Civic Intelligence

Lowell Firefighters Credit Union

990 • Fiscal year 2020 • EIN 04-1558025

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 22, 2021

Organization ProfileLFFCU.COM

View Organization Page

642 Chelmsford StreetLowell, MA 01851

(978) 453-2734

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.87x

Higher debt load relative to assets than 53% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Liabilities / Revenue

81st percentile

28.45x

Higher debt load relative to revenue than 81% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Net Margin

35th percentile

3.5%

Higher net margin than 35% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Top Officer Pay

33rd percentile

$62,194

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 8.3% of source-year revenue.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Asset Growth

98th percentile

29%

Faster asset growth than 98% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Revenue Growth

53rd percentile

-5.6%

Faster revenue growth than 53% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$24,508,998

Up $5,534,850 (+29%) from 2019

Net Assets

Up

$3,203,668

Up $26,412 (+0.8%) from 2019

Liabilities

Up

$21,305,330

Up $5,508,438 (+35%) from 2019

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin35th percentile

Revenue

Down

$748,990

Down $44,498 (-5.6%) from 2019

Expenses

Down

$722,577

Down $22,355 (-3.0%) from 2019

Net Income

Down

$26,413

Down $22,143 (-46%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $15,130,909Liabilities 2010: $12,424,758Net Assets 2010: $2,706,1512010Assets 2011: $15,524,483Liabilities 2011: $12,750,319Net Assets 2011: $2,774,1642011Assets 2012: $15,574,289Liabilities 2012: $12,734,303Net Assets 2012: $2,839,9862012Assets 2013: $16,514,771Liabilities 2013: $13,625,329Net Assets 2013: $2,889,4422013Assets 2014: $16,962,595Liabilities 2014: $14,038,283Net Assets 2014: $2,924,3122014Assets 2015: $17,290,091Liabilities 2015: $14,306,426Net Assets 2015: $2,983,6652015Assets 2016: $16,580,424Liabilities 2016: $13,564,952Net Assets 2016: $3,015,4722016Assets 2017: $16,325,561Liabilities 2017: $13,262,840Net Assets 2017: $3,062,7212017Assets 2018: $16,899,511Liabilities 2018: $13,770,811Net Assets 2018: $3,128,7002018Assets 2019: $18,974,148Liabilities 2019: $15,796,892Net Assets 2019: $3,177,2562019Assets 2020: $24,508,998Liabilities 2020: $21,305,330Net Assets 2020: $3,203,6682020Assets 2021: $26,588,905Liabilities 2021: $23,310,366Net Assets 2021: $3,278,5392021Assets 2022: $28,482,603Liabilities 2022: $25,123,873Net Assets 2022: $3,358,7302022Assets 2023: $27,126,254Liabilities 2023: $23,698,232Net Assets 2023: $3,428,0222023Assets 2024: $27,142,758Liabilities 2024: $23,681,561Net Assets 2024: $3,461,1972024

Highlighted filing

2020

Assets$24,508,998
Liabilities$21,305,330
Net Assets$3,203,668
Open 2020 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $559,3382010Expenses 2011: $548,4702011Expenses 2012: $531,7762012Revenue 2013: $579,133Expenses 2013: $529,677Net Income 2013: $49,4562013Revenue 2014: $596,161Expenses 2014: $561,291Net Income 2014: $34,8702014Revenue 2015: $630,703Expenses 2015: $571,350Net Income 2015: $59,3532015Revenue 2016: $686,524Expenses 2016: $654,717Net Income 2016: $31,8072016Revenue 2017: $718,892Expenses 2017: $671,643Net Income 2017: $47,2492017Revenue 2018: $759,748Expenses 2018: $693,769Net Income 2018: $65,9792018Revenue 2019: $793,488Expenses 2019: $744,932Net Income 2019: $48,5562019Revenue 2020: $748,990Expenses 2020: $722,577Net Income 2020: $26,4132020Revenue 2021: $812,586Expenses 2021: $737,716Net Income 2021: $74,8702021Revenue 2022: $945,854Expenses 2022: $863,910Net Income 2022: $81,9442022Revenue 2023: $1,103,195Expenses 2023: $997,133Net Income 2023: $106,0622023Revenue 2024: $1,239,930Expenses 2024: $1,207,192Net Income 2024: $32,7382024

Highlighted filing

2020

Revenue$748,990
Expenses$722,577
Net Income$26,413
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 22, 2021
Return Version
2020v4.1
Gross Receipts
$748,990
Mission and Program Overview

