Cu Savers Inc

990EZ • Fiscal year 2019 • EIN 03-0603264

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 14, 2020

Organization Profile WWW.CUSAVERS.ORG

711 E Henderson AveTampa, FL 33602

(813) 414-6575

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

-16%

Higher net margin than 19% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

$77,281

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 53.8% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

-9.6%

Faster asset growth than 29% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

-62%

Faster revenue growth than 7% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet

Liabilities / Assets57th percentile

Assets

Down

$217,527

Down $22,972 (-9.6%) from 2018

Net Assets

Down

$217,527

Down $22,972 (-9.6%) from 2018

Liabilities

Flat

Flat from 2018

Revenue And Expenses

Liabilities / Revenue57th percentile Net Margin19th percentile

Revenue

Down

$143,723

Down $237,774 (-62%) from 2018

Expenses

Down

$166,695

Down $26,489 (-14%) from 2018

Net Income

Down

-$22,972

Down $211,285 (-112%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2019

Assets$217,527

Liabilities$0

Net Assets$217,527

Open 2019 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2019

Revenue$143,723

Expenses$166,695

Net Income-$22,972

Open 2019 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2019 to Dec 31, 2019
Signed: Oct 14, 2020
Return Version: 2019v5.1
Gross Receipts: $143,723

Mission and Program Overview

Mission

Cusavers is a non-profit organization dedicated to educating members of the community on all things financial. Whether you are managing day-to-day expenses like saving, spending, and budgeting or planning for the future and retirement by investing, becoming a member is valuable.

Program Services

Description	Grants	Expenses
FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING.	$0	$112,671

Compensation and Service Providers

Top Officer Pay97th percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
MICHELLE CHRISTIE	Director	FT	$77,281	-	$77,281
BRIAN BEST	President	-	$0	-	-
BRAD BAKER	CFO	-	$0	-	-

Filing and Contact Details

Filer

Filer Name: Cu Savers Inc
EIN: 03-0603264
Phone: 8134146575
Address: 711 E HENDERSON AVE, TAMPA, FL 33602

Signing Officer

Name: Brad Baker
Title: CFO
Phone: 8134146575
Signed: 2020-10-14

Preparer

Firm: Doeren Mayhew
Address: 12060 S W 129TH COURT STE 201, MIAMI, FL 33186-4582
Preparer: Douglas J Orth

Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest earned on deposits. Amount: 203.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: dues and subscriptions. Amount: 1,520. Description: education and publications. Amount: 47,119. Description: misc. Other expenses. Amount: 20,500. Description: data & communications-general. Amount: 900. Description: legal fees-general. Amount: 530. Description: taxes & licenses-general. Amount: 63. Total to form 990-ez, line 16: 70,632.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: other assets. Beg. Of year amount: 37,766. End of year amount: 14,592.”

