Civic Intelligence

Associated School Employees Credit Union Inc

EIN 34-0928469 • 501(c)14 • Youngstown, OH

View Organization Page

Profile

The Associated School Employees Credit Union, Inc. exists to serve the financial needs of our members with personal service and competitive rates, while maintaining a sound financial position.

1690 South Canfield NilesYoungstown, OH 44515

www.asecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.90x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

19.81x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

70th percentile

17%

Higher net margin than 70% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

73rd percentile

$300,451

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

68th percentile

4.7%

Faster asset growth than 68% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

29%

Faster revenue growth than 93% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$192,376,850

Up $8,623,083 (+4.7%) from 2023

Liabilities

Up

$173,113,714

Up $7,129,312 (+4.3%) from 2023

Net Assets

Up

$19,263,136

Up $1,493,771 (+8.4%) from 2023

Operations
Liabilities / Revenue90th percentileNet Margin70th percentile

Revenue

Up

$8,740,055

Up $1,982,032 (+29%) from 2023

Expenses

Up

$7,246,284

Up $1,275,582 (+21%) from 2023

Net Income

Up

$1,493,771

Up $706,450 (+90%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $144,158,121Liabilities 2010: $129,707,932Net Assets 2010: $14,450,1892010Assets 2011: $144,487,166Liabilities 2011: $129,907,520Net Assets 2011: $14,579,6462011Assets 2012: $147,048,340Liabilities 2012: $133,107,837Net Assets 2012: $13,940,5032012Assets 2013: $141,950,146Liabilities 2013: $127,979,006Net Assets 2013: $13,971,1402013Assets 2014: $133,100,254Liabilities 2014: $119,498,237Net Assets 2014: $13,602,0172014Assets 2015: $128,877,024Liabilities 2015: $115,212,999Net Assets 2015: $13,664,0252015Assets 2016: $129,216,554Liabilities 2016: $115,685,374Net Assets 2016: $13,531,1802016Assets 2017: $131,204,378Liabilities 2017: $117,528,223Net Assets 2017: $13,676,1552017Assets 2018: $134,214,770Liabilities 2018: $120,259,712Net Assets 2018: $13,955,0582018Assets 2019: $133,450,483Liabilities 2019: $118,609,253Net Assets 2019: $14,841,2302019Assets 2020: $156,690,932Liabilities 2020: $141,460,601Net Assets 2020: $15,230,3312020Assets 2021: $175,293,632Liabilities 2021: $159,018,762Net Assets 2021: $16,274,8702021Assets 2022: $184,135,945Liabilities 2022: $167,362,815Net Assets 2022: $16,773,1302022Assets 2023: $183,753,767Liabilities 2023: $165,984,402Net Assets 2023: $17,769,3652023Assets 2024: $192,376,850Liabilities 2024: $173,113,714Net Assets 2024: $19,263,1362024

Highlighted filing

2024

Assets$192,376,850
Liabilities$173,113,714
Net Assets$19,263,136
Open 2024 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $7,175,1682010Expenses 2011: $6,431,6582011Expenses 2012: $6,225,5162012Revenue 2013: $5,029,717Expenses 2013: $4,999,080Net Income 2013: $30,6372013Revenue 2014: $4,439,733Expenses 2014: $4,808,856Net Income 2014: -$369,1232014Revenue 2015: $4,242,325Expenses 2015: $4,180,317Net Income 2015: $62,0082015Revenue 2016: $4,214,916Expenses 2016: $4,347,761Net Income 2016: -$132,8452016Revenue 2017: $4,852,606Expenses 2017: $4,707,631Net Income 2017: $144,9752017Revenue 2018: $5,115,942Expenses 2018: $4,837,039Net Income 2018: $278,9032018Revenue 2019: $5,877,507Expenses 2019: $4,991,335Net Income 2019: $886,1722019Revenue 2020: $5,583,126Expenses 2020: $5,194,025Net Income 2020: $389,1012020Revenue 2021: $5,241,906Expenses 2021: $4,955,760Net Income 2021: $286,1462021Revenue 2022: $5,106,364Expenses 2022: $4,608,104Net Income 2022: $498,2602022Revenue 2023: $6,758,023Expenses 2023: $5,970,702Net Income 2023: $787,3212023Revenue 2024: $8,740,055Expenses 2024: $7,246,284Net Income 2024: $1,493,7712024

