Civic Intelligence

Granite State Credit Union

990 • Fiscal year 2021 • EIN 02-0227484

Jan 01, 2021 to Dec 31, 2021 • Filed on Apr 14, 2022

Organization Profilewww.gscu.org

View Organization Page

1415 Elm StreetManchester, NH 03101

(603) 668-2221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.92x

Higher debt load relative to assets than 83% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Liabilities / Revenue

25th percentile

17.40x

Higher debt load relative to revenue than 25% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Net Margin

51st percentile

18%

Higher net margin than 51% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Top Officer Pay

92nd percentile

$843,924

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Asset Growth

69th percentile

13%

Faster asset growth than 69% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Revenue Growth

73rd percentile

8.5%

Faster revenue growth than 73% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$601,479,230

Up $71,323,371 (+13%) from 2020

Net Assets

Up

$48,299,569

Up $5,192,184 (+12%) from 2020

Liabilities

Up

$553,179,661

Up $66,131,187 (+14%) from 2020

Revenue And Expenses
Liabilities / Revenue25th percentileNet Margin51st percentile

Revenue

Up

$31,794,091

Up $2,496,120 (+8.5%) from 2020

Expenses

Up

$26,112,975

Up $511,469 (+2.0%) from 2020

Net Income

Up

$5,681,116

Up $1,984,651 (+54%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $278,713,364Liabilities 2010: $257,047,221Net Assets 2010: $21,666,1432010Assets 2011: $289,948,154Liabilities 2011: $267,258,646Net Assets 2011: $22,689,5082011Assets 2012: $306,836,488Liabilities 2012: $282,539,354Net Assets 2012: $24,297,1342012Assets 2013: $325,626,139Liabilities 2013: $300,031,887Net Assets 2013: $25,594,2522013Assets 2014: $333,620,974Liabilities 2014: $305,790,701Net Assets 2014: $27,830,2732014Assets 2015: $362,924,693Liabilities 2015: $334,853,093Net Assets 2015: $28,071,6002015Assets 2016: $372,190,742Liabilities 2016: $342,656,514Net Assets 2016: $29,534,2282016Assets 2017: $388,820,933Liabilities 2017: $357,445,842Net Assets 2017: $31,375,0912017Assets 2018: $414,148,244Liabilities 2018: $379,607,661Net Assets 2018: $34,540,5832018Assets 2019: $433,003,273Liabilities 2019: $393,905,642Net Assets 2019: $39,097,6312019Assets 2020: $530,155,859Liabilities 2020: $487,048,474Net Assets 2020: $43,107,3852020Assets 2021: $601,479,230Liabilities 2021: $553,179,661Net Assets 2021: $48,299,5692021Assets 2022: $634,204,646Liabilities 2022: $583,464,737Net Assets 2022: $50,739,9092022Assets 2023: $697,041,831Liabilities 2023: $639,730,511Net Assets 2023: $57,311,3202023Assets 2024: $706,477,311Liabilities 2024: $642,204,892Net Assets 2024: $64,272,4192024Assets 2025: $744,839,651Liabilities 2025: $675,067,748Net Assets 2025: $69,771,9032025

Highlighted filing

2021

Assets$601,479,230
Liabilities$553,179,661
Net Assets$48,299,569
Open 2021 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $16,125,2142010Revenue 2011: $16,941,210Expenses 2011: $16,174,071Net Income 2011: $767,1392011Expenses 2012: $16,015,0772012Revenue 2013: $17,751,745Expenses 2013: $16,112,737Net Income 2013: $1,639,0082013Revenue 2014: $18,544,256Expenses 2014: $16,530,704Net Income 2014: $2,013,5522014Revenue 2015: $19,433,634Expenses 2015: $18,982,142Net Income 2015: $451,4922015Revenue 2016: $20,574,536Expenses 2016: $19,063,654Net Income 2016: $1,510,8822016Revenue 2017: $22,228,100Expenses 2017: $20,325,829Net Income 2017: $1,902,2712017Revenue 2018: $25,420,058Expenses 2018: $22,086,166Net Income 2018: $3,333,8922018Revenue 2019: $28,498,476Expenses 2019: $24,357,416Net Income 2019: $4,141,0602019Revenue 2020: $29,297,971Expenses 2020: $25,601,506Net Income 2020: $3,696,4652020Revenue 2021: $31,794,091Expenses 2021: $26,112,975Net Income 2021: $5,681,1162021Revenue 2022: $34,223,432Expenses 2022: $29,408,308Net Income 2022: $4,815,1242022Revenue 2023: $43,417,675Expenses 2023: $36,911,263Net Income 2023: $6,506,4122023Revenue 2024: $48,937,891Expenses 2024: $42,725,659Net Income 2024: $6,212,2322024Revenue 2025: $52,131,425Expenses 2025: $47,108,295Net Income 2025: $5,023,1302025

