25th percentile

$55,428

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Asset Growth

25th percentile

-1.5%

Faster asset growth than 25% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Revenue Growth

58th percentile

4.7%

Faster revenue growth than 58% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets26th percentile

Assets

Down

$16,325,561

Down $254,863 (-1.5%) from 2016

Net Assets

Up

$3,062,721

Up $47,249 (+1.6%) from 2016

Liabilities

Down

$13,262,840

Down $302,112 (-2.2%) from 2016

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin50th percentile

Revenue

Up

$718,892

Up $32,368 (+4.7%) from 2016

Expenses

Up

$671,643

Up $16,926 (+2.6%) from 2016

Net Income

Up

$47,249

Up $15,442 (+49%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth25th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $15,130,909Liabilities 2010: $12,424,758Net Assets 2010: $2,706,1512010Assets 2011: $15,524,483Liabilities 2011: $12,750,319Net Assets 2011: $2,774,1642011Assets 2012: $15,574,289Liabilities 2012: $12,734,303Net Assets 2012: $2,839,9862012Assets 2013: $16,514,771Liabilities 2013: $13,625,329Net Assets 2013: $2,889,4422013Assets 2014: $16,962,595Liabilities 2014: $14,038,283Net Assets 2014: $2,924,3122014Assets 2015: $17,290,091Liabilities 2015: $14,306,426Net Assets 2015: $2,983,6652015Assets 2016: $16,580,424Liabilities 2016: $13,564,952Net Assets 2016: $3,015,4722016Assets 2017: $16,325,561Liabilities 2017: $13,262,840Net Assets 2017: $3,062,7212017Assets 2018: $16,899,511Liabilities 2018: $13,770,811Net Assets 2018: $3,128,7002018Assets 2019: $18,974,148Liabilities 2019: $15,796,892Net Assets 2019: $3,177,2562019Assets 2020: $24,508,998Liabilities 2020: $21,305,330Net Assets 2020: $3,203,6682020Assets 2021: $26,588,905Liabilities 2021: $23,310,366Net Assets 2021: $3,278,5392021Assets 2022: $28,482,603Liabilities 2022: $25,123,873Net Assets 2022: $3,358,7302022Assets 2023: $27,126,254Liabilities 2023: $23,698,232Net Assets 2023: $3,428,0222023Assets 2024: $27,142,758Liabilities 2024: $23,681,561Net Assets 2024: $3,461,1972024

Highlighted filing

2017

Assets$16,325,561
Liabilities$13,262,840
Net Assets$3,062,721
Open 2017 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $559,3382010Expenses 2011: $548,4702011Expenses 2012: $531,7762012Revenue 2013: $579,133Expenses 2013: $529,677Net Income 2013: $49,4562013Revenue 2014: $596,161Expenses 2014: $561,291Net Income 2014: $34,8702014Revenue 2015: $630,703Expenses 2015: $571,350Net Income 2015: $59,3532015Revenue 2016: $686,524Expenses 2016: $654,717Net Income 2016: $31,8072016Revenue 2017: $718,892Expenses 2017: $671,643Net Income 2017: $47,2492017Revenue 2018: $759,748Expenses 2018: $693,769Net Income 2018: $65,9792018Revenue 2019: $793,488Expenses 2019: $744,932Net Income 2019: $48,5562019Revenue 2020: $748,990Expenses 2020: $722,577Net Income 2020: $26,4132020Revenue 2021: $812,586Expenses 2021: $737,716Net Income 2021: $74,8702021Revenue 2022: $945,854Expenses 2022: $863,910Net Income 2022: $81,9442022Revenue 2023: $1,103,195Expenses 2023: $997,133Net Income 2023: $106,0622023Revenue 2024: $1,239,930Expenses 2024: $1,207,192Net Income 2024: $32,7382024

Highlighted filing

2017

Revenue$718,892
Expenses$671,643
Net Income$47,249
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Jun 13, 2018
Return Version
2017v2.2
Gross Receipts
$718,892
Mission and Program Overview

