Civic Intelligence

Triangle Credit Union

990 • Fiscal year 2021 • EIN 02-0223137

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 07, 2022

Organization ProfileWWW.TRIANGLECU.ORG

View Organization Page

33 Franklin StreetNashua, NH 03064

(603) 889-2470

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

0.93x

Higher debt load relative to assets than 98% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Liabilities / Revenue

88th percentile

26.96x

Higher debt load relative to revenue than 88% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Net Margin

19th percentile

11%

Higher net margin than 19% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Top Officer Pay

76th percentile

$530,367

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Asset Growth

13th percentile

6.1%

Faster asset growth than 13% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Revenue Growth

5th percentile

-9.1%

Faster revenue growth than 5% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets98th percentile

Assets

Up

$877,280,050

Up $50,571,865 (+6.1%) from 2020

Net Assets

Up

$58,885,875

Up $4,804,706 (+8.9%) from 2020

Liabilities

Up

$818,394,175

Up $45,767,159 (+5.9%) from 2020

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin19th percentile

Revenue

Down

$30,352,425

Down $3,045,165 (-9.1%) from 2020

Expenses

Down

$26,994,903

Down $3,839,698 (-12%) from 2020

Net Income

Up

$3,357,522

Up $794,533 (+31%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $459,998,793Liabilities 2010: $426,824,634Net Assets 2010: $33,174,1592010Assets 2011: $486,569,046Liabilities 2011: $452,067,951Net Assets 2011: $34,501,0952011Assets 2012: $487,413,079Liabilities 2012: $450,234,718Net Assets 2012: $37,178,3612012Assets 2013: $507,845,907Liabilities 2013: $468,037,249Net Assets 2013: $39,808,6582013Assets 2014: $523,493,840Liabilities 2014: $482,351,532Net Assets 2014: $41,142,3082014Assets 2015: $572,986,900Liabilities 2015: $530,812,721Net Assets 2015: $42,174,1792015Assets 2016: $630,786,090Liabilities 2016: $586,074,756Net Assets 2016: $44,711,3342016Assets 2017: $665,482,328Liabilities 2017: $618,410,847Net Assets 2017: $47,071,4812017Assets 2018: $682,458,320Liabilities 2018: $633,781,280Net Assets 2018: $48,677,0402018Assets 2019: $721,279,705Liabilities 2019: $669,139,348Net Assets 2019: $52,140,3572019Assets 2020: $826,708,185Liabilities 2020: $772,627,016Net Assets 2020: $54,081,1692020Assets 2021: $877,280,050Liabilities 2021: $818,394,175Net Assets 2021: $58,885,8752021Assets 2022: $916,891,739Liabilities 2022: $869,596,075Net Assets 2022: $47,295,6642022Assets 2023: $865,744,202Liabilities 2023: $811,223,576Net Assets 2023: $54,520,6262023Assets 2024: $842,892,172Liabilities 2024: $778,836,344Net Assets 2024: $64,055,8282024

Highlighted filing

2021

Assets$877,280,050
Liabilities$818,394,175
Net Assets$58,885,875
Open 2021 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $20,986,6772010Expenses 2011: $21,139,0832011Expenses 2012: $20,412,1462012Revenue 2013: $22,530,181Expenses 2013: $20,578,070Net Income 2013: $1,952,1112013Revenue 2014: $22,602,101Expenses 2014: $20,686,164Net Income 2014: $1,915,9372014Revenue 2015: $24,040,638Expenses 2015: $21,795,208Net Income 2015: $2,245,4302015Revenue 2016: $25,702,929Expenses 2016: $23,526,713Net Income 2016: $2,176,2162016Revenue 2017: $26,888,925Expenses 2017: $24,269,732Net Income 2017: $2,619,1932017Revenue 2018: $29,361,584Expenses 2018: $25,670,284Net Income 2018: $3,691,3002018Revenue 2019: $32,775,232Expenses 2019: $29,898,924Net Income 2019: $2,876,3082019Revenue 2020: $33,397,590Expenses 2020: $30,834,601Net Income 2020: $2,562,9892020Revenue 2021: $30,352,425Expenses 2021: $26,994,903Net Income 2021: $3,357,5222021Revenue 2022: $30,787,097Expenses 2022: $28,733,042Net Income 2022: $2,054,0552022Revenue 2023: $37,384,452Expenses 2023: $36,369,358Net Income 2023: $1,015,0942023Revenue 2024: $41,674,251Expenses 2024: $39,869,730Net Income 2024: $1,804,5212024

