Civic Intelligence

North Bend Student Loan Fund

990EZ • Fiscal year 2012 • EIN 93-0677588

Jan 01, 2012 to Dec 31, 2012 • Filed on May 02, 2013

Organization ProfileN/A
67505 N Bay Road97459
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.04x

Higher debt load relative to assets than 69% of similar nonprofits.

2012 filings • 501(c)4 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

91st percentile

0.69x

Higher debt load relative to revenue than 91% of similar nonprofits.

2012 filings • 501(c)4 • <$500k nonprofits • Source year 2012

Net Margin

98th percentile

87%

Higher net margin than 98% of similar nonprofits.

2012 filings • 501(c)4 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

66th percentile

8.7%

Faster asset growth than 66% of similar nonprofits.

2012 filings • 501(c)4 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

87th percentile

35%

Faster revenue growth than 87% of similar nonprofits.

2012 filings • 501(c)4 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$343,798

Up $27,407 (+8.7%) from 2011

Net Assets

Up

$331,700

Up $15,309 (+4.8%) from 2011

Liabilities

$12,098

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin98th percentile

Revenue

Up

$17,658

Up $4,580 (+35%) from 2011

Expenses

Up

$2,349

Up $1,649 (+236%) from 2011

Net Income

Up

$15,309

Up $2,931 (+24%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth66th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $316,391Net Assets 2011: $316,3912011Assets 2012: $343,798Liabilities 2012: $12,098Net Assets 2012: $331,7002012Assets 2013: $370,537Liabilities 2013: $11,014Net Assets 2013: $359,5232013Assets 2014: $381,210Liabilities 2014: $11,696Net Assets 2014: $369,5142014Assets 2015: $373,279Liabilities 2015: $3,094Net Assets 2015: $370,1852015Assets 2016: $389,141Liabilities 2016: $7,356Net Assets 2016: $381,7852016Assets 2017: $0Net Assets 2017: $02017

Highlighted filing

2012

Assets$343,798
Liabilities$12,098
Net Assets$331,700
Open 2012 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$30K$20K$10K$0Revenue 2011: $13,078Expenses 2011: $700Net Income 2011: $12,3782011Revenue 2012: $17,658Expenses 2012: $2,349Net Income 2012: $15,3092012Revenue 2013: $30,621Expenses 2013: $2,798Net Income 2013: $27,8232013Revenue 2014: $12,965Expenses 2014: $2,974Net Income 2014: $9,9912014Revenue 2015: $11,902Expenses 2015: $11,231Net Income 2015: $6712015Revenue 2016: $15,817Expenses 2016: $4,217Net Income 2016: $11,6002016Revenue 2017: $12,304Expenses 2017: $10,677Net Income 2017: $1,6272017

Highlighted filing

2012

Revenue$17,658
Expenses$2,349
Net Income$15,309
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 2, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

To provide college loans to students from north bend high school, helping them enter college or further their education.the loan funds are repaid once graduated and the proceeds used to make further loans to others.

