Civic Intelligence

Granite State Credit Union

990 • Fiscal year 2016 • EIN 02-0227484

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 11, 2017

Organization Profilewww.gscu.org

View Organization Page

1415 Elm StreetManchester, NH 03101

(603) 668-2221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.92x

Higher debt load relative to assets than 93% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

33rd percentile

16.65x

Higher debt load relative to revenue than 33% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

20th percentile

7.3%

Higher net margin than 20% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

35th percentile

$338,289

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

15th percentile

2.6%

Faster asset growth than 15% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

41st percentile

5.9%

Faster revenue growth than 41% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$372,190,742

Up $9,266,049 (+2.6%) from 2015

Net Assets

Up

$29,534,228

Up $1,462,628 (+5.2%) from 2015

Liabilities

Up

$342,656,514

Up $7,803,421 (+2.3%) from 2015

Revenue And Expenses
Liabilities / Revenue33rd percentileNet Margin20th percentile

Revenue

Up

$20,574,536

Up $1,140,902 (+5.9%) from 2015

Expenses

Up

$19,063,654

Up $81,512 (+0.4%) from 2015

Net Income

Up

$1,510,882

Up $1,059,390 (+235%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $278,713,364Liabilities 2010: $257,047,221Net Assets 2010: $21,666,1432010Assets 2011: $289,948,154Liabilities 2011: $267,258,646Net Assets 2011: $22,689,5082011Assets 2012: $306,836,488Liabilities 2012: $282,539,354Net Assets 2012: $24,297,1342012Assets 2013: $325,626,139Liabilities 2013: $300,031,887Net Assets 2013: $25,594,2522013Assets 2014: $333,620,974Liabilities 2014: $305,790,701Net Assets 2014: $27,830,2732014Assets 2015: $362,924,693Liabilities 2015: $334,853,093Net Assets 2015: $28,071,6002015Assets 2016: $372,190,742Liabilities 2016: $342,656,514Net Assets 2016: $29,534,2282016Assets 2017: $388,820,933Liabilities 2017: $357,445,842Net Assets 2017: $31,375,0912017Assets 2018: $414,148,244Liabilities 2018: $379,607,661Net Assets 2018: $34,540,5832018Assets 2019: $433,003,273Liabilities 2019: $393,905,642Net Assets 2019: $39,097,6312019Assets 2020: $530,155,859Liabilities 2020: $487,048,474Net Assets 2020: $43,107,3852020Assets 2021: $601,479,230Liabilities 2021: $553,179,661Net Assets 2021: $48,299,5692021Assets 2022: $634,204,646Liabilities 2022: $583,464,737Net Assets 2022: $50,739,9092022Assets 2023: $697,041,831Liabilities 2023: $639,730,511Net Assets 2023: $57,311,3202023Assets 2024: $706,477,311Liabilities 2024: $642,204,892Net Assets 2024: $64,272,4192024Assets 2025: $744,839,651Liabilities 2025: $675,067,748Net Assets 2025: $69,771,9032025

Highlighted filing

2016

Assets$372,190,742
Liabilities$342,656,514
Net Assets$29,534,228
Open 2016 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $16,125,2142010Revenue 2011: $16,941,210Expenses 2011: $16,174,071Net Income 2011: $767,1392011Expenses 2012: $16,015,0772012Revenue 2013: $17,751,745Expenses 2013: $16,112,737Net Income 2013: $1,639,0082013Revenue 2014: $18,544,256Expenses 2014: $16,530,704Net Income 2014: $2,013,5522014Revenue 2015: $19,433,634Expenses 2015: $18,982,142Net Income 2015: $451,4922015Revenue 2016: $20,574,536Expenses 2016: $19,063,654Net Income 2016: $1,510,8822016Revenue 2017: $22,228,100Expenses 2017: $20,325,829Net Income 2017: $1,902,2712017Revenue 2018: $25,420,058Expenses 2018: $22,086,166Net Income 2018: $3,333,8922018Revenue 2019: $28,498,476Expenses 2019: $24,357,416Net Income 2019: $4,141,0602019Revenue 2020: $29,297,971Expenses 2020: $25,601,506Net Income 2020: $3,696,4652020Revenue 2021: $31,794,091Expenses 2021: $26,112,975Net Income 2021: $5,681,1162021Revenue 2022: $34,223,432Expenses 2022: $29,408,308Net Income 2022: $4,815,1242022Revenue 2023: $43,417,675Expenses 2023: $36,911,263Net Income 2023: $6,506,4122023Revenue 2024: $48,937,891Expenses 2024: $42,725,659Net Income 2024: $6,212,2322024Revenue 2025: $52,131,425Expenses 2025: $47,108,295Net Income 2025: $5,023,1302025

