Civic Intelligence

Triangle Credit Union

990 • Fiscal year 2019 • EIN 02-0223137

Jan 01, 2019 to Dec 31, 2019 • Filed on Sep 28, 2020

Organization ProfileWWW.TRIANGLECU.ORG

View Organization Page

33 Franklin StreetNashua, NH 03064

(603) 889-2470

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.93x

Higher debt load relative to assets than 99% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

90th percentile

20.42x

Higher debt load relative to revenue than 90% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

21st percentile

8.8%

Higher net margin than 21% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

56th percentile

$442,081

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

43rd percentile

5.7%

Faster asset growth than 43% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

67th percentile

12%

Faster revenue growth than 67% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$721,279,705

Up $38,821,385 (+5.7%) from 2018

Net Assets

Up

$52,140,357

Up $3,463,317 (+7.1%) from 2018

Liabilities

Up

$669,139,348

Up $35,358,068 (+5.6%) from 2018

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin21st percentile

Revenue

Up

$32,775,232

Up $3,413,648 (+12%) from 2018

Expenses

Up

$29,898,924

Up $4,228,640 (+16%) from 2018

Net Income

Down

$2,876,308

Down $814,992 (-22%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth43rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $459,998,793Liabilities 2010: $426,824,634Net Assets 2010: $33,174,1592010Assets 2011: $486,569,046Liabilities 2011: $452,067,951Net Assets 2011: $34,501,0952011Assets 2012: $487,413,079Liabilities 2012: $450,234,718Net Assets 2012: $37,178,3612012Assets 2013: $507,845,907Liabilities 2013: $468,037,249Net Assets 2013: $39,808,6582013Assets 2014: $523,493,840Liabilities 2014: $482,351,532Net Assets 2014: $41,142,3082014Assets 2015: $572,986,900Liabilities 2015: $530,812,721Net Assets 2015: $42,174,1792015Assets 2016: $630,786,090Liabilities 2016: $586,074,756Net Assets 2016: $44,711,3342016Assets 2017: $665,482,328Liabilities 2017: $618,410,847Net Assets 2017: $47,071,4812017Assets 2018: $682,458,320Liabilities 2018: $633,781,280Net Assets 2018: $48,677,0402018Assets 2019: $721,279,705Liabilities 2019: $669,139,348Net Assets 2019: $52,140,3572019Assets 2020: $826,708,185Liabilities 2020: $772,627,016Net Assets 2020: $54,081,1692020Assets 2021: $877,280,050Liabilities 2021: $818,394,175Net Assets 2021: $58,885,8752021Assets 2022: $916,891,739Liabilities 2022: $869,596,075Net Assets 2022: $47,295,6642022Assets 2023: $865,744,202Liabilities 2023: $811,223,576Net Assets 2023: $54,520,6262023Assets 2024: $842,892,172Liabilities 2024: $778,836,344Net Assets 2024: $64,055,8282024

Highlighted filing

2019

Assets$721,279,705
Liabilities$669,139,348
Net Assets$52,140,357
Open 2019 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $20,986,6772010Expenses 2011: $21,139,0832011Expenses 2012: $20,412,1462012Revenue 2013: $22,530,181Expenses 2013: $20,578,070Net Income 2013: $1,952,1112013Revenue 2014: $22,602,101Expenses 2014: $20,686,164Net Income 2014: $1,915,9372014Revenue 2015: $24,040,638Expenses 2015: $21,795,208Net Income 2015: $2,245,4302015Revenue 2016: $25,702,929Expenses 2016: $23,526,713Net Income 2016: $2,176,2162016Revenue 2017: $26,888,925Expenses 2017: $24,269,732Net Income 2017: $2,619,1932017Revenue 2018: $29,361,584Expenses 2018: $25,670,284Net Income 2018: $3,691,3002018Revenue 2019: $32,775,232Expenses 2019: $29,898,924Net Income 2019: $2,876,3082019Revenue 2020: $33,397,590Expenses 2020: $30,834,601Net Income 2020: $2,562,9892020Revenue 2021: $30,352,425Expenses 2021: $26,994,903Net Income 2021: $3,357,5222021Revenue 2022: $30,787,097Expenses 2022: $28,733,042Net Income 2022: $2,054,0552022Revenue 2023: $37,384,452Expenses 2023: $36,369,358Net Income 2023: $1,015,0942023Revenue 2024: $41,674,251Expenses 2024: $39,869,730Net Income 2024: $1,804,5212024

