Civic Intelligence

Granite Cutters Association

990EZ • Fiscal year 2017 • EIN 03-0126263

Jan 01, 2017 to Dec 31, 2017 • Filed on Mar 08, 2018

Organization ProfileN/A
P O Box 168Barre, VT 05641

(802) 479-3351

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.05x

Higher debt load relative to assets than 82% of similar nonprofits.

2017 filings • 501(c)5 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

84th percentile

0.06x

Higher debt load relative to revenue than 84% of similar nonprofits.

2017 filings • 501(c)5 • <$500k nonprofits • Source year 2017

Net Margin

25th percentile

-4.6%

Higher net margin than 25% of similar nonprofits.

2017 filings • 501(c)5 • <$500k nonprofits • Source year 2017

Top Officer Pay

96th percentile

$94,342

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 75.3% of source-year revenue.

2017 filings • 501(c)5 • <$500k nonprofits • Source year 2017

Asset Growth

31st percentile

-2.5%

Faster asset growth than 31% of similar nonprofits.

2017 filings • 501(c)5 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

62nd percentile

4.7%

Faster revenue growth than 62% of similar nonprofits.

2017 filings • 501(c)5 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Down

$144,149

Down $3,725 (-2.5%) from 2016

Net Assets

Down

$136,935

Down $5,796 (-4.1%) from 2016

Liabilities

Up

$7,214

Up $2,071 (+40%) from 2016

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin25th percentile

Revenue

Up

$125,332

Up $5,617 (+4.7%) from 2016

Expenses

Up

$131,128

Up $4,832 (+3.8%) from 2016

Net Income

Up

-$5,796

Up $785 (+12%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth31st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2013: $171,830Liabilities 2013: $4,170Net Assets 2013: $167,6602013Assets 2014: $165,326Liabilities 2014: $5,287Net Assets 2014: $160,0392014Assets 2015: $155,051Liabilities 2015: $5,739Net Assets 2015: $149,3122015Assets 2016: $147,874Liabilities 2016: $5,143Net Assets 2016: $142,7312016Assets 2017: $144,149Liabilities 2017: $7,214Net Assets 2017: $136,9352017Assets 2018: $137,838Liabilities 2018: $6,462Net Assets 2018: $131,3762018Assets 2019: $128,020Liabilities 2019: $7,214Net Assets 2019: $120,8062019Assets 2020: $115,852Liabilities 2020: $5,747Net Assets 2020: $110,1052020Assets 2021: $105,019Liabilities 2021: $4,978Net Assets 2021: $100,0412021Assets 2022: $108,743Liabilities 2022: $5,048Net Assets 2022: $103,6952022Assets 2023: $110,892Liabilities 2023: $4,231Net Assets 2023: $106,6612023Assets 2024: $90,544Liabilities 2024: $8,050Net Assets 2024: $82,4942024Assets 2025: $74,596Liabilities 2025: $12,707Net Assets 2025: $61,8892025

Highlighted filing

2017

Assets$144,149
Liabilities$7,214
Net Assets$136,935
Open 2017 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $115,141Expenses 2013: $124,975Net Income 2013: -$9,8342013Revenue 2014: $118,982Expenses 2014: $126,603Net Income 2014: -$7,6212014Revenue 2015: $114,200Expenses 2015: $124,927Net Income 2015: -$10,7272015Revenue 2016: $119,715Expenses 2016: $126,296Net Income 2016: -$6,5812016Revenue 2017: $125,332Expenses 2017: $131,128Net Income 2017: -$5,7962017Revenue 2018: $123,945Expenses 2018: $129,504Net Income 2018: -$5,5592018Revenue 2019: $119,626Expenses 2019: $130,196Net Income 2019: -$10,5702019Revenue 2020: $120,580Expenses 2020: $131,281Net Income 2020: -$10,7012020Revenue 2021: $120,810Expenses 2021: $130,874Net Income 2021: -$10,0642021Revenue 2022: $144,017Expenses 2022: $140,363Net Income 2022: $3,6542022Revenue 2023: $149,289Expenses 2023: $146,323Net Income 2023: $2,9662023Revenue 2024: $122,619Expenses 2024: $146,786Net Income 2024: -$24,1672024Revenue 2025: $124,952Expenses 2025: $145,557Net Income 2025: -$20,6052025

Highlighted filing

2017

Revenue$125,332
Expenses$131,128
Net Income-$5,796
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Mar 8, 2018
Return Version
2017v2.2
Gross Receipts
$125,332
Mission and Program Overview

Mission

LABOR UNION

Program Services

DescriptionGrantsExpenses
NONE--
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MATTHEW H PEAKEBus AgentFT$77,261$17,081$94,342
DENISE GUILMETTEPresident-$0--
SANDY CONTISecretary-$0--
JOHN BOULANGERTreasurer-$0--
RICK LEBLANCBd Member-$0--
RANDY COPPINGBd Member-$0--
KEN COKERBd Member-$0--
BILL CLIFFORDVice President-$0--
CURTIS BROWNBd Member-$0--
Filing and Contact Details

Filer

Filer Name
Granite Cutters Association
EIN
03-0126263
Phone
8024793351
Address
P O BOX 168, BARRE, VT 05641

Signing Officer

Name
Denise Guilmette
Title
President
Phone
8024793351
Signed
2018-03-08
Discuss with paid preparer
Yes

Preparer

Firm
Salvador and Babic PC
Address
PO Box 593, Barre, VT 05641
Preparer
Thomas a Babic
Phone
8024768673
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

“MISCELLANEOUS INCOME”

Form 990EZ, Part I, Line 16

“Business manager expenses 3570.”

