Cu Savers Inc

990EZ • Fiscal year 2016 • EIN 03-0603264

Jan 01, 2016 to Dec 31, 2016 • Filed on May 08, 2017

Organization Profile SEE SCHEDULE O

711 E Henderson AveTampa, FL 33602

(813) 871-2690

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

-101%

Higher net margin than 5% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

-44%

Faster asset growth than 10% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

-21%

Faster revenue growth than 23% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet

Liabilities / Assets56th percentile

Assets

Down

$123,696

Down $98,763 (-44%) from 2015

Net Assets

Down

$123,696

Down $98,763 (-44%) from 2015

Liabilities

Flat

Flat from 2015

Revenue And Expenses

Liabilities / Revenue55th percentile Net Margin5th percentile

Revenue

Down

$97,692

Down $25,611 (-21%) from 2015

Expenses

$196,455

Up $57,713 (+42%) from 2015

Net Income

Down

-$98,763

Down $83,324 (-540%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2016

Assets$123,696

Liabilities$0

Net Assets$123,696

Open 2016 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2016

Revenue$97,692

Expenses$196,455

Net Income-$98,763

Open 2016 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2016 to Dec 31, 2016
Signed: May 8, 2017
Return Version: 2016v3.0
Gross Receipts: $97,692

Mission and Program Overview

Mission

Cu savers is a non-profit organization dedicated to educating members of the community on all things financial. Whether you are managing day-to-day expenses like saving, spending, and budgeting or planning for the future and retirement by investing, becoming a member is valuable.

To promote the education and benefits of saving.

Program Services

Description	Grants	Expenses
FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING.	$0	$174,839

Compensation and Service Providers

Top Officer Pay75th percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
BRIAN BEST	President	-	$0	-	-
ROLFE THOMPSON	Vice President	-	$0	-	-
JIMMY DUBOSE	Chairman	-	$0	-	-

Governance and Compliance

Governance Explanations

PART VI, LINE 49A, TRANSFERS TO NON-CHARITABLE RELATED ORGANIZATION:

“Cu savers, inc reimburses a related entity, gte federal credit union a cooperative association organized in accordance with the provisions of the federal credit union act, for expenses paid on its behalf.”

Filing and Contact Details

Filer

Filer Name: Cu Savers Inc
EIN: 03-0603264
Phone: 8138712690
Address: 711 E HENDERSON AVE, TAMPA, FL 33602

Signing Officer

Name: Brian Best
Title: President
Phone: 8138712690
Signed: 2017-05-08
Discuss with paid preparer: Yes

Preparer

Firm: Moss Adams Llp
Address: 2707 COLBY AVENUE SUITE 801, EVERETT, WA 98201
Preparer: Wendy Campos
Phone: 4252597227

Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: expense reimbursements. Amount: 412.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: insurance. Amount: 3,000. Description: data & communications. Amount: 6,000. Description: dues & subscriptions. Amount: 1,200. Description: miscellaneous expenses. Amount: 1,048. Description: travel and meetings. Amount: 4,679. Description: licenses . Amount: 2,600. Description: financial literacy program materials. Amount: 20,670. Total to form 990-ez, line 16: 39,197.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: accounts receivable - due from gte. Beg. Of year amount: 222,359. End of year amount: 123,596.”

