Civic Intelligence

California State & Federal Employees Credit Union 20

990 • Fiscal year 2015 • EIN 94-1265580

Jan 01, 2015 to Dec 31, 2015

Organization Profilewww.csfecu20.com
Eureka, CA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.86x

Higher debt load relative to assets than 20% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

99th percentile

58.81x

Higher debt load relative to revenue than 99% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

97th percentile

34%

Higher net margin than 97% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

27th percentile

3.0%

Faster asset growth than 27% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

58th percentile

5.4%

Faster revenue growth than 58% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets20th percentile

Assets

Up

$127,535,484

Up $3,659,157 (+3.0%) from 2014

Net Assets

Up

$17,480,104

Up $622,624 (+3.7%) from 2014

Liabilities

Up

$110,055,380

Up $3,036,533 (+2.8%) from 2014

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin97th percentile

Revenue

Up

$1,871,375

Up $95,897 (+5.4%) from 2014

Expenses

Up

$1,244,158

Up $159,061 (+15%) from 2014

Net Income

Down

$627,217

Down $63,164 (-9.1%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth27th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $118,461,924Liabilities 2010: $105,303,181Net Assets 2010: $13,158,7432010Assets 2011: $123,309,789Liabilities 2011: $108,114,417Net Assets 2011: $15,195,3722011Assets 2012: $125,282,014Liabilities 2012: $109,291,844Net Assets 2012: $15,990,1702012Assets 2013: $122,613,648Liabilities 2013: $106,973,223Net Assets 2013: $15,640,4252013Assets 2014: $123,876,327Liabilities 2014: $107,018,847Net Assets 2014: $16,857,4802014Assets 2015: $127,535,484Liabilities 2015: $110,055,380Net Assets 2015: $17,480,1042015Assets 2016: $132,414,570Liabilities 2016: $114,141,237Net Assets 2016: $18,273,3332016Assets 2017: $136,236,084Liabilities 2017: $117,062,671Net Assets 2017: $19,173,4132017Assets 2018: $137,230,007Liabilities 2018: $116,998,885Net Assets 2018: $20,231,1222018Assets 2019: $146,070,263Liabilities 2019: $125,545,797Net Assets 2019: $20,524,4662019Assets 2020: $166,676,837Liabilities 2020: $146,298,621Net Assets 2020: $20,378,2162020Assets 2021: $176,511,367Liabilities 2021: $156,585,211Net Assets 2021: $19,926,1562021Assets 2022: $175,987,436Liabilities 2022: $158,373,166Net Assets 2022: $17,614,2702022Assets 2023: $173,064,752Liabilities 2023: $154,202,565Net Assets 2023: $18,862,1872023Assets 2024: $174,535,859Liabilities 2024: $154,960,854Net Assets 2024: $19,575,0052024

Highlighted filing

2015

Assets$127,535,484
Liabilities$110,055,380
Net Assets$17,480,104
Open 2015 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $2,371,4732010Expenses 2011: $3,002,9592011Expenses 2012: $1,293,1332012Revenue 2013: $1,926,687Expenses 2013: $1,138,250Net Income 2013: $788,4372013Revenue 2014: $1,775,478Expenses 2014: $1,085,097Net Income 2014: $690,3812014Revenue 2015: $1,871,375Expenses 2015: $1,244,158Net Income 2015: $627,2172015Revenue 2016: $2,328,582Expenses 2016: $1,562,688Net Income 2016: $765,8942016Revenue 2017: $3,120,803Expenses 2017: $2,049,214Net Income 2017: $1,071,5892017Revenue 2018: $3,849,915Expenses 2018: $2,688,451Net Income 2018: $1,161,4642018Revenue 2019: $4,315,421Expenses 2019: $4,470,505Net Income 2019: -$155,0842019Revenue 2020: $4,408,092Expenses 2020: $4,612,458Net Income 2020: -$204,3662020Revenue 2021: $4,441,393Expenses 2021: $4,329,728Net Income 2021: $111,6652021Revenue 2022: $5,014,828Expenses 2022: $4,772,039Net Income 2022: $242,7892022Revenue 2023: $6,237,895Expenses 2023: $6,404,289Net Income 2023: -$166,3942023Revenue 2024: $7,012,318Expenses 2024: $7,582,070Net Income 2024: -$569,7522024

Highlighted filing

2015

Revenue$1,871,375
Expenses$1,244,158
Net Income$627,217
Open 2015 Filing
Filing Detail Status

This 2015 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Mission and Program Overview

Mission

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of California State & Federal Employees Credit Union 20.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$127,535,484
Liabilities
$110,055,380
Net assets
$17,480,104
Revenue
$1,871,375
Expenses
$1,244,158
Net income
$627,217
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$175$155$19.6$7.01$7.58$0.57
2023Summary only. Only limited summary data is available for this year.$173$154$18.9$6.24$6.40$0.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$176$158$17.6$5.01$4.77$0.24
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$157$19.9$4.44$4.33$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$167$146$20.4$4.41$4.61$0.20
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$146$126$20.5$4.32$4.47$0.16
2018Summary only. Only limited summary data is available for this year.$137$117$20.2$3.85$2.69$1.16
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$117$19.2$3.12$2.05$1.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$132$114$18.3$2.33$1.56$0.77
2015Summary only. Only limited summary data is available for this year.$128$110$17.5$1.87$1.24$0.63
2014Detailed filing. Detailed filing data is available for this year.$124$107$16.9$1.78$1.09$0.69
2013Detailed filing. Detailed filing data is available for this year.$123$107$15.6$1.93$1.14$0.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$109$16.0$1.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$123$108$15.2$3.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$118$105$13.2$2.37
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)14 • $100M-$250M nonprofits