Civic Intelligence

United Credit Union

EIN 42-0796971 • 501(c)14 • Council Bluffs, IA

View Organization Page

Profile

provide financial services to qualified members in Pottawattamie County, Iowa

1900 West BroadwayCouncil Bluffs, IA 51501

www.unitedcreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Liabilities / Revenue

92nd percentile

28.58x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Net Margin

3rd percentile

-98%

Higher net margin than 3% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Top Officer Pay

40th percentile

$72,621

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 12.0% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Asset Growth

9th percentile

-9.9%

Faster asset growth than 9% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Revenue Growth

47th percentile

5.5%

Faster revenue growth than 47% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$18,834,039

Down $2,066,137 (-9.9%) from 2022

Liabilities

Down

$17,362,179

Down $1,472,040 (-7.8%) from 2022

Net Assets

Down

$1,471,860

Down $594,097 (-29%) from 2022

Operations
Liabilities / Revenue92nd percentileNet Margin3rd percentile

Revenue

Up

$607,526

Up $31,867 (+5.5%) from 2022

Expenses

Up

$1,201,623

Up $668,556 (+125%) from 2022

Net Income

Down

-$594,097

Down $636,689 (-1495%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $11,168,092Liabilities 2010: $9,880,894Net Assets 2010: $1,287,1982010Assets 2011: $13,427,817Liabilities 2011: $12,140,586Net Assets 2011: $1,287,2312011Assets 2012: $14,063,770Liabilities 2012: $12,726,013Net Assets 2012: $1,337,7572012Assets 2013: $14,196,663Liabilities 2013: $12,799,729Net Assets 2013: $1,396,9342013Assets 2014: $14,979,613Liabilities 2014: $13,518,048Net Assets 2014: $1,461,5652014Assets 2015: $16,203,155Liabilities 2015: $14,691,590Net Assets 2015: $1,511,5652015Assets 2016: $16,181,885Liabilities 2016: $14,608,474Net Assets 2016: $1,573,4112016Assets 2017: $16,324,163Liabilities 2017: $14,632,278Net Assets 2017: $1,691,8852017Assets 2018: $16,478,125Liabilities 2018: $14,646,118Net Assets 2018: $1,832,0072018Assets 2019: $16,812,357Liabilities 2019: $14,869,450Net Assets 2019: $1,942,9072019Assets 2020: $20,199,447Liabilities 2020: $18,213,361Net Assets 2020: $1,986,0862020Assets 2021: $21,111,415Liabilities 2021: $19,088,050Net Assets 2021: $2,023,3652021Assets 2022: $20,900,176Liabilities 2022: $18,834,219Net Assets 2022: $2,065,9572022Assets 2023: $18,834,039Liabilities 2023: $17,362,179Net Assets 2023: $1,471,8602023

Highlighted filing

2023

Assets$18,834,039
Liabilities$17,362,179
Net Assets$1,471,860
Open 2023 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500K-$1.0MExpenses 2010: $614,4392010Expenses 2011: $652,3572011Expenses 2012: $592,4562012Revenue 2013: $588,896Expenses 2013: $529,719Net Income 2013: $59,1772013Revenue 2014: $561,177Expenses 2014: $496,546Net Income 2014: $64,6312014Revenue 2015: $556,230Expenses 2015: $506,230Net Income 2015: $50,0002015Revenue 2016: $597,780Expenses 2016: $535,934Net Income 2016: $61,8462016Revenue 2017: $609,131Expenses 2017: $490,657Net Income 2017: $118,4742017Revenue 2018: $642,488Expenses 2018: $502,366Net Income 2018: $140,1222018Revenue 2019: $647,346Expenses 2019: $536,446Net Income 2019: $110,9002019Revenue 2020: $592,947Expenses 2020: $549,768Net Income 2020: $43,1792020Revenue 2021: $555,737Expenses 2021: $518,458Net Income 2021: $37,2792021Revenue 2022: $575,659Expenses 2022: $533,067Net Income 2022: $42,5922022Revenue 2023: $607,526Expenses 2023: $1,201,623Net Income 2023: -$594,0972023

Highlighted filing

2023

Revenue$607,526
Expenses$1,201,623
Net Income-$594,097
Open 2023 Filing

Filings

Most recent year

2023 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$18,834,039
Liabilities
$17,362,179
Net assets
$1,471,860
Revenue
$607,526
Expenses
$1,201,623
Net income
-$594,097
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.8$17.4$1.47$0.61$1.20$0.59
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.9$18.8$2.07$0.58$0.53$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.1$19.1$2.02$0.56$0.52$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.2$18.2$1.99$0.59$0.55$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$14.9$1.94$0.65$0.54$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.5$14.6$1.83$0.64$0.50$0.14
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.3$14.6$1.69$0.61$0.49$0.12
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.2$14.6$1.57$0.60$0.54$0.06
2015Detailed filing. Detailed filing data is available for this year.$16.2$14.7$1.51$0.56$0.51$0.05
2014Detailed filing. Detailed filing data is available for this year.$15.0$13.5$1.46$0.56$0.50$0.06
2013Detailed filing. Detailed filing data is available for this year.$14.2$12.8$1.40$0.59$0.53$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.1$12.7$1.34$0.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.4$12.1$1.29$0.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.2$9.88$1.29$0.61
Latest Detailed Filing