Highlighted filing

2019

Revenue$32,775,232
Expenses$29,898,924
Net Income$2,876,308
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Sep 28, 2020
Return Version
2019v5.0
Gross Receipts
$55,246,908
Mission and Program Overview

Mission

CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$585,074,292$598,180,051▲ $13,105,759
Investments in Publicly Traded Securities$50,930,988$55,269,109▲ $4,338,121
Rtn Earn Endowment Incm Other Fnds$48,677,040$52,140,357▲ $3,463,317
Savings and Temporary Cash Investments$10,867,289$29,704,985▲ $18,837,696
Land, Buildings, and Equipment, Net$9,930,006$11,477,098▲ $1,547,092
Cash and Non-Interest-Bearing Accounts$7,263,962$6,353,798▼ $910,164
Investments Other Securities$3,547,100$3,354,100▼ $193,000
Prepaid Expenses and Deferred Charges$1,508,090$1,876,408▲ $368,318
Receivables From Officers Etc$1,701,121$1,647,334▼ $53,787
Total Assets$682,458,320$721,279,705▲ $38,821,385
Other Assets Total$11,635,472$13,416,822▲ $1,781,350
Liabilities
Other Liabilities$563,991,434$596,369,282▲ $32,377,848
Mortgage Notes Payable Secured by Investment Property$68,709,011$70,935,036▲ $2,226,025
Accounts Payable and Accrued Expenses$939,816$1,752,923▲ $813,107
Escrow Account Liability$141,019$82,107▼ $58,912
Total Liabilities$633,781,280$669,139,348▲ $35,358,068
Net Assets / Fund Balance
Total Net Assets Fund Balance$48,677,040$52,140,357▲ $3,463,317
Total Liabilities and Net Assets / Fund Balance$682,458,320$721,279,705▲ $38,821,385

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,276,147$10,773,283$13,049,430
Buildings$4,407,784$2,599,469$7,007,253
Leasehold Improvements$862,320$1,661,928$2,524,248
Other Land Buildings$2,001,645$63,047$2,064,692
Land$1,929,202-$1,929,202
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark WarnerExecutive VPFT$321,700$120,381$442,081
Scott Mac KnightCEO and DireFT$358,357$39,541$397,898
Scott Mac KnightCEO and Director-$323,639$74,256$397,895
Pamela FordVP of LendinFT$166,075$37,450$203,525
Pamela FordVP of Lending-$150,568$52,957$203,525
John ZiembaSVP CommlendFT$148,215$22,322$170,537
John ZiembaSVP Commlending-$133,019$37,518$170,537
Lisa Van BieneVP of MemberFT$135,788$21,631$157,419
Lisa Van BieneVP of Member Service-$122,669$34,750$157,419
Jason SargeantVP/controlleFT$98,399$18,832$117,231
Jose Rivera HernandezVP of Data SFT$46,103$9,535$55,638

Board Members and Trustees

NameTitle
Margo CompagnaChairman
David DegulisDirector
Rick HolderDirector
Robert DuhaimeDirector
Robert Demers1st Vice Pre
Mark Richardson2nd Vice Pre
Rebecca MaclennanSecretary
David FredetteTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Health Plans INCMedical InsPO BOX 5199, SUITE 401, Westborough, MA 01581$1,753,173
Nes GroupConstruction905 S MAIN ST BLDG B STE 201, Mansfield, MA 02048$1,632,343
Ncr CorporationIt-atm14181 COLLECTION CENTER DRIVE, Chicago, IL 60693$868,579
Creg-temple Street LLCRent175 CANAL STREET, Manchester, NH 03101$472,252
Lee & Mason Financial Services LLCVsiPO BOX 270, Northville, NY 12134$423,369
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$24,351,645
Investment Income
$2,009,570
Other Revenue
$6,414,017
Change in Net Assets
$2,876,308

