Civic Intelligence

Granite State Credit Union

990 • Fiscal year 2017 • EIN 02-0227484

Jan 01, 2017 to Dec 31, 2017 • Filed on Apr 05, 2018

Organization Profilewww.gscu.org

View Organization Page

1415 Elm StreetManchester, NH 03101

(603) 668-2221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.92x

Higher debt load relative to assets than 92% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

32nd percentile

16.08x

Higher debt load relative to revenue than 32% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

26th percentile

8.6%

Higher net margin than 26% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

46th percentile

$385,755

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

41st percentile

4.5%

Faster asset growth than 41% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

48th percentile

8.0%

Faster revenue growth than 48% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$388,820,933

Up $16,630,191 (+4.5%) from 2016

Net Assets

Up

$31,375,091

Up $1,840,863 (+6.2%) from 2016

Liabilities

Up

$357,445,842

Up $14,789,328 (+4.3%) from 2016

Revenue And Expenses
Liabilities / Revenue32nd percentileNet Margin26th percentile

Revenue

Up

$22,228,100

Up $1,653,564 (+8.0%) from 2016

Expenses

Up

$20,325,829

Up $1,262,175 (+6.6%) from 2016

Net Income

Up

$1,902,271

Up $391,389 (+26%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $278,713,364Liabilities 2010: $257,047,221Net Assets 2010: $21,666,1432010Assets 2011: $289,948,154Liabilities 2011: $267,258,646Net Assets 2011: $22,689,5082011Assets 2012: $306,836,488Liabilities 2012: $282,539,354Net Assets 2012: $24,297,1342012Assets 2013: $325,626,139Liabilities 2013: $300,031,887Net Assets 2013: $25,594,2522013Assets 2014: $333,620,974Liabilities 2014: $305,790,701Net Assets 2014: $27,830,2732014Assets 2015: $362,924,693Liabilities 2015: $334,853,093Net Assets 2015: $28,071,6002015Assets 2016: $372,190,742Liabilities 2016: $342,656,514Net Assets 2016: $29,534,2282016Assets 2017: $388,820,933Liabilities 2017: $357,445,842Net Assets 2017: $31,375,0912017Assets 2018: $414,148,244Liabilities 2018: $379,607,661Net Assets 2018: $34,540,5832018Assets 2019: $433,003,273Liabilities 2019: $393,905,642Net Assets 2019: $39,097,6312019Assets 2020: $530,155,859Liabilities 2020: $487,048,474Net Assets 2020: $43,107,3852020Assets 2021: $601,479,230Liabilities 2021: $553,179,661Net Assets 2021: $48,299,5692021Assets 2022: $634,204,646Liabilities 2022: $583,464,737Net Assets 2022: $50,739,9092022Assets 2023: $697,041,831Liabilities 2023: $639,730,511Net Assets 2023: $57,311,3202023Assets 2024: $706,477,311Liabilities 2024: $642,204,892Net Assets 2024: $64,272,4192024Assets 2025: $744,839,651Liabilities 2025: $675,067,748Net Assets 2025: $69,771,9032025

Highlighted filing

2017

Assets$388,820,933
Liabilities$357,445,842
Net Assets$31,375,091
Open 2017 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $16,125,2142010Revenue 2011: $16,941,210Expenses 2011: $16,174,071Net Income 2011: $767,1392011Expenses 2012: $16,015,0772012Revenue 2013: $17,751,745Expenses 2013: $16,112,737Net Income 2013: $1,639,0082013Revenue 2014: $18,544,256Expenses 2014: $16,530,704Net Income 2014: $2,013,5522014Revenue 2015: $19,433,634Expenses 2015: $18,982,142Net Income 2015: $451,4922015Revenue 2016: $20,574,536Expenses 2016: $19,063,654Net Income 2016: $1,510,8822016Revenue 2017: $22,228,100Expenses 2017: $20,325,829Net Income 2017: $1,902,2712017Revenue 2018: $25,420,058Expenses 2018: $22,086,166Net Income 2018: $3,333,8922018Revenue 2019: $28,498,476Expenses 2019: $24,357,416Net Income 2019: $4,141,0602019Revenue 2020: $29,297,971Expenses 2020: $25,601,506Net Income 2020: $3,696,4652020Revenue 2021: $31,794,091Expenses 2021: $26,112,975Net Income 2021: $5,681,1162021Revenue 2022: $34,223,432Expenses 2022: $29,408,308Net Income 2022: $4,815,1242022Revenue 2023: $43,417,675Expenses 2023: $36,911,263Net Income 2023: $6,506,4122023Revenue 2024: $48,937,891Expenses 2024: $42,725,659Net Income 2024: $6,212,2322024Revenue 2025: $52,131,425Expenses 2025: $47,108,295Net Income 2025: $5,023,1302025

