Liabilities / Assets
56th percentile
Tied with the lowest-debt nonprofits in its peer group.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.00x
Liabilities / Revenue
56th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
5th percentile
Higher net margin than 5% of similar nonprofits.
Top Officer Pay
76th percentile
Higher top officer pay than 76% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
7th percentile
Faster asset growth than 7% of similar nonprofits.
Revenue Growth
68th percentile
Faster revenue growth than 68% of similar nonprofits.
Balance Sheet
Assets
Down$52,186
Down $71,510 (-58%) from 2016
Net Assets
Down$52,186
Down $71,510 (-58%) from 2016
Liabilities
Flat$0
Flat from 2016
Revenue And Expenses
Revenue
Up$112,580
Up $14,888 (+15%) from 2016
Expenses
Up$214,738
Up $18,283 (+9.3%) from 2016
Net Income
Down-$102,158
Down $3,395 (-3.4%) from 2016
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- May 23, 2018
- Return Version
- 2017v2.2
- Gross Receipts
- $112,580
Mission and Program Overview
Mission
Cu savers is a non-profit organization dedicated to educating members of the community on all things financial. Whether you are managing day-to-day expenses like saving, spending, and budgeting or planning for the future and retirement by investing, becoming a member is valuable.
To promote the education and benefits of saving.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING. | $0 | $214,738 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| BRIAN BEST | President | - | $0 | - | - |
| BRAD BAKER | CFO | - | $0 | - | - |
Governance and Compliance
Governance Explanations
PART VI, LINE 49A, TRANSFERS TO NON-CHARITABLE RELATED ORGANIZATION:
“Cu savers, inc reimburses a related entity, gte federal credit union a cooperative association organized in accordance with the provisions of the federal credit union act, for expenses paid on its behalf.”
Filing and Contact Details
Filer
- Filer Name
- Cu Savers Inc
- EIN
- 03-0603264
- Phone
- 8134146575
- Address
- 711 E HENDERSON AVE, TAMPA, FL 33602
Signing Officer
- Name
- Brian Best
- Title
- President
- Phone
- 8134146575
- Signed
- 2018-05-23
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Moss Adams Llp
- Address
- 2707 COLBY AVENUE SUITE 801, EVERETT, WA 98201
- Preparer
- Colleen Ramires
- Phone
- 4252597227
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: insurance. Amount: 3,000. Description: data & communications. Amount: 9,192. Description: dues & subscriptions. Amount: 1,200. Description: travel and meetings. Amount: 9,091. Description: licenses. Amount: 8,467. Description: financial literacy program materials. Amount: 34,174. Total to form 990-ez, line 16: 65,124.”
Form 990-ez, Part I, Line 20 - Other Changes in Net Assets
“Description: accrual to cash adjustment. Amount: 9,031. Description: prior period adjustment. Amount: 21,617. Total to form 990-ez, line 20: 30,648.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: accounts receivable - due from gte. Beg. Of year amount: 123,596. End of year amount: 21,438. Description: prepaid expenses. Beg. Of year amount: 0. End of year amount: 30,648.”
Raw XML Appendix156 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8134146575 |
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| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33602 |
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| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 100 |
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| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
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| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 8500 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
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| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 123696 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 52186 |
| IRS990EZ/GrossReceiptsAmt | 0 | 112580 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MembershipDuesAmt | 0 | 112580 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 123696 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 52186 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 123696 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 52186 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | BRIAN BEST |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BRAD BAKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | CFO |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 123596 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 52086 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 30648 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 65124 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROMOTE THE EDUCATION AND BENEFITS OF SAVING. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 214738 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/RelatedOrgSect527OrgInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 141114 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 214738 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 214738 |
| IRS990EZ/TotalRevenueAmt | 0 | 112580 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 1 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | SEE SCHEDULE O |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 112580 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 97280 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 120870 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 126590 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 148670 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 605990 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 412 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2433 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 9795 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 18169 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 30809 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.95160 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.94630 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 605990 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 112580 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 97280 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 120870 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 126590 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 148670 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 605990 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 112580 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 97692 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 123303 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 136385 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 166839 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 636799 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INSURANCE. AMOUNT: 3,000. DESCRIPTION: DATA & COMMUNICATIONS. AMOUNT: 9,192. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 1,200. DESCRIPTION: TRAVEL AND MEETINGS. AMOUNT: 9,091. DESCRIPTION: LICENSES. AMOUNT: 8,467. DESCRIPTION: FINANCIAL LITERACY PROGRAM MATERIALS. AMOUNT: 34,174. TOTAL TO FORM 990-EZ, LINE 16: 65,124. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: ACCRUAL TO CASH ADJUSTMENT. AMOUNT: 9,031. DESCRIPTION: PRIOR PERIOD ADJUSTMENT. AMOUNT: 21,617. TOTAL TO FORM 990-EZ, LINE 20: 30,648. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: ACCOUNTS RECEIVABLE - DUE FROM GTE. BEG. OF YEAR AMOUNT: 123,596. END OF YEAR AMOUNT: 21,438. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 30,648. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CU SAVERS, INC REIMBURSES A RELATED ENTITY, GTE FEDERAL CREDIT UNION A COOPERATIVE ASSOCIATION ORGANIZED IN ACCORDANCE WITH THE PROVISIONS OF THE FEDERAL CREDIT UNION ACT, FOR EXPENSES PAID ON ITS BEHALF. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | PART VI, LINE 49A, TRANSFERS TO NON-CHARITABLE RELATED ORGANIZATION: |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRIAN BEST |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8134146575 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-05-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CU SAVERS INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CUSA |
| ReturnHeader/Filer/EIN | 0 | 030603264 |
| ReturnHeader/Filer/PhoneNum | 0 | 8134146575 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 711 E HENDERSON AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TAMPA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33602 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 866574987CA565ABE6CC9265146BBE3F5B9624AD |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 12.129.7.100 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-05-23 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | PD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:26:22 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 910189318 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MOSS ADAMS LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2707 COLBY AVENUE SUITE 801 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | EVERETT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 98201 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4252597227 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-05-23 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | COLLEEN RAMIRES |
| ReturnHeader/ReturnTs | 0 | 2018-05-31T16:48:49-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $52,186
- Liabilities
- $0
- Net assets
- $52,186
- Revenue
- $112,580
- Expenses
- $214,738
- Net income
- -$102,158