Highlighted filing

2021

Revenue$30,352,425
Expenses$26,994,903
Net Income$3,357,522
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 7, 2022
Return Version
2021v4.0
Gross Receipts
$65,365,986
Mission and Program Overview

Mission

CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$554,096,419$529,705,721▼ $24,390,698
Investments in Publicly Traded Securities$50,887,038$166,332,508▲ $115,445,470
Savings and Temporary Cash Investments$180,413,267$137,107,352▼ $43,305,915
Rtn Earn Endowment Incm Other Fnds$54,081,169$58,885,875▲ $4,804,706
Land, Buildings, and Equipment, Net$11,439,974$10,776,450▼ $663,524
Cash and Non-Interest-Bearing Accounts$5,895,387$6,728,742▲ $833,355
Prepaid Expenses and Deferred Charges$2,501,943$4,475,901▲ $1,973,958
Investments Other Securities$3,354,100$2,929,500▼ $424,600
Total Assets$826,708,185$877,280,050▲ $50,571,865
Other Assets Total$18,120,057$19,223,876▲ $1,103,819
Liabilities
Other Liabilities$706,318,196$755,956,871▲ $49,638,675
Mortgage Notes Payable Secured by Investment Property$64,554,494$60,450,000▼ $4,104,494
Accounts Payable and Accrued Expenses$1,602,782$1,827,482▲ $224,700
Escrow Account Liability$151,544$159,822▲ $8,278
Total Liabilities$772,627,016$818,394,175▲ $45,767,159
Net Assets / Fund Balance
Total Net Assets Fund Balance$54,081,169$58,885,875▲ $4,804,706
Total Liabilities and Net Assets / Fund Balance$826,708,185$877,280,050▲ $50,571,865

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,370,668$12,212,593$14,583,261
Buildings$4,085,822$3,008,171$7,093,993
Leasehold Improvements$2,282,417$2,075,627$4,358,044
Land$1,929,202-$1,929,202
Other Land Buildings$108,341$87,407$195,748
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott Mac KnightCEO and DireFT$365,639$164,728$530,367
Scott Mac KnightCEO and Director-$325,767$204,600$530,367
Mark WarnerExecutive VPFT$291,147$138,209$429,356
Pamela FordVP of LendinFT$164,058$77,146$241,204
Pamela FordVP of Lending-$147,014$94,190$241,204
Karin TaylorSVP Human ReFT$143,204$55,100$198,304
Karin TaylorSVP Human Resources-$128,232$70,072$198,304
Rebecca ThomasSVP MarketinFT$132,561$49,538$182,099
Rebecca ThomasSVP Marketing-$117,706$64,393$182,099
Jose Rivera HernandezVP of Data SFT$145,433$36,199$181,632
Jose Rivera HernandezVP of Data Services-$130,288$51,344$181,632
Lisa Van BieneVP of MemberFT$134,500$40,110$174,610
Lisa Van BieneVP of Member Service-$120,538$54,072$174,610
John ZiembaSVP CommlendFT$133,553$40,150$173,703
John ZiembaSVP Commlending-$117,908$55,795$173,703
John AbahamssonDs ManagerFT$113,394$3,005$116,399
Karen WoodVP FinanceFT$96,843$12,480$109,323

Board Members and Trustees

NameTitle
Margo CompagnaChairman
Adeel TahirDirector
David DegulisDirector
Lilian RodriguezDirector
Robert DuhaimeDirector
Robert Demers1st Vice Pre
Mark Richardson2nd Vice Pre
Rebecca MaclennanSecretary
David FredetteTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Health Plans INCMedical InsPO BOX 5199, SUITE 401, Westborough, MA 01581$2,316,768
Ncr CorporationIt-atm14181 COLLECTION CENTER DRIVE, Chicago, IL 60693$1,008,730
National Credit Union AdministrationAsset InsurancePO BOX 979069, St Louis, MO 63197-9000$644,226
Creg-temple Street LLCRent175 CANAL STREET, Manchester, NH 03101$489,830
FiservItPO BOX 99924, Grapevine, TX 76099-9724$407,891
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,917,232
Investment Income
$1,700,107
Other Revenue
$7,735,086
Change in Net Assets
$3,357,522