Highlighted filing

2016

Revenue$20,574,536
Expenses$19,063,654
Net Income$1,510,882
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 11, 2017
Return Version
2016v3.0
Gross Receipts
$20,708,565
Mission and Program Overview

Mission

Deposits and lending to credit union members

Deposits and lending to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$277,224,370$294,755,122▲ $17,530,752
Rtn Earn Endowment Incm Other Fnds$28,071,600$29,534,228▲ $1,462,628
Land, Buildings, and Equipment, Net$22,052,994$21,054,865▼ $998,129
Savings and Temporary Cash Investments$17,522,898$18,784,250▲ $1,261,352
Investments Other Securities$26,577,191$17,994,917▼ $8,582,274
Cash and Non-Interest-Bearing Accounts$3,717,409$3,510,745▼ $206,664
Receivables From Officers Etc$2,543,928$2,497,474▼ $46,454
Prepaid Expenses and Deferred Charges$645,780$638,230▼ $7,550
Accounts Receivable$27,331$22,560▼ $4,771
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$362,924,693$372,190,742▲ $9,266,049
Other Assets Total$12,612,792$12,932,579▲ $319,787
Liabilities
Other Liabilities$319,594,910$339,589,582▲ $19,994,672
Mortgage Notes Payable Secured by Investment Property$13,000,000$0▼ $13,000,000
Accounts Payable and Accrued Expenses$2,258,183$3,066,932▲ $808,749
Total Liabilities$334,853,093$342,656,514▲ $7,803,421
Net Assets / Fund Balance
Total Net Assets Fund Balance$28,071,600$29,534,228▲ $1,462,628
Total Liabilities and Net Assets / Fund Balance$362,924,693$372,190,742▲ $9,266,049

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$12,514,636$4,261,874$16,776,510
Equipment$4,743,883$9,438,534$14,182,417
Land$3,686,947-$3,686,947
Leasehold Improvements$85,204$242,449$327,653
Other Land Buildings$24,195$0$24,195
Other Securities$453,878--
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Denise L CaristiPresident/CEOFT$285,067$80,097$365,164
Timothy M NaroExecutive Vice President/COOFT$196,962$67,258$264,220
Robert A FleuryExecutive Vice President/CFOFT$193,950$58,836$252,786
Michele M PlazaExecutive Vice President/CIOFT$184,737$61,802$246,539
Karen L LaPlumeSenior Vice President MarketingFT$127,424$44,227$171,651
Lisa R BarowskiVice President/ControllerFT$131,450$2,002$133,452
Dennis A HebertVice President Sales & Business DevelopmentFT$117,889$5,479$123,368
Tracey A HealeyVice President - OperationsFT$107,897$1,915$109,812
Lisa D EganVice President - LendingFT$100,874$6,511$107,385

Board Members and Trustees

NameTitle
Allen PatteeChairman
Allen DesbiensBoard Member
David HarringtonBoard Member
Deborah VandebergheBoard Member
Gerard FerrariBoard Member
Leslie LambertBoard Member
Margie HodesBoard Member
Paul RamseyBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Beliveau & FradetteLegal91 Bay Street, Manchester, NH 03101$129,043
John PapciakJanitorial12 Parker Way, Auburn, NH 03032$103,784
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,744,729
Investment Income
$438,926
Other Revenue
$7,390,881
Change in Net Assets
$1,510,882

