Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
990 • Fiscal year 2022 • EIN 93-6027729
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
65th percentile
Higher top officer pay than 65% of similar nonprofits.
Top officer pay equals 5.1% of source-year revenue.
Asset Growth
76th percentile
Faster asset growth than 76% of similar nonprofits.
Revenue Growth
42nd percentile
Faster revenue growth than 42% of similar nonprofits.
Assets
Up$101,149,265
Up $5,212,712 (+5.4%) from 2021
Net Assets
Down$11,734,183
Down $669,582 (-5.4%) from 2021
Liabilities
Up$89,415,082
Up $5,882,294 (+7.0%) from 2021
Revenue
Up$4,901,740
Up $365,736 (+8.1%) from 2021
Expenses
Up$4,146,414
Up $516,759 (+14%) from 2021
Net Income
Down$755,326
Down $151,023 (-17%) from 2021
Our mission is to provide member thrift and savings while providing low cost loans to members
To provide exceptional service and products that includes great rates and low fees for our members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $66,169,248 | $78,783,905 | ▲ $12,614,657 |
| Investments Other Securities | $10,480,047 | $11,406,411 | ▲ $926,364 |
| Savings and Temporary Cash Investments | $13,982,000 | $5,242,000 | ▼ $8,740,000 |
| Land, Buildings, and Equipment, Net | $1,908,906 | $1,818,638 | ▼ $90,268 |
| Cash and Non-Interest-Bearing Accounts | $819,118 | $1,477,512 | ▲ $658,394 |
| Investments Program Related | $737,872 | $763,053 | ▲ $25,181 |
| Accounts Receivable | $858,604 | $639,435 | ▼ $219,169 |
| Prepaid Expenses and Deferred Charges | $245,739 | $248,657 | ▲ $2,918 |
| Total Assets | $95,936,553 | $101,149,265 | ▲ $5,212,712 |
| Other Assets Total | $735,019 | $769,654 | ▲ $34,635 |
| Liabilities | |||
| Other Liabilities | $80,131,661 | $82,499,943 | ▲ $2,368,282 |
| Mortgage Notes Payable Secured by Investment Property | $2,752,182 | $5,750,222 | ▲ $2,998,040 |
| Accounts Payable and Accrued Expenses | $648,945 | $1,164,917 | ▲ $515,972 |
| Total Liabilities | $83,532,788 | $89,415,082 | ▲ $5,882,294 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $12,403,765 | $11,734,183 | ▼ $669,582 |
| Total Net Assets Fund Balance | $12,403,765 | $11,734,183 | ▼ $669,582 |
| Total Liabilities and Net Assets / Fund Balance | $95,936,553 | $101,149,265 | ▲ $5,212,712 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,255,853 | $946,989 | $2,202,842 |
| Equipment | $143,262 | $514,944 | $658,206 |
| Land | $419,523 | - | $419,523 |
| Other Securities | $345,300 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Pat Force | CEO | FT | $171,227 | $76,667 | $247,894 |
| Justin Roberts | Vice President | FT | $118,244 | $52,700 | $170,944 |
| Name | Title |
|---|---|
| Rob Kansky | Chairman |
| Tyler Clark | Vice Chairman |
| Jake Turpin | Vice President |
| Denny Nielsen | Director |
| Earlene Naylor | Director |
| Marilyn Bacon | Director |
| Micky Frost | Director |
| Patrick Vance | Director |
| Katie Clark | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,449,265 |
| Salaries, Compensation, and Employee Benefits | $1,635,001 |
| Grants and Similar Amounts Paid | $13,918 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $848,154 |
| Other Salaries and Wages | - | - | - | $813,282 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $365,846 |
| Other Employee Benefits | - | - | - | $354,531 |
| Occupancy | - | - | - | $117,487 |
| Payroll Taxes | - | - | - | $101,342 |
| Advertising | - | - | - | $92,295 |
| Fees for Services Other | - | - | - | $77,891 |
| Interest | - | - | - | $74,488 |
| Other Expenses | - | - | - | $63,666 |
| Depreciation Depletion | - | - | - | $61,648 |
| Benefits to Members | - | - | - | $48,230 |
| Information Technology | - | - | - | $42,672 |
| Travel | - | - | - | $38,711 |
| Fees for Services Accounting | - | - | - | $24,650 |
| Fees for Services Legal | - | - | - | $19,539 |
| Grants to Domestic Orgs | - | - | - | $13,918 |
| All Other Expenses | - | - | - | $6,337 |
| Conferences and Meetings | - | - | - | $4,969 |
| Total Functional Expenses | $0 | $0 | $0 | $4,146,414 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $50,164,150 |
| Money Market Shares | $23,823,038 |
| Time Deposits | $8,512,755 |
“Valley credit union has one class of members. Membership is open to persons who live or work in, or organizations located within, the community of these four counties in oregon: linn, marion, polk and yamhill.”
“Members elect the board of directors from candidates selected by the nominating committee.”
“There are no committees with broad authority to act on behalf of the governing body.”
“The form 990 is reviewed by the ceo prior to filing.”
“The board of directors establishes compensation for the ceo using comparable information from similarly situated organizations. Compensation changes are reviewed and approved by the board on an annual basis and deliberation process and final decision is documented in hr files. The other officers receive an annual review from the ceo at mid-year and compensation adjustments are made at that time.”
