Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
EIN 02-0223137 • 501(c)14 • Nashua, NH
Profile
CREDIT UNION
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
Liabilities / Revenue
84th percentile
Higher debt load relative to revenue than 84% of similar nonprofits.
Net Margin
24th percentile
Higher net margin than 24% of similar nonprofits.
Top Officer Pay
47th percentile
Higher top officer pay than 47% of similar nonprofits.
Top officer pay equals 1.1% of source-year revenue.
Asset Growth
12th percentile
Faster asset growth than 12% of similar nonprofits.
Revenue Growth
36th percentile
Faster revenue growth than 36% of similar nonprofits.
Assets
Down$842,892,172
Down $22,852,030 (-2.6%) from 2023
Liabilities
Down$778,836,344
Down $32,387,232 (-4.0%) from 2023
Net Assets
Up$64,055,828
Up $9,535,202 (+17%) from 2023
Revenue
Up$41,674,251
Up $4,289,799 (+11%) from 2023
Expenses
Up$39,869,730
Up $3,500,372 (+9.6%) from 2023
Net Income
Up$1,804,521
Up $789,427 (+78%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
CREDIT UNION
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $616,828,000 | $571,956,862 | ▼ $44,871,138 |
| Investments in Publicly Traded Securities | $174,616,154 | $148,887,228 | ▼ $25,728,926 |
| Savings and Temporary Cash Investments | $23,504,338 | $70,662,505 | ▲ $47,158,167 |
| Rtn Earn Endowment Incm Other Fnds | $54,520,626 | $64,055,828 | ▲ $9,535,202 |
| Land, Buildings, and Equipment, Net | $10,480,525 | $10,358,165 | ▼ $122,360 |
| Cash and Non-Interest-Bearing Accounts | $7,739,936 | $7,811,207 | ▲ $71,271 |
| Prepaid Expenses and Deferred Charges | $3,759,766 | $5,485,906 | ▲ $1,726,140 |
| Investments Other Securities | $5,111,900 | $3,826,400 | ▼ $1,285,500 |
| Total Assets | $865,744,202 | $842,892,172 | ▼ $22,852,030 |
| Other Assets Total | $23,703,583 | $23,903,899 | ▲ $200,316 |
| Liabilities | |||
| Other Liabilities | $672,294,578 | $690,916,688 | ▲ $18,622,110 |
| Mortgage Notes Payable Secured by Investment Property | $131,339,937 | $82,054,798 | ▼ $49,285,139 |
| Accounts Payable and Accrued Expenses | $7,589,061 | $5,864,858 | ▼ $1,724,203 |
| Total Liabilities | $811,223,576 | $778,836,344 | ▼ $32,387,232 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $54,520,626 | $64,055,828 | ▲ $9,535,202 |
| Total Liabilities and Net Assets / Fund Balance | $865,744,202 | $842,892,172 | ▼ $22,852,030 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $2,203,543 | $14,729,104 | $16,932,647 |
| Buildings | $4,410,995 | $3,643,416 | $8,054,411 |
| Leasehold Improvements | $1,706,281 | $2,666,561 | $4,372,842 |
| Land | $1,929,202 | - | $1,929,202 |
| Other Land Buildings | $108,144 | $122,546 | $230,690 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| A Scott Macknight | President/ C | FT | $459,361 | $4,316 | $463,677 |
| A Scott Macknight | President/ CEO | - | $440,494 | $44,249 | $463,677 |
| Pamela Ford | SVP of Lendi | FT | $168,168 | $26,342 | $194,510 |
| Pamela Ford | SVP of Lending | - | $161,442 | $41,660 | $194,510 |
| Jose Rivera Hernandez | SVP of It Se | FT | $156,103 | $35,321 | $191,424 |
| Jose Rivera Hernandez | SVP of It Services | - | $149,300 | $47,839 | $191,424 |
| Rebecca Thomas | SVP Marketin | FT | $150,143 | $40,451 | $190,594 |
| Rebecca Thomas | SVP Marketing | - | $143,802 | $21,126 | $190,594 |
| Lisa Van Biene | VP of Member | FT | $159,210 | $13,539 | $172,749 |
| Lisa Van Biene | VP of Member Service | - | $152,886 | $19,863 | $172,749 |
| Karin Taylor | SVP Human Re | FT | $163,386 | $2,774 | $166,160 |
| Karin Taylor | SVP Human Resources | - | $156,789 | $9,371 | $166,160 |
| John Ziemba | SVP Comm Len | FT | $143,451 | $13,977 | $157,428 |
| John Ziemba | SVP Comm Lending | - | $136,911 | $10,810 | $157,428 |
| Karen Wood | Fmr CFO/SVP | FT | $119,653 | - | $119,653 |
| Ivan Rochford | It Manager | FT | $118,667 | - | $118,667 |
| Lana Dal Molin | VP Comm Outr | FT | $104,709 | - | $104,709 |
| Mark Palermo | CFO/SVP of F | FT | $30,463 | $7,467 | $37,930 |
