Civic Intelligence

Bellwether Community Credit Union

990 • Fiscal year 2018 • EIN 02-0196520

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 30, 2019

425 Hooksett RoadManchester, NH 03104

(603) 645-8181

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.91x

Higher debt load relative to assets than 83% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

92nd percentile

22.34x

Higher debt load relative to revenue than 92% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

9th percentile

5.6%

Higher net margin than 9% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2018

Asset Growth

24th percentile

1.5%

Faster asset growth than 24% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

24th percentile

6.2%

Faster revenue growth than 24% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Assets

Flat

$511,843,203

Flat from 2018

Net Assets

Flat

$45,795,797

Flat from 2018

Liabilities

Flat

$466,047,406

Flat from 2018

Revenue

Flat

$20,865,060

Flat from 2018

Expenses

Flat

$19,688,718

Flat from 2018

Net Income

Flat

$1,176,342

Flat from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $331,375,449Liabilities 2010: $288,087,545Net Assets 2010: $43,287,9042010Assets 2011: $352,847,766Liabilities 2011: $307,269,782Net Assets 2011: $45,577,9842011Assets 2012: $361,090,437Liabilities 2012: $314,707,356Net Assets 2012: $46,383,0812012Assets 2013: $387,752,721Liabilities 2013: $344,888,779Net Assets 2013: $42,863,9422013Assets 2014: $408,453,517Liabilities 2014: $362,235,455Net Assets 2014: $46,218,0622014Assets 2015: $431,755,431Liabilities 2015: $385,730,903Net Assets 2015: $46,024,5282015Assets 2016: $465,018,926Liabilities 2016: $420,346,374Net Assets 2016: $44,672,5522016Assets 2017: $504,412,988Liabilities 2017: $457,140,806Net Assets 2017: $47,272,1822017Assets 2018: $511,843,203Liabilities 2018: $466,047,406Net Assets 2018: $45,795,7972018Assets 2018: $511,843,203Liabilities 2018: $466,047,406Net Assets 2018: $45,795,7972018Assets 2019: $529,448,434Liabilities 2019: $477,118,233Net Assets 2019: $52,330,2012019Assets 2020: $525,981,629Liabilities 2020: $470,521,835Net Assets 2020: $55,459,7942020Assets 2021: $557,690,894Liabilities 2021: $500,537,196Net Assets 2021: $57,153,6982021Assets 2022: $594,268,573Liabilities 2022: $547,430,366Net Assets 2022: $46,838,2072022Assets 2023: $599,439,573Liabilities 2023: $551,137,294Net Assets 2023: $48,302,2792023Assets 2024: $617,873,989Liabilities 2024: $566,928,647Net Assets 2024: $50,945,3422024

Highlighted filing

2018

Assets$511,843,203
Liabilities$466,047,406
Net Assets$45,795,797

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $14,992,1002010Expenses 2011: $14,570,7402011Expenses 2012: $14,726,3482012Revenue 2013: $15,853,498Expenses 2013: $15,036,002Net Income 2013: $817,4962013Revenue 2014: $15,695,374Expenses 2014: $14,815,573Net Income 2014: $879,8012014Revenue 2015: $16,606,240Expenses 2015: $15,564,744Net Income 2015: $1,041,4962015Revenue 2016: $17,105,111Expenses 2016: $16,433,648Net Income 2016: $671,4632016Revenue 2017: $19,644,899Expenses 2017: $18,343,684Net Income 2017: $1,301,2152017Revenue 2018: $20,865,060Expenses 2018: $19,688,718Net Income 2018: $1,176,3422018Revenue 2018: $20,865,060Expenses 2018: $19,688,718Net Income 2018: $1,176,3422018Revenue 2019: $25,125,740Expenses 2019: $23,329,979Net Income 2019: $1,795,7612019Revenue 2020: $21,630,143Expenses 2020: $20,533,106Net Income 2020: $1,097,0372020Revenue 2021: $21,955,180Expenses 2021: $17,373,961Net Income 2021: $4,581,2192021Revenue 2022: $22,612,270Expenses 2022: $20,357,881Net Income 2022: $2,254,3892022Revenue 2023: $28,724,305Expenses 2023: $28,170,924Net Income 2023: $553,3812023Revenue 2024: $33,425,054Expenses 2024: $32,462,420Net Income 2024: $962,6342024

Highlighted filing

2018

Revenue$20,865,060
Expenses$19,688,718
Net Income$1,176,342
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 30, 2019
Return Version
2018v3.1
Gross Receipts
$22,085,646
Mission and Program Overview

Mission

To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.