Highlighted filing

2021

Revenue$31,794,091
Expenses$26,112,975
Net Income$5,681,116
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Apr 14, 2022
Return Version
2021v4.0
Gross Receipts
$32,290,532
Mission and Program Overview

Mission

Deposits and lending to credit union members

Deposits and lending to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$393,200,656$414,764,968▲ $21,564,312
Savings and Temporary Cash Investments$57,951,390$75,359,416▲ $17,408,026
Investments Other Securities$32,381,798$54,778,878▲ $22,397,080
Rtn Earn Endowment Incm Other Fnds$43,107,385$48,299,569▲ $5,192,184
Land, Buildings, and Equipment, Net$20,098,595$26,274,160▲ $6,175,565
Cash and Non-Interest-Bearing Accounts$5,909,487$6,066,239▲ $156,752
Receivables From Officers Etc$2,694,965$2,682,391▼ $12,574
Prepaid Expenses and Deferred Charges$611,064$885,177▲ $274,113
Accounts Receivable$58,528$30,692▼ $27,836
Pledges and Grants Receivable$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$530,155,859$601,479,230▲ $71,323,371
Other Assets Total$17,249,376$20,637,309▲ $3,387,933
Liabilities
Other Liabilities$483,675,284$549,770,914▲ $66,095,630
Accounts Payable and Accrued Expenses$3,373,190$3,408,747▲ $35,557
Total Liabilities$487,048,474$553,179,661▲ $66,131,187
Net Assets / Fund Balance
Total Net Assets Fund Balance$43,107,385$48,299,569▲ $5,192,184
Total Liabilities and Net Assets / Fund Balance$530,155,859$601,479,230▲ $71,323,371

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$14,186,572$7,006,375$21,192,947
Equipment$3,872,902$12,631,935$16,504,837
Land$6,013,228-$6,013,228
Other Land Buildings$2,193,689$0$2,193,689
Leasehold Improvements$7,769$262,968$270,737
Other Securities$9,977,832--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Denise L BarstowPresident/CEOFT$386,040$484,724$870,764
Robert A FleuryExecutive Vice President-$131,453$257,460$388,913
Michele M PlazaExecutive Vice PresidentFT$253,583$117,859$371,442
Karen L LaPlumeExecutive Vice PresidentFT$201,240$85,197$286,437
Lisa R BarowskiExecutive Vice President/CFOFT$175,608$58,871$234,479
Samantha MulvaneyVP - FinanceFT$124,193$61,679$185,872
Lisa M ReederVP Risk & Business SolutionsFT$139,282$42,291$181,573
Tracey A HealeyVice President - LendingFT$125,917$44,443$170,360
Lisa D EganVice President - HRFT$148,815$9,296$158,111
Dennis A HebertVP Culture and Employee EngagementFT$149,887$6,369$156,256

Board Members and Trustees

NameTitle
Allen PatteeChairman
Bruce Wiggett SrBoard Member
Deborah VandebergheBoard Member
Gerard FerrariBoard Member
Lorrie PiperBoard Member
Margie HodesBoard Member
Paul RamseyBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
SnowCap Technologies LLCInformation TechnologyPO Box 4110, Woburn, MA 01888-4110$258,328
John PapciakJanitorial12 Parker Way, Dept 1720, Auburn, NH 03032$137,456
Beliveau & FradetteLegal91 Bay Street, Manchester, NH 03101$134,794
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$21,165,423
Investment Income
$413,559
Other Revenue
$10,215,109
Change in Net Assets
$5,681,116