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	0
IRS990EZ/BooksInCareOfDetail/PersonNm	0	ROLFE THOMPSON
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	8134142690
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt	0	711 E HEDERSON AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	TAMPA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	33602
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	100
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	100
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	0
IRS990EZ/DirectIndirectPltclExpendAmt	0	0
IRS990EZ/DonorAdvisedFndsInd	0	0
IRS990EZ/EngagedInExcessBenefitTransInd	0	0
IRS990EZ/ExcessOrDeficitForYearAmt	0	-98763
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	8500
IRS990EZ/FiledScheduleAInd	0	1
IRS990EZ/ForeignFinancialAccountInd	0	0
IRS990EZ/ForeignOfficeInd	0	0
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	222459
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	123696
IRS990EZ/GrossReceiptsAmt	0	97692
IRS990EZ/InfoInScheduleOPartIIIInd	0	X
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InfoInScheduleOPartVIInd	0	X
IRS990EZ/LobbyingActivitiesInd	0	0
IRS990EZ/MadeLoansToFromOfficersInd	0	0
IRS990EZ/MembershipDuesAmt	0	97280
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	222459
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	123696
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	222459
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	123696
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	BRIAN BEST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	ROLFE THOMPSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	JIMMY DUBOSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	CHAIRMAN
IRS990EZ/OperateHospitalInd	0	0
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	0
IRS990EZ/OrganizationHadUBIInd	0	0
IRS990EZ/OtherAssetsTotalDetail/BOYAmt	0	222359
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	123596
IRS990EZ/OtherChangesInNetAssetsAmt	0	0
IRS990EZ/OtherExpensesTotalAmt	0	39197
IRS990EZ/OtherRevenueTotalAmt	0	412
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	0
IRS990EZ/PrimaryExemptPurposeTxt	0	TO PROMOTE THE EDUCATION AND BENEFITS OF SAVING.
IRS990EZ/PrintingPublicationsPostageAmt	0	16817
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt	0	0
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	174839
IRS990EZ/ProhibitedTaxShelterTransInd	0	0
IRS990EZ/RelatedOrganizationCtrlEntInd	0	0
IRS990EZ/RelatedOrgSect527OrgInd	0	0
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	131941
IRS990EZ/ScheduleBNotRequiredInd	0	X
IRS990EZ/SchoolOperatingInd	0	0
IRS990EZ/SubjectToProxyTaxInd	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	0
IRS990EZ/TanningServicesProvidedInd	0	0
IRS990EZ/TaxImposedOnOrganizationMgrAmt	0	0
IRS990EZ/TaxImposedUnderIRC4911Amt	0	0
IRS990EZ/TaxImposedUnderIRC4912Amt	0	0
IRS990EZ/TaxImposedUnderIRC4955Amt	0	0
IRS990EZ/TaxReimbursedByOrganizationAmt	0	0
IRS990EZ/TotalExpensesAmt	0	196455
IRS990EZ/TotalProgramServiceExpensesAmt	0	174839
IRS990EZ/TotalRevenueAmt	0	97692
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	1
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	SEE SCHEDULE O
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt	0	0
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt	0	97280
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt	0	120870
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt	0	126590
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt	0	148670
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt	0	142485
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt	0	635895
IRS990ScheduleA/InvestmentIncomeCYPct	0	0.00000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt	0	412
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt	0	2433
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt	0	9795
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt	0	18169
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt	0	5305
IRS990ScheduleA/OtherIncome509Grp/TotalAmt	0	36114
IRS990ScheduleA/PubliclySupportedOrg509a2Ind	0	X
IRS990ScheduleA/PublicSupportCY509Pct	0	0.94630
IRS990ScheduleA/PublicSupportPY509Pct	0	0.93980
IRS990ScheduleA/PublicSupportTotal509Amt	0	635895
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt	0	0
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt	0	0
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind	0	X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt	0	97280
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt	0	120870
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt	0	126590
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt	0	148670
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt	0	142485
IRS990ScheduleA/Total509Grp/TotalAmt	0	635895
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt	0	97692
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt	0	123303
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt	0	136385
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt	0	166839
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt	0	147790
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt	0	672009
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	DESCRIPTION: EXPENSE REIMBURSEMENTS. AMOUNT: 412.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	DESCRIPTION: INSURANCE. AMOUNT: 3,000. DESCRIPTION: DATA & COMMUNICATIONS. AMOUNT: 6,000. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 1,200. DESCRIPTION: MISCELLANEOUS EXPENSES. AMOUNT: 1,048. DESCRIPTION: TRAVEL AND MEETINGS. AMOUNT: 4,679. DESCRIPTION: LICENSES . AMOUNT: 2,600. DESCRIPTION: FINANCIAL LITERACY PROGRAM MATERIALS. AMOUNT: 20,670. TOTAL TO FORM 990-EZ, LINE 16: 39,197.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	DESCRIPTION: ACCOUNTS RECEIVABLE - DUE FROM GTE. BEG. OF YEAR AMOUNT: 222,359. END OF YEAR AMOUNT: 123,596.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	CU SAVERS, INC REIMBURSES A RELATED ENTITY, GTE FEDERAL CREDIT UNION A COOPERATIVE ASSOCIATION ORGANIZED IN ACCORDANCE WITH THE PROVISIONS OF THE FEDERAL CREDIT UNION ACT, FOR EXPENSES PAID ON ITS BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	PART VI, LINE 49A, TRANSFERS TO NON-CHARITABLE RELATED ORGANIZATION:
ReturnHeader/BuildTS	0	2017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd	0	1
ReturnHeader/BusinessOfficerGrp/PersonNm	0	BRIAN BEST
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	8138712690
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2017-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	CU SAVERS INC
ReturnHeader/Filer/BusinessNameControlTxt	0	CUSA
ReturnHeader/Filer/EIN	0	030603264
ReturnHeader/Filer/PhoneNum	0	8138712690
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	711 E HENDERSON AVE
ReturnHeader/Filer/USAddress/CityNm	0	TAMPA
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	FL
ReturnHeader/Filer/USAddress/ZIPCd	0	33602
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId	0	DA39A3EE5E6B4B0D3255BFEF95601890AFD80709
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId	0	866574987CA565ABE6CC9265146BBE3F5B9624AD
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd	0	P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt	0	12.129.7.100
ReturnHeader/FilingSecurityInformation/IPDt	0	2017-05-08
ReturnHeader/FilingSecurityInformation/IPTimezoneCd	0	PD
ReturnHeader/FilingSecurityInformation/IPTm	0	12:29:04
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	910189318
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt	0	MOSS ADAMS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt	0	2707 COLBY AVENUE SUITE 801
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm	0	EVERETT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd	0	WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd	0	98201
ReturnHeader/PreparerPersonGrp/PhoneNum	0	4252597227
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2017-05-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	WENDY CAMPOS
ReturnHeader/ReturnTs	0	2017-05-19T17:57:11-05:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2016-01-01
ReturnHeader/TaxPeriodEndDt	0	2016-12-31
ReturnHeader/TaxYr	0	2016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $123,696
Liabilities: $0
Net assets: $123,696
Revenue: $97,692
Expenses: $196,455
Net income: -$98,763

