Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
990 • Fiscal year 2015 • EIN 93-6027729
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Liabilities / Revenue
46th percentile
Higher debt load relative to revenue than 46% of similar nonprofits.
Net Margin
53rd percentile
Higher net margin than 53% of similar nonprofits.
Top Officer Pay
43rd percentile
Higher top officer pay than 43% of similar nonprofits.
Top officer pay equals 3.9% of source-year revenue.
Asset Growth
78th percentile
Faster asset growth than 78% of similar nonprofits.
Revenue Growth
37th percentile
Faster revenue growth than 37% of similar nonprofits.
Assets
Up$67,915,411
Up $4,694,561 (+7.4%) from 2014
Net Assets
Up$6,868,167
Up $311,667 (+4.8%) from 2014
Liabilities
Up$61,047,244
Up $4,382,894 (+7.7%) from 2014
Revenue
Up$3,296,064
Up $12,594 (+0.4%) from 2014
Expenses
Up$2,984,397
Up $220,438 (+8.0%) from 2014
Net Income
Down$311,667
Down $207,844 (-40%) from 2014
Our mission is to provide member thrift and savings while providing low cost loans to members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $41,746,001 | $41,209,204 | ▼ $536,797 |
| Savings and Temporary Cash Investments | $17,958,794 | $23,002,974 | ▲ $5,044,180 |
| Rtn Earn Endowment Incm Other Fnds | $6,556,500 | $6,868,167 | ▲ $311,667 |
| Land, Buildings, and Equipment, Net | $2,191,326 | $2,354,790 | ▲ $163,464 |
| Cash and Non-Interest-Bearing Accounts | $931,502 | $996,026 | ▲ $64,524 |
| Prepaid Expenses and Deferred Charges | $208,337 | $172,746 | ▼ $35,591 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $63,220,850 | $67,915,411 | ▲ $4,694,561 |
| Other Assets Total | $184,890 | $179,671 | ▼ $5,219 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $56,664,350 | $61,047,244 | ▲ $4,382,894 |
| Total Liabilities | $56,664,350 | $61,047,244 | ▲ $4,382,894 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,556,500 | $6,868,167 | ▲ $311,667 |
| Total Liabilities and Net Assets / Fund Balance | $63,220,850 | $67,915,411 | ▲ $4,694,561 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,326,090 | $643,617 | $1,969,707 |
| Land | $642,241 | - | $642,241 |
| Other Land Buildings | $195,768 | $109,485 | $305,253 |
| Equipment | $190,691 | $112,828 | $303,519 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Linda Pastorino | CEO | FT | $114,999 | $12,547 | $127,546 |
| Jean Wheat-palm | CEO | FT | $95,539 | $11,677 | $107,216 |
| Katie Clark | Secretary | FT | $43,322 | $12,321 | $55,643 |
| Name | Title |
|---|---|
| Ken Hector | Chairman |
| Patrick Vance | Chairman |
| Kathleen Noll | Vice Chairman |
| Adam Tallinger | Director |
| Denny Nielsen | Director |
| Marilyn Bacon | Director |
| Rob Kansky | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,771,343 |
| Salaries, Compensation, and Employee Benefits | $1,213,054 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $575,920 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $290,405 |
| Interest | - | - | - | $240,230 |
| Other Employee Benefits | - | - | - | $228,707 |
| Information Technology | - | - | - | $178,628 |
| Fees for Services Legal | - | - | - | $133,267 |
| Advertising | - | - | - | $126,000 |
| Payroll Taxes | - | - | - | $92,637 |
| Depreciation Depletion | - | - | - | $87,087 |
| Occupancy | - | - | - | $83,330 |
| Fees for Services Other | - | - | - | $60,136 |
| Conferences and Meetings | - | - | - | $53,352 |
| Office Expenses | - | - | - | $48,669 |
| Insurance | - | - | - | $30,771 |
| Other Expenses | - | - | - | $25,876 |
| Pension Plan Contributions | - | - | - | $25,385 |
| All Other Expenses | - | - | - | $19,662 |
| Fees for Services Accounting | - | - | - | $15,000 |
| Total Functional Expenses | $0 | $0 | $0 | $2,984,397 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,984,397 |
| Total Expenses per Audited Statements | $2,984,397 |
| Total Expenses per Form 990 | $2,984,397 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
“The oranization has members. They become members when they join the credit union”
“No review was or will be conducted.”