Raw XML Appendix166 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	0
IRS990EZ/BooksInCareOfDetail/PersonNm	0	ROLFE THOMPSON
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	8134146575
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt	0	711 E HENDERSON AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	TAMPA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	33602
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	202733
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	202935
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	0
IRS990EZ/DirectIndirectPltclExpendAmt	0	0
IRS990EZ/DonorAdvisedFndsInd	0	0
IRS990EZ/EngagedInExcessBenefitTransInd	0	0
IRS990EZ/ExcessOrDeficitForYearAmt	0	-22972
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	10687
IRS990EZ/FiledScheduleAInd	0	1
IRS990EZ/ForeignFinancialAccountInd	0	0
IRS990EZ/ForeignOfficeInd	0	0
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	240499
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	217527
IRS990EZ/GrossReceiptsAmt	0	143723
IRS990EZ/InfoInScheduleOPartIIIInd	0	X
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InfoInScheduleOPartVInd	0	X
IRS990EZ/InvestmentIncomeAmt	0	203
IRS990EZ/LobbyingActivitiesInd	0	0
IRS990EZ/MadeLoansToFromOfficersInd	0	0
IRS990EZ/MembershipDuesAmt	0	143520
IRS990EZ/MethodOfAccountingAccrualInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	240499
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	217527
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	240499
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	217527
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	77281
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	BRIAN BEST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	BRAD BAKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	MICHELLE CHRISTIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	CFO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	DIRECTOR
IRS990EZ/OperateHospitalInd	0	0
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	0
IRS990EZ/OrganizationHadUBIInd	0	0
IRS990EZ/OtherAssetsTotalDetail/BOYAmt	0	37766
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	14592
IRS990EZ/OtherChangesInNetAssetsAmt	0	0
IRS990EZ/OtherExpensesTotalAmt	0	70632
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	0
IRS990EZ/PrimaryExemptPurposeTxt	0	CUSAVERS IS A NON-PROFIT ORGANIZATION DEDICATED TO EDUCATING MEMBERS OF THE COMMUNITY ON ALL THINGS FINANCIAL. WHETHER YOU ARE MANAGING DAY-TO-DAY EXPENSES LIKE SAVING, SPENDING, AND BUDGETING OR PLANNING FOR THE FUTURE AND RETIREMENT BY INVESTING, BECOMING A MEMBER IS VALUABLE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	FURNISHING UNBIASED, PERSONAL FINANCIAL INFORMATION TO MEMBERS IN THE FORM OF A QUARTERLY NEWSLETTER, PROMOTING THE EDUCATION AND BENEFITS OF SAVINGS, INVESTMENTS, AND RETIREMENT PLANNING.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt	0	0
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	112671
IRS990EZ/ProhibitedTaxShelterTransInd	0	0
IRS990EZ/RelatedOrganizationCtrlEntInd	0	0
IRS990EZ/RelatedOrgSect527OrgInd	0	0
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	85376
IRS990EZ/ScheduleBNotRequiredInd	0	X
IRS990EZ/SchoolOperatingInd	0	0
IRS990EZ/SubjectToProxyTaxInd	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	0
IRS990EZ/TanningServicesProvidedInd	0	0
IRS990EZ/TaxImposedOnOrganizationMgrAmt	0	0
IRS990EZ/TaxImposedUnderIRC4911Amt	0	0
IRS990EZ/TaxImposedUnderIRC4912Amt	0	0
IRS990EZ/TaxImposedUnderIRC4955Amt	0	0
IRS990EZ/TaxReimbursedByOrganizationAmt	0	0
IRS990EZ/TotalExpensesAmt	0	166695
IRS990EZ/TotalProgramServiceExpensesAmt	0	112671
IRS990EZ/TotalRevenueAmt	0	143723
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	1
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	WWW.CUSAVERS.ORG
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt	0	250000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt	0	250000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt	0	143520
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt	0	381400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt	0	112580
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt	0	97280
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt	0	120870
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt	0	855650
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt	0	203
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt	0	97
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt	0	300
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt	0	203
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt	0	97
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt	0	300
IRS990ScheduleA/InvestmentIncomeCYPct	0	0.00030
IRS990ScheduleA/InvestmentIncomePYPct	0	0.00010
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt	0	412
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt	0	2433
IRS990ScheduleA/OtherIncome509Grp/TotalAmt	0	2845
IRS990ScheduleA/PubliclySupportedOrg509a2Ind	0	X
IRS990ScheduleA/PublicSupportCY509Pct	0	0.70520
IRS990ScheduleA/PublicSupportPY509Pct	0	0.69140
IRS990ScheduleA/PublicSupportTotal509Amt	0	605650
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt	0	250000
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt	0	250000
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt	0	0
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind	0	X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt	0	143520
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt	0	381400
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt	0	112580
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt	0	97280
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt	0	120870
IRS990ScheduleA/Total509Grp/TotalAmt	0	855650
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt	0	143723
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt	0	381497
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt	0	112580
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt	0	97692
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt	0	123303
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt	0	858795
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	DESCRIPTION: INTEREST EARNED ON DEPOSITS. AMOUNT: 203.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	DESCRIPTION: DUES AND SUBSCRIPTIONS. AMOUNT: 1,520. DESCRIPTION: EDUCATION AND PUBLICATIONS. AMOUNT: 47,119. DESCRIPTION: MISC. OTHER EXPENSES. AMOUNT: 20,500. DESCRIPTION: DATA & COMMUNICATIONS-GENERAL. AMOUNT: 900. DESCRIPTION: LEGAL FEES-GENERAL. AMOUNT: 530. DESCRIPTION: TAXES & LICENSES-GENERAL. AMOUNT: 63. TOTAL TO FORM 990-EZ, LINE 16: 70,632.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	DESCRIPTION: OTHER ASSETS. BEG. OF YEAR AMOUNT: 37,766. END OF YEAR AMOUNT: 14,592.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc	0	THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS	0	2021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/PersonNm	0	BRAD BAKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	8134146575
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2020-10-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	CU SAVERS INC
ReturnHeader/Filer/BusinessNameControlTxt	0	CUSA
ReturnHeader/Filer/EIN	0	030603264
ReturnHeader/Filer/PhoneNum	0	8134146575
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	711 E HENDERSON AVE
ReturnHeader/Filer/USAddress/CityNm	0	TAMPA
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	FL
ReturnHeader/Filer/USAddress/ZIPCd	0	33602
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId	0	DA39A3EE5E6B4B0D3255BFEF95601890AFD80709
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId	0	B2EFC313AB4EEA4760135470907D022D8B217834
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd	0	P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt	0	104.11.88.150
ReturnHeader/FilingSecurityInformation/IPDt	0	2020-10-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd	0	ED
ReturnHeader/FilingSecurityInformation/IPTm	0	10:34:23
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	382492570
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt	0	DOEREN MAYHEW
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt	0	12060 S W 129TH COURT STE 201
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm	0	MIAMI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd	0	FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd	0	331864582
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	DOUGLAS J ORTH
ReturnHeader/ReturnTs	0	2020-10-22T11:58:37-05:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2019-01-01
ReturnHeader/TaxPeriodEndDt	0	2019-12-31
ReturnHeader/TaxYr	0	2019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $217,527
Liabilities: $0
Net assets: $217,527
Revenue: $143,723
Expenses: $166,695
Net income: -$22,972

