Civic Intelligence

Granite Cutters Association

990EZ • Fiscal year 2023 • EIN 03-0126263

Jan 01, 2023 to Dec 31, 2023 • Filed on Feb 21, 2024

P O Box 168Barre, VT 05641

(802) 479-3351

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.04x

Higher debt load relative to assets than 81% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

78th percentile

0.03x

Higher debt load relative to revenue than 78% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Source year 2023

Net Margin

47th percentile

2.0%

Higher net margin than 47% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Source year 2023

Top Officer Pay

97th percentile

$98,060

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 65.7% of source-year revenue.

2023 filings • 501(c)5 • <$500k nonprofits • Source year 2023

Asset Growth

49th percentile

2.0%

Faster asset growth than 49% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

50th percentile

3.7%

Faster revenue growth than 50% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Up

$110,892

Up $2,149 (+2.0%) from 2022

Net Assets

Up

$106,661

Up $2,966 (+2.9%) from 2022

Liabilities

Down

$4,231

Down $817 (-16%) from 2022

Revenue

Up

$149,289

Up $5,272 (+3.7%) from 2022

Expenses

Up

$146,323

Up $5,960 (+4.2%) from 2022

Net Income

Down

$2,966

Down $688 (-19%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2013: $171,830Liabilities 2013: $4,170Net Assets 2013: $167,6602013Assets 2014: $165,326Liabilities 2014: $5,287Net Assets 2014: $160,0392014Assets 2015: $155,051Liabilities 2015: $5,739Net Assets 2015: $149,3122015Assets 2016: $147,874Liabilities 2016: $5,143Net Assets 2016: $142,7312016Assets 2017: $144,149Liabilities 2017: $7,214Net Assets 2017: $136,9352017Assets 2018: $137,838Liabilities 2018: $6,462Net Assets 2018: $131,3762018Assets 2019: $128,020Liabilities 2019: $7,214Net Assets 2019: $120,8062019Assets 2020: $115,852Liabilities 2020: $5,747Net Assets 2020: $110,1052020Assets 2021: $105,019Liabilities 2021: $4,978Net Assets 2021: $100,0412021Assets 2022: $108,743Liabilities 2022: $5,048Net Assets 2022: $103,6952022Assets 2023: $110,892Liabilities 2023: $4,231Net Assets 2023: $106,6612023Assets 2024: $90,544Liabilities 2024: $8,050Net Assets 2024: $82,4942024Assets 2025: $74,596Liabilities 2025: $12,707Net Assets 2025: $61,8892025

Highlighted filing

2023

Assets$110,892
Liabilities$4,231
Net Assets$106,661

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $115,141Expenses 2013: $124,975Net Income 2013: -$9,8342013Revenue 2014: $118,982Expenses 2014: $126,603Net Income 2014: -$7,6212014Revenue 2015: $114,200Expenses 2015: $124,927Net Income 2015: -$10,7272015Revenue 2016: $119,715Expenses 2016: $126,296Net Income 2016: -$6,5812016Revenue 2017: $125,332Expenses 2017: $131,128Net Income 2017: -$5,7962017Revenue 2018: $123,945Expenses 2018: $129,504Net Income 2018: -$5,5592018Revenue 2019: $119,626Expenses 2019: $130,196Net Income 2019: -$10,5702019Revenue 2020: $120,580Expenses 2020: $131,281Net Income 2020: -$10,7012020Revenue 2021: $120,810Expenses 2021: $130,874Net Income 2021: -$10,0642021Revenue 2022: $144,017Expenses 2022: $140,363Net Income 2022: $3,6542022Revenue 2023: $149,289Expenses 2023: $146,323Net Income 2023: $2,9662023Revenue 2024: $122,619Expenses 2024: $146,786Net Income 2024: -$24,1672024Revenue 2025: $124,952Expenses 2025: $145,557Net Income 2025: -$20,6052025

Highlighted filing

2023

Revenue$149,289
Expenses$146,323
Net Income$2,966
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Feb 21, 2024
Return Version
2023v5.0
Gross Receipts
$149,289
Mission and Program Overview

Mission

LABOR UNION

Program Services

DescriptionGrantsExpenses
NONE--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MATTHEW H PEAKEBus AgentFT$87,219$10,841$98,060
BILL CLIFFORDPresident-$252-$252
LOUIS BOUTINVice President-$120-$120
ERIC MEADESecretary-$120-$120
JOHN BOULANGERTreasurer-$120-$120
RICK LEBLANCBd Member-$120-$120
HAROLD PRESCOTTBd Member-$120-$120
KENNETH COKERBd Member-$90-$90
CURTIS BROWNBd Member-$90-$90
SCOTT HOUSTONBd Member-$60-$60
Filing and Contact Details

Filer

Filer Name
Granite Cutters Association
EIN
03-0126263
Phone
8024793351
Address
P O BOX 168, BARRE, VT 05641

Signing Officer

Name
Bill Clifford
Title
President
Phone
8024793351
Signed
2024-02-21
Discuss with paid preparer
Yes

Preparer

Firm
Salvador and Babic PC
Address
PO Box 593, Barre, VT 05641
Preparer
Reta M Sanders CPA
Phone
8024768673
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

CONTRIBUTIONS 400.

Form 990EZ, Part I, Line 16

MISC FEES 104.

Form 990EZ, Part I, Line 16

OFFICE INSURANCE 1164.

Form 990EZ, Part I, Line 16

OFFICE SUPPLIES 4338.

Form 990EZ, Part I, Line 16

PAYROLL TAXES 5373.

Form 990EZ, Part I, Line 16

STIPEND 1182.

Form 990EZ, Part I, Line 16

TELEPHONE 2611.

Form 990EZ, Part I, Line 16

Depreciation 0.

Form 990EZ, Part II, Line 24

Accounts receivable 9730. 9871.

Form 990EZ, Part II, Line 26

401(k) liabilities 1393. 1308.

Form 990EZ, Part II, Line 26

Payroll liabilities 3655. 2923.

Form 990EZ, Part II, Line 26

SUSPENSE ACCOUNT

Raw XML Appendix183 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MATTHEW H PEAKE
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PRESIDENT
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IRS990EZ/OperateHospitalInd0false
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IRS990EZ/OrganizationHadUBIInd0false
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IRS990EZ/OtherExpensesTotalAmt015172
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IRS990EZ/PrintingPublicationsPostageAmt0477
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NONE
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IRS990EZ/SalariesOtherCompEmplBnftAmt0116411
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0146323
IRS990EZ/TotalRevenueAmt0149289
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTIONS 400.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MISC FEES 104.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICE INSURANCE 1164.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE SUPPLIES 4338.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PAYROLL TAXES 5373.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5STIPEND 1182.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TELEPHONE 2611.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Depreciation 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ACCOUNTS RECEIVABLE 9730. 9871.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9401(K) LIABILITIES 1393. 1308.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10PAYROLL LIABILITIES 3655. 2923.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11SUSPENSE ACCOUNT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BILL CLIFFORD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08024793351
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-02-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRANITE CUTTERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0GRAN
ReturnHeader/Filer/EIN0030126263
ReturnHeader/Filer/PhoneNum08024793351
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 168
ReturnHeader/Filer/USAddress/CityNm0BARRE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005641
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0030275888
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Salvador and Babic PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 593
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Barre
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005641
ReturnHeader/PreparerPersonGrp/PhoneNum08024768673
ReturnHeader/PreparerPersonGrp/PreparationDt02024-03-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Reta M Sanders CPA
ReturnHeader/ReturnTs02024-04-01T13:26:27-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0BILL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0CLIFFORD
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

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