Audited Revenue Reconciliation

Revenue per Audited Statements
$30,352,425
Total Revenue per Audited Statements
$30,352,425
Total Revenue per Form 990
$30,352,425
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$13,946,827
Salaries, Compensation, and Employee Benefits$13,048,076
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$7,997,258
Interest---$5,128,526
Office Expenses---$2,509,348
Current Officers, Directors, Trustees, and Key Employees---$2,336,995
Other Employee Benefits---$2,012,979
Information Technology---$1,889,770
Occupancy---$1,270,810
Depreciation Depletion---$1,137,971
Payroll Taxes---$700,844
All Other Expenses---$270,584
Fees for Services Accounting---$249,467
Other Expenses---$146,592
Advertising---$144,925
Insurance---$129,137
Conferences and Meetings---$82,089
Fees for Services Legal---$6,828
Total Functional Expenses$0$0$0$26,994,903

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$26,994,903
Total Expenses per Audited Statements$26,994,903
Total Expenses per Form 990$26,994,903
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposit Accounts$751,710,797
Treasury Draft Due$3,561,292
Deferred Compensation$625,227
Other Liabilities$59,555
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Page 6, Part VI, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the incorporating documents, ie. Bylaws are approved by the membership.”

Form 990, Page 6, Part VI, Line 11B

“Due to the timing of board meetings and return filing the return may not be presented to the entire board for review prior to filing. Instead, it is reviewed by the cfo who authorizes its filing. The filed form 990 is then reviewed by the entire board at the next regularly scheduled meeting.”

Form 990, Page 6, Part VI, Line 12C

“REVIEWED ANNUALLY.”

Form 990, Page 6, Part VI, Line 15A

“The personnel committee which is made up of selected board members meet in the fourth quarter of every year to review data presented by the vp of human resources. The data reviewed is obtained by a third party who analyze job positions based on the same responsibility criteria. This information is used to determine salaries for all other positions as well. Generally, salaries range between 80% and 120% of the pay scale provided. The committee subsequently makes a recommendation to the full board of directors. Note: the compensation provider's data is collected from several well known salary surveys.”

Form 990, Page 6, Part VI, Line 15B

“The personnel committee which is made up of selected board members meet in the fourth quarter of every year to review data presented by the vp of human resources. The data reviewed is obtained by a third party who analyze job positions based on the same responsibility criteria. This information is used to determine salaries for all other positions as well. Generally, salaries range between 80% and 120% of the pay scale provided. The committee subsequently makes a recommendation to the full board of directors. Note: the compensation provider's data is collected from several well known salary surveys.”

Form 990, Page 6, Part VI, Line 19

“Information is posted at credit union branches and available upon request and at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Triangle Credit Union
EIN
02-0223137
Phone
6038892470
Address
33 FRANKLIN STREET, NASHUA, NH 03064

Signing Officer

Name
Karen Wood
Title
VP Finance
Phone
6038892470
Signed
2022-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Mac Knight
Formed
1939
Legal Domicile
Nh
Voting Board Members
10
Independent Board Members
9
Employees
207
Volunteers
9

Preparer

Firm
Garvey Steele & Bancroft Llp
Address
PO BOX 397, MYSTIC, CT 06355-0397
Preparer
Michael R Garvey CPA
Phone
8605369831
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in pension obligation 405,115”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”

