Liabilities / Assets
69th percentile
Higher debt load relative to assets than 69% of similar nonprofits.
990 • Fiscal year 2017 • EIN 02-0196520
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
69th percentile
Higher debt load relative to assets than 69% of similar nonprofits.
Liabilities / Revenue
89th percentile
Higher debt load relative to revenue than 89% of similar nonprofits.
Net Margin
18th percentile
Higher net margin than 18% of similar nonprofits.
Top Officer Pay
89th percentile
Higher top officer pay than 89% of similar nonprofits.
Top officer pay equals 3.8% of source-year revenue.
Asset Growth
72nd percentile
Faster asset growth than 72% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Up$504,412,988
Up $39,394,062 (+8.5%) from 2016
Net Assets
Up$47,272,182
Up $2,599,630 (+5.8%) from 2016
Liabilities
Up$457,140,806
Up $36,794,432 (+8.8%) from 2016
Revenue
Up$19,644,899
Up $2,539,788 (+15%) from 2016
Expenses
Up$18,343,684
Up $1,910,036 (+12%) from 2016
Net Income
Up$1,301,215
Up $629,752 (+94%) from 2016
To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.
Operate a state chartered credit union for the benefit of its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $335,558,007 | $350,872,617 | ▲ $15,314,610 |
| Investments in Publicly Traded Securities | $87,467,094 | $115,384,570 | ▲ $27,917,476 |
| Rtn Earn Endowment Incm Other Fnds | $44,672,552 | $47,272,182 | ▲ $2,599,630 |
| Land, Buildings, and Equipment, Net | $13,540,366 | $12,668,559 | ▼ $871,807 |
| Savings and Temporary Cash Investments | - | $4,707,203 | - |
| Cash and Non-Interest-Bearing Accounts | $10,434,778 | $4,682,127 | ▼ $5,752,651 |
| Receivables From Officers Etc | $1,975,455 | - | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $465,018,926 | $504,412,988 | ▲ $39,394,062 |
| Other Assets Total | $16,043,226 | $16,097,912 | ▲ $54,686 |
| Liabilities | |||
| Other Liabilities | $331,745,588 | $361,391,168 | ▲ $29,645,580 |
| Mortgage Notes Payable Secured by Investment Property | $84,135,000 | $91,135,000 | ▲ $7,000,000 |
| Accounts Payable and Accrued Expenses | $4,465,786 | $4,614,638 | ▲ $148,852 |
| Total Liabilities | $420,346,374 | $457,140,806 | ▲ $36,794,432 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $44,672,552 | $47,272,182 | ▲ $2,599,630 |
| Total Liabilities and Net Assets / Fund Balance | $465,018,926 | $504,412,988 | ▲ $39,394,062 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $5,739,410 | $3,974,993 | $9,714,403 |
| Equipment | $3,151,772 | $6,212,520 | $9,364,292 |
| Land | $3,771,502 | - | $3,771,502 |
| Other Land Buildings | $5,875 | - | $5,875 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Michael A L'Ecuyer | President & CEO | FT | $377,532 | $368,063 | $745,595 |
| Nancy D Nadeau | SVP/CAO | FT | $145,960 | $108,613 | $254,573 |
| Nathan D Saller | SVP/COO | FT | $154,588 | $76,513 | $231,101 |
| Jeffrey R Benson | SVP/CIO | FT | $147,961 | $58,798 | $206,759 |
| Jonathan Oglebay | SVP/CFO | FT | $132,709 | $71,924 | $204,633 |
| Barbara H Lussier | VP/Lending | FT | $128,793 | $58,611 | $187,404 |
| Suzanne Beaubien | VP/Retail Services | FT | $123,264 | $57,378 | $180,642 |
| Leslie Gendron | VP/Risk Management | FT | $106,758 | $50,880 | $157,638 |
| J Michael Perrella | VP/Commercial Services | FT | $102,951 | $52,793 | $155,744 |
| Claire Moses | Past EVP/COO | FT | $96,298 | $10,368 | $106,666 |
| Name | Title |
|---|---|
| Patrick C McHugh | Chair |
| John J Gennetti | Vice Chair |
| Chris Williams | Director |
| David C Anderson | Director |
| Eva L Martel | Director |
| Gail Garceau | Director |
| Maura Weston | Director |
| Morgan Smith | Director |
