Civic Intelligence

Valley Health and Postal Employees Credit Union

990 • Fiscal year 2018 • EIN 93-6027729

Jan 01, 2018 to Dec 31, 2018 • Filed on May 24, 2019

Organization ProfileN/A

View Organization Page

2096 Mission Street SESalem, OR 97302

(503) 364-7999

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

36th percentile

0.87x

Higher debt load relative to assets than 36% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Liabilities / Revenue

39th percentile

16.38x

Higher debt load relative to revenue than 39% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Net Margin

90th percentile

24%

Higher net margin than 90% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Top Officer Pay

91st percentile

$236,292

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 6.0% of source-year revenue.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Asset Growth

20th percentile

-1.3%

Faster asset growth than 20% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Revenue Growth

87th percentile

17%

Faster revenue growth than 87% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets36th percentile

Assets

Down

$74,158,970

Down $998,693 (-1.3%) from 2017

Net Assets

Up

$9,683,730

Up $928,481 (+11%) from 2017

Liabilities

Down

$64,475,240

Down $1,927,174 (-2.9%) from 2017

Revenue And Expenses
Liabilities / Revenue39th percentileNet Margin90th percentile

Revenue

Up

$3,935,710

Up $565,973 (+17%) from 2017

Expenses

Up

$3,007,230

Up $518,445 (+21%) from 2017

Net Income

Up

$928,480

Up $47,528 (+5.4%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth20th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2011: $58,224,479Liabilities 2011: $53,126,400Net Assets 2011: $5,098,0792011Assets 2012: $58,127,086Liabilities 2012: $52,673,199Net Assets 2012: $5,453,8872012Assets 2013: $60,856,516Liabilities 2013: $54,819,527Net Assets 2013: $6,036,9892013Assets 2014: $63,220,850Liabilities 2014: $56,664,350Net Assets 2014: $6,556,5002014Assets 2015: $67,915,411Liabilities 2015: $61,047,244Net Assets 2015: $6,868,1672015Assets 2016: $71,351,703Liabilities 2016: $63,477,406Net Assets 2016: $7,874,2972016Assets 2017: $75,157,663Liabilities 2017: $66,402,414Net Assets 2017: $8,755,2492017Assets 2018: $74,158,970Liabilities 2018: $64,475,240Net Assets 2018: $9,683,7302018Assets 2019: $76,588,714Liabilities 2019: $65,923,196Net Assets 2019: $10,665,5182019Assets 2020: $87,405,523Liabilities 2020: $75,862,080Net Assets 2020: $11,543,4432020Assets 2021: $95,936,553Liabilities 2021: $83,532,788Net Assets 2021: $12,403,7652021Assets 2022: $101,149,265Liabilities 2022: $89,415,082Net Assets 2022: $11,734,1832022Assets 2023: $109,481,799Liabilities 2023: $96,778,291Net Assets 2023: $12,703,5082023Assets 2024: $116,196,216Liabilities 2024: $103,128,798Net Assets 2024: $13,067,4182024

Highlighted filing

2018

Assets$74,158,970
Liabilities$64,475,240
Net Assets$9,683,730
Open 2018 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2011: $3,168,7652011Expenses 2012: $2,918,0772012Revenue 2013: $3,391,411Expenses 2013: $2,808,308Net Income 2013: $583,1032013Revenue 2014: $3,283,470Expenses 2014: $2,763,959Net Income 2014: $519,5112014Revenue 2015: $3,296,064Expenses 2015: $2,984,397Net Income 2015: $311,6672015Revenue 2016: $3,262,160Expenses 2016: $2,256,030Net Income 2016: $1,006,1302016Revenue 2017: $3,369,737Expenses 2017: $2,488,785Net Income 2017: $880,9522017Revenue 2018: $3,935,710Expenses 2018: $3,007,230Net Income 2018: $928,4802018Revenue 2019: $4,220,190Expenses 2019: $3,238,402Net Income 2019: $981,7882019Revenue 2020: $4,347,107Expenses 2020: $3,433,701Net Income 2020: $913,4062020Revenue 2021: $4,536,004Expenses 2021: $3,629,655Net Income 2021: $906,3492021Revenue 2022: $4,901,740Expenses 2022: $4,146,414Net Income 2022: $755,3262022Revenue 2023: $6,561,737Expenses 2023: $5,754,296Net Income 2023: $807,4412023Revenue 2024: $7,571,095Expenses 2024: $7,341,381Net Income 2024: $229,7142024