Mission

Credit union member thrift

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$8,889,807$9,429,696▲ $539,889
Savings and Temporary Cash Investments$6,242,169$5,429,286▼ $812,883
Rtn Earn Endowment Incm Other Fnds$3,015,472$3,062,721▲ $47,249
Land, Buildings, and Equipment, Net$565,537$537,472▼ $28,065
Cash and Non-Interest-Bearing Accounts$464,031$495,177▲ $31,146
Receivables From Officers Etc$173,276$164,115▼ $9,161
Prepaid Expenses and Deferred Charges$83,984$114,169▲ $30,185
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$16,580,424$16,325,561▼ $254,863
Other Assets Total$161,620$155,646▼ $5,974
Liabilities
Other Liabilities$13,510,528$13,174,187▼ $336,341
Accounts Payable and Accrued Expenses$54,424$88,653▲ $34,229
Total Liabilities$13,564,952$13,262,840▼ $302,112
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,015,472$3,062,721▲ $47,249
Total Liabilities and Net Assets / Fund Balance$16,580,424$16,325,561▼ $254,863

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$376,380$27,919$404,299
Buildings$36,000$271,500$307,500
Equipment$6,092$252,827$258,919
Land$119,000-$119,000
Leasehold Improvements$0$68,256$68,256
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Michael BoldrighiniDirector/CEOPT$55,428$55,428

Board Members and Trustees

NameTitle
Patrick R Mccabe JrPresident
Jason T StrunkDirector/vice President
Barry F GannonDirector
Robert W KohanskiDirector
Robert W LittlefieldDirector
Robert a BennetDirector
Ronald J BouchardDirector
Paul D Cronk JrDirector/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$507,605
Investment Income
$101,271
Other Revenue
$110,016
Change in Net Assets
$47,249
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$410,819
Salaries, Compensation, and Employee Benefits$260,824
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$129,087--$129,087
Other Salaries and Wages$79,338--$79,338
All Other Expenses$63,988--$63,988
Interest$44,446--$44,446
Other Employee Benefits$35,550--$35,550
Fees for Services Accounting$17,675--$17,675
Fees for Services Other$17,324--$17,324
Payroll Taxes$16,849--$16,849
Depreciation Depletion$14,700--$14,700
Other Expenses$12,500--$12,500
Information Technology$11,941--$11,941
Advertising$11,432--$11,432
Travel$3,600--$3,600
Conferences and Meetings$2,866--$2,866
Insurance$2,860--$2,860
Total Functional Expenses$671,643$0$0$671,643
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$173,276$164,115▼ $9,161
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares & Deposits$13,174,187
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned by its members.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect their volunteer board of directors who are also members of the credit union. One member, one vote.”

Form 990, Part VI, Section A, Line 7B

“Any major changes to the credit union by-laws must be approved by the membership”

Form 990, Part VI, Section B, Line 11B

“The accounting manager prepares the 990. The president/ceo reviews the form for accuracy. The credit union's outside cpa auditor reviews the form and makes any necessary corrections before electronically filing the report on the credit union's behalf. The 990 is available for the board and supervisory committee to review.”

Form 990, Part VI, Section B, Line 15

“Professional credit union compensation surveys are obtained and provided to the board. The board uses this information in conjunction with a review of the performance of the ceo to determine an appropriate compensation amount. The board votes on the ceo's compensation.”

Form 990, Part VI, Section C, Line 19

“The credit union's bylaws are available upon request. Financial statements are posted in the cu main lobby and are available upon request. They can also be viewed on ncua's website.”

Filing and Contact Details

Filer

Filer Name
Lowell Firefighters Credit Union
EIN
04-1558025
Phone
9784532734
Address
642 CHELMSFORD STREET, LOWELL, MA 01851

Signing Officer

Name
Michael Boldrighini
Title
CEO
Phone
9784532734
Signed
2018-06-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Boldrighini
Formed
1936
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
8
Employees
5
Volunteers
8

Preparer

Firm
Walsh & Co
Address
632A MAIN STREET, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The credit union is generally a tax exempt entity under provisions of the internal revenue code. The credit union has no unrelated business income. The credit union's tax returns, form 990, for the years ended december 31, 2014, 2015, 2016 and 2017 are subject to examination by the internal revenue service, generally for three years after they are filed. The credit union has no uncertain tax psoitions at march 31, 2018 and 2017.”