Operate a state chartered credit union for the benefit of its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$350,872,617$356,796,987▲ $5,924,370
Investments in Publicly Traded Securities$115,384,570$115,846,569▲ $461,999
Rtn Earn Endowment Incm Other Fnds$47,272,182$45,795,797▼ $1,476,385
Land, Buildings, and Equipment, Net$12,668,559$11,968,476▼ $700,083
Savings and Temporary Cash Investments$4,707,203$6,968,610▲ $2,261,407
Cash and Non-Interest-Bearing Accounts$4,682,127$3,106,695▼ $1,575,432
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$504,412,988$511,843,203▲ $7,430,215
Other Assets Total$16,097,912$17,155,866▲ $1,057,954
Liabilities
Other Liabilities$361,391,168$374,272,648▲ $12,881,480
Mortgage Notes Payable Secured by Investment Property$91,135,000$86,410,000▼ $4,725,000
Accounts Payable and Accrued Expenses$4,614,638$5,364,758▲ $750,120
Total Liabilities$457,140,806$466,047,406▲ $8,906,600
Net Assets / Fund Balance
Total Net Assets Fund Balance$47,272,182$45,795,797▼ $1,476,385
Total Liabilities and Net Assets / Fund Balance$504,412,988$511,843,203▲ $7,430,215

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,454,673$4,289,907$9,744,580
Equipment$2,727,792$6,820,478$9,548,270
Land$3,772,603-$3,772,603
Other Land Buildings$13,408-$13,408
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael A L'EcuyerPresident & CEOFT$353,433$102,834$456,267
Nathan D SallerEvp/COOFT$160,247$89,239$249,486
Nancy D NadeauSVP/CAOFT$138,017$55,685$193,702
Jeffrey R BensonSVP/CIOFT$143,515$48,661$192,176
Jonathan OglebaySVP/CFOFT$132,044$54,616$186,660
Barbara H LussierVP/LendingFT$124,924$56,250$181,174
Suzanne BeaubienVP/Retail ServicesFT$124,569$19,906$144,475
J Michael PerrellaVP/Commercial ServicesFT$114,000$28,612$142,612
Leslie GendronVP/Risk ManagementFT$110,213$25,501$135,714

Board Members and Trustees

NameTitle
Patrick C McHughChair
John J GennettiVice Chair
David C AndersonDirector
Eva L MartelDirector
Gail GarceauDirector
Maura WestonDirector
Morgan SmithDirector
Seth WallDirector
Chris WilliamsPast Director
Lisa M ThorneSecretary & Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
PscuCredit Card Vendor560 Carillon Parkway, St Petersburg, FL 33716$735,183
Q2 Software IncWeb 24PO Box 205970, Dallas, TX 75320$497,580
Financial Statement Services IncProducing/Mailing Statements3300 S Fairview St, Santa Ana, CA 92704$280,065
Q2 EbankingElectronic BankingPO Box 678272, Dallas, TX 75320$158,531
CorelationCore Vendor2878 Camino Del Rio South Suite 41, San Diego, CA 92108$144,095
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,921,148
Investment Income
$2,943,912
Other Revenue
$0
Change in Net Assets
$1,176,342

Audited Revenue Reconciliation

Revenue per Audited Statements
$20,865,060
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-2,652,727
Total Revenue per Audited Statements
$18,212,333
Total Revenue per Form 990
$20,865,060
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,887,256
Salaries, Compensation, and Employee Benefits$7,158,438
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,924,648
Benefits to Members---$3,643,024
Interest---$1,456,622
Current Officers, Directors, Trustees, and Key Employees---$1,278,290
Information Technology---$1,194,808
Other Employee Benefits---$1,027,246
Depreciation Depletion---$925,506
Occupancy---$665,543
Pension Plan Contributions---$564,402
Other Expenses---$505,404
Payroll Taxes---$363,852
Advertising---$330,549
Fees for Services Other---$302,614
Fees for Services Accounting---$125,818
Insurance---$89,496
Office Expenses---$74,431
Conferences and Meetings---$43,568
Fees for Services Legal---$35,513
Travel---$27,704
Total Functional Expenses$0$0$0$19,688,718

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$19,688,718
Total Expenses per Audited Statements$19,688,718
Total Expenses per Form 990$19,688,718
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$374,272,648
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

Entity is a credit union with 36,200 members.