Highlighted filing

2017

Revenue$22,228,100
Expenses$20,325,829
Net Income$1,902,271
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Apr 5, 2018
Return Version
2017v2.0
Gross Receipts
$22,574,333
Mission and Program Overview

Mission

Deposits and lending to credit union members

Deposits and lending to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$294,755,122$314,152,913▲ $19,397,791
Rtn Earn Endowment Incm Other Fnds$29,534,228$31,375,091▲ $1,840,863
Investments Other Securities$17,994,917$20,985,273▲ $2,990,356
Land, Buildings, and Equipment, Net$21,054,865$20,157,551▼ $897,314
Savings and Temporary Cash Investments$18,784,250$11,297,094▼ $7,487,156
Cash and Non-Interest-Bearing Accounts$3,510,745$3,408,204▼ $102,541
Receivables From Officers Etc$2,497,474$3,340,567▲ $843,093
Prepaid Expenses and Deferred Charges$638,230$657,520▲ $19,290
Accounts Receivable$22,560$46,180▲ $23,620
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$372,190,742$388,820,933▲ $16,630,191
Other Assets Total$12,932,579$14,775,631▲ $1,843,052
Liabilities
Other Liabilities$339,589,582$354,253,094▲ $14,663,512
Accounts Payable and Accrued Expenses$3,066,932$3,192,748▲ $125,816
Mortgage Notes Payable Secured by Investment Property$0--
Total Liabilities$342,656,514$357,445,842▲ $14,789,328
Net Assets / Fund Balance
Total Net Assets Fund Balance$29,534,228$31,375,091▲ $1,840,863
Total Liabilities and Net Assets / Fund Balance$372,190,742$388,820,933▲ $16,630,191

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$12,065,640$4,749,156$16,814,796
Equipment$4,241,036$10,126,005$14,367,041
Land$3,686,947-$3,686,947
Leasehold Improvements$66,871$248,416$315,287
Other Land Buildings$97,057$0$97,057
Other Securities$453,878--
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Denise L CaristiPresident/CEOFT$296,029$117,921$413,950
Timothy M NaroExecutive Vice PresidentFT$332,412$74,670$407,082
Michele M PlazaExecutive Vice PresidentFT$193,820$80,485$274,305
Robert A FleuryExecutive Vice PresidentFT$201,110$56,264$257,374
Karen L LaPlumeSenior Vice President Member ExperienceFT$139,566$54,962$194,528
Lisa R BarowskiVice President/ControllerFT$133,752$38,952$172,704
Dennis A HebertVP Culture and Employee EngagementFT$132,124$5,495$137,619
Tracey A HealeyVice President - Member EngagementFT$114,812$1,940$116,752
Lisa D EganVice President - LendingFT$108,424$7,030$115,454
Lisa M ReederVP TechnologyFT$107,950$3,316$111,266

Board Members and Trustees

NameTitle
Allen PatteeChairman
Bruce Wiggett SrBoard Member
Deborah VandebergheBoard Member
Gerard FerrariBoard Member
Margie HodesBoard Member
Paul RamseyBoard Member
Renee CrawfordBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Beliveau & FradetteLegal91 Bay Street, Manchester, NH 03101$121,556
John PapciakJanitorial12 Parker Way, Auburn, NH 03032$103,231
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,014,199
Investment Income
$397,567
Other Revenue
$7,816,334
Change in Net Assets
$1,902,271

