Civic Intelligence

Granite Cutters Association

990EZ • Fiscal year 2016 • EIN 03-0126263

Jan 01, 2016 to Dec 31, 2016 • Filed on Feb 27, 2017

P O Box 168Barre, VT 05641

(802) 479-3351

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.03x

Higher debt load relative to assets than 78% of similar nonprofits.

2016 filings • 501(c)5 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

81st percentile

0.04x

Higher debt load relative to revenue than 81% of similar nonprofits.

2016 filings • 501(c)5 • <$500k nonprofits • Source year 2016

Net Margin

26th percentile

-5.5%

Higher net margin than 26% of similar nonprofits.

2016 filings • 501(c)5 • <$500k nonprofits • Source year 2016

Top Officer Pay

95th percentile

$89,709

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 74.9% of source-year revenue.

2016 filings • 501(c)5 • <$500k nonprofits • Source year 2016

Asset Growth

28th percentile

-4.6%

Faster asset growth than 28% of similar nonprofits.

2016 filings • 501(c)5 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

64th percentile

4.8%

Faster revenue growth than 64% of similar nonprofits.

2016 filings • 501(c)5 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$147,874

Down $7,177 (-4.6%) from 2015

Net Assets

Down

$142,731

Down $6,581 (-4.4%) from 2015

Liabilities

Down

$5,143

Down $596 (-10%) from 2015

Revenue

Up

$119,715

Up $5,515 (+4.8%) from 2015

Expenses

Up

$126,296

Up $1,369 (+1.1%) from 2015

Net Income

Up

-$6,581

Up $4,146 (+39%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2013: $171,830Liabilities 2013: $4,170Net Assets 2013: $167,6602013Assets 2014: $165,326Liabilities 2014: $5,287Net Assets 2014: $160,0392014Assets 2015: $155,051Liabilities 2015: $5,739Net Assets 2015: $149,3122015Assets 2016: $147,874Liabilities 2016: $5,143Net Assets 2016: $142,7312016Assets 2017: $144,149Liabilities 2017: $7,214Net Assets 2017: $136,9352017Assets 2018: $137,838Liabilities 2018: $6,462Net Assets 2018: $131,3762018Assets 2019: $128,020Liabilities 2019: $7,214Net Assets 2019: $120,8062019Assets 2020: $115,852Liabilities 2020: $5,747Net Assets 2020: $110,1052020Assets 2021: $105,019Liabilities 2021: $4,978Net Assets 2021: $100,0412021Assets 2022: $108,743Liabilities 2022: $5,048Net Assets 2022: $103,6952022Assets 2023: $110,892Liabilities 2023: $4,231Net Assets 2023: $106,6612023Assets 2024: $90,544Liabilities 2024: $8,050Net Assets 2024: $82,4942024Assets 2025: $74,596Liabilities 2025: $12,707Net Assets 2025: $61,8892025

Highlighted filing

2016

Assets$147,874
Liabilities$5,143
Net Assets$142,731

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $115,141Expenses 2013: $124,975Net Income 2013: -$9,8342013Revenue 2014: $118,982Expenses 2014: $126,603Net Income 2014: -$7,6212014Revenue 2015: $114,200Expenses 2015: $124,927Net Income 2015: -$10,7272015Revenue 2016: $119,715Expenses 2016: $126,296Net Income 2016: -$6,5812016Revenue 2017: $125,332Expenses 2017: $131,128Net Income 2017: -$5,7962017Revenue 2018: $123,945Expenses 2018: $129,504Net Income 2018: -$5,5592018Revenue 2019: $119,626Expenses 2019: $130,196Net Income 2019: -$10,5702019Revenue 2020: $120,580Expenses 2020: $131,281Net Income 2020: -$10,7012020Revenue 2021: $120,810Expenses 2021: $130,874Net Income 2021: -$10,0642021Revenue 2022: $144,017Expenses 2022: $140,363Net Income 2022: $3,6542022Revenue 2023: $149,289Expenses 2023: $146,323Net Income 2023: $2,9662023Revenue 2024: $122,619Expenses 2024: $146,786Net Income 2024: -$24,1672024Revenue 2025: $124,952Expenses 2025: $145,557Net Income 2025: -$20,6052025

Highlighted filing

2016

Revenue$119,715
Expenses$126,296
Net Income-$6,581
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Feb 27, 2017
Return Version
2016v3.0
Gross Receipts
$119,715
Mission and Program Overview