Form 990, Part VI, Section A, line 7A

The members of BCCU elect at least one member of the board of directors.

Form 990, Part VI, Section A, line 7B

Entity-wide decision for mergers in which BCCU is the entity being acquired requires membership approval.

Form 990, Part VI, Section B, line 11B

The Form 990 is presented to supervisory committee for review.

Form 990, Part VI, Section B, line 12C

Each year every employee and board member is required to review BCCU's Conflict of Interest and Ethics Policy and document any potential conflicts. Our Conflict of Interest clearly identifies a conflict as occurring when an employee is in a position to influence a decision that may result in a personal gain for that employee/board member or a relative as a result of BCCU's business dealings. Covered persons are responsible for disclosing any potential or perceived conflicts of interest. In addition, all BCCU policies are reviewed and approved by the Board of Directors on an annual basis.

Form 990, Part VI, Section B, line 15

Working with the SVP/CAO, the credit union's Personnel Committee (made up of members of BCCU's Board of Directors) is responsible for conducting annual performance reviews for the President/CEO. This process is completed by the Personnel Committee presenting their written assessment and salary recommendations to the Board of Directors for their input and approval. Once approved, a member of the Personnel Committee presents the information to the President/CEO and obtains required signatures. Documents are then submitted to Human Resources for processing. The CEO is responsible for completing formal reviews for all Executive Team members. This would include input from Human Resources on salary recommendations (depending on ratings).

Form 990, Part VI, Section C, line 19

BCCU makes its documents available to the public by request with the exception of financial statements which are posted in each branch lobby.

Filing and Contact Details

Filer

Filer Name
Bellwether Community Credit Union
EIN
02-0196520
Phone
6036458181
Address
425 Hooksett Road, Manchester, NH 03104

Signing Officer

Name
Jonathan Oglebay
Title
CFO
Phone
6036458181
Signed
2019-04-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jonathan Oglebay
Formed
1921
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
9
Employees
110
Volunteers
9

Preparer

Firm
Berry Dunn McNeil & Parker LLC
Address
1000 Elm Street 4th Floor, Manchester, NH 03101
Preparer
Barbara J McGuan CPA
Phone
6036697337
Supplemental Narrative

Additional Explanations

Form 990, Part X, Line 10: Land, Buildings, and Equipment:

Section 1.263(a)-3(n) Election: Bellwether Community Credit Union 425 Hooksett Road Manchester, NH 03104 EIN: 02-0196520 Bellwether Community Credit Union is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).