Audited Revenue Reconciliation

Revenue per Audited Statements
$31,794,091
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$84,545
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$31,878,636
Total Revenue per Form 990
$31,794,091
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$13,657,053
Other Expenses$12,455,922
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,840,731
Other Expenses---$2,584,445
Information Technology---$2,036,844
Other Employee Benefits---$1,861,005
Depreciation Depletion---$1,647,781
Current Officers, Directors, Trustees, and Key Employees---$1,632,470
Occupancy---$1,016,756
Office Expenses---$1,008,731
Fees for Services Other---$775,775
Payroll Taxes---$750,490
Pension Plan Contributions---$572,357
Advertising---$529,043
Fees for Services Accounting---$133,019
Insurance---$124,044
All Other Expenses---$76,177
Travel---$44,496
Conferences and Meetings---$27,226
Fees for Services Legal---$16,557
Total Functional Expenses$0$0$0$26,112,975

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$26,197,520
Expenses per Audited Statements$26,112,975
Total Expenses per Form 990$26,112,975
Expenses Not Reported on Form 990$84,545
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,694,965$2,682,391▼ $12,574
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Deposits$549,770,914
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We currently have 46719 members”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors are elected at the Annual Meeting of the membership”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the President CEO”

Form 990, Part VI, Section B, Line 12C

“Employees and volunteers are required to sign the policy when hired and on an annual basis”

Form 990, Part VI, Section B, Line 15

“Compensation is determined by grade and level for each position”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Granite State Credit Union
EIN
02-0227484
Phone
6036682221
Address
1415 Elm Street, Manchester, NH 03101

Signing Officer

Name
Lisa Barowski
Title
Executive Vice President/CFO
Phone
6036682221
Signed
2022-04-14

Organization Details

Principal Officer
Denise Barstow
Formed
1945
Legal Domicile
Nh
Voting Board Members
8
Independent Board Members
7
Employees
185
Volunteers
9
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Donations netted against income”

Schedule D, Part XII, Line 2D

“Donations netted with income”