Mission

Credit union member thrift

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$7,149,354$12,468,870▲ $5,319,516
Other Notes and Loans Receivable, Net$10,971,418$11,068,032▲ $96,614
Rtn Earn Endowment Incm Other Fnds$3,177,256$3,203,668▲ $26,412
Land, Buildings, and Equipment, Net$486,250$474,278▼ $11,972
Cash and Non-Interest-Bearing Accounts$65,716$196,068▲ $130,352
Prepaid Expenses and Deferred Charges$140,153$131,729▼ $8,424
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$18,974,148$24,508,998▲ $5,534,850
Other Assets Total$161,257$170,021▲ $8,764
Liabilities
Other Liabilities$15,731,715$21,241,135▲ $5,509,420
Accounts Payable and Accrued Expenses$65,177$64,195▼ $982
Total Liabilities$15,796,892$21,305,330▲ $5,508,438
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,177,256$3,203,668▲ $26,412
Total Liabilities and Net Assets / Fund Balance$18,974,148$24,508,998▲ $5,534,850

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$336,348$67,951$404,299
Equipment$17,930$290,032$307,962
Buildings$1,000$306,500$307,500
Land$119,000-$119,000
Leasehold Improvements$0$68,256$68,256
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Michael BoldrighiniDirector/CEO/treasurerPT$62,194$62,194
David ProvencherDirector/vice President-$7,786$7,786

Board Members and Trustees

NameTitle
Jason T StrunkDirector/president
Barry F GannonDirector
Patrick R Mccabe JrDirector
Robert W LittlefieldDirector
Robert a BennetDirector
Ronald J BouchardDirector
Paul D Cronk JrDirector/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$519,184
Investment Income
$115,582
Other Revenue
$114,224
Change in Net Assets
$26,413
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$476,536
Salaries, Compensation, and Employee Benefits$246,041
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$153,058--$153,058
Interest$111,730--$111,730
Current Officers, Directors, Trustees, and Key Employees$69,980--$69,980
All Other Expenses$44,842--$44,842
Information Technology$23,639--$23,639
Payroll Taxes$18,597--$18,597
Insurance$18,093--$18,093
Fees for Services Other$17,145--$17,145
Other Expenses$16,800--$16,800
Fees for Services Accounting$15,750--$15,750
Depreciation Depletion$15,587--$15,587
Advertising$7,061--$7,061
Other Employee Benefits$4,406--$4,406
Conferences and Meetings$4,368--$4,368
Total Functional Expenses$722,577$0$0$722,577
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares & Deposits$21,241,135
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned by its members.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect their volunteer board of directors who are also members of the credit union. One member, one vote.”

Form 990, Part VI, Section A, Line 7B

“Any major changes to the credit union by-laws must be approved by the membership”

Form 990, Part VI, Section B, Line 11B

“The credit union's outside cpa/accounting firm prepares the 990. The president/ceo reviews the form for accuracy. The 990 is available for the board and supervisory committee to review. The outside cpa/auditor makes any necessary corrections before electronically filing the report on the credit union's behalf.”

Form 990, Part VI, Section B, Line 15

“Professional credit union compensation surveys are obtained and provided to the board. The board uses this information in conjunction with a review of the performance of the ceo to determine an appropriate compensation amount. The board votes on the ceo's compensation.”

Form 990, Part VI, Section C, Line 19

“The credit union's bylaws are available upon request. Financial statements are posted in the cu main lobby and are available upon request. They can also be viewed on ncua's website.”

Filing and Contact Details

Filer

Filer Name
Lowell Firefighters Credit Union
EIN
04-1558025
Phone
9784532734
Address
642 CHELMSFORD STREET, LOWELL, MA 01851

Signing Officer

Name
Michael Boldrighini
Title
CEO
Phone
9784532734
Signed
2021-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Boldrighini
Formed
1936
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
8
Employees
7
Volunteers
0

Preparer

Firm
Walsh & Co
Address
31 CHURCH STREET SUITE 2, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The credit union is generally a tax exempt entity under provisions of the internal revenue code. The credit union has no unrelated business income. The credit union's tax returns, form 990, for the years ended december 31, 2017, 2018, 2019 and 2020 are subject to examination by the internal revenue service, generally for three years after they are filed. The credit union has no uncertain tax positions as of december 31, 2020 and 2019.”