Mission

LABOR UNION

Program Services

DescriptionGrantsExpenses
NONE--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MATTHEW H PEAKEBus AgentFT$71,847$17,862$89,709
DENISE GUILMETTEPresident-$0--
SANDY CONTISecretary-$0--
JOHN BOULANGERTreasurer-$0--
RICK LEBLANCBd Member-$0--
RANDY COPPINGBd Member-$0--
KEN COKERBd Member-$0--
BILL CLIFFORDVice President-$0--
CURTIS BROWNBd Member-$0--
Filing and Contact Details

Filer

Filer Name
Granite Cutters Association
EIN
03-0126263
Phone
8024793351
Address
P O BOX 168, BARRE, VT 05641

Signing Officer

Name
Denise Guilmette
Title
President
Phone
8024793351
Signed
2017-02-27
Discuss with paid preparer
Yes

Preparer

Firm
Salvador and Babic PC
Address
PO Box 593, Barre, VT 05641
Preparer
Reta M Sanders CPA
Phone
8024768673
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

Miscellaneous income 229.

Form 990EZ, Part I, Line 16

Business manager expenses 3480.

Form 990EZ, Part I, Line 16

Executive board expenses 1806.

Form 990EZ, Part I, Line 16

OFFICE SUPPLIES 2995.

Form 990EZ, Part I, Line 16

TELEPHONE 1678.

Form 990EZ, Part I, Line 16

INSURANCE 1549.

Form 990EZ, Part I, Line 16

Contract negotiations expense

Form 990EZ, Part I, Line 16

CONTRIBUTIONS 510.

Form 990EZ, Part I, Line 16

MISCELLANEOUS 319.

Form 990EZ, Part I, Line 16

PAYROLL TAXES 6491.

Form 990EZ, Part I, Line 16

Bank charges and fees 63.

Form 990EZ, Part I, Line 16

Depreciation 201.

Form 990EZ, Part I, Line 16

INTERNET 248.

Form 990EZ, Part II, Line 24

Accounts receivable 5559. 7899.

Form 990EZ, Part II, Line 24

Office furniture 532. 330.

Form 990EZ, Part II, Line 26

Accounts payable 2321. 2042.

Form 990EZ, Part II, Line 26

Payroll taxes 3418. 3101.

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MATTHEW H PEAKE
IRS990EZ/BooksInCareOfDetail/PhoneNum08024793351
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0107 NO MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BARRE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0056414133
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0148960
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0139645
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-6581
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03150
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0155051
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0147874
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0119715
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0699
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0118787
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0149312
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0142731
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0149312
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0142731
IRS990EZ/OccupancyRentUtltsAndMaintAmt010431
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt071847
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt014382
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt03480
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MATTHEW H PEAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DENISE GUILMETTE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SANDY CONTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOHN BOULANGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICK LEBLANC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5RANDY COPPING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6KEN COKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7BILL CLIFFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8CURTIS BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BUS AGENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt06091
IRS990EZ/OtherAssetsTotalDetail/EOYAmt08229
IRS990EZ/OtherExpensesTotalAmt019340
IRS990EZ/OtherRevenueTotalAmt0229
IRS990EZ/PrimaryExemptPurposeTxt0LABOR UNION
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NONE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt093375
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt05739
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt05143
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0126296
IRS990EZ/TotalRevenueAmt0119715
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME 229.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BUSINESS MANAGER EXPENSES 3480.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXECUTIVE BOARD EXPENSES 1806.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE SUPPLIES 2995.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TELEPHONE 1678.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INSURANCE 1549.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONTRACT NEGOTIATIONS EXPENSE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CONTRIBUTIONS 510.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MISCELLANEOUS 319.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9PAYROLL TAXES 6491.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BANK CHARGES AND FEES 63.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Depreciation 201.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12INTERNET 248.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13ACCOUNTS RECEIVABLE 5559. 7899.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14OFFICE FURNITURE 532. 330.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15ACCOUNTS PAYABLE 2321. 2042.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16PAYROLL TAXES 3418. 3101.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DENISE GUILMETTE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08024793351
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-02-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRANITE CUTTERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0GRAN
ReturnHeader/Filer/EIN0030126263
ReturnHeader/Filer/PhoneNum08024793351
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 168
ReturnHeader/Filer/USAddress/CityNm0BARRE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005641
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId05AD336786CA04354A32E60627FFD69E8549477B5
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0CE07306A36DFDA7444AE547F2F839FAAFB24D4D5
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.240.132.146
ReturnHeader/FilingSecurityInformation/IPDt02017-03-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm008:56:55
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Salvador and Babic PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 593
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Barre
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005641
ReturnHeader/PreparerPersonGrp/PhoneNum08024768673
ReturnHeader/PreparerPersonGrp/PreparationDt02017-03-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RETA M SANDERS CPA
ReturnHeader/ReturnTs02017-03-14T08:57:06-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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