Raw XML AppendixShowing 400 of 512 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0114169
IRS990/PrincipalOfficerNm0MICHAEL BOLDRIGHINI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541700
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS TO
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0507605
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0507605
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0108340
IRS990/PYOtherExpensesAmt0425083
IRS990/PYOtherRevenueAmt0108453
IRS990/PYProgramServiceRevenueAmt0469731
IRS990/PYRevenuesLessExpensesAmt031807
IRS990/PYSalariesCompEmpBnftPaidAmt0229634
IRS990/PYTotalExpensesAmt0654717
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0686524
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0173276
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0164115
IRS990/ReconcilationRevenueExpnssAmt047249
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt034800
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03015472
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03062721
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06242169
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05429286
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt036000
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0271500
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0307500
IRS990ScheduleD/EquipmentGrp/BookValueAmt06092
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0252827
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0258919
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0119000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0119000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt068256
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt068256
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0376380
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt027919
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0404299
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt013174187
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES & DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS GENERALLY A TAX EXEMPT ENTITY UNDER PROVISIONS OF THE INTERNAL REVENUE CODE. THE CREDIT UNION HAS NO UNRELATED BUSINESS INCOME. THE CREDIT UNION'S TAX RETURNS, FORM 990, FOR THE YEARS ENDED DECEMBER 31, 2014, 2015, 2016 AND 2017 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE, GENERALLY FOR THREE YEARS AFTER THEY ARE FILED. THE CREDIT UNION HAS NO UNCERTAIN TAX PSOITIONS AT MARCH 31, 2018 AND 2017.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0537472
IRS990ScheduleD/TotalLiabilityAmt013174187
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04519
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11399
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt210236
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt310348
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt48410
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt557322
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt62412
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt716935
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt87410
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt910444
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt103545
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1120036
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1211099
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SHARE SECURED LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6SECURED LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10SECURED LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12SECURED LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt023360
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt15000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt225300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt315000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt419411
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt575000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt64000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt725000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt834379
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt916000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt104000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1125299
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1214000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ROBERT BENNETT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1PATRICK MCCABE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2PAUL D CRONK JR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3PAUL D CRONK JR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4RONALD BOUCHARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5BARRY GANNON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6JASON STRUNK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7BARRY GANNON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8MICHAEL BOLDRIGHINI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9BARRY GANNON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10JASON STRUNK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11JAMES DAVIS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm12JAMES DAVIS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6DIRECTOR/VP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8DIRECTOR/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt10DIRECTOR/VP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt11COO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt12COO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,325,561
Liabilities
$13,262,840
Net assets
$3,062,721
Revenue
$718,892
Expenses
$671,643
Net income
$47,249
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.1$23.7$3.46$1.24$1.21$0.03
2023Detailed filing. Detailed filing data is available for this year.$27.1$23.7$3.43$1.10$1.00$0.11
2022Detailed filing. Detailed filing data is available for this year.$28.5$25.1$3.36$0.95$0.86$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.6$23.3$3.28$0.81$0.74$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.5$21.3$3.20$0.75$0.72$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.0$15.8$3.18$0.79$0.74$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.9$13.8$3.13$0.76$0.69$0.07
2017Detailed filing. Detailed filing data is available for this year.$16.3$13.3$3.06$0.72$0.67$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$13.6$3.02$0.69$0.65$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$14.3$2.98$0.63$0.57$0.06
2014Detailed filing. Detailed filing data is available for this year.$17.0$14.0$2.92$0.60$0.56$0.03
2013Detailed filing. Detailed filing data is available for this year.$16.5$13.6$2.89$0.58$0.53$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.6$12.7$2.84$0.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.5$12.8$2.77$0.55
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.1$12.4$2.71$0.56
Peer Organizations

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