Civic Intelligence

California State & Federal Employees Credit Union 20

990 • Fiscal year 2020 • EIN 94-1265580

Jan 01, 2020 to Dec 31, 2020 • Filed on May 26, 2021

Organization ProfileN/A
P O Box 1268Eureka, CA 95502

(707) 443-8664

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

29th percentile

0.88x

Higher debt load relative to assets than 29% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Liabilities / Revenue

98th percentile

33.19x

Higher debt load relative to revenue than 98% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Net Margin

6th percentile

-4.6%

Higher net margin than 6% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Top Officer Pay

87th percentile

$328,336

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 7.4% of source-year revenue.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Asset Growth

30th percentile

14%

Faster asset growth than 30% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Revenue Growth

75th percentile

2.1%

Faster revenue growth than 75% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets29th percentile

Assets

Up

$166,676,837

Up $20,606,574 (+14%) from 2019

Net Assets

Down

$20,378,216

Down $146,250 (-0.7%) from 2019

Liabilities

Up

$146,298,621

Up $20,752,824 (+17%) from 2019

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin6th percentile

Revenue

Up

$4,408,092

Up $92,671 (+2.1%) from 2019

Expenses

Up

$4,612,458

Up $141,953 (+3.2%) from 2019

Net Income

Down

-$204,366

Down $49,282 (-32%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $118,461,924Liabilities 2010: $105,303,181Net Assets 2010: $13,158,7432010Assets 2011: $123,309,789Liabilities 2011: $108,114,417Net Assets 2011: $15,195,3722011Assets 2012: $125,282,014Liabilities 2012: $109,291,844Net Assets 2012: $15,990,1702012Assets 2013: $122,613,648Liabilities 2013: $106,973,223Net Assets 2013: $15,640,4252013Assets 2014: $123,876,327Liabilities 2014: $107,018,847Net Assets 2014: $16,857,4802014Assets 2015: $127,535,484Liabilities 2015: $110,055,380Net Assets 2015: $17,480,1042015Assets 2016: $132,414,570Liabilities 2016: $114,141,237Net Assets 2016: $18,273,3332016Assets 2017: $136,236,084Liabilities 2017: $117,062,671Net Assets 2017: $19,173,4132017Assets 2018: $137,230,007Liabilities 2018: $116,998,885Net Assets 2018: $20,231,1222018Assets 2019: $146,070,263Liabilities 2019: $125,545,797Net Assets 2019: $20,524,4662019Assets 2020: $166,676,837Liabilities 2020: $146,298,621Net Assets 2020: $20,378,2162020Assets 2021: $176,511,367Liabilities 2021: $156,585,211Net Assets 2021: $19,926,1562021Assets 2022: $175,987,436Liabilities 2022: $158,373,166Net Assets 2022: $17,614,2702022Assets 2023: $173,064,752Liabilities 2023: $154,202,565Net Assets 2023: $18,862,1872023Assets 2024: $174,535,859Liabilities 2024: $154,960,854Net Assets 2024: $19,575,0052024

Highlighted filing

2020

Assets$166,676,837
Liabilities$146,298,621
Net Assets$20,378,216
Open 2020 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $2,371,4732010Expenses 2011: $3,002,9592011Expenses 2012: $1,293,1332012Revenue 2013: $1,926,687Expenses 2013: $1,138,250Net Income 2013: $788,4372013Revenue 2014: $1,775,478Expenses 2014: $1,085,097Net Income 2014: $690,3812014Revenue 2015: $1,871,375Expenses 2015: $1,244,158Net Income 2015: $627,2172015Revenue 2016: $2,328,582Expenses 2016: $1,562,688Net Income 2016: $765,8942016Revenue 2017: $3,120,803Expenses 2017: $2,049,214Net Income 2017: $1,071,5892017Revenue 2018: $3,849,915Expenses 2018: $2,688,451Net Income 2018: $1,161,4642018Revenue 2019: $4,315,421Expenses 2019: $4,470,505Net Income 2019: -$155,0842019Revenue 2020: $4,408,092Expenses 2020: $4,612,458Net Income 2020: -$204,3662020Revenue 2021: $4,441,393Expenses 2021: $4,329,728Net Income 2021: $111,6652021Revenue 2022: $5,014,828Expenses 2022: $4,772,039Net Income 2022: $242,7892022Revenue 2023: $6,237,895Expenses 2023: $6,404,289Net Income 2023: -$166,3942023Revenue 2024: $7,012,318Expenses 2024: $7,582,070Net Income 2024: -$569,7522024

Highlighted filing

2020

Revenue$4,408,092
Expenses$4,612,458
Net Income-$204,366
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 26, 2021
Return Version
2020v4.1
Gross Receipts
$4,408,092
Mission and Program Overview

Mission

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of California State & Federal Employees Credit Union 20.