Raw XML AppendixShowing 400 of 807 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1Robert A Fleury
IRS990/Form990PartVIISectionAGrp/PersonNm2Michele M Plaza
IRS990/Form990PartVIISectionAGrp/PersonNm3Karen L LaPlume
IRS990/Form990PartVIISectionAGrp/PersonNm4Lisa R Barowski
IRS990/Form990PartVIISectionAGrp/PersonNm5Lisa M Reeder
IRS990/Form990PartVIISectionAGrp/PersonNm6Lisa D Egan
IRS990/Form990PartVIISectionAGrp/PersonNm7Tracey A Healey
IRS990/Form990PartVIISectionAGrp/PersonNm8Samantha Mulvaney
IRS990/Form990PartVIISectionAGrp/PersonNm9Dennis A Hebert
IRS990/Form990PartVIISectionAGrp/PersonNm10Allen Pattee
IRS990/Form990PartVIISectionAGrp/PersonNm11Paul Ramsey
IRS990/Form990PartVIISectionAGrp/PersonNm12Gerard Ferrari
IRS990/Form990PartVIISectionAGrp/PersonNm13Margie Hodes
IRS990/Form990PartVIISectionAGrp/PersonNm14Deborah Vandeberghe
IRS990/Form990PartVIISectionAGrp/PersonNm15Bruce Wiggett Sr
IRS990/Form990PartVIISectionAGrp/PersonNm16Lorrie Piper
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0836233
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1362876
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2327342
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3251952
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4216943
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5172491
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6148815
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7152697
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8150042
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9149887
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt3Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt4Executive Vice President/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP Risk & Business Solutions
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice President - HR
IRS990/Form990PartVIISectionAGrp/TitleTxt7Vice President - Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP - Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP Culture and Employee Engagement
IRS990/Form990PartVIISectionAGrp/TitleTxt10Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt14Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt15Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt16Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01945
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt032290532
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0287469
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt018
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02036844
IRS990/InsuranceGrp/TotalAmt0124044
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0413559
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0413559
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt032381798
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt054778878
IRS990/IRPDocumentCnt07919
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt019901278
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020098595
IRS990/LandBldgEquipBasisNetGrp/EOYAmt026274160
IRS990/LandBldgEquipCostOrOtherBssAmt046175438
IRS990/LegalDomicileStateCd0NH
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt0496441
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt010258139
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt010424081
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt0165942
IRS990/MissionDesc0Deposits and lending to credit union members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt043107385
IRS990/NetAssetsOrFundBalancesEOYAmt048299569
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0-208972
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-208972
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt033638
IRS990/NetUnrlzdGainsLossesInvstAmt0-488932
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01016756
IRS990/OfficeExpensesGrp/TotalAmt01008731
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt017249376
IRS990/OtherAssetsTotalGrp/EOYAmt020637309
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01861005
IRS990/OtherExpensesGrp/Desc0Provision Funding
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Dividends paid to members
IRS990/OtherExpensesGrp/Desc3ATM Program/Checking Expense
IRS990/OtherExpensesGrp/TotalAmt0250000
IRS990/OtherExpensesGrp/TotalAmt11372028
IRS990/OtherExpensesGrp/TotalAmt2813000
IRS990/OtherExpensesGrp/TotalAmt32584445
IRS990/OtherLiabilitiesGrp/BOYAmt0483675284
IRS990/OtherLiabilitiesGrp/EOYAmt0549770914
IRS990/OtherOrganizationDsc0Non-profit
IRS990/OtherRevenueTotalAmt010424081
IRS990/OtherSalariesAndWagesGrp/TotalAmt08840731
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0393200656
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0414764968
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0750490
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0572357
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0611064
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0885177
IRS990/PrincipalOfficerNm0Denise Barstow
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Income on loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt021165423
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt021165423
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0397622
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt013242518
IRS990/PYOtherRevenueAmt08540823
IRS990/PYProgramServiceRevenueAmt020359526
IRS990/PYRevenuesLessExpensesAmt03696465
IRS990/PYSalariesCompEmpBnftPaidAmt012358988
IRS990/PYTotalExpensesAmt025601506
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt029297971
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02694965
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02682391
IRS990/ReconcilationRevenueExpnssAmt05681116
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0-208972
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt043107385
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt048299569
IRS990/SavingsAndTempCashInvstGrp/BOYAmt057951390
IRS990/SavingsAndTempCashInvstGrp/EOYAmt075359416
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt014186572
IRS990ScheduleD/BuildingsGrp/DepreciationAmt07006375
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt021192947
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$601,479,230
Liabilities
$553,179,661
Net assets
$48,299,569
Revenue
$31,794,091
Expenses
$26,112,975
Net income
$5,681,116
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$745$675$69.8$52.1$47.1$5.02
2024Detailed filing. Detailed filing data is available for this year.$706$642$64.3$48.9$42.7$6.21
2023Detailed filing. Detailed filing data is available for this year.$697$640$57.3$43.4$36.9$6.51
2022Detailed filing. Detailed filing data is available for this year.$634$583$50.7$34.2$29.4$4.82
2021Detailed filing. Detailed filing data is available for this year.$601$553$48.3$31.8$26.1$5.68
2020Detailed filing. Detailed filing data is available for this year.$530$487$43.1$29.3$25.6$3.70
2019Detailed filing. Detailed filing data is available for this year.$433$394$39.1$28.5$24.4$4.14
2018Detailed filing. Detailed filing data is available for this year.$414$380$34.5$25.4$22.1$3.33
2017Detailed filing. Detailed filing data is available for this year.$389$357$31.4$22.2$20.3$1.90
2016Detailed filing. Detailed filing data is available for this year.$372$343$29.5$20.6$19.1$1.51
2015Detailed filing. Detailed filing data is available for this year.$363$335$28.1$19.4$19.0$0.45
2014Detailed filing. Detailed filing data is available for this year.$334$306$27.8$18.5$16.5$2.01
2013Detailed filing. Detailed filing data is available for this year.$326$300$25.6$17.8$16.1$1.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$307$283$24.3$16.0
2011Summary only. Only limited summary data is available for this year.$290$267$22.7$16.9$16.2$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$279$257$21.7$16.1