| Lisa M Thorne | Secretary & Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Pscu | Credit Card Vendor | 560 Carillon Parkway, St Petersburg, FL 33716 | $810,464 |
| Q2 Software Inc | Web 24 | PO Box 205970, Dallas, TX 75320 | $431,305 |
| Merrimack Office Properties LLC | Rent-Opts Center | 34 Hansom Drive, Merrimack, NH 03054 | $325,248 |
| Corelation | New Core Vendor | 2878 Camino Del Rio South Suite 41, San Diego, CA 92108 | $227,835 |
| Beliveau Fradette & Gallant PA | Loan Closings | 91 Bay Street PO Box 3150, Manchester, NH 03105 | $103,197 |
| Line Item | Amount |
|---|---|
| Other Expenses | $8,042,506 |
| Salaries, Compensation, and Employee Benefits | $7,415,569 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $4,011,371 |
| Benefits to Members | - | - | - | $2,885,609 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,749,327 |
| Information Technology | - | - | - | $1,075,247 |
| Other Employee Benefits | - | - | - | $1,059,206 |
| Depreciation Depletion | - | - | - | $1,029,552 |
| Interest | - | - | - | $862,867 |
| Occupancy | - | - | - | $665,965 |
| Other Expenses | - | - | - | $609,218 |
| Payroll Taxes | - | - | - | $383,539 |
| Advertising | - | - | - | $299,204 |
| Fees for Services Other | - | - | - | $268,579 |
| Pension Plan Contributions | - | - | - | $212,126 |
| Fees for Services Accounting | - | - | - | $127,918 |
| Insurance | - | - | - | $91,341 |
| Office Expenses | - | - | - | $71,711 |
| Conferences and Meetings | - | - | - | $60,234 |
| Travel | - | - | - | $24,052 |
| Fees for Services Legal | - | - | - | $18,227 |
| Total Functional Expenses | $0 | $0 | $0 | $18,343,684 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $18,343,684 |
| Total Expenses per Audited Statements | $18,343,684 |
| Total Expenses per Form 990 | $18,343,684 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $1,975,455 | - | - |
| Liability | Amount |
|---|---|
| Member Deposits | $361,391,168 |
“Entity is a credit union with 36,600 members.”
“The members of BCCU elect at least one member of the board of directors.”
“Entity-wide decisions including election of officers, merger and acquisition, and changes to by-laws or governing documents would require membership approval.”
“The Form 990 is presented to supervisory committee for review.”
“Each year every employee and board member is required to review BCCU's Conflict of Interest and Ethics Policy and document any potential conflicts. Our Conflict of Interest clearly identifies a conflict as occurring when an employee is in a position to influence a decision that may result in a personal gain for that employee/board member or a relative as a result of BCCU's business dealings. Covered persons are responsible for disclosing any potential or perceived conflicts of interest. In addition, all BCCU policies are reviewed and approved by the Board of Directors on an annual basis.”
“Working with the SVP/CAO, the credit union's Personnel Committee (made up of members of BCCU's Board of Directors) is responsible for conducting annual performance reviews for the President/CEO. This process is completed by the Personnel Committee presenting their written assessment and salary recommendations to the Board of Directors for their input and approval. Once approved, a member of the Personnel Committee presents the information to the President/CEO and obtains required signatures. Documents are then submitted to Human Resources for processing. The CEO is responsible for completing formal reviews for all Executive Team members. This would include input from Human Resources on salary recommendations (depending on ratings).”
“BCCU makes its documents available to the public by request with the exception of financial statements which are posted in each branch lobby.”