| Name | Title |
|---|---|
| Margo Compagna | Chairperson |
| Robert Demers | Vice Chairpe |
| Adeel Tahir | Director |
| David Degulis | Director |
| Lilian Salas Espaillat | Director |
| Mark Richardson | Director |
| Robert Duhaime | Director |
| Rebecca Maclennan | Secretary |
| David Fredette | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Health Plans INC | Medical Ins | PO BOX 5199, SUITE 403, Westborough, MA 01581 | $2,171,630 |
| Ncr Corporation | It-atm | 14181 COLLECTION CENTER DRIVE, Chicago, IL 60693 | $811,769 |
| Dg Investment Intermediate Hldg | Atm Maintenance | PO BOX 53008, Lubbocl, TX 79453 | $547,495 |
| Fiserv | It | PO BOX 99924, Grapevine, TX 76099-9724 | $529,216 |
| Whiting Building LLC | Rent | 33 MAIN ST, Nashua, NH 03064 | $513,799 |
| Line Item | Amount |
|---|---|
| Other Expenses | $27,642,523 |
| Salaries, Compensation, and Employee Benefits | $12,227,207 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $15,865,652 |
| Other Salaries and Wages | - | - | - | $8,306,850 |
| Office Expenses | - | - | - | $2,742,620 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,675,011 |
| Other Employee Benefits | - | - | - | $1,573,838 |
| Information Technology | - | - | - | $1,524,460 |
| Occupancy | - | - | - | $1,346,537 |
| Depreciation Depletion | - | - | - | $1,239,292 |
| All Other Expenses | - | - | - | $903,031 |
| Payroll Taxes | - | - | - | $671,508 |
| Other Expenses | - | - | - | $397,324 |
| Fees for Services Accounting | - | - | - | $162,789 |
| Advertising | - | - | - | $142,180 |
| Insurance | - | - | - | $133,470 |
| Conferences and Meetings | - | - | - | $112,717 |
| Fees for Services Legal | - | - | - | $89,688 |
| Total Functional Expenses | $0 | $0 | $0 | $39,869,730 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $39,869,730 |
| Total Expenses per Audited Statements | $39,869,730 |
| Total Expenses per Form 990 | $39,869,730 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares and Deposit Accounts | $686,876,694 |
| Treasury Draft Due | $3,568,363 |
| Deferred Compensation | $381,471 |
| Other Liabilities | $90,160 |
“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”
“Each member has a vote at the election of the board of directors.”
“Any changes to the incorporating documents, ie. Bylaws are approved by the membership.”
“Due to the timing of board meetings and return filing the return may not be presented to the entire board for review prior to filing. Instead, it is reviewed by the cfo who authorizes its filing. The filed form 990 is then reviewed by the entire board at the next regularly scheduled meeting.”
“REVIEWED ANNUALLY.”
“The personnel committee which is made up of selected board members meet in the fourth quarter of every year to review data presented by the vp of human resources. The data reviewed is obtained by a third party who analyze job positions based on the same responsibility criteria. This information is used to determine salaries for all other positions as well. Generally, salaries range between 80% and 120% of the pay scale provided. The committee subsequently makes a recommendation to the full board of directors. Note: the compensation provider's data is collected from several well known salary surveys.”
“The personnel committee which is made up of selected board members meet in the fourth quarter of every year to review data presented by the vp of human resources. The data reviewed is obtained by a third party who analyze job positions based on the same responsibility criteria. This information is used to determine salaries for all other positions as well. Generally, salaries range between 80% and 120% of the pay scale provided. The committee subsequently makes a recommendation to the full board of directors. Note: the compensation provider's data is collected from several well known salary surveys.”
“Information is posted at credit union branches and available upon request and at the annual meeting.”
