Civic Intelligence

Granite Cutters Association

990EZ • Fiscal year 2020 • EIN 03-0126263

Jan 01, 2020 to Dec 31, 2020 • Filed on Feb 11, 2021

P O Box 168Barre, VT 05641

(802) 479-3351

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.05x

Higher debt load relative to assets than 82% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

81st percentile

0.05x

Higher debt load relative to revenue than 81% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Net Margin

16th percentile

-8.9%

Higher net margin than 16% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Top Officer Pay

96th percentile

$96,474

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 80.0% of source-year revenue.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Asset Growth

15th percentile

-9.5%

Faster asset growth than 15% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

61st percentile

0.8%

Faster revenue growth than 61% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Down

$115,852

Down $12,168 (-9.5%) from 2019

Net Assets

Down

$110,105

Down $10,701 (-8.9%) from 2019

Liabilities

Down

$5,747

Down $1,467 (-20%) from 2019

Revenue

Up

$120,580

Up $954 (+0.8%) from 2019

Expenses

Up

$131,281

Up $1,085 (+0.8%) from 2019

Net Income

Down

-$10,701

Down $131 (-1.2%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2013: $171,830Liabilities 2013: $4,170Net Assets 2013: $167,6602013Assets 2014: $165,326Liabilities 2014: $5,287Net Assets 2014: $160,0392014Assets 2015: $155,051Liabilities 2015: $5,739Net Assets 2015: $149,3122015Assets 2016: $147,874Liabilities 2016: $5,143Net Assets 2016: $142,7312016Assets 2017: $144,149Liabilities 2017: $7,214Net Assets 2017: $136,9352017Assets 2018: $137,838Liabilities 2018: $6,462Net Assets 2018: $131,3762018Assets 2019: $128,020Liabilities 2019: $7,214Net Assets 2019: $120,8062019Assets 2020: $115,852Liabilities 2020: $5,747Net Assets 2020: $110,1052020Assets 2021: $105,019Liabilities 2021: $4,978Net Assets 2021: $100,0412021Assets 2022: $108,743Liabilities 2022: $5,048Net Assets 2022: $103,6952022Assets 2023: $110,892Liabilities 2023: $4,231Net Assets 2023: $106,6612023Assets 2024: $90,544Liabilities 2024: $8,050Net Assets 2024: $82,4942024Assets 2025: $74,596Liabilities 2025: $12,707Net Assets 2025: $61,8892025

Highlighted filing

2020

Assets$115,852
Liabilities$5,747
Net Assets$110,105

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $115,141Expenses 2013: $124,975Net Income 2013: -$9,8342013Revenue 2014: $118,982Expenses 2014: $126,603Net Income 2014: -$7,6212014Revenue 2015: $114,200Expenses 2015: $124,927Net Income 2015: -$10,7272015Revenue 2016: $119,715Expenses 2016: $126,296Net Income 2016: -$6,5812016Revenue 2017: $125,332Expenses 2017: $131,128Net Income 2017: -$5,7962017Revenue 2018: $123,945Expenses 2018: $129,504Net Income 2018: -$5,5592018Revenue 2019: $119,626Expenses 2019: $130,196Net Income 2019: -$10,5702019Revenue 2020: $120,580Expenses 2020: $131,281Net Income 2020: -$10,7012020Revenue 2021: $120,810Expenses 2021: $130,874Net Income 2021: -$10,0642021Revenue 2022: $144,017Expenses 2022: $140,363Net Income 2022: $3,6542022Revenue 2023: $149,289Expenses 2023: $146,323Net Income 2023: $2,9662023Revenue 2024: $122,619Expenses 2024: $146,786Net Income 2024: -$24,1672024Revenue 2025: $124,952Expenses 2025: $145,557Net Income 2025: -$20,6052025

Highlighted filing

2020

Revenue$120,580
Expenses$131,281
Net Income-$10,701
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Feb 11, 2021
Return Version
2020v4.0
Gross Receipts
$120,580
Mission and Program Overview

Mission

LABOR UNION

Program Services

DescriptionGrantsExpenses
NONE--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MATTHEW H PEAKEBus AgentFT$76,424$20,050$96,474
DENISE GUILMETTEVice President-$0--
SANDY CONTISecretary-$0--
JOHN BOULANGERTreasurer-$0--
RICK LEBLANCBd Member-$0--
RANDY COPPINGBd Member-$0--
KEN COKERBd Member-$0--
BILL CLIFFORDPresident-$0--
CURTIS BROWNBd Member-$0--
Filing and Contact Details

Filer

Filer Name
Granite Cutters Association
EIN
03-0126263
Phone
8024793351
Address
P O BOX 168, BARRE, VT 05641

Signing Officer

Name
Bill Clifford
Title
President
Phone
8024793351
Signed
2021-02-11
Discuss with paid preparer
Yes

Preparer

Firm
Salvador and Babic PC
Address
PO Box 593, Barre, VT 05641
Preparer
Reta M Sanders CPA
Phone
8024768673
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

MISCELLANEOUS INCOME

Form 990EZ, Part I, Line 16

Business manager expenses 3580.

Form 990EZ, Part I, Line 16

Executive board expenses 1257.

Form 990EZ, Part I, Line 16

OFFICE SUPPLIES 1266.

Form 990EZ, Part I, Line 16

TELEPHONE 1963.

Form 990EZ, Part I, Line 16

INSURANCE 1176.

Form 990EZ, Part I, Line 16

CONTRIBUTIONS 525.

Form 990EZ, Part I, Line 16

PAYROLL TAXES 6977.

Form 990EZ, Part I, Line 16

Bank charges and fees 72.

Form 990EZ, Part I, Line 16

Depreciation 10.

Form 990EZ, Part II, Line 24

Accounts receivable 8820. 9233.

Form 990EZ, Part II, Line 24

OFFICE FURNITURE 10. 0.

Form 990EZ, Part II, Line 26

Accounts payable 3075. 2160.

Form 990EZ, Part II, Line 26

Payroll taxes 3609. 3577.

Form 990EZ, Part II, Line 26

Suspense account 530. 10.

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BD MEMBER
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IRS990EZ/OperateHospitalInd0false
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IRS990EZ/OrganizationHadUBIInd0false
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IRS990EZ/OtherExpensesTotalAmt016826
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IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BUSINESS MANAGER EXPENSES 3580.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXECUTIVE BOARD EXPENSES 1257.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE SUPPLIES 1266.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TELEPHONE 1963.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INSURANCE 1176.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONTRIBUTIONS 525.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PAYROLL TAXES 6977.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BANK CHARGES AND FEES 72.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Depreciation 10.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10ACCOUNTS RECEIVABLE 8820. 9233.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11OFFICE FURNITURE 10. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12ACCOUNTS PAYABLE 3075. 2160.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13PAYROLL TAXES 3609. 3577.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14SUSPENSE ACCOUNT 530. 10.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part II, Line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08024793351
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-02-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRANITE CUTTERS ASSOCIATION
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ReturnHeader/Filer/EIN0030126263
ReturnHeader/Filer/PhoneNum08024793351
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ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005641
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Salvador and Babic PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 593
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Barre
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005641
ReturnHeader/PreparerPersonGrp/PhoneNum08024768673
ReturnHeader/PreparerPersonGrp/PreparationDt02021-02-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Reta M Sanders CPA
ReturnHeader/ReturnTs02021-02-25T13:27:09-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0BILL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0CLIFFORD
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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Filings