Civic Intelligence

Bellwether Community Credit Union

990 • Fiscal year 2021 • EIN 02-0196520

Jan 01, 2021 to Dec 31, 2021 • Filed on Oct 28, 2022

425 Hooksett RoadManchester, NH 03104

(603) 645-8181

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.90x

Higher debt load relative to assets than 45% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Liabilities / Revenue

66th percentile

22.80x

Higher debt load relative to revenue than 66% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Net Margin

65th percentile

21%

Higher net margin than 65% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Top Officer Pay

75th percentile

$529,446

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Asset Growth

13th percentile

6.0%

Faster asset growth than 13% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Revenue Growth

39th percentile

1.5%

Faster revenue growth than 39% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Assets

Up

$557,690,894

Up $31,709,265 (+6.0%) from 2020

Net Assets

Up

$57,153,698

Up $1,693,904 (+3.1%) from 2020

Liabilities

Up

$500,537,196

Up $30,015,361 (+6.4%) from 2020

Revenue

Up

$21,955,180

Up $325,037 (+1.5%) from 2020

Expenses

Down

$17,373,961

Down $3,159,145 (-15%) from 2020

Net Income

Up

$4,581,219

Up $3,484,182 (+318%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $331,375,449Liabilities 2010: $288,087,545Net Assets 2010: $43,287,9042010Assets 2011: $352,847,766Liabilities 2011: $307,269,782Net Assets 2011: $45,577,9842011Assets 2012: $361,090,437Liabilities 2012: $314,707,356Net Assets 2012: $46,383,0812012Assets 2013: $387,752,721Liabilities 2013: $344,888,779Net Assets 2013: $42,863,9422013Assets 2014: $408,453,517Liabilities 2014: $362,235,455Net Assets 2014: $46,218,0622014Assets 2015: $431,755,431Liabilities 2015: $385,730,903Net Assets 2015: $46,024,5282015Assets 2016: $465,018,926Liabilities 2016: $420,346,374Net Assets 2016: $44,672,5522016Assets 2017: $504,412,988Liabilities 2017: $457,140,806Net Assets 2017: $47,272,1822017Assets 2018: $511,843,203Liabilities 2018: $466,047,406Net Assets 2018: $45,795,7972018Assets 2019: $529,448,434Liabilities 2019: $477,118,233Net Assets 2019: $52,330,2012019Assets 2020: $525,981,629Liabilities 2020: $470,521,835Net Assets 2020: $55,459,7942020Assets 2021: $557,690,894Liabilities 2021: $500,537,196Net Assets 2021: $57,153,6982021Assets 2022: $594,268,573Liabilities 2022: $547,430,366Net Assets 2022: $46,838,2072022Assets 2023: $599,439,573Liabilities 2023: $551,137,294Net Assets 2023: $48,302,2792023Assets 2024: $617,873,989Liabilities 2024: $566,928,647Net Assets 2024: $50,945,3422024

Highlighted filing

2021

Assets$557,690,894
Liabilities$500,537,196
Net Assets$57,153,698

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $14,992,1002010Expenses 2011: $14,570,7402011Expenses 2012: $14,726,3482012Revenue 2013: $15,853,498Expenses 2013: $15,036,002Net Income 2013: $817,4962013Revenue 2014: $15,695,374Expenses 2014: $14,815,573Net Income 2014: $879,8012014Revenue 2015: $16,606,240Expenses 2015: $15,564,744Net Income 2015: $1,041,4962015Revenue 2016: $17,105,111Expenses 2016: $16,433,648Net Income 2016: $671,4632016Revenue 2017: $19,644,899Expenses 2017: $18,343,684Net Income 2017: $1,301,2152017Revenue 2018: $20,865,060Expenses 2018: $19,688,718Net Income 2018: $1,176,3422018Revenue 2019: $25,125,740Expenses 2019: $23,329,979Net Income 2019: $1,795,7612019Revenue 2020: $21,630,143Expenses 2020: $20,533,106Net Income 2020: $1,097,0372020Revenue 2021: $21,955,180Expenses 2021: $17,373,961Net Income 2021: $4,581,2192021Revenue 2022: $22,612,270Expenses 2022: $20,357,881Net Income 2022: $2,254,3892022Revenue 2023: $28,724,305Expenses 2023: $28,170,924Net Income 2023: $553,3812023Revenue 2024: $33,425,054Expenses 2024: $32,462,420Net Income 2024: $962,6342024

Highlighted filing

2021

Revenue$21,955,180
Expenses$17,373,961
Net Income$4,581,219
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Oct 28, 2022
Return Version
2021v4.2
Gross Receipts
$24,114,374
Mission and Program Overview

Mission

To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.