“Change in pension obligation 2,113,027”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 7589061 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 5864858 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 142180 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 903031 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MARK PALERMO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6038892470 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 33 FRANKLIN STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NASHUA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 03064 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 7739936 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7811207 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 19 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1675011 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 112717 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | true |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 2171630 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 811769 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 547495 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 529216 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 513799 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 5199 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 14181 COLLECTION CENTER DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 53008 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 99924 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 33 MAIN ST |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt | 0 | SUITE 403 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | WESTBOROUGH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | LUBBOCL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | GRAPEVINE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | NASHUA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | NH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 01581 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 60693 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 79453 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 760999724 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 03064 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | HEALTH PLANS INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | NCR CORPORATION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | DG INVESTMENT INTERMEDIATE HLDG |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | FISERV |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | WHITING BUILDING LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine2Txt | 0 | DBA CONERGENT TECHNOLOGIES INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | MEDICAL INS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | IT-ATM |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | ATM MAINTENANCE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | IT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | RENT |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4985233 |
| IRS990/CYOtherExpensesAmt | 0 | 27642523 |
| IRS990/CYOtherRevenueAmt | 0 | 6917806 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 29771212 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1804521 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 12227207 |
| IRS990/CYTotalExpensesAmt | 0 | 39869730 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 41674251 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1239292 |
| IRS990/Desc | 0 | MAINTENANCE OF MEMBER DEPOSIT ACCOUNTS. NUMBER OF DEPOSIT ACCOUNTS IS 103,558. MAKING LOANS TO MEMBERS AT MARKET RATES OF INTEREST. NUMBER OF LOAN ACCOUNTS IS 19,549. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 204 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 162789 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 89688 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 4316 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 26342 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 35321 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 40451 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 13539 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 2774 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 13977 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 7467 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | A SCOTT MACKNIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | PAMELA FORD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOSE RIVERA HERNANDEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | REBECCA THOMAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LISA VAN BIENE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KARIN TAYLOR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOHN ZIEMBA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KAREN WOOD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | IVAN ROCHFORD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LANA DAL MOLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MARK PALERMO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MARGO COMPAGNA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | DAVID DEGULIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | ROBERT DEMERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | ROBERT DUHAIME |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LILIAN SALAS ESPAILLAT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | DAVID FREDETTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | REBECCA MACLENNAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | MARK RICHARDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | ADEEL TAHIR |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 459361 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 168168 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 156103 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 150143 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 159210 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 163386 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 143451 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 119653 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 118667 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 104709 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 30463 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/ C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SVP OF LENDI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SVP OF IT SE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SVP MARKETIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VP OF MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SVP HUMAN RE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SVP COMM LEN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | FMR CFO/SVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | IT MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VP COMM OUTR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CFO/SVP OF F |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -32700 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 21657 |
| IRS990/GrossReceiptsAmt | 0 | 41728608 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 11 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 1524460 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 133470 |
| IRS990/InterestGrp/TotalAmt | 0 | 15865652 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 5017933 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 5017933 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 5111900 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 3826400 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 174616154 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 148887228 |
| IRS990/IRPDocumentCnt | 0 | 11968 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 21161627 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 10480525 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 10358165 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 31519792 |
| IRS990/LegalDomicileStateCd | 0 | NH |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 54357 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 48685 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 151828 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 103143 |
| IRS990/MissionDesc | 0 | A STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES BY TAKING DEPOSITS FROM AND MAKING LOANS TO ITS MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 131339937 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 82054798 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 54520626 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 64055828 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -32700 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -32700 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 5617654 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1346537 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2742620 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 23703583 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 23903899 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2113027 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1573838 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | ONLINE BANKING |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | EQUIPMENT MAINTENANCE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1555127 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 948770 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 478866 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 397324 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 672294578 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 690916688 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MEMBER FEES & CHARGES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | MORTGAGE ORIGINATION FEES |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6009498 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 595470 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 161010 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 6009498 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 595470 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 161010 |
| IRS990/OtherRevenueTotalAmt | 0 | 6917806 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 8306850 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 616828000 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 571956862 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 671508 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 3759766 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 5485906 |
| IRS990/PrincipalOfficerNm | 0 | A SCOTT MACKNIGHT |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 29771212 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 29771212 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 2771252 |
| IRS990/PYOtherExpensesAmt | 0 | 22819626 |
| IRS990/PYOtherRevenueAmt | 0 | 7348407 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 27264793 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1015094 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 13549732 |
| IRS990/PYTotalExpensesAmt | 0 | 36369358 |
| IRS990/PYTotalRevenueAmt | 0 | 37384452 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1804521 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | true |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 54520626 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 64055828 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 23504338 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 70662505 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4410995 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3643416 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 8054411 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 2203543 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 14729104 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 16932647 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 39869730 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1929202 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1929202 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 1706281 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 2666561 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 4372842 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 108144 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 122546 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 230690 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 686876694 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 3568363 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 381471 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 90160 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSIT ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | TREASURY DRAFT DUE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | DEFERRED COMPENSATION |
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