Civic Intelligence

Granite State Credit Union

990 • Fiscal year 2018 • EIN 02-0227484

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 10, 2019

Organization Profilewww.gscu.org

View Organization Page

1415 Elm StreetManchester, NH 03101

(603) 668-2221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.92x

Higher debt load relative to assets than 93% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

27th percentile

14.93x

Higher debt load relative to revenue than 27% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

43rd percentile

13%

Higher net margin than 43% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

91st percentile

$716,196

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 2.8% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

70th percentile

6.5%

Faster asset growth than 70% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

72nd percentile

14%

Faster revenue growth than 72% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$414,148,244

Up $25,327,311 (+6.5%) from 2017

Net Assets

Up

$34,540,583

Up $3,165,492 (+10%) from 2017

Liabilities

Up

$379,607,661

Up $22,161,819 (+6.2%) from 2017

Revenue And Expenses
Liabilities / Revenue27th percentileNet Margin43rd percentile

Revenue

Up

$25,420,058

Up $3,191,958 (+14%) from 2017

Expenses

Up

$22,086,166

Up $1,760,337 (+8.7%) from 2017

Net Income

Up

$3,333,892

Up $1,431,621 (+75%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $278,713,364Liabilities 2010: $257,047,221Net Assets 2010: $21,666,1432010Assets 2011: $289,948,154Liabilities 2011: $267,258,646Net Assets 2011: $22,689,5082011Assets 2012: $306,836,488Liabilities 2012: $282,539,354Net Assets 2012: $24,297,1342012Assets 2013: $325,626,139Liabilities 2013: $300,031,887Net Assets 2013: $25,594,2522013Assets 2014: $333,620,974Liabilities 2014: $305,790,701Net Assets 2014: $27,830,2732014Assets 2015: $362,924,693Liabilities 2015: $334,853,093Net Assets 2015: $28,071,6002015Assets 2016: $372,190,742Liabilities 2016: $342,656,514Net Assets 2016: $29,534,2282016Assets 2017: $388,820,933Liabilities 2017: $357,445,842Net Assets 2017: $31,375,0912017Assets 2018: $414,148,244Liabilities 2018: $379,607,661Net Assets 2018: $34,540,5832018Assets 2019: $433,003,273Liabilities 2019: $393,905,642Net Assets 2019: $39,097,6312019Assets 2020: $530,155,859Liabilities 2020: $487,048,474Net Assets 2020: $43,107,3852020Assets 2021: $601,479,230Liabilities 2021: $553,179,661Net Assets 2021: $48,299,5692021Assets 2022: $634,204,646Liabilities 2022: $583,464,737Net Assets 2022: $50,739,9092022Assets 2023: $697,041,831Liabilities 2023: $639,730,511Net Assets 2023: $57,311,3202023Assets 2024: $706,477,311Liabilities 2024: $642,204,892Net Assets 2024: $64,272,4192024Assets 2025: $744,839,651Liabilities 2025: $675,067,748Net Assets 2025: $69,771,9032025

Highlighted filing

2018

Assets$414,148,244
Liabilities$379,607,661
Net Assets$34,540,583
Open 2018 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $16,125,2142010Revenue 2011: $16,941,210Expenses 2011: $16,174,071Net Income 2011: $767,1392011Expenses 2012: $16,015,0772012Revenue 2013: $17,751,745Expenses 2013: $16,112,737Net Income 2013: $1,639,0082013Revenue 2014: $18,544,256Expenses 2014: $16,530,704Net Income 2014: $2,013,5522014Revenue 2015: $19,433,634Expenses 2015: $18,982,142Net Income 2015: $451,4922015Revenue 2016: $20,574,536Expenses 2016: $19,063,654Net Income 2016: $1,510,8822016Revenue 2017: $22,228,100Expenses 2017: $20,325,829Net Income 2017: $1,902,2712017Revenue 2018: $25,420,058Expenses 2018: $22,086,166Net Income 2018: $3,333,8922018Revenue 2019: $28,498,476Expenses 2019: $24,357,416Net Income 2019: $4,141,0602019Revenue 2020: $29,297,971Expenses 2020: $25,601,506Net Income 2020: $3,696,4652020Revenue 2021: $31,794,091Expenses 2021: $26,112,975Net Income 2021: $5,681,1162021Revenue 2022: $34,223,432Expenses 2022: $29,408,308Net Income 2022: $4,815,1242022Revenue 2023: $43,417,675Expenses 2023: $36,911,263Net Income 2023: $6,506,4122023Revenue 2024: $48,937,891Expenses 2024: $42,725,659Net Income 2024: $6,212,2322024Revenue 2025: $52,131,425Expenses 2025: $47,108,295Net Income 2025: $5,023,1302025