“Section 1.263(a)-3(n) Election: Bellwether Community Credit Union 425 Hooksett Road Manchester, NH 03104 EIN: 02-0196520 Bellwether Community Credit Union is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4465786 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 4614638 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Operate a state chartered credit union for the benefit of its members. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 299204 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 2885609 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Jonathan Oglebay |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6036458181 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 425 Hooksett Road |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Manchester |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 03104 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 10434778 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4682127 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1749327 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 60234 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 810464 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 431305 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 325248 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 227835 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 103197 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 560 Carillon Parkway |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO Box 205970 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 34 Hansom Drive |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 2878 Camino Del Rio South Suite 41 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 91 Bay Street PO Box 3150 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | St Petersburg |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | Dallas |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | Merrimack |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | San Diego |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | Manchester |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | NH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | NH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 33716 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 75320 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 03054 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 92108 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 03105 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | PSCU |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | Q2 Software Inc |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | Merrimack Office Properties LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | Corelation |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | Beliveau Fradette & Gallant PA |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | Credit Card Vendor |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | Web 24 |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | Rent-Opts Center |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | New Core Vendor |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | Loan Closings |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 2885609 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2913575 |
| IRS990/CYOtherExpensesAmt | 0 | 8042506 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 16731324 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1301215 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 7415569 |
| IRS990/CYTotalExpensesAmt | 0 | 18343684 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 19644899 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1029552 |
| IRS990/Desc | 0 | Program services relate to daily operations of a locally controlled, full service credit union. We make loans, accept deposit accounts, and continually and efficiently provide other relevant financial services to a member base of approximately 36,600 individuals. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 107 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 127918 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 18227 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 268579 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 10368 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 57355 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 308271 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 27680 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 48296 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 59808 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 43395 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 39084 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 38460 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 44444 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Chris Williams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | David C Anderson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Eva L Martel |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gail Garceau |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | John J Gennetti |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Lisa M Thorne |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Maura Weston |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Morgan Smith |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Patrick C McHugh |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Claire Moses |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Jonathan Oglebay |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Michael A L'Ecuyer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Jeffrey R Benson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Nancy D Nadeau |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Nathan D Saller |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | Barbara H Lussier |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | J Michael Perrella |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | Leslie Gendron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | Suzanne Beaubien |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 96298 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 147278 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 437324 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 179079 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 206277 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 171293 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 144009 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 116660 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 119178 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 136198 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary & Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Past EVP/COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SVP/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | President & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP/CIO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SVP/CAO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP/COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP/Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | VP/Commercial Services |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP/Risk Management |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP/Retail Services |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1921 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 203116 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 14972849 |
| IRS990/GrossReceiptsAmt | 0 | 34414632 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 1075247 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 91341 |
| IRS990/InterestGrp/TotalAmt | 0 | 862867 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 2710459 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2710459 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 87467094 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 115384570 |
| IRS990/IRPDocumentCnt | 0 | 101 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 10187513 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13540366 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 12668559 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 22856072 |
| IRS990/LegalDomicileStateCd | 0 | NH |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 14769733 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | To operate a state chartered credit union to provide loan and deposit services for the benefit of its members. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 84135000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 91135000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 44672552 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 47272182 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 203116 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 203116 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 72787 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 1298415 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 665965 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 71711 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 16043226 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 16097912 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1059206 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 1 | Operations Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Miscellaneous Expenses |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servicing Expenses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1197063 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 964216 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 677112 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 609218 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 331745588 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 361391168 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 4011371 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 335558007 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 350872617 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 383539 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 212126 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Jonathan Oglebay |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee & Service Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 14245593 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2247695 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 14245593 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2485731 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 238036 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1781810 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1630263 |
| IRS990/PYOtherExpensesAmt | 0 | 7503799 |
| IRS990/PYOtherRevenueAmt | 0 | 2520991 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 12953857 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 671463 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 7148039 |
| IRS990/PYTotalExpensesAmt | 0 | 16433648 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 17105111 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 1975455 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1301215 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 44672552 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 47272182 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4707203 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 5739410 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3974993 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 9714403 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 3151772 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 6212520 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 9364292 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 18343684 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3771502 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3771502 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 1298415 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 5875 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5875 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 361391168 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 1298415 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 19644899 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 12668559 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 18343684 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 361391168 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 19644899 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 20943314 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 18343684 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 132709 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 377532 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.