Operate a state chartered credit union for the benefit of its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$368,338,407$376,447,383▲ $8,108,976
Investments in Publicly Traded Securities$95,051,835$107,875,661▲ $12,823,826
Rtn Earn Endowment Incm Other Fnds$55,459,794$57,153,698▲ $1,693,904
Savings and Temporary Cash Investments$32,996,140$35,363,335▲ $2,367,195
Land, Buildings, and Equipment, Net$10,776,677$10,288,651▼ $488,026
Cash and Non-Interest-Bearing Accounts$1,454,841$7,849,385▲ $6,394,544
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$525,981,629$557,690,894▲ $31,709,265
Other Assets Total$17,363,729$19,866,479▲ $2,502,750
Liabilities
Other Liabilities$428,282,193$451,672,079▲ $23,389,886
Mortgage Notes Payable Secured by Investment Property$38,749,687$44,574,687▲ $5,825,000
Accounts Payable and Accrued Expenses$3,489,955$4,290,430▲ $800,475
Total Liabilities$470,521,835$500,537,196▲ $30,015,361
Net Assets / Fund Balance
Total Net Assets Fund Balance$55,459,794$57,153,698▲ $1,693,904
Total Liabilities and Net Assets / Fund Balance$525,981,629$557,690,894▲ $31,709,265

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,594,757$8,528,444$10,123,201
Buildings$4,655,993$5,255,276$9,911,269
Land$3,771,502-$3,771,502
Other Land Buildings$266,399-$266,399
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nathan D SallerPresident & CEOFT$288,515$240,931$529,446
Nancy D NadeauSVP/CAOFT$177,992$134,082$312,074
Jeffrey R BensonSVP/COOFT$175,565$89,460$265,025
Jonathan OglebaySVP/CFOFT$146,813$116,778$263,591
William ZafirsonSVP/CLOFT$172,284$80,422$252,706
J Michael PerrellaVP/Business ServicesFT$144,727$60,044$204,771
William GuilfoilVP/Residental LendingFT$114,955$85,849$200,804
Suzanne BeaubienVP/Retail ServicesFT$124,036$49,950$173,986
Lori HolmesVP/MarketingFT$126,883$42,945$169,828

Board Members and Trustees

NameTitle
Seth WallChair
John J GennettiVice Chair
Eva L MartelDirector
Kate LuczkoDirector
Len WilliamsDirector
Maura WestonDirector
Nick SogguDirector
Patrick C McHughDirector
David C AndersonPast Director
Morgan SmithPast Director
Gail GarceauSecretary & Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
PscuCredit Card Vendor560 Carillon Parkway, St Petersburg, FL 33716$771,387
Q2 Software IncOnline BankingPO Box 205970, Dallas, TX 75320$518,561
CorelationKeystone Software2305 Historic Decatur Road Suite 3, San Diego, CA 92106$267,101
Financial Statement ServicesStatement Printing/Mailing3300 South Fairview Street, Santa Ana, CA 92704$183,485
Information Management Solutions IncBackup/Disaster Recovery2397 MW Kings Blvd 251, Corvalis, OR 97330$160,980
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$19,462,675
Investment Income
$2,492,505
Other Revenue
$0
Change in Net Assets
$4,581,219

Audited Revenue Reconciliation

Revenue per Audited Statements
$21,955,180
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-2,887,315
Total Revenue per Audited Statements
$19,067,865
Total Revenue per Form 990
$21,955,180
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$8,382,228
Other Expenses$7,295,109
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,072,309
Benefits to Members---$1,696,624
Information Technology---$1,390,652
Current Officers, Directors, Trustees, and Key Employees---$1,370,134
Other Employee Benefits---$986,768
Depreciation Depletion---$867,705
Interest---$704,557
Occupancy---$656,321
Pension Plan Contributions---$529,648
Advertising---$489,565
Payroll Taxes---$423,369
Fees for Services Other---$255,246
Fees for Services Accounting---$168,801
Insurance---$89,187
Office Expenses---$55,427
Fees for Services Legal---$38,000
Travel---$20,452
Conferences and Meetings---$9,181
Other Expenses---$-199,825
Total Functional Expenses$0$0$0$17,373,961

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$17,373,961
Total Expenses per Audited Statements$17,373,961
Total Expenses per Form 990$17,373,961
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$451,672,079
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

Entity is a credit union with 29,000 members.