“All required documents are available upon request during business hours.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 648945 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1164917 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 858604 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 639435 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE EXCEPTIONAL SERVICE AND PRODUCTS THAT INCLUDES GREAT RATES AND LOW FEES FOR OUR MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 92295 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 6337 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 48230 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PAT FORCE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5035896200 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2096 MISSION STREET SE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SALEM |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97302 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 819118 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1477512 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 365846 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4969 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 48230 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 13918 |
| IRS990/CYInvestmentIncomeAmt | 0 | 362616 |
| IRS990/CYOtherExpensesAmt | 0 | 2449265 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4539124 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 755326 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1635001 |
| IRS990/CYTotalExpensesAmt | 0 | 4146414 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4901740 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 61648 |
| IRS990/Desc | 0 | PROVIDE LOW COST LOANS TO MEMBERS USING FUNDS ON DEPOSIT. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 23 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24650 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 19539 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 77891 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 22166 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 30826 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROB KANSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TYLER CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNY NIELSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARILYN BACON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | PATRICK VANCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | EARLENE NAYLOR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MICKY FROST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | PAT FORCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JUSTIN ROBERTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JAKE TURPIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KATIE CLARK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 225728 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 140118 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SECRETARY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1957 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 13918 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 4901740 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 42672 |
| IRS990/InterestGrp/TotalAmt | 0 | 74488 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 362616 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 362616 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 10480047 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 11406411 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 737872 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 763053 |
| IRS990/IRPDocumentCnt | 0 | 4128 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1461933 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1908906 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1818638 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3280571 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | SERVING FOR YOUR SUCCESS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 2752182 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 5750222 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12403765 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 11734183 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 27853 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -1424908 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 12403765 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 11734183 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 117487 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 848154 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 735019 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 769654 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 354531 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 470724 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 330935 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 175099 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 63666 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 80131661 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 82499943 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 813282 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 66169248 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 78783905 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 101342 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 245739 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 248657 |
| IRS990/PrincipalOfficerNm | 0 | PAT FORCE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3599256 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 752870 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 144579 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3620134 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 759815 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 159175 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 20878 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 6945 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 14596 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 846418 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 14725 |
| IRS990/PYInvestmentIncomeAmt | 0 | 316738 |
| IRS990/PYOtherExpensesAmt | 0 | 2768512 |
| IRS990/PYOtherRevenueAmt | 0 | 252317 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3966949 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 906349 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/PYTotalExpensesAmt | 0 | 3629655 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 4536004 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
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| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 13982000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5242000 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1255853 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 946989 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2202842 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 143262 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 514944 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 658206 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 419523 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 419523 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 50164150 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 23823038 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 8512755 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MONEY MARKET SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | TIME DEPOSITS |
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| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 148414 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 345300 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | US SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORPORATE AMERICA CU |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | FHLB STOCK |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
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| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 11406411 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 82499943 |
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| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
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| IRS990/ScheduleJRequiredInd | 0 | 1 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 118244 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 28659 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 13520 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 30826 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 8354 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | JUSTIN ROBERTS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | VICE PRESIDENT |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 170944 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
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| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | VALLEY CREDIT UNION HAS ONE CLASS OF MEMBERS. MEMBERSHIP IS OPEN TO PERSONS WHO LIVE OR WORK IN, OR ORGANIZATIONS LOCATED WITHIN, THE COMMUNITY OF THESE FOUR COUNTIES IN OREGON: LINN, MARION, POLK AND YAMHILL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ELECT THE BOARD OF DIRECTORS FROM CANDIDATES SELECTED BY THE NOMINATING COMMITTEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THERE ARE NO COMMITTEES WITH BROAD AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 IS REVIEWED BY THE CEO PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS ESTABLISHES COMPENSATION FOR THE CEO USING COMPARABLE INFORMATION FROM SIMILARLY SITUATED ORGANIZATIONS. COMPENSATION CHANGES ARE REVIEWED AND APPROVED BY THE BOARD ON AN ANNUAL BASIS AND DELIBERATION PROCESS AND FINAL DECISION IS DOCUMENTED IN HR FILES. THE OTHER OFFICERS RECEIVE AN ANNUAL REVIEW FROM THE CEO AT MID-YEAR AND COMPENSATION ADJUSTMENTS ARE MADE AT THAT TIME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ALL REQUIRED DOCUMENTS ARE AVAILABLE UPON REQUEST DURING BUSINESS HOURS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 8B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
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| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 101149265 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 23 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4146414 |
| IRS990/TotalGrossUBIAmt | 0 | 42419 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 83532788 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 89415082 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 83532788 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 89415082 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 12403765 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 11734183 |
| IRS990/TotalOtherCompensationAmt | 0 | 52992 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4539124 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 365846 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 362616 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4496705 |
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| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 42419 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 101149265 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 38711 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2096 MISSION ST SE |
| IRS990/USAddress/CityNm | 0 | SALEM |
| IRS990/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/USAddress/ZIPCd | 0 | 97302 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 3 |
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Displayed year
2022 • Form 990Detailed filing. Detailed filing data is available for this year.