Highlighted filing

2024

Revenue$8,740,055
Expenses$7,246,284
Net Income$1,493,771
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$192,376,850
Liabilities
$173,113,714
Net assets
$19,263,136
Revenue
$8,740,055
Expenses
$7,246,284
Net income
$1,493,771
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$192$173$19.3$8.74$7.25$1.49
2023Detailed filing. Detailed filing data is available for this year.$184$166$17.8$6.76$5.97$0.79
2022Detailed filing. Detailed filing data is available for this year.$184$167$16.8$5.11$4.61$0.50
2021Detailed filing. Detailed filing data is available for this year.$175$159$16.3$5.24$4.96$0.29
2020Detailed filing. Detailed filing data is available for this year.$157$141$15.2$5.58$5.19$0.39
2019Detailed filing. Detailed filing data is available for this year.$133$119$14.8$5.88$4.99$0.89
2018Detailed filing. Detailed filing data is available for this year.$134$120$14.0$5.12$4.84$0.28
2017Detailed filing. Detailed filing data is available for this year.$131$118$13.7$4.85$4.71$0.14
2016Detailed filing. Detailed filing data is available for this year.$129$116$13.5$4.21$4.35$0.13
2015Detailed filing. Detailed filing data is available for this year.$129$115$13.7$4.24$4.18$0.06
2014Detailed filing. Detailed filing data is available for this year.$133$119$13.6$4.44$4.81$0.37
2013Detailed filing. Detailed filing data is available for this year.$142$128$14.0$5.03$5.00$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$133$13.9$6.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$144$130$14.6$6.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$144$130$14.5$7.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 6, 2025
Return Version
2024v5.0
Gross Receipts
$8,740,055
Mission and Program Overview

Mission

The Associated School Employees Credit Union, Inc. exists to serve the financial needs of our members with personal service and competitive rates, while maintaining a sound financial position.

Associated School Employees Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for its member owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$122,237,383$136,627,120▲ $14,389,737
Investments Program Related$49,643,696$43,603,161▼ $6,040,535
Rtn Earn Endowment Incm Other Fnds$17,769,365$19,263,136▲ $1,493,771
Savings and Temporary Cash Investments$4,081,739$3,724,990▼ $356,749
Prepaid Expenses and Deferred Charges$2,443,229$3,074,982▲ $631,753
Land, Buildings, and Equipment, Net$1,155,233$1,428,040▲ $272,807
Cash and Non-Interest-Bearing Accounts$1,845,509$1,407,182▼ $438,327
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$183,753,767$192,376,850▲ $8,623,083
Other Assets Total$2,346,978$2,511,375▲ $164,397
Liabilities
Other Liabilities$164,487,343$171,944,576▲ $7,457,233
Accounts Payable and Accrued Expenses$1,110,127$876,907▼ $233,220
Deferred Revenue$386,932$292,231▼ $94,701
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$165,984,402$173,113,714▲ $7,129,312
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,769,365$19,263,136▲ $1,493,771
Total Liabilities and Net Assets / Fund Balance$183,753,767$192,376,850▲ $8,623,083

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$591,324$1,683,945$2,275,269
Equipment$527,844$1,044,120$1,571,964
Land$308,872-$308,872
Investment Program Related Org$986,396--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael KurishChief Executive OfficerFT$249,530$50,882$300,412
Robyn DarochaChief Operating OfficerFT$130,947$44,631$175,578

Board Members and Trustees

NameTitle
Kathy HolmanChairperson of Board
Alfred OwensDirector
Dr Charles StevensDirector
Joseph RoskyDirector
Timothy SaxtonDirector
Frank LazzeriSecretary of Board
John O'ConnorTreasurer of Board
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,182,936
Investment Income
$1,557,119
Other Revenue
$0
Change in Net Assets
$1,493,771
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,769,516
Salaries, Compensation, and Employee Benefits$2,476,768
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$2,198,786$0$0$2,198,786
Other Salaries and Wages$1,284,598$239,610$0$1,524,208
Current Officers, Directors, Trustees, and Key Employees$0$395,850$0$395,850
Information Technology$336,572$0$0$336,572
Other Employee Benefits$199,685$98,779$0$298,464
Office Expenses$139,373$2,429$0$141,802
Advertising$141,091$0$0$141,091
Occupancy$126,663$14,074$0$140,737
Payroll Taxes$91,879$45,450$0$137,329
Pension Plan Contributions$85,723$35,194$0$120,917
Depreciation Depletion$110,645$5,124$0$115,769
Insurance$69,650$0$0$69,650
Fees for Services Accounting$0$62,100$0$62,100
Other Expenses$0$41,754$0$41,754
Fees for Services Management$0$39,945$0$39,945
Conferences and Meetings$16,875$4,052$0$20,927
Fees for Services Legal$0$3,454$0$3,454
Total Functional Expenses$6,258,469$987,815$0$7,246,284
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members share savings$86,833,793
Members share certificates$45,049,498
Members draft checking$28,746,585
Members money market savings$5,761,906
Members IRA certificates$4,381,755
Members IRA savings$1,171,039
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All credit unions by charter are member owned.”

Form 990, Part VI, Section A, Line 7A

“All of the governing body is elected by the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by management and the Board of Directors prior to submission.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed by the employees and Board of Directors annually.”