“The financial statements are posted in summary form in the lobby of the credit union. All documents including policies are avalible upon request during business hours.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 56664350 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 61047244 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | OUR MISSION IS TO PROVIDE MEMBER THRIFT AND SAVINGS WHILE PROVIDING LOW COST LOANS TO MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 126000 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 19662 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LINDA PASTORINO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5033647999 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2096 MISSION STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SALEM |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97302 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 931502 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 996026 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 290405 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 53352 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 163117 |
| IRS990/CYOtherExpensesAmt | 0 | 1771343 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3132947 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 311667 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1213054 |
| IRS990/CYTotalExpensesAmt | 0 | 2984397 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3296064 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 87087 |
| IRS990/Desc | 0 | PROVIDE LOW COST LOANS TO MEMBERS USING FUNDS ON DEPOSIT |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 15000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 133267 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 60136 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 70.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 70.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 12321 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 12547 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 11677 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARILYN BACON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KATHLEEN NOLL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KATIE CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PATRICK VANCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DENNY NIELSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ADAM TALLINGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KEN HECTOR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROB KANSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LINDA PASTORINO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JEAN WHEAT-PALM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 43322 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 114999 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 95539 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1957 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3296064 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 178628 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 30771 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 240230 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 163117 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 163117 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 812 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 865930 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2191326 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2354790 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3220720 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO PROVIDE MEMBER THRIFT AND SAVINGS WHILE PROVIDING LOW COST LOANS TO MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6556500 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6868167 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 83330 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 48669 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 184890 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 179671 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 228707 |
| IRS990/OtherExpensesGrp/Desc | 0 | OPERATING FEES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | CHARITABLE DONATIONS |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 314335 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 300000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 55000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 25876 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 575920 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 41746001 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 41209204 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 92637 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 25385 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 208337 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 172746 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3132947 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3132947 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 122789 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1543012 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3160681 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 519511 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1220947 |
| IRS990/PYTotalExpensesAmt | 0 | 2763959 |
| IRS990/PYTotalRevenueAmt | 0 | 3283470 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 311667 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6556500 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6868167 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 17958794 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 23002974 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1326090 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 643617 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1969707 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 190691 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 112828 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 303519 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2984397 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 642241 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 642241 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 195768 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 109485 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 305253 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 3296064 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2354790 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2984397 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 3296064 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 3296064 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2984397 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORANIZATION HAS MEMBERS. THEY BECOME MEMBERS WHEN THEY JOIN THE CREDIT UNION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | No review was or will be conducted. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FINANCIAL STATEMENTS ARE POSTED IN SUMMARY FORM IN THE LOBBY OF THE CREDIT UNION. ALL DOCUMENTS INCLUDING POLICIES ARE AVALIBLE UPON REQUEST DURING BUSINESS HOURS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 63220850 |
| IRS990/TotalAssetsEOYAmt | 0 | 67915411 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 63220850 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 67915411 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 20 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2984397 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 56664350 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 61047244 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 56664350 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 61047244 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6556500 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6868167 |
| IRS990/TotalOtherCompensationAmt | 0 | 36545 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3132947 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 253860 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3296064 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3296064 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 63220850 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 67915411 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 0 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LINDA PASTORINO |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | VALLEY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | VALL |
| ReturnHeader/Filer/EIN | 0 | 936027729 |
| ReturnHeader/Filer/PhoneNum | 0 | 5033647999 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2096 MISSION STREET SE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SALEM |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 97302 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | R Keith Bebb CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 14780 SW OSPREY STE 370 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | BEAVERTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 97007 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5036424129 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | R KEITH BEBB |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2016-05-19T10:27:57-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
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