Liabilities / Assets
58th percentile
Higher debt load relative to assets than 58% of similar nonprofits.
990 • Fiscal year 2013 • EIN 93-6027729
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
58th percentile
Higher debt load relative to assets than 58% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
81st percentile
Higher net margin than 81% of similar nonprofits.
Top Officer Pay
69th percentile
Higher top officer pay than 69% of similar nonprofits.
Top officer pay equals 4.4% of source-year revenue.
Asset Growth
74th percentile
Faster asset growth than 74% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$60,856,516
Up $2,729,430 (+4.7%) from 2012
Net Assets
Up$6,036,989
Up $583,102 (+11%) from 2012
Liabilities
Up$54,819,527
Up $2,146,328 (+4.1%) from 2012
Revenue
$3,391,411
No earlier filing loaded for comparison.
Expenses
Down$2,808,308
Down $109,769 (-3.8%) from 2012
Net Income
$583,103
No earlier filing loaded for comparison.
Our mission is to provide member thrift and savings while providing low cost loans to members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $38,118,267 | $39,444,474 | ▲ $1,326,207 |
| Savings and Temporary Cash Investments | $17,801,808 | $18,013,786 | ▲ $211,978 |
| Rtn Earn Endowment Incm Other Fnds | $5,453,887 | $6,036,989 | ▲ $583,102 |
| Land, Buildings, and Equipment, Net | $1,009,076 | $2,257,204 | ▲ $1,248,128 |
| Cash and Non-Interest-Bearing Accounts | $845,215 | $812,268 | ▼ $32,947 |
| Prepaid Expenses and Deferred Charges | $172,182 | $167,660 | ▼ $4,522 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $58,127,086 | $60,856,516 | ▲ $2,729,430 |
| Other Assets Total | $180,538 | $161,124 | ▼ $19,414 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $52,673,199 | $54,819,527 | ▲ $2,146,328 |
| Total Liabilities | $52,673,199 | $54,819,527 | ▲ $2,146,328 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,453,887 | $6,036,989 | ▲ $583,102 |
| Total Liabilities and Net Assets / Fund Balance | $58,127,086 | $60,856,516 | ▲ $2,729,430 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,417,812 | $551,895 | $1,969,707 |
| Land | $642,241 | - | $642,241 |
| Other Land Buildings | $176,737 | $115,921 | $292,658 |
| Equipment | $20,414 | $197,408 | $217,822 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jean Wheat-palm | CEO | FT | $131,889 | $18,474 | $150,363 |
| Katie Clark | Secretary | FT | $34,574 | $12,515 | $47,089 |
| Name | Title |
|---|---|
| Patrick Vance | Chairman |
| Steve Giesbers | Chairman |
| Kathleen Noll | Vice Chairman |
| Adam Tallinger | Director |
| Dean Zeller | Director |
| Denny Nielsen | Director |
| Rob Kansky | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,727,177 |
| Salaries, Compensation, and Employee Benefits | $1,081,131 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $570,307 |
| Interest | - | - | - | $245,150 |
| Other Employee Benefits | - | - | - | $203,167 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $197,361 |
| Information Technology | - | - | - | $176,385 |
| Advertising | - | - | - | $132,500 |
| Depreciation Depletion | - | - | - | $100,798 |
| Payroll Taxes | - | - | - | $84,648 |
| Fees for Services Other | - | - | - | $75,163 |
| Occupancy | - | - | - | $68,926 |
| Conferences and Meetings | - | - | - | $53,509 |
| Office Expenses | - | - | - | $49,369 |
| Pension Plan Contributions | - | - | - | $25,648 |
| Insurance | - | - | - | $24,019 |
| Other Expenses | - | - | - | $20,809 |
| Fees for Services Accounting | - | - | - | $14,850 |
| All Other Expenses | - | - | - | $12,211 |
| Fees for Services Legal | - | - | - | $6,664 |
| Total Functional Expenses | $0 | $0 | $0 | $2,808,308 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,808,308 |
| Total Expenses per Audited Statements | $2,808,308 |
| Total Expenses per Form 990 | $2,808,308 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
“The oranization has members. They become members when they join the credit union”
“No review was or will be conducted.”