Audited Revenue Reconciliation

Revenue per Audited Statements
$20,574,536
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$46,591
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$20,621,127
Total Revenue per Form 990
$20,574,536
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$9,703,087
Other Expenses$9,360,567
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,054,615
Depreciation Depletion---$1,867,827
Other Expenses---$1,848,063
Other Employee Benefits---$1,486,581
Information Technology---$1,259,174
Current Officers, Directors, Trustees, and Key Employees---$1,126,139
Occupancy---$822,739
Office Expenses---$807,689
Pension Plan Contributions---$525,543
Payroll Taxes---$510,209
Fees for Services Other---$443,544
Advertising---$226,823
Insurance---$107,739
All Other Expenses---$72,329
Conferences and Meetings---$61,909
Fees for Services Accounting---$61,390
Travel---$47,332
Interest---$40,689
Fees for Services Legal---$34,868
Total Functional Expenses$0$0$0$19,063,654

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$19,110,245
Expenses per Audited Statements$19,063,654
Total Expenses per Form 990$19,063,654
Expenses Not Reported on Form 990$46,591
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,543,928$2,497,474▼ $46,454
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Deposits$339,589,582
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We currently have 34,337 members”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors are elected at the annual meeting of the membership”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the Executive Vice President CFO”

Form 990, Part VI, Section B, Line 12C

“All employees and volunteers are required to sign the policy when hired and on an annual basis”

Form 990, Part VI, Section B, Line 15

“Compensation is determined by Grade and Level for each position”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Granite State Credit Union
EIN
02-0227484
Phone
6036682221
Address
1415 Elm Street, Manchester, NH 03101

Signing Officer

Name
Robert Fleury
Title
Executive Vice President/CFO
Phone
6036682221
Signed
2017-04-11

Organization Details

Principal Officer
Denise L Caristi
Formed
1945
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
8
Employees
190
Volunteers
11
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Donations”

Schedule D, Part XII, Line 2D

“Donations”