Non- Profit, State Chartered, natural person credit union. Providing Competitively priced financial services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$95,760,396$98,335,076▲ $2,574,680
Investments in Publicly Traded Securities$19,330,546$30,619,000▲ $11,288,454
Investments Other Securities$23,166,742$25,273,654▲ $2,106,912
Land, Buildings, and Equipment, Net$4,538,919$4,877,557▲ $338,638
Receivables From Officers Etc-$3,678,560-
Cash and Non-Interest-Bearing Accounts$1,281,582$1,803,813▲ $522,231
Prepaid Expenses and Deferred Charges$330,943$268,850▼ $62,093
Total Assets$146,070,263$166,676,837▲ $20,606,574
Other Assets Total$1,661,135$1,820,327▲ $159,192
Liabilities
Other Liabilities$125,328,553$145,991,420▲ $20,662,867
Accounts Payable and Accrued Expenses$217,244$307,201▲ $89,957
Total Liabilities$125,545,797$146,298,621▲ $20,752,824
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$20,524,466$20,378,216▼ $146,250
Total Net Assets Fund Balance$20,524,466$20,378,216▼ $146,250
Total Liabilities and Net Assets / Fund Balance$146,070,263$166,676,837▲ $20,606,574

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,472,370$485,535$3,957,905
Equipment$669,326$329,907$999,233
Land$724,999-$724,999
Other Land Buildings$10,862-$10,862
Other Securities$25,273,654--
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Ray LitchfieldCEOFT$328,336$328,336
Ray Litchfield--$271,616$271,616
Pamela TurnerSVPFT$186,769$186,769
Pamela Turner--$159,087$159,087
Bruce LundVPFT$144,942$144,942
Megan BinschusAvpFT$105,086$105,086

Board Members and Trustees

NameTitle
Patricia SundbergBoard Chair
Jolene ThrashBoard Vice Chair
Analise Von BorstelBoard Member
Dax WilliamsonBoard Member
Gary HarnerBoard Member
Joan TysonBoard Member
Tyrone ChampBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,687,177
Investment Income
$499,702
Other Revenue
$221,213
Change in Net Assets
$-204,366

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,408,092
Revenue Not Reported on Form 990
$58,116
Total Revenue per Audited Statements
$4,466,208
Total Revenue per Form 990
$4,408,092
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,407,729
Other Expenses$1,449,459
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,203,810$0$0$1,203,810
Benefits to Members$755,270--$755,270
Current Officers, Directors, Trustees, and Key Employees$483,635$0$0$483,635
Other Employee Benefits$393,861$0$0$393,861
Information Technology$263,572$0$0$263,572
Office Expenses$262,133$0$0$262,133
Pension Plan Contributions$200,036$0$0$200,036
Depreciation Depletion$193,797$0$0$193,797
Payroll Taxes$126,387$0$0$126,387
Fees for Services Management$119,769$0$0$119,769
Occupancy$108,029$0$0$108,029
Advertising$91,747$0$0$91,747
Insurance$27,629$0$0$27,629
Fees for Services Accounting$23,000$0$0$23,000
Conferences and Meetings$20,479$0$0$20,479
Fees for Services Legal$19,194$0$0$19,194
Other Expenses$8,302$0$0$8,302
All Other Expenses$1,979$0$0$1,979
Interest$11$0$0$11
Total Functional Expenses$4,612,458$0$0$4,612,458

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,612,458
Total Expenses per Audited Statements$4,612,458
Total Expenses per Form 990$4,612,458
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$3,678,560-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$145,991,420
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Compass Community Credit Union
EIN
94-1265580
Phone
7074438664
Address
P O Box 1268, Eureka, CA 95502

Signing Officer

Name
Pamela Turner
Title
SVP
Phone
7074438664
Signed
2021-05-26

Organization Details

Principal Officer
Pamela Turner
Formed
1951
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
28
Volunteers
12

Preparer

Firm
Richard Schoonmaker EA
Address
1918 SE Port St Lucie Blvd, Port St Lucie, FL 34952
Preparer
Richard Schoonmaker
Phone
7722148887
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Members”

Pt VI, Line 7A

“The Board of Directors is elected by the members”

Pt VI, Line 7B

“Some decisions of the governing body are subject to member approval.”

Pt VI, Line 11B

“The 990 is prepared by the senior financial officer and reviewed/approved by the CEO”

Pt VI, Line 15A

“CEO Compensation is determined and approved by the Board of Directors.”

