Civic Intelligence

Bellwether Community Credit Union

990 • Fiscal year 2022 • EIN 02-0196520

Jan 01, 2022 to Dec 31, 2022 • Filed on Nov 03, 2023

425 Hooksett RoadManchester, NH 03104

(603) 645-8181

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.92x

Higher debt load relative to assets than 68% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Liabilities / Revenue

83rd percentile

24.21x

Higher debt load relative to revenue than 83% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Net Margin

19th percentile

10.0%

Higher net margin than 19% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Top Officer Pay

70th percentile

$495,974

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Asset Growth

66th percentile

6.6%

Faster asset growth than 66% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Revenue Growth

17th percentile

3.0%

Faster revenue growth than 17% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Assets

Up

$594,268,573

Up $36,577,679 (+6.6%) from 2021

Net Assets

Down

$46,838,207

Down $10,315,491 (-18%) from 2021

Liabilities

Up

$547,430,366

Up $46,893,170 (+9.4%) from 2021

Revenue

Up

$22,612,270

Up $657,090 (+3.0%) from 2021

Expenses

Up

$20,357,881

Up $2,983,920 (+17%) from 2021

Net Income

Down

$2,254,389

Down $2,326,830 (-51%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $331,375,449Liabilities 2010: $288,087,545Net Assets 2010: $43,287,9042010Assets 2011: $352,847,766Liabilities 2011: $307,269,782Net Assets 2011: $45,577,9842011Assets 2012: $361,090,437Liabilities 2012: $314,707,356Net Assets 2012: $46,383,0812012Assets 2013: $387,752,721Liabilities 2013: $344,888,779Net Assets 2013: $42,863,9422013Assets 2014: $408,453,517Liabilities 2014: $362,235,455Net Assets 2014: $46,218,0622014Assets 2015: $431,755,431Liabilities 2015: $385,730,903Net Assets 2015: $46,024,5282015Assets 2016: $465,018,926Liabilities 2016: $420,346,374Net Assets 2016: $44,672,5522016Assets 2017: $504,412,988Liabilities 2017: $457,140,806Net Assets 2017: $47,272,1822017Assets 2018: $511,843,203Liabilities 2018: $466,047,406Net Assets 2018: $45,795,7972018Assets 2019: $529,448,434Liabilities 2019: $477,118,233Net Assets 2019: $52,330,2012019Assets 2020: $525,981,629Liabilities 2020: $470,521,835Net Assets 2020: $55,459,7942020Assets 2021: $557,690,894Liabilities 2021: $500,537,196Net Assets 2021: $57,153,6982021Assets 2022: $594,268,573Liabilities 2022: $547,430,366Net Assets 2022: $46,838,2072022Assets 2023: $599,439,573Liabilities 2023: $551,137,294Net Assets 2023: $48,302,2792023Assets 2024: $617,873,989Liabilities 2024: $566,928,647Net Assets 2024: $50,945,3422024

Highlighted filing

2022

Assets$594,268,573
Liabilities$547,430,366
Net Assets$46,838,207

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $14,992,1002010Expenses 2011: $14,570,7402011Expenses 2012: $14,726,3482012Revenue 2013: $15,853,498Expenses 2013: $15,036,002Net Income 2013: $817,4962013Revenue 2014: $15,695,374Expenses 2014: $14,815,573Net Income 2014: $879,8012014Revenue 2015: $16,606,240Expenses 2015: $15,564,744Net Income 2015: $1,041,4962015Revenue 2016: $17,105,111Expenses 2016: $16,433,648Net Income 2016: $671,4632016Revenue 2017: $19,644,899Expenses 2017: $18,343,684Net Income 2017: $1,301,2152017Revenue 2018: $20,865,060Expenses 2018: $19,688,718Net Income 2018: $1,176,3422018Revenue 2019: $25,125,740Expenses 2019: $23,329,979Net Income 2019: $1,795,7612019Revenue 2020: $21,630,143Expenses 2020: $20,533,106Net Income 2020: $1,097,0372020Revenue 2021: $21,955,180Expenses 2021: $17,373,961Net Income 2021: $4,581,2192021Revenue 2022: $22,612,270Expenses 2022: $20,357,881Net Income 2022: $2,254,3892022Revenue 2023: $28,724,305Expenses 2023: $28,170,924Net Income 2023: $553,3812023Revenue 2024: $33,425,054Expenses 2024: $32,462,420Net Income 2024: $962,6342024

Highlighted filing

2022

Revenue$22,612,270
Expenses$20,357,881
Net Income$2,254,389
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 3, 2023
Return Version
2022v5.0
Gross Receipts
$23,222,318
Mission and Program Overview

Mission

To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.