Raw XML AppendixShowing 400 of 620 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01602782
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01827482
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION
IRS990/AdvertisingGrp/TotalAmt0144925
IRS990/AllOtherExpensesGrp/TotalAmt0270584
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0KAREN WOOD
IRS990/BooksInCareOfDetail/PhoneNum06038892470
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt033 FRANKLIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0NASHUA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd003064
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt05895387
IRS990/CashNonInterestBearingGrp/EOYAmt06728742
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt023
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02336995
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt082089
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/ContractorCompensationGrp/CompensationAmt02316768
IRS990/ContractorCompensationGrp/CompensationAmt11008730
IRS990/ContractorCompensationGrp/CompensationAmt2644226
IRS990/ContractorCompensationGrp/CompensationAmt3489830
IRS990/ContractorCompensationGrp/CompensationAmt4407891
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 5199
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt114181 COLLECTION CENTER DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 979069
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3175 CANAL STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4PO BOX 99924
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt0SUITE 401
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0WESTBOROUGH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2ST LOUIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3MANCHESTER
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4GRAPEVINE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3NH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd001581
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd160693
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd2631979000
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd303101
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd4760999724
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0HEALTH PLANS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1NCR CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2NATIONAL CREDIT UNION ADMINISTRATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3CREG-TEMPLE STREET LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4FISERV
IRS990/ContractorCompensationGrp/ServicesDesc0MEDICAL INS
IRS990/ContractorCompensationGrp/ServicesDesc1IT-ATM
IRS990/ContractorCompensationGrp/ServicesDesc2ASSET INSURANCE
IRS990/ContractorCompensationGrp/ServicesDesc3RENT
IRS990/ContractorCompensationGrp/ServicesDesc4IT
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01700107
IRS990/CYOtherExpensesAmt013946827
IRS990/CYOtherRevenueAmt07735086
IRS990/CYProgramServiceRevenueAmt020917232
IRS990/CYRevenuesLessExpensesAmt03357522
IRS990/CYSalariesCompEmpBnftPaidAmt013048076
IRS990/CYTotalExpensesAmt026994903
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt030352425
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt01137971
IRS990/Desc0MAINTENANCE OF MEMBER DEPOSIT ACCOUNTS. NUMBER OF DEPOSIT ACCOUNTS IS 104,704. MAKING LOANS TO MEMBERS AT MARKET RATES OF INTEREST. NUMBER OF LOAN ACCOUNTS IS 22,149.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt0207
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountLiabilityGrp/BOYAmt0151544
IRS990/EscrowAccountLiabilityGrp/EOYAmt0159822
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt0249467
IRS990/FeesForServicesLegalGrp/TotalAmt06828
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt181.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd14X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt0164728
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1104742
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt277146
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt355100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt449538
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt536199
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt640110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt740150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt83005
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt912480
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/PersonNm0SCOTT MAC KNIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm1MARK WARNER
IRS990/Form990PartVIISectionAGrp/PersonNm2PAMELA FORD
IRS990/Form990PartVIISectionAGrp/PersonNm3KARIN TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm4REBECCA THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm5JOSE RIVERA HERNANDEZ
IRS990/Form990PartVIISectionAGrp/PersonNm6LISA VAN BIENE
IRS990/Form990PartVIISectionAGrp/PersonNm7JOHN ZIEMBA
IRS990/Form990PartVIISectionAGrp/PersonNm8JOHN ABAHAMSSON
IRS990/Form990PartVIISectionAGrp/PersonNm9KAREN WOOD
IRS990/Form990PartVIISectionAGrp/PersonNm10MARGO COMPAGNA
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID DEGULIS
IRS990/Form990PartVIISectionAGrp/PersonNm12ROBERT DEMERS
IRS990/Form990PartVIISectionAGrp/PersonNm13ROBERT DUHAIME
IRS990/Form990PartVIISectionAGrp/PersonNm14DAVID FREDETTE
IRS990/Form990PartVIISectionAGrp/PersonNm15REBECCA MACLENNAN
IRS990/Form990PartVIISectionAGrp/PersonNm16MARK RICHARDSON
IRS990/Form990PartVIISectionAGrp/PersonNm17LILIAN RODRIGUEZ
IRS990/Form990PartVIISectionAGrp/PersonNm18ADEEL TAHIR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0365639
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1324614
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2164058
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3143204
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4132561
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5145433
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6134500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7133553
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8113394
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt996843
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO AND DIRE
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP OF LENDIN
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP HUMAN RE
IRS990/Form990PartVIISectionAGrp/TitleTxt4SVP MARKETIN
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP OF DATA S
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP OF MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7SVP COMMLEND
IRS990/Form990PartVIISectionAGrp/TitleTxt8DS MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt121ST VICE PRE
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt162ND VICE PRE
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0873086