Raw XML AppendixShowing 400 of 504 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt020524466
IRS990/NetAssetsOrFundBalancesEOYAmt020378216
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IRS990/NetUnrlzdGainsLossesInvstAmt058116
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IRS990/OfficeExpensesGrp/TotalAmt0262133
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01661135
IRS990/OtherAssetsTotalGrp/EOYAmt01820327
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0393861
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0393861
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Regulatory Fees
IRS990/OtherExpensesGrp/Desc2Association Fees
IRS990/OtherExpensesGrp/Desc3Fraud Losses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0265430
IRS990/OtherExpensesGrp/ProgramServicesAmt120711
IRS990/OtherExpensesGrp/ProgramServicesAmt223677
IRS990/OtherExpensesGrp/ProgramServicesAmt38302
IRS990/OtherExpensesGrp/TotalAmt0265430
IRS990/OtherExpensesGrp/TotalAmt120711
IRS990/OtherExpensesGrp/TotalAmt223677
IRS990/OtherExpensesGrp/TotalAmt38302
IRS990/OtherLiabilitiesGrp/BOYAmt0125328553
IRS990/OtherLiabilitiesGrp/EOYAmt0145991420
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0Credit Union Fees
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0211770
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0221213
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt09443
IRS990/OtherRevenueTotalAmt0221213
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01203810
IRS990/OtherSalariesAndWagesGrp/TotalAmt01203810
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt095760396
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt098335076
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0126387
IRS990/PayrollTaxesGrp/TotalAmt0126387
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0200036
IRS990/PensionPlanContributionsGrp/TotalAmt0200036
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0330943
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0268850
IRS990/PrincipalOfficerNm0Pamela Turner
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Consumer Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03687177
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0755347
IRS990/PYInvestmentIncomeAmt01035933
IRS990/PYOtherExpensesAmt01560886
IRS990/PYOtherRevenueAmt0150924
IRS990/PYProgramServiceRevenueAmt03128564
IRS990/PYRevenuesLessExpensesAmt0-155084
IRS990/PYSalariesCompEmpBnftPaidAmt02154272
IRS990/PYTotalExpensesAmt04470505
IRS990/PYTotalRevenueAmt04315421
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03678560
IRS990/ReconcilationRevenueExpnssAmt0-204366
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt04408092
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03472370
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0485535
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03957905
IRS990ScheduleD/EquipmentGrp/BookValueAmt0669326
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0329907
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0999233
IRS990ScheduleD/ExpensesSubtotalAmt04612458
IRS990ScheduleD/LandGrp/BookValueAmt0724999
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0724999
IRS990ScheduleD/NetUnrealizedGainsInvstAmt058116
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt010862
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt010862
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0145991420
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt025273654
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Deposits in Corporate Credit Union
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/RevenueNotReportedAmt058116
IRS990ScheduleD/RevenueSubtotalAmt04408092
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04877557
IRS990ScheduleD/TotalBookValueSecuritiesAmt025273654
IRS990ScheduleD/TotalExpensesPerForm990Amt04612458
IRS990ScheduleD/TotalLiabilityAmt0145991420
IRS990ScheduleD/TotalRevenuePerForm990Amt04408092
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04466208
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04612458
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0271616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1159087
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt038250
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt114683
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0271616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1159087
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt09908
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt113000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt08562
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Ray Litchfield
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Pamela Turner
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0271616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1159087
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0328336
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1186770
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0true
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0CEO Compensation determined by Board of Directors
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1In late 2020 a Collateral Assignment Split Dollar SERP was implemented for the benefit of the CEO Ray Litchfield.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt2The Board of Directors has authorized the payment of the CEO's dues at the Ingomar Club. This social club membership is believed to benefit the Credit Union as it gives the CEO the opportunity to network with other community leaders. In addition, membership affords the Credit Union access to club facilities for periodic meetings, business related meals and other events.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt I Line 3
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt I Line 4b
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt I Line 1b
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990ScheduleJ/WrittenEmploymentContractInd0X

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$166,676,837
Liabilities
$146,298,621
Net assets
$20,378,216
Revenue
$4,408,092
Expenses
$4,612,458
Net income
-$204,366
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$175$155$19.6$7.01$7.58$0.57
2023Summary only. Only limited summary data is available for this year.$173$154$18.9$6.24$6.40$0.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$176$158$17.6$5.01$4.77$0.24
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$157$19.9$4.44$4.33$0.11
2020Detailed filing. Detailed filing data is available for this year.$167$146$20.4$4.41$4.61$0.20
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$146$126$20.5$4.32$4.47$0.16
2018Summary only. Only limited summary data is available for this year.$137$117$20.2$3.85$2.69$1.16
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$117$19.2$3.12$2.05$1.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$132$114$18.3$2.33$1.56$0.77
2015Summary only. Only limited summary data is available for this year.$128$110$17.5$1.87$1.24$0.63
2014Detailed filing. Detailed filing data is available for this year.$124$107$16.9$1.78$1.09$0.69
2013Detailed filing. Detailed filing data is available for this year.$123$107$15.6$1.93$1.14$0.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$109$16.0$1.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$123$108$15.2$3.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$118$105$13.2$2.37