Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
990 • Fiscal year 2018 • EIN 02-0196520
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
9th percentile
Higher net margin than 9% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
24th percentile
Faster asset growth than 24% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Flat$511,843,203
Flat from 2018
Net Assets
Flat$45,795,797
Flat from 2018
Liabilities
Flat$466,047,406
Flat from 2018
Revenue
Flat$20,865,060
Flat from 2018
Expenses
Flat$19,688,718
Flat from 2018
Net Income
Flat$1,176,342
Flat from 2018
To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.
Operate a state chartered credit union for the benefit of its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $350,872,617 | $356,796,987 | ▲ $5,924,370 |
| Investments in Publicly Traded Securities | $115,384,570 | $115,846,569 | ▲ $461,999 |
| Rtn Earn Endowment Incm Other Fnds | $47,272,182 | $45,795,797 | ▼ $1,476,385 |
| Land, Buildings, and Equipment, Net | $12,668,559 | $11,968,476 | ▼ $700,083 |
| Savings and Temporary Cash Investments | $4,707,203 | $6,968,610 | ▲ $2,261,407 |
| Cash and Non-Interest-Bearing Accounts | $4,682,127 | $3,106,695 | ▼ $1,575,432 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $504,412,988 | $511,843,203 | ▲ $7,430,215 |
| Other Assets Total | $16,097,912 | $17,155,866 | ▲ $1,057,954 |
| Liabilities | |||
| Other Liabilities | $361,391,168 | $374,272,648 | ▲ $12,881,480 |
| Mortgage Notes Payable Secured by Investment Property | $91,135,000 | $86,410,000 | ▼ $4,725,000 |
| Accounts Payable and Accrued Expenses | $4,614,638 | $5,364,758 | ▲ $750,120 |
| Total Liabilities | $457,140,806 | $466,047,406 | ▲ $8,906,600 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $47,272,182 | $45,795,797 | ▼ $1,476,385 |
| Total Liabilities and Net Assets / Fund Balance | $504,412,988 | $511,843,203 | ▲ $7,430,215 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $5,454,673 | $4,289,907 | $9,744,580 |
| Equipment | $2,727,792 | $6,820,478 | $9,548,270 |
| Land | $3,772,603 | - | $3,772,603 |
| Other Land Buildings | $13,408 | - | $13,408 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Michael A L'Ecuyer | President & CEO | FT | $353,433 | $102,834 | $456,267 |
| Nathan D Saller | Evp/COO | FT | $160,247 | $89,239 | $249,486 |
| Nancy D Nadeau | SVP/CAO | FT | $138,017 | $55,685 | $193,702 |
| Jeffrey R Benson | SVP/CIO | FT | $143,515 | $48,661 | $192,176 |
| Jonathan Oglebay | SVP/CFO | FT | $132,044 | $54,616 | $186,660 |
| Barbara H Lussier | VP/Lending | FT | $124,924 | $56,250 | $181,174 |
| Suzanne Beaubien | VP/Retail Services | FT | $124,569 | $19,906 | $144,475 |
| J Michael Perrella | VP/Commercial Services | FT | $114,000 | $28,612 | $142,612 |
| Leslie Gendron | VP/Risk Management | FT | $110,213 | $25,501 | $135,714 |
| Name | Title |
|---|---|
| Patrick C McHugh | Chair |
| John J Gennetti | Vice Chair |
| David C Anderson | Director |
| Eva L Martel | Director |
| Gail Garceau | Director |
| Maura Weston | Director |
| Morgan Smith | Director |
| Seth Wall | Director |
| Chris Williams | Past Director |
| Lisa M Thorne | Secretary & Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Pscu | Credit Card Vendor | 560 Carillon Parkway, St Petersburg, FL 33716 | $735,183 |
| Q2 Software Inc | Web 24 | PO Box 205970, Dallas, TX 75320 | $497,580 |
| Financial Statement Services Inc | Producing/Mailing Statements | 3300 S Fairview St, Santa Ana, CA 92704 | $280,065 |
| Q2 Ebanking | Electronic Banking | PO Box 678272, Dallas, TX 75320 | $158,531 |
| Corelation | Core Vendor | 2878 Camino Del Rio South Suite 41, San Diego, CA 92108 | $144,095 |
| Line Item | Amount |
|---|---|
| Other Expenses | $8,887,256 |
| Salaries, Compensation, and Employee Benefits | $7,158,438 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $3,924,648 |
| Benefits to Members | - | - | - | $3,643,024 |
| Interest | - | - | - | $1,456,622 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,278,290 |
| Information Technology | - | - | - | $1,194,808 |
| Other Employee Benefits | - | - | - | $1,027,246 |
| Depreciation Depletion | - | - | - | $925,506 |
| Occupancy | - | - | - | $665,543 |
| Pension Plan Contributions | - | - | - | $564,402 |
| Other Expenses | - | - | - | $505,404 |
| Payroll Taxes | - | - | - | $363,852 |
| Advertising | - | - | - | $330,549 |
| Fees for Services Other | - | - | - | $302,614 |
| Fees for Services Accounting | - | - | - | $125,818 |
| Insurance | - | - | - | $89,496 |
| Office Expenses | - | - | - | $74,431 |
| Conferences and Meetings | - | - | - | $43,568 |
| Fees for Services Legal | - | - | - | $35,513 |
| Travel | - | - | - | $27,704 |
| Total Functional Expenses | $0 | $0 | $0 | $19,688,718 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $19,688,718 |
| Total Expenses per Audited Statements | $19,688,718 |
| Total Expenses per Form 990 | $19,688,718 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $374,272,648 |
“Entity is a credit union with 36,200 members.”