Audited Revenue Reconciliation

Revenue per Audited Statements
$22,228,100
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$39,236
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$22,267,336
Total Revenue per Form 990
$22,228,100
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$10,386,381
Other Expenses$9,939,448
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,379,237
Depreciation Depletion---$1,892,034
Other Expenses---$1,889,164
Other Employee Benefits---$1,522,318
Information Technology---$1,491,145
Current Officers, Directors, Trustees, and Key Employees---$1,371,534
Occupancy---$808,211
Office Expenses---$770,730
Pension Plan Contributions---$575,902
Payroll Taxes---$537,390
Fees for Services Other---$435,549
Advertising---$244,462
Insurance---$110,433
Fees for Services Accounting---$97,611
Travel---$56,375
Conferences and Meetings---$52,494
All Other Expenses---$50,623
Fees for Services Legal---$17,608
Interest---$1,893
Total Functional Expenses$0$0$0$20,325,829

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$20,365,065
Expenses per Audited Statements$20,325,829
Total Expenses per Form 990$20,325,829
Expenses Not Reported on Form 990$39,236
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,497,474$3,340,567▲ $843,093
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share deposits$354,253,094
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We currently have 36,463 members”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors are elected at the annual meeting of the membership”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the Executive Vice President”

Form 990, Part VI, Section B, Line 12C

“All employees and volunteers are required to sign the policy when hired and on an annual basis”

Form 990, Part VI, Section B, Line 15

“Compensation is determined by Grade and Level for each position”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Granite State Credit Union
EIN
02-0227484
Phone
6036682221
Address
1415 Elm Street, Manchester, NH 03101

Signing Officer

Name
Robert Fleury
Title
Executive Vice President/CFO
Phone
6036682221
Signed
2018-04-05

Organization Details

Principal Officer
Denise L Caristi
Formed
1945
Legal Domicile
Nh
Voting Board Members
8
Independent Board Members
7
Employees
185
Volunteers
9
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Donations”

Schedule D, Part XII, Line 2D

“Donations”