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IRS990/Form990PartVIISectionAGrp/PersonNm0Patrick C McHugh
IRS990/Form990PartVIISectionAGrp/PersonNm1John J Gennetti
IRS990/Form990PartVIISectionAGrp/PersonNm2Lisa M Thorne
IRS990/Form990PartVIISectionAGrp/PersonNm3Morgan Smith
IRS990/Form990PartVIISectionAGrp/PersonNm4Gail Garceau
IRS990/Form990PartVIISectionAGrp/PersonNm5Eva L Martel
IRS990/Form990PartVIISectionAGrp/PersonNm6David C Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm7Maura Weston
IRS990/Form990PartVIISectionAGrp/PersonNm8Seth Wall
IRS990/Form990PartVIISectionAGrp/PersonNm9Chris Williams
IRS990/Form990PartVIISectionAGrp/PersonNm10Michael A L'Ecuyer
IRS990/Form990PartVIISectionAGrp/PersonNm11Jonathan Oglebay
IRS990/Form990PartVIISectionAGrp/PersonNm12Nathan D Saller
IRS990/Form990PartVIISectionAGrp/PersonNm13Jeffrey R Benson
IRS990/Form990PartVIISectionAGrp/PersonNm14Nancy D Nadeau
IRS990/Form990PartVIISectionAGrp/PersonNm15Barbara H Lussier
IRS990/Form990PartVIISectionAGrp/PersonNm16Suzanne Beaubien
IRS990/Form990PartVIISectionAGrp/PersonNm17J Michael Perrella
IRS990/Form990PartVIISectionAGrp/PersonNm18Leslie Gendron
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10416795
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11149033
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12212307
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13188134
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14164811
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15162692
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16124569
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17114000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18110213
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary & Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Past Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt12EVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP/CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP/Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP/Retail Services
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP/Commercial Services
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP/Risk Management
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01921
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-351901
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0868685
IRS990/GrossReceiptsAmt022085646
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXInd0X
IRS990/InformationTechnologyGrp/TotalAmt01194808
IRS990/InsuranceGrp/TotalAmt089496
IRS990/InterestGrp/TotalAmt01456622
IRS990/InvestmentIncomeGrp/ExclusionAmt03295813
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03295813
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0115384570
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0115846569
IRS990/IRPDocumentCnt090
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt011110385
IRS990/LandBldgEquipBasisNetGrp/BOYAmt012668559
IRS990/LandBldgEquipBasisNetGrp/EOYAmt011968476
IRS990/LandBldgEquipCostOrOtherBssAmt023078861
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01220586
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt091135000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt086410000
IRS990/NetAssetsOrFundBalancesBOYAmt047272182
IRS990/NetAssetsOrFundBalancesEOYAmt045795797
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-351901
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-351901
IRS990/NetUnrelatedBusTxblIncmAmt098016
IRS990/NetUnrlzdGainsLossesInvstAmt0-2652727
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0665543
IRS990/OfficeExpensesGrp/TotalAmt074431
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016097912
IRS990/OtherAssetsTotalGrp/EOYAmt017155866
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01027246
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Operations Expense
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expenses
IRS990/OtherExpensesGrp/Desc3Miscellaneous Expenses
IRS990/OtherExpensesGrp/TotalAmt01605284
IRS990/OtherExpensesGrp/TotalAmt1947578
IRS990/OtherExpensesGrp/TotalAmt2556818
IRS990/OtherExpensesGrp/TotalAmt3505404
IRS990/OtherLiabilitiesGrp/BOYAmt0361391168
IRS990/OtherLiabilitiesGrp/EOYAmt0374272648
IRS990/OtherSalariesAndWagesGrp/TotalAmt03924648
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0350872617
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0356796987
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0363852
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0564402
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Jonathan Oglebay
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Fee & Service Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt015432214
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12225420
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt015432214
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12488934
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0263514
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt02885609
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02913575
IRS990/PYOtherExpensesAmt08042506
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt016731324
IRS990/PYRevenuesLessExpensesAmt01301215
IRS990/PYSalariesCompEmpBnftPaidAmt07415569
IRS990/PYTotalExpensesAmt018343684
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt019644899
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01176342
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt047272182
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt045795797
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04707203
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06968610
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05454673
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04289907
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09744580
IRS990ScheduleD/EquipmentGrp/BookValueAmt02727792
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06820478
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt09548270
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt019688718
IRS990ScheduleD/LandGrp/BookValueAmt03772603
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03772603
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-2652727
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt013408
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt013408
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0374272648
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/RevenueNotReportedAmt0-2652727
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt020865060
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011968476
IRS990ScheduleD/TotalExpensesPerForm990Amt019688718
IRS990ScheduleD/TotalLiabilityAmt0374272648
IRS990ScheduleD/TotalRevenuePerForm990Amt020865060
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt018212333
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt019688718
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0353433
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1132044

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$618$567$50.9$33.4$32.5$0.96
2023Detailed filing. Detailed filing data is available for this year.$599$551$48.3$28.7$28.2$0.55
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$594$547$46.8$22.6$20.4$2.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$558$501$57.2$22.0$17.4$4.58
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$526$471$55.5$21.6$20.5$1.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$529$477$52.3$25.1$23.3$1.80
2018Detailed filing. Detailed filing data is available for this year.$512$466$45.8$20.9$19.7$1.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$512$466$45.8$20.9$19.7$1.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$504$457$47.3$19.6$18.3$1.30
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$465$420$44.7$17.1$16.4$0.67
2015Detailed filing. Detailed filing data is available for this year.$432$386$46.0$16.6$15.6$1.04
2014Detailed filing. Detailed filing data is available for this year.$408$362$46.2$15.7$14.8$0.88
2013Detailed filing. Detailed filing data is available for this year.$388$345$42.9$15.9$15.0$0.82
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$361$315$46.4$14.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$353$307$45.6$14.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$331$288$43.3$15.0