Form 990, Part VI, Section B, Line 15

“Compensation of key employees is approved by the Board of Directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and financial documents are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Associated School Employees Credit Union Inc
EIN
34-0928469
Phone
3307924000
Address
1690 South Canfield Niles, Youngstown, OH 44515

Signing Officer

Name
Michael Kurish
Title
Chief Executive Officer
Phone
3307924000
Signed
2025-05-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Kurish
Formed
1959
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
45
Volunteers
7

Preparer

Firm
Schmidt & Associates
Address
P O Box 2588, Columbus, OH 43216
Preparer
Melissa Schmidt
Phone
6145291640
Raw XML AppendixShowing 400 of 611 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01110127
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0876907
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Associated School Employees Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for its member owners.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt0141091
IRS990/AdvertisingGrp/TotalAmt0141091
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Michael Kurish
IRS990/BooksInCareOfDetail/PhoneNum03307924000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01690 South Canfield Niles
IRS990/BooksInCareOfDetail/USAddress/CityNm0Youngstown
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044515
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01845509
IRS990/CashNonInterestBearingGrp/EOYAmt01407182
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0395850
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0395850
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt04052
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt016875
IRS990/ConferencesMeetingsGrp/TotalAmt020927
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01557119
IRS990/CYOtherExpensesAmt04769516
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt07182936
IRS990/CYRevenuesLessExpensesAmt01493771
IRS990/CYSalariesCompEmpBnftPaidAmt02476768
IRS990/CYTotalExpensesAmt07246284
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08740055
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0386932
IRS990/DeferredRevenueGrp/EOYAmt0292231
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt05124
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0110645
IRS990/DepreciationDepletionGrp/TotalAmt0115769
IRS990/Desc0The organization is a state chartered member owned cooperative credit union that provides financial services and products to the member owners.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt045
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt06258469
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt062100
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt062100
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt03454
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt03454
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt039945
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt039945
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt041000
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt139000
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Michael Kurish
IRS990/Form990PartVIISectionAGrp/PersonNm1Robyn Darocha
IRS990/Form990PartVIISectionAGrp/PersonNm2Kathy Holman
IRS990/Form990PartVIISectionAGrp/PersonNm3John O'Connor
IRS990/Form990PartVIISectionAGrp/PersonNm4Frank Lazzeri
IRS990/Form990PartVIISectionAGrp/PersonNm5Dr Charles Stevens
IRS990/Form990PartVIISectionAGrp/PersonNm6Joseph Rosky
IRS990/Form990PartVIISectionAGrp/PersonNm7Alfred Owens
IRS990/Form990PartVIISectionAGrp/PersonNm8Timothy Saxton
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0259451
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1136399
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chief Executive Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairperson of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01959
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt08740055
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0336572
IRS990/InformationTechnologyGrp/TotalAmt0336572
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt069650
IRS990/InsuranceGrp/TotalAmt069650
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt02198786
IRS990/InterestGrp/TotalAmt02198786
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01557119
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01557119
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt049643696
IRS990/InvestmentsProgramRelatedGrp/EOYAmt043603161
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt02578
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02728065
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01155233
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01428040
IRS990/LandBldgEquipCostOrOtherBssAmt04156105
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The Associated School Employees Credit Union, Inc. exists to serve the financial needs of our members with personal service and competitive rates, while maintaining a sound financial position.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt017769365
IRS990/NetAssetsOrFundBalancesEOYAmt019263136
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt014074
IRS990/OccupancyGrp/ProgramServicesAmt0126663
IRS990/OccupancyGrp/TotalAmt0140737
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02429
IRS990/OfficeExpensesGrp/ProgramServicesAmt0139373
IRS990/OfficeExpensesGrp/TotalAmt0141802
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02346978
IRS990/OtherAssetsTotalGrp/EOYAmt02511375
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt098779
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0199685
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0298464
IRS990/OtherExpensesGrp/Desc0Share servicing (ATM, debit, draft)
IRS990/OtherExpensesGrp/Desc1Loan servicing (dealer fees, collections)
IRS990/OtherExpensesGrp/Desc2Regulators
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt241754
IRS990/OtherExpensesGrp/ProgramServicesAmt01191963
IRS990/OtherExpensesGrp/ProgramServicesAmt1264966
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt01191963
IRS990/OtherExpensesGrp/TotalAmt1264966
IRS990/OtherExpensesGrp/TotalAmt241754
IRS990/OtherLiabilitiesGrp/BOYAmt0164487343
IRS990/OtherLiabilitiesGrp/EOYAmt0171944576
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0239610
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01284598
IRS990/OtherSalariesAndWagesGrp/TotalAmt01524208
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0122237383
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0136627120
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt045450
IRS990/PayrollTaxesGrp/ProgramServicesAmt091879
IRS990/PayrollTaxesGrp/TotalAmt0137329
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt035194
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt085723
IRS990/PensionPlanContributionsGrp/TotalAmt0120917
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02443229
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03074982
IRS990/PrincipalOfficerNm0Michael Kurish
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans to members
IRS990/ProgramServiceRevenueGrp/Desc1Fees to members
IRS990/ProgramServiceRevenueGrp/Desc2ATM surcharges to non-members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05921193
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11254313
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05921193
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11254313
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt27430
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt27430
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0627690
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt03694822
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06130333
IRS990/PYRevenuesLessExpensesAmt0787321
IRS990/PYSalariesCompEmpBnftPaidAmt02275880
IRS990/PYTotalExpensesAmt05970702
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06758023
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01493771
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt08732625

Document Assets

No mirrored PDF or thumbnail assets are attached yet.