“The members of BCCU elect at least one member of the board of directors.”
“Entity-wide decision for mergers in which BCCU is the entity being acquired requires membership approval.”
“The Form 990 is presented to supervisory committee for review.”
“Each year every employee and board member is required to review BCCU's Conflict of Interest and Ethics Policy and document any potential conflicts. Our Conflict of Interest clearly identifies a conflict as occurring when an employee is in a position to influence a decision that may result in a personal gain for that employee/board member or a relative as a result of BCCU's business dealings. Covered persons are responsible for disclosing any potential or perceived conflicts of interest. In addition, all BCCU policies are reviewed and approved by the Board of Directors on an annual basis.”
“Working with the SVP/CAO, the credit union's Personnel Committee (made up of members of BCCU's Board of Directors) is responsible for conducting annual performance reviews for the President/CEO. This process is completed by the Personnel Committee presenting their written assessment and salary recommendations to the Board of Directors for their input and approval. Once approved, a member of the Personnel Committee presents the information to the President/CEO and obtains required signatures. Documents are then submitted to Human Resources for processing. The CEO is responsible for completing formal reviews for all Executive Team members. This would include input from Human Resources on salary recommendations (depending on ratings).”
“BCCU makes its documents available to the public by request with the exception of financial statements which are posted in each branch lobby.”
“Section 1.263(a)-3(n) Election: Bellwether Community Credit Union 425 Hooksett Road Manchester, NH 03104 EIN: 02-0196520 Bellwether Community Credit Union is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4614638 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 5364758 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Operate a state chartered credit union for the benefit of its members. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 330549 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 3643024 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Jonathan Oglebay |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6036458181 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 425 Hooksett Road |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Manchester |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 03104 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 4682127 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3106695 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 7 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1278290 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 43568 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 735183 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 497580 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 280065 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 158531 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 144095 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 560 Carillon Parkway |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO Box 205970 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 3300 S Fairview St |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO Box 678272 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 2878 Camino Del Rio South Suite 41 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | St Petersburg |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | Dallas |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | Santa Ana |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | Dallas |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | San Diego |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 33716 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 75320 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 92704 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 75320 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 92108 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | PSCU |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | Q2 Software Inc |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | Financial Statement Services Inc |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | Q2 Ebanking |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | Corelation |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | Credit Card Vendor |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | Web 24 |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | Producing/Mailing Statements |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | Electronic Banking |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | Core Vendor |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 3643024 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2943912 |
| IRS990/CYOtherExpensesAmt | 0 | 8887256 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 17921148 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1176342 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 7158438 |
| IRS990/CYTotalExpensesAmt | 0 | 19688718 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 20865060 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 925506 |
| IRS990/Desc | 0 | Program services relate to daily operations of a locally controlled, full service credit union. We make loans, accept deposit accounts, and continually and efficiently provide other relevant financial services to a member base of approximately 36,200 individuals. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 110 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 125818 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 35513 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 302614 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 39472 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 37627 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 37179 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 4042 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 28891 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 18482 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 19906 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 28612 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 25501 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Patrick C McHugh |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | John J Gennetti |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Lisa M Thorne |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Morgan Smith |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Gail Garceau |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Eva L Martel |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | David C Anderson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Maura Weston |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Seth Wall |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Chris Williams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Michael A L'Ecuyer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Jonathan Oglebay |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Nathan D Saller |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Jeffrey R Benson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Nancy D Nadeau |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | Barbara H Lussier |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | Suzanne Beaubien |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | J Michael Perrella |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | Leslie Gendron |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 416795 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 149033 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 212307 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 188134 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 164811 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 162692 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 124569 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 114000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 110213 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary & Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Past Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | EVP/COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SVP/CIO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP/CAO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP/Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | VP/Retail Services |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP/Commercial Services |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP/Risk Management |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1921 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -351901 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 868685 |
| IRS990/GrossReceiptsAmt | 0 | 22085646 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 1194808 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 89496 |
| IRS990/InterestGrp/TotalAmt | 0 | 1456622 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 3295813 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 3295813 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 115384570 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 115846569 |
| IRS990/IRPDocumentCnt | 0 | 90 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 11110385 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 12668559 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 11968476 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 23078861 |
| IRS990/LegalDomicileStateCd | 0 | NH |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1220586 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | To operate a state chartered credit union to provide loan and deposit services for the benefit of its members. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 91135000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 86410000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 47272182 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 45795797 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -351901 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -351901 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 98016 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -2652727 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 665543 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 74431 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 16097912 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 17155866 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1027246 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 1 | Operations Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing Expenses |
| IRS990/OtherExpensesGrp/Desc | 3 | Miscellaneous Expenses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1605284 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 947578 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 556818 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 505404 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 361391168 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 374272648 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 3924648 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 350872617 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 356796987 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 363852 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 564402 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Jonathan Oglebay |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee & Service Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 15432214 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2225420 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 15432214 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2488934 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 263514 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 2885609 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2913575 |
| IRS990/PYOtherExpensesAmt | 0 | 8042506 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 16731324 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1301215 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 7415569 |
| IRS990/PYTotalExpensesAmt | 0 | 18343684 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 19644899 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1176342 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 47272182 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 45795797 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4707203 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6968610 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 5454673 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 4289907 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 9744580 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 2727792 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 6820478 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 9548270 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 19688718 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3772603 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3772603 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | -2652727 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 13408 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 13408 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 374272648 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | -2652727 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 20865060 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 11968476 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 19688718 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 374272648 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 20865060 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 18212333 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 19688718 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 353433 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 132044 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.