Highlighted filing

2018

Revenue$25,420,058
Expenses$22,086,166
Net Income$3,333,892
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 10, 2019
Return Version
2018v3.0
Gross Receipts
$25,825,513
Mission and Program Overview

Mission

Deposits and lending to credit union members

Deposits and lending to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$314,152,913$337,839,180▲ $23,686,267
Rtn Earn Endowment Incm Other Fnds$31,375,091$34,540,583▲ $3,165,492
Land, Buildings, and Equipment, Net$20,157,551$18,773,908▼ $1,383,643
Savings and Temporary Cash Investments$11,297,094$17,994,420▲ $6,697,326
Investments Other Securities$20,985,273$16,523,739▼ $4,461,534
Cash and Non-Interest-Bearing Accounts$3,408,204$3,269,893▼ $138,311
Receivables From Officers Etc$3,340,567$3,028,324▼ $312,243
Prepaid Expenses and Deferred Charges$657,520$795,971▲ $138,451
Accounts Receivable$46,180$36,835▼ $9,345
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$388,820,933$414,148,244▲ $25,327,311
Other Assets Total$14,775,631$15,885,974▲ $1,110,343
Liabilities
Other Liabilities$354,253,094$375,916,056▲ $21,662,962
Accounts Payable and Accrued Expenses$3,192,748$3,691,605▲ $498,857
Total Liabilities$357,445,842$379,607,661▲ $22,161,819
Net Assets / Fund Balance
Total Net Assets Fund Balance$31,375,091$34,540,583▲ $3,165,492
Total Liabilities and Net Assets / Fund Balance$388,820,933$414,148,244▲ $25,327,311

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,658,765$5,232,999$16,891,764
Equipment$3,328,797$11,070,417$14,399,214
Land$3,686,947-$3,686,947
Leasehold Improvements$51,744$258,183$309,927
Other Land Buildings$47,655$0$47,655
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Denise L CaristiPresident/CEOFT$315,209$427,361$742,570
Timothy M NaroFormer Officer-$427,358$2,435$429,793
Michele M PlazaExecutive Vice PresidentFT$205,750$186,695$392,445
Robert A FleuryExecutive Vice PresidentFT$210,153$174,111$384,264
Karen L LaPlumeSenior Vice President Member ExperienceFT$148,095$57,020$205,115
David HarringtonSVP-HR and TrainingFT$139,632$57,700$197,332
Lisa R BarowskiVice President/ControllerFT$141,027$35,614$176,641
Dennis A HebertVP Culture and Employee EngagementFT$131,060$5,636$136,696
Tracey A HealeyVice President - Member EngagementFT$133,982$2,012$135,994
Lisa M ReederVP TechnologyFT$126,859$2,992$129,851
Lisa D EganVice President - LendingFT$120,880$7,606$128,486

Board Members and Trustees

NameTitle
Allen PatteeChairman
Bruce Wiggett SrBoard Member
Deborah VandebergheBoard Member
Gerard FerrariBoard Member
Margie HodesBoard Member
Paul RamseyBoard Member
Renee CrawfordBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Beliveau & FradetteLegal91 Bay Street, Manchester, NH 03101$128,977
John PapciakJanitorial12 Parker Way, Auburn, NH 03032$100,052
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$16,348,417
Investment Income
$411,739
Other Revenue
$8,659,902
Change in Net Assets
$3,333,892

