Civic Intelligence

North Bend Student Loan Fund

990EZ • Fiscal year 2013 • EIN 93-0677588

Jan 01, 2013 to Dec 31, 2013 • Filed on May 29, 2014

Organization ProfileN/A
67505 N Bay RoadNorth Bend, OR 97459

(541) 756-4572

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.03x

Higher debt load relative to assets than 68% of similar nonprofits.

2013 filings • 501(c)4 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

87th percentile

0.36x

Higher debt load relative to revenue than 87% of similar nonprofits.

2013 filings • 501(c)4 • <$500k nonprofits • Source year 2013

Net Margin

99th percentile

91%

Higher net margin than 99% of similar nonprofits.

2013 filings • 501(c)4 • <$500k nonprofits • Source year 2013

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)4 • <$500k nonprofits • Source year 2013

Asset Growth

64th percentile

7.8%

Faster asset growth than 64% of similar nonprofits.

2013 filings • 501(c)4 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

94th percentile

73%

Faster revenue growth than 94% of similar nonprofits.

2013 filings • 501(c)4 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$370,537

Up $26,739 (+7.8%) from 2012

Net Assets

Up

$359,523

Up $27,823 (+8.4%) from 2012

Liabilities

Down

$11,014

Down $1,084 (-9.0%) from 2012

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin99th percentile

Revenue

Up

$30,621

Up $12,963 (+73%) from 2012

Expenses

Up

$2,798

Up $449 (+19%) from 2012

Net Income

Up

$27,823

Up $12,514 (+82%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth64th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $316,391Net Assets 2011: $316,3912011Assets 2012: $343,798Liabilities 2012: $12,098Net Assets 2012: $331,7002012Assets 2013: $370,537Liabilities 2013: $11,014Net Assets 2013: $359,5232013Assets 2014: $381,210Liabilities 2014: $11,696Net Assets 2014: $369,5142014Assets 2015: $373,279Liabilities 2015: $3,094Net Assets 2015: $370,1852015Assets 2016: $389,141Liabilities 2016: $7,356Net Assets 2016: $381,7852016Assets 2017: $0Net Assets 2017: $02017

Highlighted filing

2013

Assets$370,537
Liabilities$11,014
Net Assets$359,523
Open 2013 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$30K$20K$10K$0Revenue 2011: $13,078Expenses 2011: $700Net Income 2011: $12,3782011Revenue 2012: $17,658Expenses 2012: $2,349Net Income 2012: $15,3092012Revenue 2013: $30,621Expenses 2013: $2,798Net Income 2013: $27,8232013Revenue 2014: $12,965Expenses 2014: $2,974Net Income 2014: $9,9912014Revenue 2015: $11,902Expenses 2015: $11,231Net Income 2015: $6712015Revenue 2016: $15,817Expenses 2016: $4,217Net Income 2016: $11,6002016Revenue 2017: $12,304Expenses 2017: $10,677Net Income 2017: $1,6272017

Highlighted filing

2013

Revenue$30,621
Expenses$2,798
Net Income$27,823
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 29, 2014
Return Version
2013v3.1
Gross Receipts
$97,533
Mission and Program Overview

Mission

To provide college loans to students from north bend high school, helping them enter college or further their education.the loan funds are repaid once graduated and the proceeds used to make further loans to others.

Program Services

DescriptionGrantsExpenses
TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.$2,798-
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BUTCH SCHROEDERPresident-$0--
LEE GOLDERVice President-$0--
MICHELLE COLLICOTTreasurer-$0--
Filing and Contact Details

Filer

EIN
93-0677588
Phone
5417564572

Signing Officer

Name
Butch Schroeder
Title
President
Signed
2014-05-29
Discuss with paid preparer
Yes

Preparer

Preparer
Carolyn D Thompson
Phone
5412692711
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $50”

Other Expenses.1

“INVESTMENT FEES $2034”

Other Expenses.2

“CORPORATE DIVISION $43”

Other Expenses.3

“FOREIGN TAX $21”

Other Assets.1

“EDWARDS JONES ACCOUNT - Beginning $153690 EDWARDS JONES ACCOUNT - Ending $158264”

Other Assets.2

“LOANS RECEIVABLE - Beginning $175420 LOANS RECEIVABLE - Ending $165810”

Total Liabilities.1

“CHANGE IN FMV OF EDWARD JONES AC - Beginning $12098 CHANGE IN FMV OF EDWARD JONES AC - Ending $11014”

Raw XML Appendix126 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BUTCH SCHROEDER
IRS990EZ/BooksInCareOfDetail/PhoneNum05417564572
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1067505 N BAY ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/City0NORTH BEND
IRS990EZ/BooksInCareOfDetail/USAddress/State0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode097459
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt014688
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt046463
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt015000
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt066912
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt027823
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0650
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0343798
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0370537
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt03152
IRS990EZ/GrossReceiptsAmt097533
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt04564
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0331700
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0359523
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0331700
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0359523
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BUTCH SCHROEDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LEE GOLDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELLE COLLICOT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0329110
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0324074
IRS990EZ/OtherExpensesTotalAmt02148
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.
IRS990EZ/ProgramServiceRevenueAmt07905
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt02798
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt070064
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt012098
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt011014
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt02798
IRS990EZ/TotalProgramServiceExpensesAmt02798
IRS990EZ/TotalRevenueAmt030621
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $50
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1INVESTMENT FEES $2034
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CORPORATE DIVISION $43
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FOREIGN TAX $21
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EDWARDS JONES ACCOUNT - Beginning $153690 EDWARDS JONES ACCOUNT - Ending $158264
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5LOANS RECEIVABLE - Beginning $175420 LOANS RECEIVABLE - Ending $165810
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CHANGE IN FMV OF EDWARD JONES AC - Beginning $12098 CHANGE IN FMV OF EDWARD JONES AC - Ending $11014
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Total Liabilities.1
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BUTCH SCHROEDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-29
ReturnHeader/Filer/BusinessName/BusinessNameLine10NORTH BEND STUDENT LOAN FUND
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0930677588
ReturnHeader/Filer/PhoneNum05417564572
ReturnHeader/Filer/USAddress/AddressLine1067505 N BAY ROAD
ReturnHeader/Filer/USAddress/City0NORTH BEND
ReturnHeader/Filer/USAddress/State0OR
ReturnHeader/Filer/USAddress/ZIPCode097459
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10Carolyn D Thompson CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10519 South 7th Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Coos Bay
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode097420
ReturnHeader/PreparerPersonGrp/PhoneNum05412692711
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAROLYN D THOMPSON
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-05-30T10:28:20-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$370,537
Liabilities
$11,014
Net assets
$359,523
Revenue
$30,621
Expenses
$2,798
Net income
$27,823
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.12$0.11$0.02
2016Detailed filing. Detailed filing data is available for this year.$3.89$0.07$3.82$0.16$0.04$0.12
2015Detailed filing. Detailed filing data is available for this year.$3.73$0.03$3.70$0.12$0.11$0.01
2014Detailed filing. Detailed filing data is available for this year.$3.81$0.12$3.70$0.13$0.03$0.10
2013Detailed filing. Detailed filing data is available for this year.$3.71$0.11$3.60$0.31$0.03$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.44$0.12$3.32$0.18$0.02$0.15
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.16$3.16$0.13$0.01$0.12
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)4 • <$500k nonprofits