Raw XML Appendix390 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PrincipalOfficerNm0MICHAEL BOLDRIGHINI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541700
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS TO
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0519184
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0519184
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0140086
IRS990/PYOtherExpensesAmt0503059
IRS990/PYOtherRevenueAmt0122842
IRS990/PYProgramServiceRevenueAmt0530560
IRS990/PYRevenuesLessExpensesAmt048556
IRS990/PYSalariesCompEmpBnftPaidAmt0241873
IRS990/PYTotalExpensesAmt0744932
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0793488
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt026413
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt032600
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03177256
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03203668
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07149354
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012468870
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01000
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0306500
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0307500
IRS990ScheduleD/EquipmentGrp/BookValueAmt017930
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0290032
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0307962
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0119000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0119000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt068256
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt068256
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0336348
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt067951
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0404299
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021241135
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES & DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS GENERALLY A TAX EXEMPT ENTITY UNDER PROVISIONS OF THE INTERNAL REVENUE CODE. THE CREDIT UNION HAS NO UNRELATED BUSINESS INCOME. THE CREDIT UNION'S TAX RETURNS, FORM 990, FOR THE YEARS ENDED DECEMBER 31, 2017, 2018, 2019 AND 2020 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE, GENERALLY FOR THREE YEARS AFTER THEY ARE FILED. THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS AS OF DECEMBER 31, 2020 AND 2019.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0474278
IRS990ScheduleD/TotalLiabilityAmt021241135
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION MEMBERS ELECT THEIR VOLUNTEER BOARD OF DIRECTORS WHO ARE ALSO MEMBERS OF THE CREDIT UNION. ONE MEMBER, ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY MAJOR CHANGES TO THE CREDIT UNION BY-LAWS MUST BE APPROVED BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S OUTSIDE CPA/ACCOUNTING FIRM PREPARES THE 990. THE PRESIDENT/CEO REVIEWS THE FORM FOR ACCURACY. THE 990 IS AVAILABLE FOR THE BOARD AND SUPERVISORY COMMITTEE TO REVIEW. THE OUTSIDE CPA/AUDITOR MAKES ANY NECESSARY CORRECTIONS BEFORE ELECTRONICALLY FILING THE REPORT ON THE CREDIT UNION'S BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROFESSIONAL CREDIT UNION COMPENSATION SURVEYS ARE OBTAINED AND PROVIDED TO THE BOARD. THE BOARD USES THIS INFORMATION IN CONJUNCTION WITH A REVIEW OF THE PERFORMANCE OF THE CEO TO DETERMINE AN APPROPRIATE COMPENSATION AMOUNT. THE BOARD VOTES ON THE CEO'S COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S BYLAWS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE CU MAIN LOBBY AND ARE AVAILABLE UPON REQUEST. THEY CAN ALSO BE VIEWED ON NCUA'S WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt018974148
IRS990/TotalAssetsEOYAmt024508998
IRS990/TotalAssetsGrp/BOYAmt018974148
IRS990/TotalAssetsGrp/EOYAmt024508998
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0722577
IRS990/TotalFunctionalExpensesGrp/TotalAmt0722577
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt015796892
IRS990/TotalLiabilitiesEOYAmt021305330
IRS990/TotalLiabilitiesGrp/BOYAmt015796892
IRS990/TotalLiabilitiesGrp/EOYAmt021305330
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03177256
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03203668
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0722577
IRS990/TotalProgramServiceRevenueAmt0519184
IRS990/TotalReportableCompFromOrgAmt069980
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0748990
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0748990
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt018974148
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt024508998
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0642 CHELMSFORD STREET
IRS990/USAddress/CityNm0LOWELL
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001851
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0LFFCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL BOLDRIGHINI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09784532734
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LOWELL FIREFIGHTERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0LOWE
ReturnHeader/Filer/EIN0041558025
ReturnHeader/Filer/PhoneNum09784532734
ReturnHeader/Filer/USAddress/AddressLine1Txt0642 CHELMSFORD STREET
ReturnHeader/Filer/USAddress/CityNm0LOWELL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001851
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043209238
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WALSH & CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt031 CHURCH STREET SUITE 2
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WINCHESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001890
ReturnHeader/PreparerPersonGrp/PhoneNum07817210295
ReturnHeader/PreparerPersonGrp/PreparationDt02021-10-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL J WALSH CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-10-22T10:49:59-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MICHAEL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BOLDRIGHINI
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$24,508,998
Liabilities
$21,305,330
Net assets
$3,203,668
Revenue
$748,990
Expenses
$722,577
Net income
$26,413
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.1$23.7$3.46$1.24$1.21$0.03
2023Detailed filing. Detailed filing data is available for this year.$27.1$23.7$3.43$1.10$1.00$0.11
2022Detailed filing. Detailed filing data is available for this year.$28.5$25.1$3.36$0.95$0.86$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.6$23.3$3.28$0.81$0.74$0.07
2020Detailed filing. Detailed filing data is available for this year.$24.5$21.3$3.20$0.75$0.72$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.0$15.8$3.18$0.79$0.74$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.9$13.8$3.13$0.76$0.69$0.07
2017Detailed filing. Detailed filing data is available for this year.$16.3$13.3$3.06$0.72$0.67$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$13.6$3.02$0.69$0.65$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$14.3$2.98$0.63$0.57$0.06
2014Detailed filing. Detailed filing data is available for this year.$17.0$14.0$2.92$0.60$0.56$0.03
2013Detailed filing. Detailed filing data is available for this year.$16.5$13.6$2.89$0.58$0.53$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.6$12.7$2.84$0.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.5$12.8$2.77$0.55
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.1$12.4$2.71$0.56