Raw XML AppendixShowing 400 of 733 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Allen Desbiens
IRS990/Form990PartVIISectionAGrp/PersonNm1Allen Pattee
IRS990/Form990PartVIISectionAGrp/PersonNm2Paul Ramsey
IRS990/Form990PartVIISectionAGrp/PersonNm3Gerard Ferrari
IRS990/Form990PartVIISectionAGrp/PersonNm4Leslie Lambert
IRS990/Form990PartVIISectionAGrp/PersonNm5David Harrington
IRS990/Form990PartVIISectionAGrp/PersonNm6Margie Hodes
IRS990/Form990PartVIISectionAGrp/PersonNm7Deborah Vandeberghe
IRS990/Form990PartVIISectionAGrp/PersonNm8Denise L Caristi
IRS990/Form990PartVIISectionAGrp/PersonNm9Timothy M Naro
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert A Fleury
IRS990/Form990PartVIISectionAGrp/PersonNm11Michele M Plaza
IRS990/Form990PartVIISectionAGrp/PersonNm12Karen L LaPlume
IRS990/Form990PartVIISectionAGrp/PersonNm13Lisa R Barowski
IRS990/Form990PartVIISectionAGrp/PersonNm14Dennis A Hebert
IRS990/Form990PartVIISectionAGrp/PersonNm15Tracey A Healey
IRS990/Form990PartVIISectionAGrp/PersonNm16Lisa D Egan
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11208112
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12139554
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13131450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14117889
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15107897
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16100874
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9Executive Vice President/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt10Executive Vice President/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11Executive Vice President/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt12Senior Vice President Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt13Vice President/Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt14Vice President Sales & Business Development
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice President - Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt16Vice President - Lending
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01945
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt020708565
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0260464
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01259174
IRS990/InsuranceGrp/TotalAmt0107739
IRS990/InterestGrp/TotalAmt040689
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0438926
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0438926
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt026577191
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt017994917
IRS990/IRPDocumentCnt06601
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt013942857
IRS990/LandBldgEquipBasisNetGrp/BOYAmt022052994
IRS990/LandBldgEquipBasisNetGrp/EOYAmt021054865
IRS990/LandBldgEquipCostOrOtherBssAmt034997722
IRS990/LegalDomicileStateCd0NH
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt0134029
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt07264446
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt07264446
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Deposits and lending to credit union members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt013000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt028071600
IRS990/NetAssetsOrFundBalancesEOYAmt029534228
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0126435
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0126435
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt037148
IRS990/NetUnrlzdGainsLossesInvstAmt0-48254
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0822739
IRS990/OfficeExpensesGrp/TotalAmt0807689
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012612792
IRS990/OtherAssetsTotalGrp/EOYAmt012932579
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01486581
IRS990/OtherExpensesGrp/Desc0Provision Funding
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Dividends paid to members
IRS990/OtherExpensesGrp/Desc3ATM Program/Checking expense
IRS990/OtherExpensesGrp/TotalAmt0220000
IRS990/OtherExpensesGrp/TotalAmt1599928
IRS990/OtherExpensesGrp/TotalAmt2838524
IRS990/OtherExpensesGrp/TotalAmt31848063
IRS990/OtherLiabilitiesGrp/BOYAmt0319594910
IRS990/OtherLiabilitiesGrp/EOYAmt0339589582
IRS990/OtherOrganizationDsc0Non-profit
IRS990/OtherRevenueTotalAmt07264446
IRS990/OtherSalariesAndWagesGrp/TotalAmt06054615
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0277224370
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0294755122
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0510209
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0525543
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0645780
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0638230
IRS990/PrincipalOfficerNm0Denise L Caristi
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Income on loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012744729
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012744729
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0490000
IRS990/PYOtherExpensesAmt010040575
IRS990/PYOtherRevenueAmt06798215
IRS990/PYProgramServiceRevenueAmt012145419
IRS990/PYRevenuesLessExpensesAmt0451492
IRS990/PYSalariesCompEmpBnftPaidAmt08941567
IRS990/PYTotalExpensesAmt018982142
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt019433634
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02543928
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02497474
IRS990/ReconcilationRevenueExpnssAmt01510882
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0126435
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt028071600
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt029534228
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017522898
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018784250
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt012514636
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04261874
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt016776510
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04743883
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09438534
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014182417
IRS990ScheduleD/ExpensesNotReportedAmt046591
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt019063654
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt03686947
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03686947
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt085204
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0242449
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0327653
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt046591
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt024195

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$372,190,742
Liabilities
$342,656,514
Net assets
$29,534,228
Revenue
$20,574,536
Expenses
$19,063,654
Net income
$1,510,882
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$745$675$69.8$52.1$47.1$5.02
2024Detailed filing. Detailed filing data is available for this year.$706$642$64.3$48.9$42.7$6.21
2023Detailed filing. Detailed filing data is available for this year.$697$640$57.3$43.4$36.9$6.51
2022Detailed filing. Detailed filing data is available for this year.$634$583$50.7$34.2$29.4$4.82
2021Detailed filing. Detailed filing data is available for this year.$601$553$48.3$31.8$26.1$5.68
2020Detailed filing. Detailed filing data is available for this year.$530$487$43.1$29.3$25.6$3.70
2019Detailed filing. Detailed filing data is available for this year.$433$394$39.1$28.5$24.4$4.14
2018Detailed filing. Detailed filing data is available for this year.$414$380$34.5$25.4$22.1$3.33
2017Detailed filing. Detailed filing data is available for this year.$389$357$31.4$22.2$20.3$1.90
2016Detailed filing. Detailed filing data is available for this year.$372$343$29.5$20.6$19.1$1.51
2015Detailed filing. Detailed filing data is available for this year.$363$335$28.1$19.4$19.0$0.45
2014Detailed filing. Detailed filing data is available for this year.$334$306$27.8$18.5$16.5$2.01
2013Detailed filing. Detailed filing data is available for this year.$326$300$25.6$17.8$16.1$1.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$307$283$24.3$16.0
2011Summary only. Only limited summary data is available for this year.$290$267$22.7$16.9$16.2$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$279$257$21.7$16.1