Liabilities / Assets
55th percentile
Tied with the lowest-debt nonprofits in its peer group.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.00x
Liabilities / Revenue
55th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
56th percentile
Higher net margin than 56% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
42nd percentile
Faster asset growth than 42% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Balance Sheet
Assets
Down$237,898
Down $2,887 (-1.2%) from 2013
Net Assets
Up$237,898
Up $7,988 (+3.5%) from 2013
Liabilities
Down$0
Down $10,875 (-100%) from 2013
Revenue And Expenses
Revenue
Down$136,385
Down $30,454 (-18%) from 2013
Expenses
Down$128,397
Down $22,864 (-15%) from 2013
Net Income
Down$7,988
Down $7,590 (-49%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- Aug 27, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $136,385
Mission and Program Overview
Mission
Cu savers is a non-profit organization dedicated to educating members of the community on all things financial. Whether you are managing day-to-day expenses like saving, spending, and budgeting or planning for the future and retirement by investing, becoming a member is valuable.
To promote the education and benefits of saving.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING. | $0 | $128,397 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOE BRANCUCCI | President | - | $0 | - | - |
| BRIAN BEST | Vice President | - | $0 | - | - |
| BRAD BAKER | Treasurer | - | $0 | - | - |
Governance and Compliance
Governance Explanations
PART VI, LINE 49A, TRANSFERS TO NON-CHARITABLE RELATED ORGANIZATION:
“Cu savers, inc reimburses a related entity, gte federal credit union a cooperative association organized in accordance with the provisions of the federal credit union act, for expenses paid on its behalf.”
Filing and Contact Details
Filer
- Filer Name
- Cu Savers Inc
- EIN
- 03-0603264
- Phone
- 8138712690
- Address
- 711 E HENDERSON AVE, TAMPA, FL 33602
Signing Officer
- Name
- Brad Baker
- Title
- Treasurer
- Phone
- 8138712690
- Signed
- 2015-08-27
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Moss Adams Llp
- Address
- 2707 COLBY AVENUE SUITE 801, EVERETT, WA 98201
- Preparer
- Kristine Hoeflin
- Phone
- 4252597227
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8 - Other Revenue
“Description: expense reimbursements. Amount: 9,795.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: insurance. Amount: 3,000. Description: data & communications. Amount: 6,000. Description: dues & subscriptions. Amount: 61. Description: miscellaneous expenses. Amount: 665. Total to form 990-ez, line 16: 9,726.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: accounts receivable - due from gte. Beg. Of year amount: 240,772. End of year amount: 237,885.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: accounts payable. Beg. Of year amount: 10,875. End of year amount: 0.”
Raw XML Appendix160 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | ROLFE THOMPSON |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8134142690 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 711 E HEDERSON AVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | TAMPA |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33602 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 13 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 13 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 7988 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 13588 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 240785 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 237898 |
| IRS990EZ/GrossReceiptsAmt | 0 | 136385 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MembershipDuesAmt | 0 | 126590 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 229910 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 237898 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 229910 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 237898 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOE BRANCUCCI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BRIAN BEST |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BRAD BAKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 240772 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 237885 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 9726 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 9795 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROMOTE THE EDUCATION AND BENEFITS OF SAVING. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 17299 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 128397 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/RelatedOrgSect527OrgInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 87784 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 10875 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 128397 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 128397 |
| IRS990EZ/TotalRevenueAmt | 0 | 136385 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 1 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | SEE SCHEDULE O |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 126590 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 148670 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 142485 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 18917 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 15549 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 452211 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt | 0 | 9795 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 18169 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 5305 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 33269 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.93150 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.93880 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 452211 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 126590 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 148670 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 142485 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 18917 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15549 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 452211 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 136385 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 166839 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 147790 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 18917 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 15549 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 485480 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: EXPENSE REIMBURSEMENTS. AMOUNT: 9,795. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: INSURANCE. AMOUNT: 3,000. DESCRIPTION: DATA & COMMUNICATIONS. AMOUNT: 6,000. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 61. DESCRIPTION: MISCELLANEOUS EXPENSES. AMOUNT: 665. TOTAL TO FORM 990-EZ, LINE 16: 9,726. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: ACCOUNTS RECEIVABLE - DUE FROM GTE. BEG. OF YEAR AMOUNT: 240,772. END OF YEAR AMOUNT: 237,885. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 10,875. END OF YEAR AMOUNT: 0. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CU SAVERS, INC REIMBURSES A RELATED ENTITY, GTE FEDERAL CREDIT UNION A COOPERATIVE ASSOCIATION ORGANIZED IN ACCORDANCE WITH THE PROVISIONS OF THE FEDERAL CREDIT UNION ACT, FOR EXPENSES PAID ON ITS BEHALF. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | PART VI, LINE 49A, TRANSFERS TO NON-CHARITABLE RELATED ORGANIZATION: |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRAD BAKER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8138712690 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-08-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CU SAVERS INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CUSA |
| ReturnHeader/Filer/EIN | 0 | 030603264 |
| ReturnHeader/Filer/PhoneNum | 0 | 8138712690 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 711 E HENDERSON AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TAMPA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33602 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 910189318 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MOSS ADAMS LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2707 COLBY AVENUE SUITE 801 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | EVERETT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 98201 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4252597227 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KRISTINE HOEFLIN |
| ReturnHeader/ReturnTs | 0 | 2015-11-10T12:26:08-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $237,898
- Liabilities
- $0
- Net assets
- $237,898
- Revenue
- $136,385
- Expenses
- $128,397
- Net income
- $7,988