Audited Revenue Reconciliation

Revenue per Audited Statements
$32,775,232
Total Revenue per Audited Statements
$32,775,232
Total Revenue per Form 990
$32,775,232
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$17,601,357
Salaries, Compensation, and Employee Benefits$12,297,567
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$8,462,487
Other Salaries and Wages---$7,924,493
Other Employee Benefits---$2,174,228
Office Expenses---$2,106,458
Information Technology---$1,596,855
Current Officers, Directors, Trustees, and Key Employees---$1,544,326
Occupancy---$1,199,105
Depreciation Depletion---$986,165
Payroll Taxes---$654,520
All Other Expenses---$595,534
Other Expenses---$283,606
Conferences and Meetings---$176,446
Advertising---$169,759
Fees for Services Accounting---$161,268
Insurance---$114,457
Fees for Services Legal---$35,667
Total Functional Expenses$0$0$0$29,898,924

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$29,898,924
Total Expenses per Audited Statements$29,898,924
Total Expenses per Form 990$29,898,924
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,701,121$1,647,334▼ $53,787
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposit Accounts$593,927,357
Treasury Draft Due$1,744,690
Deferred Income$651,028
Other Liabilities$46,207
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Page 6, Part VI, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the incorporating documents, ie. Bylaws are approved by the membership.”

Form 990, Page 6, Part VI, Line 11B

“Due to the timing of board meetings and return filing the return may not be presented to the entire board for review prior to filing. Instead, it is reviewed by the cfo who authorizes its filing. The filed form 990 is then reviewed by the entire board at the next regularly scheduled meeting.”

Form 990, Page 6, Part VI, Line 12C

“REVIEWED ANNUALLY.”

Form 990, Page 6, Part VI, Line 15A

“The personnel committee which is made up of selected board members meet in the fourth quarter of every year to review data presented by the vp of human resources. The data reviewed is obtained by a third party who analyze job positions based on the same responsibility criteria. This information is used to determine salaries for all other positions as well. Generally, salaries range between 80% and 120% of the pay scale provided. The committee subsequently makes a recommendation to the full board of directors. Note: the compensation provider's data is collected from several well known salary surveys.”

Form 990, Page 6, Part VI, Line 15B

“The personnel committee which is made up of selected board members meet in the fourth quarter of every year to review data presented by the vp of human resources. The data reviewed is obtained by a third party who analyze job positions based on the same responsibility criteria. This information is used to determine salaries for all other positions as well. Generally, salaries range between 80% and 120% of the pay scale provided. The committee subsequently makes a recommendation to the full board of directors. Note: the compensation provider's data is collected from several well known salary surveys.”

Form 990, Page 6, Part VI, Line 19

“Information is posted at credit union branches and available upon request and at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Triangle Credit Union
EIN
02-0223137
Phone
6038892470
Address
33 FRANKLIN STREET, NASHUA, NH 03064

Signing Officer

Name
Jason Sargeant
Title
VP/controller
Phone
6038892470
Signed
2020-09-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jason Sargeant
Formed
1939
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
8
Employees
232
Volunteers
8

Preparer

Firm
Garvey Steele & Bancroft Llp
Address
PO BOX 397, MYSTIC, CT 06355-0397
Preparer
Michael R Garvey CPA
Phone
8605369831
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in pension obligation -775,131”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”