The latest 2023 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2017 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Mar 6, 2018
Return Version
2017v2.0
Gross Receipts
$609,131
Mission and Program Overview

Mission

provide financial services to qualified members in Pottawattamie County, Iowa

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$8,537,815$9,144,967▲ $607,152
Other Notes and Loans Receivable, Net$6,011,399$5,837,687▼ $173,712
Cap Stk Tr Prin Current Funds$1,560,000$1,675,000▲ $115,000
Cash and Non-Interest-Bearing Accounts$1,448,142$1,132,876▼ $315,266
Land, Buildings, and Equipment, Net$79,666$111,813▲ $32,147
Prepaid Expenses and Deferred Charges$49,811$37,775▼ $12,036
Rtn Earn Endowment Incm Other Fnds$13,411$16,885▲ $3,474
Accounts Receivable$6,586$6,857▲ $271
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$16,181,885$16,324,163▲ $142,278
Other Assets Total$48,466$52,188▲ $3,722
Liabilities
Other Liabilities$14,594,651$14,610,616▲ $15,965
Accounts Payable and Accrued Expenses$13,823$21,662▲ $7,839
Total Liabilities$14,608,474$14,632,278▲ $23,804
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,573,411$1,691,885▲ $118,474
Total Liabilities and Net Assets / Fund Balance$16,181,885$16,324,163▲ $142,278

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1$78,810$0
Other Land Buildings$19,711$104,955$0
Land$75,000-$0
Equipment$17,101$512,355$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay40th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Andrena MacLeodCEOFT$58,913$58,913
Teri HendrixVice PresidentFT$45,478$45,478

Board Members and Trustees

NameTitle
Chris LeberAudit Comm Chair
Lindsay AndersenChairman of the Board
Irene AngerothVice Chairman
Bob ChristensenBoard Member
Chris HansteinBoard Member
Karis HenningBoard Member
Tori RubyBoard Member
Russell PfeifferCFO
Laura KochSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$307,333
Investment Income
$165,104
Other Revenue
$136,694
Change in Net Assets
$118,474
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$291,748
Salaries, Compensation, and Employee Benefits$198,909
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$104,391$0$0$104,391
Office Expenses$60,586$0$0$60,586
Other Salaries and Wages$52,068$0$0$52,068
Pension Plan Contributions$42,450$0$0$42,450
Interest$29,373$0$0$29,373
Occupancy$26,653$0$0$26,653
Other Expenses$22,715$0$0$22,715
Conferences and Meetings$1,027$0$0$1,027
Total Functional Expenses$490,657$0$0$490,657
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
membership shares$14,610,616
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“credit union members”

Form 990, Part VI, Section A, Line 7A

“at the annual meeting members vote for the board of directors”

Form 990, Part VI, Section B, Line 11B

“I do not provide the filing to the board prior to filing, I notify them when it has been file. At that time they may request to see filing.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted in the main office for members to view, as well as discuss the year end financials at the annual meeting in April of each year.”

Filing and Contact Details

Filer

Filer Name
United Credit Union
EIN
42-0796971
Phone
7123220841
Address
1900 West Broadway, Council Bluffs, IA 51501