Operate a state chartered credit union for the benefit of its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$376,447,383$429,407,153▲ $52,959,770
Investments in Publicly Traded Securities$107,875,661$113,288,348▲ $5,412,687
Rtn Earn Endowment Incm Other Fnds$57,153,698$46,838,207▼ $10,315,491
Savings and Temporary Cash Investments$35,363,335$15,194,545▼ $20,168,790
Land, Buildings, and Equipment, Net$10,288,651$9,910,291▼ $378,360
Cash and Non-Interest-Bearing Accounts$7,849,385$4,695,247▼ $3,154,138
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$557,690,894$594,268,573▲ $36,577,679
Other Assets Total$19,866,479$21,772,989▲ $1,906,510
Liabilities
Other Liabilities$451,672,079$474,608,712▲ $22,936,633
Mortgage Notes Payable Secured by Investment Property$44,574,687$66,999,687▲ $22,425,000
Accounts Payable and Accrued Expenses$4,290,430$5,821,967▲ $1,531,537
Total Liabilities$500,537,196$547,430,366▲ $46,893,170
Net Assets / Fund Balance
Total Net Assets Fund Balance$57,153,698$46,838,207▼ $10,315,491
Total Liabilities and Net Assets / Fund Balance$557,690,894$594,268,573▲ $36,577,679

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,497,587$9,044,447$10,542,034
Buildings$4,478,187$5,601,398$10,079,585
Land$3,771,502-$3,771,502
Other Land Buildings$163,015-$163,015
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nathan D SallerPresident & CEOFT$335,207$160,767$495,974
Nancy D NadeauSVP/CAOFT$166,023$140,872$306,895
Jeffrey R BensonSVP/COOFT$182,642$94,288$276,930
William ZafirsonSVP/CLOFT$176,991$79,300$256,291
Jonathan OglebaySVP/CFOFT$152,090$71,152$223,242
J Michael PerrellaVP/Business ServicesFT$131,505$82,318$213,823
Lori HolmesVP/MarketingFT$130,166$53,778$183,944
Suzanne BeaubienVP/Retail ServicesFT$128,448$54,158$182,606
William GuilfoilVP/Residental LendingFT$102,038$79,180$181,218

Board Members and Trustees

NameTitle
Seth WallChair
Gail GarceauVice Chair
Eva L MartelDirector
John J GennettiDirector
Len WilliamsDirector
Maura WestonDirector
Nick SogguDirector
Patrick C McHughDirector
Kate LuczkoSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
PscuCredit Card Services560 Carillon Parkway, St Petersburg, FL 33716$858,219
Q2 Software IncOnline BankingPO Box 205970, Dallas, TX 75320$545,771
Upstart NetworkingPersonal Loans2950 S Delaware St Suite 300, San Mateo, CA 94403$536,652
Financial Statement ServicesStatement Printing/Mailing3300 South Fairview Street, Santa Ana, CA 92704$190,849
Information Management Solutions IncBackup/Disaster Recovery2397 NW Kings Blvd 251, Corvalis, OR 97330$168,278
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$19,714,797
Investment Income
$2,897,473
Other Revenue
$0
Change in Net Assets
$2,254,389

Audited Revenue Reconciliation

Revenue per Audited Statements
$22,612,270
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-12,569,880
Total Revenue per Audited Statements
$10,042,390
Total Revenue per Form 990
$22,612,270
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,153,945
Salaries, Compensation, and Employee Benefits$9,002,292
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,627,850
Benefits to Members---$2,201,644
Information Technology---$1,501,341
Current Officers, Directors, Trustees, and Key Employees---$1,303,042
Interest---$1,299,980
Other Employee Benefits---$876,777
Depreciation Depletion---$861,507
Pension Plan Contributions---$743,916
Advertising---$691,587
Occupancy---$591,735
Payroll Taxes---$450,707
Other Expenses---$408,239
Fees for Services Other---$363,765
Fees for Services Accounting---$195,303
Insurance---$93,453
Office Expenses---$72,311
Fees for Services Legal---$69,330
Conferences and Meetings---$33,967
Travel---$30,260
Total Functional Expenses$0$0$0$20,357,881

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$20,357,881
Total Expenses per Audited Statements$20,357,881
Total Expenses per Form 990$20,357,881
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$474,608,712
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

Entity is a credit union with 27,500 members.