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.	$7.20	$0.00	$7.20	$1.93	$0.86	$1.07
2023Detailed filing. Detailed filing data is available for this year.	$6.13	$0.00	$6.13	$2.20	$0.91	$1.29
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.	$4.84	$0.00	$4.84	$2.21	$0.85	$1.36
2021Detailed filing. Detailed filing data is available for this year.	$3.48	$0.00	$3.48	$1.48	$0.83	$0.65
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.82	$0.00	$2.82	$1.51	$0.86	$0.65
2019Detailed filing. Detailed filing data is available for this year.	$2.18	$0.00	$2.18	$1.44	$1.67	$0.23
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.	$2.40	$0.00	$2.40	$3.81	$1.93	$1.88
2017Detailed filing. Detailed filing data is available for this year.	$0.52	$0.00	$0.52	$1.13	$2.15	$1.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$1.24	$0.00	$1.24	$0.98	$1.96	$0.99
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.22	$0.00	$2.22	$1.23	$1.39	$0.15
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.	$2.38	$0.00	$2.38	$1.36	$1.28	$0.08
2013Detailed filing. Detailed filing data is available for this year.	$2.41	$0.11	$2.30	$1.67	$1.51	$0.16
2012Summary only. Only limited summary data is available for this year.	$2.37	$0.23		$1.48	$0.49	$0.99
2011Summary only. Only limited summary data is available for this year.	$1.18	$0.02		$0.19	$0.02	$0.17