Raw XML AppendixShowing 400 of 713 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0939816
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01752923
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION
IRS990/AdvertisingGrp/TotalAmt0169759
IRS990/AllOtherExpensesGrp/TotalAmt0595534
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0JASON SARGEANT
IRS990/BooksInCareOfDetail/PhoneNum06038892470
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt033 FRANKLIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0NASHUA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd003064
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt07263962
IRS990/CashNonInterestBearingGrp/EOYAmt06353798
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt020
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01544326
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt0176446
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/ContractorCompensationGrp/CompensationAmt01753173
IRS990/ContractorCompensationGrp/CompensationAmt11632343
IRS990/ContractorCompensationGrp/CompensationAmt2868579
IRS990/ContractorCompensationGrp/CompensationAmt3472252
IRS990/ContractorCompensationGrp/CompensationAmt4423369
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 5199
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1905 S MAIN ST BLDG B STE 201
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt214181 COLLECTION CENTER DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3175 CANAL STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4PO BOX 270
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt0SUITE 401
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0WESTBOROUGH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1MANSFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3MANCHESTER
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4NORTHVILLE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3NH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd001581
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd102048
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd260693
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd303101
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd412134
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0HEALTH PLANS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1NES GROUP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2NCR CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3CREG-TEMPLE STREET LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4LEE & MASON FINANCIAL SERVICES LLC
IRS990/ContractorCompensationGrp/ServicesDesc0MEDICAL INS
IRS990/ContractorCompensationGrp/ServicesDesc1CONSTRUCTION
IRS990/ContractorCompensationGrp/ServicesDesc2IT-ATM
IRS990/ContractorCompensationGrp/ServicesDesc3RENT
IRS990/ContractorCompensationGrp/ServicesDesc4VSI
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02009570
IRS990/CYOtherExpensesAmt017601357
IRS990/CYOtherRevenueAmt06414017
IRS990/CYProgramServiceRevenueAmt024351645
IRS990/CYRevenuesLessExpensesAmt02876308
IRS990/CYSalariesCompEmpBnftPaidAmt012297567
IRS990/CYTotalExpensesAmt029898924
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt032775232
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0986165
IRS990/Desc0MAINTENANCE OF MEMBER DEPOSIT ACCOUNTS. NUMBER OF DEPOSIT ACCOUNTS IS 104,155. MAKING LOANS TO MEMBERS AT MARKET RATES OF INTEREST. NUMBER OF LOAN ACCOUNTS IS 25,203
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt0232
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountLiabilityGrp/BOYAmt0141019
IRS990/EscrowAccountLiabilityGrp/EOYAmt082107
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt0161268
IRS990/FeesForServicesLegalGrp/TotalAmt035667
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd11X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt087653
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt139541
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt237450
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt322322
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt421631
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt518832
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt69535
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/PersonNm0MARK WARNER
IRS990/Form990PartVIISectionAGrp/PersonNm1SCOTT MAC KNIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm2PAMELA FORD
IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN ZIEMBA
IRS990/Form990PartVIISectionAGrp/PersonNm4LISA VAN BIENE
IRS990/Form990PartVIISectionAGrp/PersonNm5JASON SARGEANT
IRS990/Form990PartVIISectionAGrp/PersonNm6JOSE RIVERA HERNANDEZ
IRS990/Form990PartVIISectionAGrp/PersonNm7MARGO COMPAGNA
IRS990/Form990PartVIISectionAGrp/PersonNm8DAVID DEGULIS
IRS990/Form990PartVIISectionAGrp/PersonNm9ROBERT DEMERS
IRS990/Form990PartVIISectionAGrp/PersonNm10ROBERT DUHAIME
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID FREDETTE
IRS990/Form990PartVIISectionAGrp/PersonNm12RICK HOLDER
IRS990/Form990PartVIISectionAGrp/PersonNm13REBECCA MACLENNAN
IRS990/Form990PartVIISectionAGrp/PersonNm14MARK RICHARDSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0354428
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1358357
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2166075
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3148215
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4135788
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt598399
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt646103
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt1CEO AND DIRE
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP OF LENDIN
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP COMMLEND
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP OF MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP/CONTROLLE
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP OF DATA S
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt91ST VICE PRE
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt142ND VICE PRE
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0273272
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt022744948
IRS990/GrossReceiptsAmt055246908
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01596855
IRS990/InsuranceGrp/TotalAmt0114457
IRS990/InterestGrp/TotalAmt08462487
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01736298
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01736298
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03547100
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03354100
IRS990/InvestmentsPubTradedSecGrp/BOYAmt050930988
IRS990/InvestmentsPubTradedSecGrp/EOYAmt055269109
IRS990/IRPDocumentCnt012278
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt015097727
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09930006
IRS990/LandBldgEquipBasisNetGrp/EOYAmt011477098
IRS990/LandBldgEquipCostOrOtherBssAmt026574825
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt022471676
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0154712