Highlighted filing

2018

Revenue$3,935,710
Expenses$3,007,230
Net Income$928,480
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 24, 2019
Return Version
2018v3.1
Gross Receipts
$3,935,710
Mission and Program Overview

Mission

Our mission is to provide member thrift and savings while providing low cost loans to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$46,085,906$51,335,658▲ $5,249,752
Savings and Temporary Cash Investments$25,659,266$19,322,815▼ $6,336,451
Land, Buildings, and Equipment, Net$2,189,374$2,089,222▼ $100,152
Cash and Non-Interest-Bearing Accounts$839,325$1,006,690▲ $167,365
Prepaid Expenses and Deferred Charges$187,913$185,458▼ $2,455
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$75,157,663$74,158,970▼ $998,693
Other Assets Total$195,879$219,127▲ $23,248
Liabilities
Accounts Payable and Accrued Expenses$66,402,414$64,475,240▼ $1,927,174
Total Liabilities$66,402,414$64,475,240▼ $1,927,174
Net Assets / Fund Balance
Unrestricted Net Assets$8,755,249$9,683,730▲ $928,481
Total Net Assets Fund Balance$8,755,249$9,683,730▲ $928,481
Total Liabilities and Net Assets / Fund Balance$75,157,663$74,158,970▼ $998,693

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,417,767$557,490$1,975,257
Other Land Buildings$167,866$254,478$422,344
Land$419,523-$419,523
Leasehold Improvements$2,967$219,751$222,718
Equipment$81,099$139,422$220,521
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Pat ForceCEOFT$224,536$11,756$224,536
Katie ClarkSecretaryFT$58,338$2,286$60,624
Justin RobertsVice PresidentFT$7,400$320$7,720

Board Members and Trustees

NameTitle
Denny NielsenChairman
Marilyn BaconVice Chairman
Earlene NaylorDirector
Jeff ScofieldDirector
Lee EspeyDirector
Micky FrostDirector
Patrick VanceDirector
Rob KanskyDirector
Tyler ClarkDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,430,674
Investment Income
$435,838
Other Revenue
$69,198
Change in Net Assets
$928,480

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,935,710
Total Revenue per Audited Statements
$3,935,710
Total Revenue per Form 990
$3,935,710
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,796,169
Salaries, Compensation, and Employee Benefits$1,211,061
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$620,066
Interest---$388,744
Current Officers, Directors, Trustees, and Key Employees---$290,274
Information Technology---$222,759
Other Employee Benefits---$172,014
Office Expenses---$142,211
Depreciation Depletion---$136,436
Payroll Taxes---$92,281
Occupancy---$72,126
Conferences and Meetings---$56,883
Fees for Services Other---$54,396
Advertising---$39,552
Pension Plan Contributions---$36,426
Insurance---$31,572
Fees for Services Accounting---$27,500
Other Expenses---$26,219
All Other Expenses---$20,642
Fees for Services Legal---$12,371
Total Functional Expenses$0$0$0$3,007,230

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,007,230
Total Expenses per Audited Statements$3,007,230
Total Expenses per Form 990$3,007,230
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“The oranization has members. They become members when they join the credit union”

Form 990, Part VI, Line 11B: Form 990 Review Process

“No review was or will be conducted.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The financial statements are posted in summary form in the lobby of the credit union. All documents including policies are avalible upon request during business hours.”

Filing and Contact Details

Filer

Filer Name
Valley Credit Union
EIN
93-6027729
Phone
5033647999
Address
2096 MISSION STREET SE, SALEM, OR 97302

Signing Officer

Name
Pat Force
Title
CEO
Signed
2019-05-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Pat Force
Formed
1957
Legal Domicile
Or
Voting Board Members
10
Independent Board Members
0
Employees
20
Volunteers
9

Preparer

Firm
R Keith Bebb CPA
Address
14780 SW OSPREY STE 370, BEAVERTON, OR 97007
Preparer
R Keith Bebb
Phone
5036424129
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“ROUNDING = $1”