Raw XML AppendixShowing 400 of 756 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Allen Pattee
IRS990/Form990PartVIISectionAGrp/PersonNm1Paul Ramsey
IRS990/Form990PartVIISectionAGrp/PersonNm2Gerard Ferrari
IRS990/Form990PartVIISectionAGrp/PersonNm3Margie Hodes
IRS990/Form990PartVIISectionAGrp/PersonNm4Deborah Vandeberghe
IRS990/Form990PartVIISectionAGrp/PersonNm5Renee Crawford
IRS990/Form990PartVIISectionAGrp/PersonNm6Bruce Wiggett Sr
IRS990/Form990PartVIISectionAGrp/PersonNm7Denise L Caristi
IRS990/Form990PartVIISectionAGrp/PersonNm8Timothy M Naro
IRS990/Form990PartVIISectionAGrp/PersonNm9Robert A Fleury
IRS990/Form990PartVIISectionAGrp/PersonNm10Michele M Plaza
IRS990/Form990PartVIISectionAGrp/PersonNm11Karen L LaPlume
IRS990/Form990PartVIISectionAGrp/PersonNm12Lisa R Barowski
IRS990/Form990PartVIISectionAGrp/PersonNm13Dennis A Hebert
IRS990/Form990PartVIISectionAGrp/PersonNm14Tracey A Healey
IRS990/Form990PartVIISectionAGrp/PersonNm15Lisa D Egan
IRS990/Form990PartVIISectionAGrp/PersonNm16Lisa M Reeder
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11162193
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12155947
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13132124
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14114812
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15108424
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16107950
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt9Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Senior Vice President Member Experience
IRS990/Form990PartVIISectionAGrp/TitleTxt12Vice President/Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP Culture and Employee Engagement
IRS990/Form990PartVIISectionAGrp/TitleTxt14Vice President - Member Engagement
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice President - Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP Technology
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01945
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-116600
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt096500
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt022574333
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0265786
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt011
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01491145
IRS990/InsuranceGrp/TotalAmt0110433
IRS990/InterestGrp/TotalAmt01893
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0514167
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0514167
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt017994917
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt020985273
IRS990/IRPDocumentCnt010757
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt015123577
IRS990/LandBldgEquipBasisNetGrp/BOYAmt021054865
IRS990/LandBldgEquipBasisNetGrp/EOYAmt020157551
IRS990/LandBldgEquipCostOrOtherBssAmt035281128
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0213100
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt0133133
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt07683681
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt07683681
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Deposits and lending to credit union members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt029534228
IRS990/NetAssetsOrFundBalancesEOYAmt031375091
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-116600
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-116600
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0132653
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0132653
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt038468
IRS990/NetUnrlzdGainsLossesInvstAmt0-61408
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0808211
IRS990/OfficeExpensesGrp/TotalAmt0770730
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012932579
IRS990/OtherAssetsTotalGrp/EOYAmt014775631
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01522318
IRS990/OtherExpensesGrp/Desc0Provision Funding
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2Dividends paid to members
IRS990/OtherExpensesGrp/Desc3ATM program/checking expense
IRS990/OtherExpensesGrp/TotalAmt0535000
IRS990/OtherExpensesGrp/TotalAmt1671841
IRS990/OtherExpensesGrp/TotalAmt2814275
IRS990/OtherExpensesGrp/TotalAmt31889164
IRS990/OtherLiabilitiesGrp/BOYAmt0339589582
IRS990/OtherLiabilitiesGrp/EOYAmt0354253094
IRS990/OtherOrganizationDsc0Non-profit
IRS990/OtherRevenueTotalAmt07683681
IRS990/OtherSalariesAndWagesGrp/TotalAmt06379237
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0294755122
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0314152913
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0537390
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0575902
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0638230
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0657520
IRS990/PrincipalOfficerNm0Denise L Caristi
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Income on loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014014199
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014014199
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0438926
IRS990/PYOtherExpensesAmt09360567
IRS990/PYOtherRevenueAmt07390881
IRS990/PYProgramServiceRevenueAmt012744729
IRS990/PYRevenuesLessExpensesAmt01510882
IRS990/PYSalariesCompEmpBnftPaidAmt09703087
IRS990/PYTotalExpensesAmt019063654
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt020574536
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02497474
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03340567
IRS990/ReconcilationRevenueExpnssAmt01902271
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0132653
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt029534228
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt031375091
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018784250
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011297094
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt012065640
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04749156
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt016814796
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04241036
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010126005
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014367041
IRS990ScheduleD/ExpensesNotReportedAmt039236
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt020325829
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt03686947
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03686947
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt066871
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0248416

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$388,820,933
Liabilities
$357,445,842
Net assets
$31,375,091
Revenue
$22,228,100
Expenses
$20,325,829
Net income
$1,902,271
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$745$675$69.8$52.1$47.1$5.02
2024Detailed filing. Detailed filing data is available for this year.$706$642$64.3$48.9$42.7$6.21
2023Detailed filing. Detailed filing data is available for this year.$697$640$57.3$43.4$36.9$6.51
2022Detailed filing. Detailed filing data is available for this year.$634$583$50.7$34.2$29.4$4.82
2021Detailed filing. Detailed filing data is available for this year.$601$553$48.3$31.8$26.1$5.68
2020Detailed filing. Detailed filing data is available for this year.$530$487$43.1$29.3$25.6$3.70
2019Detailed filing. Detailed filing data is available for this year.$433$394$39.1$28.5$24.4$4.14
2018Detailed filing. Detailed filing data is available for this year.$414$380$34.5$25.4$22.1$3.33
2017Detailed filing. Detailed filing data is available for this year.$389$357$31.4$22.2$20.3$1.90
2016Detailed filing. Detailed filing data is available for this year.$372$343$29.5$20.6$19.1$1.51
2015Detailed filing. Detailed filing data is available for this year.$363$335$28.1$19.4$19.0$0.45
2014Detailed filing. Detailed filing data is available for this year.$334$306$27.8$18.5$16.5$2.01
2013Detailed filing. Detailed filing data is available for this year.$326$300$25.6$17.8$16.1$1.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$307$283$24.3$16.0
2011Summary only. Only limited summary data is available for this year.$290$267$22.7$16.9$16.2$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$279$257$21.7$16.1