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0270031
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt0115319
IRS990/MissionDesc0A STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES BY TAKING DEPOSITS FROM AND MAKING LOANS TO ITS MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt068709011
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt070935036
IRS990/NetAssetsOrFundBalancesBOYAmt048677040
IRS990/NetAssetsOrFundBalancesEOYAmt052140357
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0273272
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0273272
IRS990/NetUnrlzdGainsLossesInvstAmt01362140
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt01199105
IRS990/OfficeExpensesGrp/TotalAmt02106458
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt011635472
IRS990/OtherAssetsTotalGrp/EOYAmt013416822
IRS990/OtherChangesInNetAssetsAmt0-775131
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02174228
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt0839000
IRS990/OtherExpensesGrp/TotalAmt1463629
IRS990/OtherExpensesGrp/TotalAmt2410921
IRS990/OtherExpensesGrp/TotalAmt3283606
IRS990/OtherLiabilitiesGrp/BOYAmt0563991434
IRS990/OtherLiabilitiesGrp/EOYAmt0596369282
IRS990/OtherRevenueMiscGrp/Desc0MEMBER FEES & CHARGES
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc2MORTGAGE ORIGINATION FEES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05339356
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1470427
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2334203
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05339356
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1470427
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2334203
IRS990/OtherRevenueTotalAmt06414017
IRS990/OtherSalariesAndWagesGrp/TotalAmt07924493
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0585074292
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0598180051
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0654520
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01508090
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01876408
IRS990/PrincipalOfficerNm0JASON SARGEANT
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt024351645
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt024351645
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01580363
IRS990/PYOtherExpensesAmt014501363
IRS990/PYOtherRevenueAmt06446054
IRS990/PYProgramServiceRevenueAmt021335167
IRS990/PYRevenuesLessExpensesAmt03691300
IRS990/PYSalariesCompEmpBnftPaidAmt011168921
IRS990/PYTotalExpensesAmt025670284
IRS990/PYTotalRevenueAmt029361584
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01701121
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01647334
IRS990/ReconcilationRevenueExpnssAmt02876308
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt048677040
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt052140357
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010867289
IRS990/SavingsAndTempCashInvstGrp/EOYAmt029704985
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt04407784
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02599469
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07007253
IRS990ScheduleD/EquipmentGrp/BookValueAmt02276147
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010773283
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt013049430
IRS990ScheduleD/ExpensesSubtotalAmt029898924
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt01929202
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01929202
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0862320
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01661928
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02524248
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02001645
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt063047
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02064692
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0593927357
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11744690
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2651028
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt346207
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1TREASURY DRAFT DUE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2DEFERRED INCOME
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3OTHER LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt032775232
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011477098
IRS990ScheduleD/TotalExpensesPerForm990Amt029898924
IRS990ScheduleD/TotalLiabilityAmt0596369282
IRS990ScheduleD/TotalRevenuePerForm990Amt032775232
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt032775232
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt029898924
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0321700
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1323639
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2150568
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3133019
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4122669
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount032728
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount134718
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount215507
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount315196
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount413119
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt059193
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt134727

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$721,279,705
Liabilities
$669,139,348
Net assets
$52,140,357
Revenue
$32,775,232
Expenses
$29,898,924
Net income
$2,876,308
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$843$779$64.1$41.7$39.9$1.80
2023Detailed filing. Detailed filing data is available for this year.$866$811$54.5$37.4$36.4$1.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$917$870$47.3$30.8$28.7$2.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$877$818$58.9$30.4$27.0$3.36
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$827$773$54.1$33.4$30.8$2.56
2019Detailed filing. Detailed filing data is available for this year.$721$669$52.1$32.8$29.9$2.88
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$682$634$48.7$29.4$25.7$3.69
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$665$618$47.1$26.9$24.3$2.62
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$631$586$44.7$25.7$23.5$2.18
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$573$531$42.2$24.0$21.8$2.25
2014Detailed filing. Detailed filing data is available for this year.$523$482$41.1$22.6$20.7$1.92
2013Detailed filing. Detailed filing data is available for this year.$508$468$39.8$22.5$20.6$1.95
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$487$450$37.2$20.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$487$452$34.5$21.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$460$427$33.2$21.0
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2019 filings • 501(c)14 • $250M-$1B nonprofits