Form 990, Part VI, Section A, line 7A

The members of BCCU elect at least one member of the board of directors.

Form 990, Part VI, Section A, line 7B

Entity-wide decision for mergers in which BCCU is the entity being acquired requires membership approval.

Form 990, Part VI, Section B, line 11B

The Form 990 is presented to supervisory committee for review and approval. It is then provided to the full Board of Directors.

Form 990, Part VI, Section B, line 12C

Each year every employee and board member is required to review BCCU's Conflict of Interest and Ethics Policy and document any potential conflicts. Our Conflict of Interest clearly identifies a conflict as occurring when an employee is in a position to influence a decision that may result in a personal gain for that employee/board member or a relative as a result of BCCU's business dealings. Covered persons are responsible for disclosing any potential or perceived conflicts of interest. In addition, all BCCU policies are reviewed and approved by the Board of Directors on an annual basis.

Form 990, Part VI, Section B, line 15

The compensation package for the President/CEO falls under the direction of BCCU's Personnel Committee, which is made up of individuals from the Board of Directors. Utilizing a combination of a partnership with a third party consultant, industry data, competitive compensation surveys, best practices, and assistance from the Credit Union's human resources executive, the Personnel Committee designs and recommends a compensation package that is competitive and fair. The compensation package for the President/CEO includes such things as a written employment contract, salary, benefits, and bonuses/incentives. Working with a third-party consultant, the Personnel Committee, reviews the compensation package as well as the performance of the President/CEO no less than annually and presents findings and recommendations to the Board for approval.

Form 990, Part VI, Section C, line 19

BCCU makes its documents available to the public by request with the exception of financial statements which are posted in each branch lobby.

Filing and Contact Details

Filer

Filer Name
Bellwether Community Credit Union
EIN
02-0196520
Phone
6036458181
Address
425 Hooksett Road, Manchester, NH 03104

Signing Officer

Name
Jonathan Oglebay
Title
CFO
Phone
6036458181
Signed
2022-10-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jonathan Oglebay
Formed
1921
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
9
Employees
119
Volunteers
9

Preparer

Firm
Berry Dunn McNeil & Parker LLC
Address
1000 Elm Street 4th Floor, Manchester, NH 03101
Preparer
Melissa Magoon CPA
Phone
6036697337
Supplemental Narrative

Additional Explanations

Form 990, Part X, Line 10: Land, Buildings, and Equipment:

Section 1.263(a)-3(n) Election: Bellwether Community Credit Union 425 Hooksett Road Manchester, NH 03104 EIN: 02-0196520 Bellwether Community Credit Union is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).