Filing and Contact Details

Filer

EIN
93-0677588
Raw XML Appendix123 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY05918
IRS990EZ/CashSavingsAndInvestments/EOY014688
IRS990EZ/CostOfGoodsSold00
IRS990EZ/CostOtherBasisAndSalesExpenses047670
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear015309
IRS990EZ/FeesAndOthPymtToIndContractors0750
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/Form720Filed0false
IRS990EZ/FundraisingGrossIncome00
IRS990EZ/GainOrLossFromSaleOfAssets02975
IRS990EZ/GrossAmountFromSaleOfAssets050645
IRS990EZ/GrossReceipts065328
IRS990EZ/GrossReceiptsForPublicUse00
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InitiationFeesAndCapitalContri00
IRS990EZ/InvestmentIncome06833
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY0316391
IRS990EZ/NetAssetsOrFundBalancesBOY0316391
IRS990EZ/NetAssetsOrFundBalances/EOY0331700
IRS990EZ/NetAssetsOrFundBalancesEOY0331700
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition03.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition12.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition22.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0MICHELLE COLLICOT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1LEE GOLDER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2BUTCH SCHROEDER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0Treasurer
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1Vice President
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2President
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationFiled990T0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY0310473
IRS990EZ/OtherAssetsTotal/EOY0329110
IRS990EZ/OtherExpensesTotal01599
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations02349
IRS990EZ/ProgramServiceRevenue07850
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SpecialEventsDirectExpenses00
IRS990EZ/StatesWhereCopyOfReturnIsFiled0OR
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/EOY012098
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine1067505 N BAY ROAD
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0NORTH BEND
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0OR
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode097459
IRS990EZ/TheBooksAreInCareOf/NamePerson0BUTCH SCHROEDER
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber05417564572
IRS990EZ/TotalAssets/BOY0316391
IRS990EZ/TotalAssets/EOY0343798
IRS990EZ/TotalExpenses02349
IRS990EZ/TotalProgramServiceExpenses02349
IRS990EZ/TotalRevenue017658
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/WebSite0N/A
IRS990ScheduleO/GeneralExplanation/Explanation0CHANGE IN FMV OF EDWARD JONES AC - Beginning $0 CHANGE IN FMV OF EDWARD JONES AC - Ending $12098
IRS990ScheduleO/GeneralExplanation/Explanation1PAYMENT IN TRANSIT - Beginning $100 PAYMENT IN TRANSIT - Ending $0
IRS990ScheduleO/GeneralExplanation/Explanation2LOANS RECEIVABLE - Beginning $177069 LOANS RECEIVABLE - Ending $175420
IRS990ScheduleO/GeneralExplanation/Explanation3EDWARDS JONES ACCOUNT - Beginning $133304 EDWARDS JONES ACCOUNT - Ending $153690
IRS990ScheduleO/GeneralExplanation/Explanation4FOREIGN TAX $16
IRS990ScheduleO/GeneralExplanation/Explanation5CORPORATE DIVISION $78
IRS990ScheduleO/GeneralExplanation/Explanation6INVESTMENT FEES $1505
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990-EZ, Part II, Line 26.1
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990-EZ, Part II, Line 24.3
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990-EZ, Part II, Line 24.2
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990-EZ, Part II, Line 24.1
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990-EZ, Part I, Line 16.3
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990-EZ, Part I, Line 16.2
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990-EZ, Part I, Line 16.1
IRS990ScheduleO/GeneralExplanation/ReturnReference0Total Liabilities.1
IRS990ScheduleO/GeneralExplanation/ReturnReference1Other Assets.3
IRS990ScheduleO/GeneralExplanation/ReturnReference2Other Assets.2
IRS990ScheduleO/GeneralExplanation/ReturnReference3Other Assets.1
IRS990ScheduleO/GeneralExplanation/ReturnReference4Other Expenses.3
IRS990ScheduleO/GeneralExplanation/ReturnReference5Other Expenses.2
IRS990ScheduleO/GeneralExplanation/ReturnReference6Other Expenses.1
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0930677588
ReturnHeader/Filer/Name/BusinessNameLine10NORTH BEND STUDENT LOAN FUND
ReturnHeader/Filer/NameControl0NORT
ReturnHeader/Filer/Phone05417564572
ReturnHeader/Filer/USAddress/AddressLine1067505 N BAY ROAD
ReturnHeader/Filer/USAddress/City0NORTH BEND
ReturnHeader/Filer/USAddress/State0OR
ReturnHeader/Filer/USAddress/ZIPCode097459
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-05-02
ReturnHeader/Officer/Name0BUTCH SCHROEDER
ReturnHeader/Officer/Title0President
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Briggs & Thompson LLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10519 South 7th Street
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Coos Bay
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0OR
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode097420
ReturnHeader/Preparer/Name0CAROLYN D THOMPSON
ReturnHeader/Preparer/Phone05412692711
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-03T07:50:03-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$343,798
Liabilities
$12,098
Net assets
$331,700
Revenue
$17,658
Expenses
$2,349
Net income
$15,309
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.12$0.11$0.02
2016Detailed filing. Detailed filing data is available for this year.$3.89$0.07$3.82$0.16$0.04$0.12
2015Detailed filing. Detailed filing data is available for this year.$3.73$0.03$3.70$0.12$0.11$0.01
2014Detailed filing. Detailed filing data is available for this year.$3.81$0.12$3.70$0.13$0.03$0.10
2013Detailed filing. Detailed filing data is available for this year.$3.71$0.11$3.60$0.31$0.03$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.44$0.12$3.32$0.18$0.02$0.15
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.16$3.16$0.13$0.01$0.12