Audited Revenue Reconciliation

Revenue per Audited Statements
$25,420,058
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$60,788
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$25,480,846
Total Revenue per Form 990
$25,420,058
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$11,516,364
Other Expenses$10,569,802
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,988,882
Current Officers, Directors, Trustees, and Key Employees---$2,174,246
Other Expenses---$1,713,961
Other Employee Benefits---$1,595,104
Depreciation Depletion---$1,583,760
Information Technology---$1,452,690
Pension Plan Contributions---$1,164,300
Occupancy---$867,796
Office Expenses---$796,898
Payroll Taxes---$593,832
Fees for Services Other---$526,493
Advertising---$204,035
Fees for Services Accounting---$127,162
Insurance---$120,483
Conferences and Meetings---$71,513
All Other Expenses---$57,425
Travel---$45,328
Fees for Services Legal---$22,017
Interest---$1,118
Total Functional Expenses$0$0$0$22,086,166

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$22,146,954
Expenses per Audited Statements$22,086,166
Total Expenses per Form 990$22,086,166
Expenses Not Reported on Form 990$60,788
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,340,567$3,028,324▼ $312,243
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Deposits$375,916,056
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We currently have 38953 members”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors are elected at the Annual Meeting of the membership”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the Executive Vice President”

Form 990, Part VI, Section B, Line 12C

“All employees and volunteers are required to sign the policy when hired and on an annual basis”

Form 990, Part VI, Section B, Line 15

“Compensation is determined by grade and level for each position”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Granite State Credit Union
EIN
02-0227484
Phone
6036682221
Address
1415 Elm Street, Manchester, NH 03101

Signing Officer

Name
Robert Fleury
Title
Executive Vice President/CFO
Phone
6036682221
Signed
2019-04-10

Organization Details

Principal Officer
Denise L Barstow
Formed
1945
Legal Domicile
Nh
Voting Board Members
8
Independent Board Members
7
Employees
188
Volunteers
9
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Donations”

Schedule D, Part XII, Line 2D

“Donations”