Form 990, Part VI, Section A, line 7A

The members of BCCU elect members of the board of directors.

Form 990, Part VI, Section A, line 7B

Entity-wide decision for mergers in which BCCU is the entity being acquired requires membership approval.

Form 990, Part VI, Section B, line 11B

The Form 990 is presented to supervisory committee for review and approval. It is then provided to the full Board of Directors.

Form 990, Part VI, Section B, line 12C

Each year every employee and board member is required to review BCCU's Conflict of Interest and Ethics Policy and document any potential conflicts. Our Conflict of Interest clearly identifies a conflict as occurring when an employee is in a position to influence a decision that may result in a personal gain for that employee/board member or a relative as a result of BCCU's business dealings. Covered persons are responsible for disclosing any potential or perceived conflicts of interest. In addition, all BCCU policies are reviewed and approved by the Board of Directors on an annual basis.

Form 990, Part VI, Section B, line 15

The compensation package for the President/CEO falls under the direction of BCCU's Personnel Committee, which is made up of individuals from the Board of Directors. Utilizing a combination of a partnership with a third party consultant, industry data, competitive compensation surveys, best practices, and assistance from the Credit Union's human resources executive, the Personnel Committee designs and recommends a compensation package that is competitive and fair. The compensation package for the President/CEO includes such things as a written employment contract, salary, benefits, and bonuses/incentives. Working with a third-party consultant, the Personnel Committee, reviews the compensation package as well as the performance of the President/CEO no less than annually and presents findings and recommendations to the Board for approval.

Form 990, Part VI, Section C, line 19

BCCU makes its documents available to the public by request with the exception of financial statements which are posted in each branch lobby.

Filing and Contact Details

Filer

Filer Name
Bellwether Community Credit Union
EIN
02-0196520
Phone
6036458181
Address
425 Hooksett Road, Manchester, NH 03104

Signing Officer

Name
Jonathan Oglebay
Title
CFO
Phone
6036458181
Signed
2023-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jonathan Oglebay
Formed
1921
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
9
Employees
112
Volunteers
9

Preparer

Firm
Berry Dunn McNeil & Parker LLC
Address
1000 Elm Street 4th Floor, Manchester, NH 03101
Preparer
Melissa Magoon CPA
Phone
6036697337
Supplemental Narrative

Additional Explanations

Form 990, Part X, Line 10: Land, Buildings, and Equipment:

Section 1.263(a)-3(n) Election: Bellwether Community Credit Union 425 Hooksett Road Manchester, NH 03104 EIN: 02-0196520 Bellwether Community Credit Union is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).