Form 990EZ, Part I, Line 16

“Executive board expenses 600.”

Form 990EZ, Part I, Line 16

“OFFICE SUPPLIES 1738.”

Form 990EZ, Part I, Line 16

“TELEPHONE 1756.”

Form 990EZ, Part I, Line 16

“INSURANCE 1588.”

Form 990EZ, Part I, Line 16

“CONTRIBUTIONS 510.”

Form 990EZ, Part I, Line 16

“MISCELLANEOUS 452.”

Form 990EZ, Part I, Line 16

“PAYROLL TAXES 6877.”

Form 990EZ, Part I, Line 16

“Bank charges and fees 27.”

Form 990EZ, Part I, Line 16

“Depreciation 195.”

Form 990EZ, Part II, Line 24

“Accounts receivable 7899. 8311.”

Form 990EZ, Part II, Line 24

“Office furniture 330. 136.”

Form 990EZ, Part II, Line 26

“Accounts payable 2042. 3620.”

Form 990EZ, Part II, Line 26

“Payroll taxes 3101. 3594.”

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MATTHEW H PEAKE
IRS990EZ/BooksInCareOfDetail/PhoneNum08024793351
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0107 NO MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BARRE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0056414133
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0139645
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0135702
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-5796
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03450
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0147874
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0144149
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0125332
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0765
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0124567
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0142731
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0136935
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0142731
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0136935
IRS990EZ/OccupancyRentUtltsAndMaintAmt011433
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt077261
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt013511
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt03570
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MATTHEW H PEAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DENISE GUILMETTE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SANDY CONTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOHN BOULANGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICK LEBLANC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5RANDY COPPING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6KEN COKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7BILL CLIFFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8CURTIS BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BUS AGENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt08229
IRS990EZ/OtherAssetsTotalDetail/EOYAmt08447
IRS990EZ/OtherExpensesTotalAmt017313
IRS990EZ/PrimaryExemptPurposeTxt0LABOR UNION
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NONE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt098932
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt05143
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt07214
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0131128
IRS990EZ/TotalRevenueAmt0125332
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BUSINESS MANAGER EXPENSES 3570.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXECUTIVE BOARD EXPENSES 600.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE SUPPLIES 1738.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TELEPHONE 1756.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INSURANCE 1588.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONTRIBUTIONS 510.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MISCELLANEOUS 452.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PAYROLL TAXES 6877.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9BANK CHARGES AND FEES 27.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Depreciation 195.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11ACCOUNTS RECEIVABLE 7899. 8311.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12OFFICE FURNITURE 330. 136.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13ACCOUNTS PAYABLE 2042. 3620.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14PAYROLL TAXES 3101. 3594.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DENISE GUILMETTE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08024793351
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-03-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRANITE CUTTERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0GRAN
ReturnHeader/Filer/EIN0030126263
ReturnHeader/Filer/PhoneNum08024793351
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 168
ReturnHeader/Filer/USAddress/CityNm0BARRE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005641
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId07501AF5E129B030ABA828B30E9ADD12A9BF2AFB6
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05A5EC8051119E8DC92F493050E36E53386709077
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.240.132.146
ReturnHeader/FilingSecurityInformation/IPDt02018-04-02
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm004:50:10
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Salvador and Babic PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 593
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Barre
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005641
ReturnHeader/PreparerPersonGrp/PhoneNum08024768673
ReturnHeader/PreparerPersonGrp/PreparationDt02018-04-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0THOMAS A BABIC
ReturnHeader/ReturnTs02018-04-02T04:50:15-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$144,149
Liabilities
$7,214
Net assets
$136,935
Revenue
$125,332
Expenses
$131,128
Net income
-$5,796
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.75$0.13$0.62$1.25$1.46$0.21
2024Detailed filing. Detailed filing data is available for this year.$0.91$0.08$0.82$1.23$1.47$0.24
2023Detailed filing. Detailed filing data is available for this year.$1.11$0.04$1.07$1.49$1.46$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.09$0.05$1.04$1.44$1.40$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.05$0.05$1.00$1.21$1.31$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.16$0.06$1.10$1.21$1.31$0.11
2019Detailed filing. Detailed filing data is available for this year.$1.28$0.07$1.21$1.20$1.30$0.11
2018Detailed filing. Detailed filing data is available for this year.$1.38$0.06$1.31$1.24$1.30$0.06
2017Detailed filing. Detailed filing data is available for this year.$1.44$0.07$1.37$1.25$1.31$0.06
2016Detailed filing. Detailed filing data is available for this year.$1.48$0.05$1.43$1.20$1.26$0.07
2015Detailed filing. Detailed filing data is available for this year.$1.55$0.06$1.49$1.14$1.25$0.11
2014Detailed filing. Detailed filing data is available for this year.$1.65$0.05$1.60$1.19$1.27$0.08
2013Detailed filing. Detailed filing data is available for this year.$1.72$0.04$1.68$1.15$1.25$0.10