“The financial statements are posted in summary form in the lobby of the credit union. All documents including policies are avalible upon request during business hours.”
“ROUNDING = -$1”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 52673199 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 54819527 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | OUR MISSION IS TO PROVIDE MEMBER THRIFT AND SAVINGS WHILE PROVIDING LOW COST LOANS TO MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 132500 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 12211 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JEAN WHEAT-PALM |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5033647999 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2096 MISSION STREET |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | SALEM |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 97302 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 845215 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 812268 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 197361 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 53509 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 144218 |
| IRS990/CYOtherExpensesAmt | 0 | 1727177 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3247193 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 583103 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1081131 |
| IRS990/CYTotalExpensesAmt | 0 | 2808308 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3391411 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 100798 |
| IRS990/Desc | 0 | PROVIDE LOW COST LOANS TO MEMBERS USING FUNDS ON DEPOSIT |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 25 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExcessBusinessHoldingsInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14850 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6664 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 75163 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 70.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 12515 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 18474 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DEAN ZELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KATHLEEN NOLL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KATIE CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PATRICK VANCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DENNY NIELSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ADAM TALLINGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | STEVE GIESBERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROB KANSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JEAN WHEAT-PALM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 34574 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 131889 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1957 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3391411 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 176385 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24019 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 245150 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 144218 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 144218 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 650 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 865224 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1009076 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2257204 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3122428 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO PROVIDE MEMBER THRIFT AND SAVINGS WHILE PROVIDING LOW COST LOANS TO MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5453887 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6036989 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 68926 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 49369 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 180538 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 161124 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -1 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 203167 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | OPERATING FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | CHARITABLE DONATIONS |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 380000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 321824 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 45000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 20809 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 570307 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 38118267 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 39444474 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 84648 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 25648 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 172182 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 167660 |
| IRS990/PrincipalOfficerNm | 0 | JEAN WHEAT-PALM |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3247193 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3247193 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 160627 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1808185 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3113258 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 355808 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1109892 |
| IRS990/PYTotalExpensesAmt | 0 | 2918077 |
| IRS990/PYTotalRevenueAmt | 0 | 3273885 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 583103 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5453887 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6036989 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 17801808 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 18013786 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1417812 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 551895 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1969707 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 20414 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 197408 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 217822 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2808308 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 642241 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 642241 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 176737 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 115921 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 292658 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 3391411 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2257204 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2808308 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 3391411 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 3391411 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2808308 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 131889 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 18474 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JEAN WHEAT-PALM |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 150363 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORANIZATION HAS MEMBERS. THEY BECOME MEMBERS WHEN THEY JOIN THE CREDIT UNION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | No review was or will be conducted. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FINANCIAL STATEMENTS ARE POSTED IN SUMMARY FORM IN THE LOBBY OF THE CREDIT UNION. ALL DOCUMENTS INCLUDING POLICIES ARE AVALIBLE UPON REQUEST DURING BUSINESS HOURS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ROUNDING = -$1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Changes In Net Assets Or Fund Balances - Other Decreases |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 58127086 |
| IRS990/TotalAssetsEOYAmt | 0 | 60856516 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 58127086 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 60856516 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 25 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2808308 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 52673199 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 54819527 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 52673199 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 54819527 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5453887 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6036989 |
| IRS990/TotalOtherCompensationAmt | 0 | 30989 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3247193 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 166463 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3391411 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3391411 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 58127086 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 60856516 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 0 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 5210 WOODSCAPE DR SE |
| IRS990/USAddress/City | 0 | SALEM |
| IRS990/USAddress/State | 0 | OR |
| IRS990/USAddress/ZIPCode | 0 | 97309 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JEAN WHEAT-PALM |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | VALLEY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | VALL |
| ReturnHeader/Filer/EIN | 0 | 936027729 |
| ReturnHeader/Filer/PhoneNum | 0 | 5033647999 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2096 MISSION STREET SE |
| ReturnHeader/Filer/USAddress/City | 0 | SALEM |
| ReturnHeader/Filer/USAddress/State | 0 | OR |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 97302 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | R Keith Bebb CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 14780 SW OSPREY STE 370 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | BEAVERTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | OR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 97007 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5036424129 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | R KEITH BEBB |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2014-05-08T08:07:34-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.