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IRS990/Form990PartVIISectionAGrp/PersonNm0Seth Wall
IRS990/Form990PartVIISectionAGrp/PersonNm1Gail Garceau
IRS990/Form990PartVIISectionAGrp/PersonNm2Kate Luczko
IRS990/Form990PartVIISectionAGrp/PersonNm3John J Gennetti
IRS990/Form990PartVIISectionAGrp/PersonNm4Eva L Martel
IRS990/Form990PartVIISectionAGrp/PersonNm5Patrick C McHugh
IRS990/Form990PartVIISectionAGrp/PersonNm6Nick Soggu
IRS990/Form990PartVIISectionAGrp/PersonNm7Maura Weston
IRS990/Form990PartVIISectionAGrp/PersonNm8Len Williams
IRS990/Form990PartVIISectionAGrp/PersonNm9Nathan D Saller
IRS990/Form990PartVIISectionAGrp/PersonNm10Jonathan Oglebay
IRS990/Form990PartVIISectionAGrp/PersonNm11Jeffrey R Benson
IRS990/Form990PartVIISectionAGrp/PersonNm12Nancy D Nadeau
IRS990/Form990PartVIISectionAGrp/PersonNm13Lori Holmes
IRS990/Form990PartVIISectionAGrp/PersonNm14Suzanne Beaubien
IRS990/Form990PartVIISectionAGrp/PersonNm15J Michael Perrella
IRS990/Form990PartVIISectionAGrp/PersonNm16William Guilfoil
IRS990/Form990PartVIISectionAGrp/PersonNm17William Zafirson
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9437847
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10174266
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11207801
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12191935
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13150334
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14147415
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15177337
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16140793
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17204119
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP/Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP/Retail Services
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP/Business Services
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP/Residental Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP/CLO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01921
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0378975
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0989023
IRS990/GrossReceiptsAmt023222318
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt015
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXInd0X
IRS990/InformationTechnologyGrp/TotalAmt01501341
IRS990/InsuranceGrp/TotalAmt093453
IRS990/InterestGrp/TotalAmt01299980
IRS990/InvestmentIncomeGrp/ExclusionAmt02518498
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02518498
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0107875661
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0113288348
IRS990/IRPDocumentCnt093
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt014645845
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010288651
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09910291
IRS990/LandBldgEquipCostOrOtherBssAmt024556136
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0610048
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt044574687
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt066999687
IRS990/NetAssetsOrFundBalancesBOYAmt057153698
IRS990/NetAssetsOrFundBalancesEOYAmt046838207
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0378975
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0378975
IRS990/NetUnrelatedBusTxblIncmAmt0124716
IRS990/NetUnrlzdGainsLossesInvstAmt0-12569880
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0591735
IRS990/OfficeExpensesGrp/TotalAmt072311
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt019866479
IRS990/OtherAssetsTotalGrp/EOYAmt021772989
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0876777
IRS990/OtherExpensesGrp/Desc0Miscellaneous Expenses
IRS990/OtherExpensesGrp/Desc1Loan Servicing Expenses
IRS990/OtherExpensesGrp/Desc2Operations Expense
IRS990/OtherExpensesGrp/Desc3Provision for Loan Loss
IRS990/OtherExpensesGrp/TotalAmt01138195
IRS990/OtherExpensesGrp/TotalAmt1902849
IRS990/OtherExpensesGrp/TotalAmt2900123
IRS990/OtherExpensesGrp/TotalAmt3408239
IRS990/OtherLiabilitiesGrp/BOYAmt0451672079
IRS990/OtherLiabilitiesGrp/EOYAmt0474608712
IRS990/OtherSalariesAndWagesGrp/TotalAmt05627850
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0376447383
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0429407153
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0450707
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0743916
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Jonathan Oglebay
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Fee & Service Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016246121
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13140976
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016246121
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13468676
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0327700
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01696624
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02492505
IRS990/PYOtherExpensesAmt07295109
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt019462675
IRS990/PYRevenuesLessExpensesAmt04581219
IRS990/PYSalariesCompEmpBnftPaidAmt08382228
IRS990/PYTotalExpensesAmt017373961
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021955180
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt02254389
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt057153698
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt046838207
IRS990/SavingsAndTempCashInvstGrp/BOYAmt035363335
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015194545
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04478187
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05601398
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt010079585
IRS990ScheduleD/EquipmentGrp/BookValueAmt01497587
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09044447
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt010542034
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt020357881
IRS990ScheduleD/LandGrp/BookValueAmt03771502
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03771502
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-12569880
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0163015
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0163015
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0474608712
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/RevenueNotReportedAmt0-12569880
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt022612270
IRS990ScheduleD/TotalBookValueLandBuildingsAmt09910291
IRS990ScheduleD/TotalExpensesPerForm990Amt020357881
IRS990ScheduleD/TotalLiabilityAmt0474608712
IRS990ScheduleD/TotalRevenuePerForm990Amt022612270
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt010042390
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt020357881
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0335207
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1166023
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2182642
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3176991
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4152090
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5131505

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$618$567$50.9$33.4$32.5$0.96
2023Detailed filing. Detailed filing data is available for this year.$599$551$48.3$28.7$28.2$0.55
2022Detailed filing. Detailed filing data is available for this year.$594$547$46.8$22.6$20.4$2.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$558$501$57.2$22.0$17.4$4.58
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$526$471$55.5$21.6$20.5$1.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$529$477$52.3$25.1$23.3$1.80
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$512$466$45.8$20.9$19.7$1.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$504$457$47.3$19.6$18.3$1.30
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$465$420$44.7$17.1$16.4$0.67
2015Detailed filing. Detailed filing data is available for this year.$432$386$46.0$16.6$15.6$1.04
2014Detailed filing. Detailed filing data is available for this year.$408$362$46.2$15.7$14.8$0.88
2013Detailed filing. Detailed filing data is available for this year.$388$345$42.9$15.9$15.0$0.82
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$361$315$46.4$14.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$353$307$45.6$14.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$331$288$43.3$15.0