Signing Officer

Name
Andrena MacLeod
Title
President
Phone
7123220841
Signed
2018-03-06

Organization Details

Principal Officer
Andrena MacLeod
Formed
1953
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
0
Employees
5
Volunteers
9
Raw XML AppendixShowing 400 of 453 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt013823
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt021662
IRS990/AccountsReceivableGrp/BOYAmt06586
IRS990/AccountsReceivableGrp/EOYAmt06857
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0provide financial services to qualified members in Pottawattamie County, Iowa
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Andrena MacLeod
IRS990/BooksInCareOfDetail/PhoneNum07123220841
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01900 West Broadway
IRS990/BooksInCareOfDetail/USAddress/CityNm0Council Bluffs
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd051501
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt01560000
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt01675000
IRS990/CashNonInterestBearingGrp/BOYAmt01448142
IRS990/CashNonInterestBearingGrp/EOYAmt01132876
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0104391
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0104391
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01027
IRS990/ConferencesMeetingsGrp/TotalAmt01027
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0165104
IRS990/CYOtherExpensesAmt0291748
IRS990/CYOtherRevenueAmt0136694
IRS990/CYProgramServiceRevenueAmt0307333
IRS990/CYRevenuesLessExpensesAmt0118474
IRS990/CYSalariesCompEmpBnftPaidAmt0198909
IRS990/CYTotalExpensesAmt0490657
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0609131
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0Provide financial services to qualified members who live or work in Pottawattamie County, Iowa.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0490657
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt980
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1080
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0Lindsay Andersen
IRS990/Form990PartVIISectionAGrp/PersonNm1Irene Angeroth
IRS990/Form990PartVIISectionAGrp/PersonNm2Russell Pfeiffer
IRS990/Form990PartVIISectionAGrp/PersonNm3Laura Koch
IRS990/Form990PartVIISectionAGrp/PersonNm4Chris Leber
IRS990/Form990PartVIISectionAGrp/PersonNm5Bob Christensen
IRS990/Form990PartVIISectionAGrp/PersonNm6Tori Ruby
IRS990/Form990PartVIISectionAGrp/PersonNm7Chris Hanstein
IRS990/Form990PartVIISectionAGrp/PersonNm8Karis Henning
IRS990/Form990PartVIISectionAGrp/PersonNm9Andrena MacLeod
IRS990/Form990PartVIISectionAGrp/PersonNm10Teri Hendrix
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt958913
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1045478
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Audit Comm Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0609131
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt029373
IRS990/InterestGrp/TotalAmt029373
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0165104
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0165104
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt08537815
IRS990/InvestmentsPubTradedSecGrp/EOYAmt09144967
IRS990/IRPDocumentCnt0310
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0696120
IRS990/LandBldgEquipBasisNetGrp/BOYAmt079666
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0111813
IRS990/LandBldgEquipCostOrOtherBssAmt0807933
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0provide financial services to qualified members in Pottawattamie County, Iowa
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01573411
IRS990/NetAssetsOrFundBalancesEOYAmt01691885
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd01
IRS990/NondeductibleContriDisclInd01
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt026653
IRS990/OccupancyGrp/TotalAmt026653
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt060586
IRS990/OfficeExpensesGrp/TotalAmt060586
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt048466
IRS990/OtherAssetsTotalGrp/EOYAmt052188
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Education & promotion
IRS990/OtherExpensesGrp/Desc1Professional & outside
IRS990/OtherExpensesGrp/Desc2PLL
IRS990/OtherExpensesGrp/Desc3Misc & Association dues
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt010930
IRS990/OtherExpensesGrp/ProgramServicesAmt1125934
IRS990/OtherExpensesGrp/ProgramServicesAmt214530
IRS990/OtherExpensesGrp/ProgramServicesAmt322715
IRS990/OtherExpensesGrp/TotalAmt010930
IRS990/OtherExpensesGrp/TotalAmt1125934
IRS990/OtherExpensesGrp/TotalAmt214530
IRS990/OtherExpensesGrp/TotalAmt322715
IRS990/OtherLiabilitiesGrp/BOYAmt014594651
IRS990/OtherLiabilitiesGrp/EOYAmt014610616
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0Fees & Charges
IRS990/OtherRevenueMiscGrp/Desc1misc gain on sale of asset
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt063769
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt172925
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt063769
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt172925
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0136694
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt052068
IRS990/OtherSalariesAndWagesGrp/TotalAmt052068
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06011399
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05837687
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt042450
IRS990/PensionPlanContributionsGrp/TotalAmt042450
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt049811
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt037775
IRS990/PrincipalOfficerNm0Andrena MacLeod
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0307333
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0307333
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0146409
IRS990/PYOtherExpensesAmt0317242
IRS990/PYOtherRevenueAmt0154354
IRS990/PYProgramServiceRevenueAmt0297017
IRS990/PYRevenuesLessExpensesAmt061846
IRS990/PYSalariesCompEmpBnftPaidAmt0218692
IRS990/PYTotalExpensesAmt0535934
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0597780
IRS990/ReconcilationRevenueExpnssAmt0118474
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013411
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016885
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01
IRS990ScheduleD/BuildingsGrp/DepreciationAmt078810
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt078811
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt017101
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0512355
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0529456
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt075000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt075000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt019711
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0104955
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0124666
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014610616
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0membership shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0111813
IRS990ScheduleD/TotalLiabilityAmt014610616
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0credit union members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1at the annual meeting members vote for the board of directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2I do not provide the filing to the board prior to filing, I notify them when it has been file. At that time they may request to see filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Monthly financial statements are posted in the main office for members to view, as well as discuss the year end financials at the annual meeting in April of each year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt016181885
IRS990/TotalAssetsEOYAmt016324163
IRS990/TotalAssetsGrp/BOYAmt016181885
IRS990/TotalAssetsGrp/EOYAmt016324163
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0490657
IRS990/TotalFunctionalExpensesGrp/TotalAmt0490657
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014608474
IRS990/TotalLiabilitiesEOYAmt014632278

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