Raw XML AppendixShowing 400 of 420 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetAssetsOrFundBalancesBOYAmt08755249
IRS990/NetAssetsOrFundBalancesEOYAmt09683730
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt072126
IRS990/OfficeExpensesGrp/TotalAmt0142211
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0195879
IRS990/OtherAssetsTotalGrp/EOYAmt0219127
IRS990/OtherChangesInNetAssetsAmt01
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0172014
IRS990/OtherExpensesGrp/Desc0OPERATING FEES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2DUES
IRS990/OtherExpensesGrp/Desc3CHARITABLE DONATIONS
IRS990/OtherExpensesGrp/TotalAmt0389732
IRS990/OtherExpensesGrp/TotalAmt1136610
IRS990/OtherExpensesGrp/TotalAmt238416
IRS990/OtherExpensesGrp/TotalAmt326219
IRS990/OtherRevenueMiscGrp/Desc0EQUIPMENT SALES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt069198
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt069198
IRS990/OtherRevenueTotalAmt069198
IRS990/OtherSalariesAndWagesGrp/TotalAmt0620066
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt046085906
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt051335658
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt092281
IRS990/PensionPlanContributionsGrp/TotalAmt036426
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0187913
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0185458
IRS990/PrincipalOfficerNm0PAT FORCE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03430674
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03430674
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0400086
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01394367
IRS990/PYProgramServiceRevenueAmt02969651
IRS990/PYRevenuesLessExpensesAmt0880952
IRS990/PYSalariesCompEmpBnftPaidAmt01094418
IRS990/PYTotalExpensesAmt02488785
IRS990/PYTotalRevenueAmt03369737
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0928480
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt025659266
IRS990/SavingsAndTempCashInvstGrp/EOYAmt019322815
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01417767
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0557490
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01975257
IRS990ScheduleD/EquipmentGrp/BookValueAmt081099
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0139422
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0220521
IRS990ScheduleD/ExpensesSubtotalAmt03007230
IRS990ScheduleD/LandGrp/BookValueAmt0419523
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0419523
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02967
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0219751
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0222718
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0167866
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0254478
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0422344
IRS990ScheduleD/RevenueSubtotalAmt03935710
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02089222
IRS990ScheduleD/TotalExpensesPerForm990Amt03007230
IRS990ScheduleD/TotalRevenuePerForm990Amt03935710
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03935710
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03007230
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0224536
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt011756
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0PAT FORCE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0224536
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt011756
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORANIZATION HAS MEMBERS. THEY BECOME MEMBERS WHEN THEY JOIN THE CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FINANCIAL STATEMENTS ARE POSTED IN SUMMARY FORM IN THE LOBBY OF THE CREDIT UNION. ALL DOCUMENTS INCLUDING POLICIES ARE AVALIBLE UPON REQUEST DURING BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ROUNDING = $1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Changes In Net Assets Or Fund Balances - Other Increases
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt075157663
IRS990/TotalAssetsEOYAmt074158970
IRS990/TotalAssetsGrp/BOYAmt075157663
IRS990/TotalAssetsGrp/EOYAmt074158970
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt020
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03007230
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt066402414
IRS990/TotalLiabilitiesEOYAmt064475240
IRS990/TotalLiabilitiesGrp/BOYAmt066402414
IRS990/TotalLiabilitiesGrp/EOYAmt064475240
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08755249
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09683730
IRS990/TotalOtherCompensationAmt014362
IRS990/TotalProgramServiceRevenueAmt03430674
IRS990/TotalReportableCompFromOrgAmt0290274
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03935710
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03935710
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt075157663
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt074158970
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt08755249
IRS990/UnrestrictedNetAssetsGrp/EOYAmt09683730
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02096 MISSION STREET SE
IRS990/USAddress/CityNm0SALEM
IRS990/USAddress/StateAbbreviationCd0OR
IRS990/USAddress/ZIPCd097302
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAT FORCE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VALLEY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0VALL

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$74,158,970
Liabilities
$64,475,240
Net assets
$9,683,730
Revenue
$3,935,710
Expenses
$3,007,230
Net income
$928,480
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$103$13.1$7.57$7.34$0.23
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$109$96.8$12.7$6.56$5.75$0.81
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$89.4$11.7$4.90$4.15$0.76
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.9$83.5$12.4$4.54$3.63$0.91
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$87.4$75.9$11.5$4.35$3.43$0.91
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.6$65.9$10.7$4.22$3.24$0.98
2018Detailed filing. Detailed filing data is available for this year.$74.2$64.5$9.68$3.94$3.01$0.93
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$75.2$66.4$8.76$3.37$2.49$0.88
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$71.4$63.5$7.87$3.26$2.26$1.01
2015Detailed filing. Detailed filing data is available for this year.$67.9$61.0$6.87$3.30$2.98$0.31
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$63.2$56.7$6.56$3.28$2.76$0.52
2013Detailed filing. Detailed filing data is available for this year.$60.9$54.8$6.04$3.39$2.81$0.58
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.1$52.7$5.45$2.92
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.2$53.1$5.10$3.17