IRS990/GainOrLossGrp/SecuritiesAmt0-3396
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt034788448
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01094803
IRS990/GrossReceiptsAmt065365986
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01889770
IRS990/InsuranceGrp/TotalAmt0129137
IRS990/InterestGrp/TotalAmt05128526
IRS990/InvestmentIncomeGrp/ExclusionAmt0830417
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0830417
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03354100
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02929500
IRS990/InvestmentsPubTradedSecGrp/BOYAmt050887038
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0166332508
IRS990/IRPDocumentCnt010612
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt017383798
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011439974
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010776450
IRS990/LandBldgEquipCostOrOtherBssAmt028160248
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt033915362
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01098199
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0538099
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0635191
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt097092
IRS990/MissionDesc0A STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES BY TAKING DEPOSITS FROM AND MAKING LOANS TO ITS MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt064554494
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt060450000
IRS990/NetAssetsOrFundBalancesBOYAmt054081169
IRS990/NetAssetsOrFundBalancesEOYAmt058885875
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0869690
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0869690
IRS990/NetUnrlzdGainsLossesInvstAmt01042069
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt01270810
IRS990/OfficeExpensesGrp/TotalAmt02509348
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt018120057
IRS990/OtherAssetsTotalGrp/EOYAmt019223876
IRS990/OtherChangesInNetAssetsAmt0405115
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02012979
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/Desc2EQUIPMENT MAINTENANCE
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt0367735
IRS990/OtherExpensesGrp/TotalAmt1345398
IRS990/OtherExpensesGrp/TotalAmt2267647
IRS990/OtherExpensesGrp/TotalAmt3146592
IRS990/OtherLiabilitiesGrp/BOYAmt0706318196
IRS990/OtherLiabilitiesGrp/EOYAmt0755956871
IRS990/OtherRevenueMiscGrp/Desc0MEMBER FEES & CHARGES
IRS990/OtherRevenueMiscGrp/Desc1MEMBER SERVICING RIGHT INCOME
IRS990/OtherRevenueMiscGrp/Desc2OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05947016
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1683912
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2468967
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05947016
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1683912
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2468967
IRS990/OtherRevenueTotalAmt07735086
IRS990/OtherSalariesAndWagesGrp/TotalAmt07997258
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0554096419
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0529705721
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0700844
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02501943
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04475901
IRS990/PrincipalOfficerNm0SCOTT MAC KNIGHT
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020917232
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020917232
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt02953140
IRS990/PYOtherExpensesAmt017066307
IRS990/PYOtherRevenueAmt07050168
IRS990/PYProgramServiceRevenueAmt023394282
IRS990/PYRevenuesLessExpensesAmt02562989
IRS990/PYSalariesCompEmpBnftPaidAmt013768294
IRS990/PYTotalExpensesAmt030834601
IRS990/PYTotalRevenueAmt033397590
IRS990/ReconcilationRevenueExpnssAmt03357522
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt054081169
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt058885875
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0180413267
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0137107352
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt04085822
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03008171
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07093993
IRS990ScheduleD/EquipmentGrp/BookValueAmt02370668
IRS990ScheduleD/EquipmentGrp/DepreciationAmt012212593
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014583261
IRS990ScheduleD/ExpensesSubtotalAmt026994903
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt01929202
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01929202
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02282417
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt02075627
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt04358044
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0108341
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt087407
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0195748
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0751710797
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13561292
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2625227
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt359555
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSIT ACCOUNTS

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$877,280,050
Liabilities
$818,394,175
Net assets
$58,885,875
Revenue
$30,352,425
Expenses
$26,994,903
Net income
$3,357,522
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$843$779$64.1$41.7$39.9$1.80
2023Detailed filing. Detailed filing data is available for this year.$866$811$54.5$37.4$36.4$1.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$917$870$47.3$30.8$28.7$2.05
2021Detailed filing. Detailed filing data is available for this year.$877$818$58.9$30.4$27.0$3.36
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$827$773$54.1$33.4$30.8$2.56
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$721$669$52.1$32.8$29.9$2.88
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$682$634$48.7$29.4$25.7$3.69
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$665$618$47.1$26.9$24.3$2.62
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$631$586$44.7$25.7$23.5$2.18
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$573$531$42.2$24.0$21.8$2.25
2014Detailed filing. Detailed filing data is available for this year.$523$482$41.1$22.6$20.7$1.92
2013Detailed filing. Detailed filing data is available for this year.$508$468$39.8$22.5$20.6$1.95
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$487$450$37.2$20.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$487$452$34.5$21.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$460$427$33.2$21.0
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2021 filings • 501(c)14 • $250M-$1B nonprofits