Raw XML AppendixShowing 400 of 777 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/PersonNm0Allen Pattee
IRS990/Form990PartVIISectionAGrp/PersonNm1Paul Ramsey
IRS990/Form990PartVIISectionAGrp/PersonNm2Gerard Ferrari
IRS990/Form990PartVIISectionAGrp/PersonNm3Margie Hodes
IRS990/Form990PartVIISectionAGrp/PersonNm4Deborah Vandeberghe
IRS990/Form990PartVIISectionAGrp/PersonNm5Renee Crawford
IRS990/Form990PartVIISectionAGrp/PersonNm6Bruce Wiggett Sr
IRS990/Form990PartVIISectionAGrp/PersonNm7Denise L Caristi
IRS990/Form990PartVIISectionAGrp/PersonNm8Robert A Fleury
IRS990/Form990PartVIISectionAGrp/PersonNm9Michele M Plaza
IRS990/Form990PartVIISectionAGrp/PersonNm10Karen L LaPlume
IRS990/Form990PartVIISectionAGrp/PersonNm11David Harrington
IRS990/Form990PartVIISectionAGrp/PersonNm12Lisa R Barowski
IRS990/Form990PartVIISectionAGrp/PersonNm13Dennis A Hebert
IRS990/Form990PartVIISectionAGrp/PersonNm14Tracey A Healey
IRS990/Form990PartVIISectionAGrp/PersonNm15Lisa D Egan
IRS990/Form990PartVIISectionAGrp/PersonNm16Lisa M Reeder
IRS990/Form990PartVIISectionAGrp/PersonNm17Timothy M Naro
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7710324
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8344851
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9353437
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10171966
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11166310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12160995
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13131060
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14133982
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15120880
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16126859
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17427358
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt9Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Senior Vice President Member Experience
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP-HR and Training
IRS990/Form990PartVIISectionAGrp/TitleTxt12Vice President/Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP Culture and Employee Engagement
IRS990/Form990PartVIISectionAGrp/TitleTxt14Vice President - Member Engagement
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice President - Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP Technology
IRS990/Form990PartVIISectionAGrp/TitleTxt17Former Officer
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01945
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-225626
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt041000
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt025825513
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0270465
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt013
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01452690
IRS990/InsuranceGrp/TotalAmt0120483
IRS990/InterestGrp/TotalAmt01118
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0637365
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0637365
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt020985273
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt016523739
IRS990/IRPDocumentCnt06955
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt016561599
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020157551
IRS990/LandBldgEquipBasisNetGrp/EOYAmt018773908
IRS990/LandBldgEquipCostOrOtherBssAmt035335507
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0266626
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt0138829
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt08359427
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt08528266
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt0168839
IRS990/MissionDesc0Deposits and lending to credit union members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt031375091
IRS990/NetAssetsOrFundBalancesEOYAmt034540583
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-225626
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-225626
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0131636
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0131636
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt095876
IRS990/NetUnrlzdGainsLossesInvstAmt0-168400
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0867796
IRS990/OfficeExpensesGrp/TotalAmt0796898
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt014775631
IRS990/OtherAssetsTotalGrp/EOYAmt015885974
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01595104
IRS990/OtherExpensesGrp/Desc0Provision Funding
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Dividends paid to members
IRS990/OtherExpensesGrp/Desc3ATM program/checking expense
IRS990/OtherExpensesGrp/TotalAmt0960000
IRS990/OtherExpensesGrp/TotalAmt11080319
IRS990/OtherExpensesGrp/TotalAmt2938804
IRS990/OtherExpensesGrp/TotalAmt31713961
IRS990/OtherLiabilitiesGrp/BOYAmt0354253094
IRS990/OtherLiabilitiesGrp/EOYAmt0375916056
IRS990/OtherOrganizationDsc0Non-profit
IRS990/OtherRevenueTotalAmt08528266
IRS990/OtherSalariesAndWagesGrp/TotalAmt05988882
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0314152913
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0337839180
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0593832
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01164300
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0657520
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0795971
IRS990/PrincipalOfficerNm0Denise L Barstow
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Income on loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016348417
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016348417
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0397567
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt09939448
IRS990/PYOtherRevenueAmt07816334
IRS990/PYProgramServiceRevenueAmt014014199
IRS990/PYRevenuesLessExpensesAmt01902271
IRS990/PYSalariesCompEmpBnftPaidAmt010386381
IRS990/PYTotalExpensesAmt020325829
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt022228100
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt03340567
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03028324
IRS990/ReconcilationRevenueExpnssAmt03333892
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0131636
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt031375091
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt034540583
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011297094
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017994420
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt011658765
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05232999

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$414,148,244
Liabilities
$379,607,661
Net assets
$34,540,583
Revenue
$25,420,058
Expenses
$22,086,166
Net income
$3,333,892
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$745$675$69.8$52.1$47.1$5.02
2024Detailed filing. Detailed filing data is available for this year.$706$642$64.3$48.9$42.7$6.21
2023Detailed filing. Detailed filing data is available for this year.$697$640$57.3$43.4$36.9$6.51
2022Detailed filing. Detailed filing data is available for this year.$634$583$50.7$34.2$29.4$4.82
2021Detailed filing. Detailed filing data is available for this year.$601$553$48.3$31.8$26.1$5.68
2020Detailed filing. Detailed filing data is available for this year.$530$487$43.1$29.3$25.6$3.70
2019Detailed filing. Detailed filing data is available for this year.$433$394$39.1$28.5$24.4$4.14
2018Detailed filing. Detailed filing data is available for this year.$414$380$34.5$25.4$22.1$3.33
2017Detailed filing. Detailed filing data is available for this year.$389$357$31.4$22.2$20.3$1.90
2016Detailed filing. Detailed filing data is available for this year.$372$343$29.5$20.6$19.1$1.51
2015Detailed filing. Detailed filing data is available for this year.$363$335$28.1$19.4$19.0$0.45
2014Detailed filing. Detailed filing data is available for this year.$334$306$27.8$18.5$16.5$2.01
2013Detailed filing. Detailed filing data is available for this year.$326$300$25.6$17.8$16.1$1.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$307$283$24.3$16.0
2011Summary only. Only limited summary data is available for this year.$290$267$22.7$16.9$16.2$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$279$257$21.7$16.1