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.	$7.20	$0.00	$7.20	$1.93	$0.86	$1.07
2023Detailed filing. Detailed filing data is available for this year.	$6.13	$0.00	$6.13	$2.20	$0.91	$1.29
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.	$4.84	$0.00	$4.84	$2.21	$0.85	$1.36
2021Detailed filing. Detailed filing data is available for this year.	$3.48	$0.00	$3.48	$1.48	$0.83	$0.65
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.82	$0.00	$2.82	$1.51	$0.86	$0.65
2019Detailed filing. Detailed filing data is available for this year.	$2.18	$0.00	$2.18	$1.44	$1.67	$0.23
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.	$2.40	$0.00	$2.40	$3.81	$1.93	$1.88
2017Detailed filing. Detailed filing data is available for this year.	$0.52	$0.00	$0.52	$1.13	$2.15	$1.02
2016Detailed filing. Detailed filing data is available for this year.	$1.24	$0.00	$1.24	$0.98	$1.96	$0.99
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.22	$0.00	$2.22	$1.23	$1.39	$0.15
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.	$2.38	$0.00	$2.38	$1.36	$1.28	$0.08
2013Detailed filing. Detailed filing data is available for this year.	$2.41	$0.11	$2.30	$1.67	$1.51	$0.16
2012Summary only. Only limited summary data is available for this year.	$2.37	$0.23		$1.48	$0.49	$0.99
2011Summary only. Only limited summary data is available for this year.	$1.18	$0.02		$0.19	$0.02	$0.17