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IRS990/Form990PartVIISectionAGrp/PersonNm2Gail Garceau
IRS990/Form990PartVIISectionAGrp/PersonNm3Kate Luczko
IRS990/Form990PartVIISectionAGrp/PersonNm4Eva L Martel
IRS990/Form990PartVIISectionAGrp/PersonNm5Patrick C McHugh
IRS990/Form990PartVIISectionAGrp/PersonNm6Nick Soggu
IRS990/Form990PartVIISectionAGrp/PersonNm7Maura Weston
IRS990/Form990PartVIISectionAGrp/PersonNm8Len Williams
IRS990/Form990PartVIISectionAGrp/PersonNm9David C Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm10Morgan Smith
IRS990/Form990PartVIISectionAGrp/PersonNm11Nathan D Saller
IRS990/Form990PartVIISectionAGrp/PersonNm12Jonathan Oglebay
IRS990/Form990PartVIISectionAGrp/PersonNm13Jeffrey R Benson
IRS990/Form990PartVIISectionAGrp/PersonNm14Nancy D Nadeau
IRS990/Form990PartVIISectionAGrp/PersonNm15Lori Holmes
IRS990/Form990PartVIISectionAGrp/PersonNm16Suzanne Beaubien
IRS990/Form990PartVIISectionAGrp/PersonNm17J Michael Perrella
IRS990/Form990PartVIISectionAGrp/PersonNm18William Guilfoil
IRS990/Form990PartVIISectionAGrp/PersonNm19William Zafirson
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11479340
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12218113
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13199485
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14200566
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15143068
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16141689
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17163975
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18157120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19210452
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary & Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Past Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Past Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP/CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP/Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP/Retail Services
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP/Business Services
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP/Residental Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP/CLO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01921
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0201321
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02360515
IRS990/GrossReceiptsAmt024114374
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt013
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXInd0X
IRS990/InformationTechnologyGrp/TotalAmt01390652
IRS990/InsuranceGrp/TotalAmt089187
IRS990/InterestGrp/TotalAmt0704557
IRS990/InvestmentIncomeGrp/ExclusionAmt02291184
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02291184
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt095051835
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0107875661
IRS990/IRPDocumentCnt080
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt013783720
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010776677
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010288651
IRS990/LandBldgEquipCostOrOtherBssAmt024072371
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt02159194
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To operate a state chartered credit union to provide loan and deposit services for the benefit of its members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt038749687
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt044574687
IRS990/NetAssetsOrFundBalancesBOYAmt055459794
IRS990/NetAssetsOrFundBalancesEOYAmt057153698
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0201321
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0201321
IRS990/NetUnrelatedBusTxblIncmAmt0159603
IRS990/NetUnrlzdGainsLossesInvstAmt0-2887315
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0656321
IRS990/OfficeExpensesGrp/TotalAmt055427
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt017363729
IRS990/OtherAssetsTotalGrp/EOYAmt019866479
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0986768
IRS990/OtherExpensesGrp/Desc0Miscellaneous Expenses
IRS990/OtherExpensesGrp/Desc1Operations Expense
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expenses
IRS990/OtherExpensesGrp/Desc3Provision for Loan Loss
IRS990/OtherExpensesGrp/TotalAmt01003565
IRS990/OtherExpensesGrp/TotalAmt1975415
IRS990/OtherExpensesGrp/TotalAmt2770860
IRS990/OtherExpensesGrp/TotalAmt3-199825
IRS990/OtherLiabilitiesGrp/BOYAmt0428282193
IRS990/OtherLiabilitiesGrp/EOYAmt0451672079
IRS990/OtherSalariesAndWagesGrp/TotalAmt05072309
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0368338407
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0376447383
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0423369
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0529648
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Jonathan Oglebay
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Fee & Service Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014444566
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14669032
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014444566
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15018109
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0349077
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt03579686
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03293405
IRS990/PYOtherExpensesAmt09207607
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt018336738
IRS990/PYRevenuesLessExpensesAmt01097037
IRS990/PYSalariesCompEmpBnftPaidAmt07745813
IRS990/PYTotalExpensesAmt020533106
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021630143
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt04581219
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt055459794
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt057153698
IRS990/SavingsAndTempCashInvstGrp/BOYAmt032996140
IRS990/SavingsAndTempCashInvstGrp/EOYAmt035363335
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04655993
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05255276
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09911269
IRS990ScheduleD/EquipmentGrp/BookValueAmt01594757
IRS990ScheduleD/EquipmentGrp/DepreciationAmt08528444
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt010123201
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt017373961
IRS990ScheduleD/LandGrp/BookValueAmt03771502
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03771502
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-2887315
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0266399
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0266399
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0451672079
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/RevenueNotReportedAmt0-2887315
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt021955180
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010288651
IRS990ScheduleD/TotalExpensesPerForm990Amt017373961
IRS990ScheduleD/TotalLiabilityAmt0451672079
IRS990ScheduleD/TotalRevenuePerForm990Amt021955180

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$618$567$50.9$33.4$32.5$0.96
2023Detailed filing. Detailed filing data is available for this year.$599$551$48.3$28.7$28.2$0.55
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$594$547$46.8$22.6$20.4$2.25
2021Detailed filing. Detailed filing data is available for this year.$558$501$57.2$22.0$17.4$4.58
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$526$471$55.5$21.6$20.5$1.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$529$477$52.3$25.1$23.3$1.80
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$512$466$45.8$20.9$19.7$1.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$504$457$47.3$19.6$18.3$1.30
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$465$420$44.7$17.1$16.4$0.67
2015Detailed filing. Detailed filing data is available for this year.$432$386$46.0$16.6$15.6$1.04
2014Detailed filing. Detailed filing data is available for this year.$408$362$46.2$15.7$14.8$0.88
2013Detailed filing. Detailed filing data is available for this year.$388$345$42.9$15.9$15.0$0.82
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$361$315$46.4$14.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$353$307$45.6$14.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$331$288$43.3$15.0