Civic Intelligence

North Bend Student Loan Fund

EIN 93-0677588 • 501(c)4 • North Bend, OR

Profile

To provide college loans to students from north bend high school, helping them enter college or further their education.the loan funds are repaid once graduated and the proceeds used to make further loans to others.

67505 N Bay RoadNorth Bend, OR 97459

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2017

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2017

Net Margin

69th percentile

13%

Higher net margin than 69% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2017

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2017

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

28th percentile

-22%

Faster revenue growth than 28% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $389,141 (-100%) from 2016

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$0

Down $381,785 (-100%) from 2016

Operations
Liabilities / RevenueScore unavailableNet Margin69th percentile

Revenue

Down

$12,304

Down $3,513 (-22%) from 2016

Expenses

Up

$10,677

Up $6,460 (+153%) from 2016

Net Income

Down

$1,627

Down $9,973 (-86%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $316,391Net Assets 2011: $316,3912011Assets 2012: $343,798Liabilities 2012: $12,098Net Assets 2012: $331,7002012Assets 2013: $370,537Liabilities 2013: $11,014Net Assets 2013: $359,5232013Assets 2014: $381,210Liabilities 2014: $11,696Net Assets 2014: $369,5142014Assets 2015: $373,279Liabilities 2015: $3,094Net Assets 2015: $370,1852015Assets 2016: $389,141Liabilities 2016: $7,356Net Assets 2016: $381,7852016Assets 2017: $0Net Assets 2017: $02017

Highlighted filing

2017

Assets$0
Liabilities-
Net Assets$0
Open 2017 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0Revenue 2011: $13,078Expenses 2011: $700Net Income 2011: $12,3782011Revenue 2012: $17,658Expenses 2012: $2,349Net Income 2012: $15,3092012Revenue 2013: $30,621Expenses 2013: $2,798Net Income 2013: $27,8232013Revenue 2014: $12,965Expenses 2014: $2,974Net Income 2014: $9,9912014Revenue 2015: $11,902Expenses 2015: $11,231Net Income 2015: $6712015Revenue 2016: $15,817Expenses 2016: $4,217Net Income 2016: $11,6002016Revenue 2017: $12,304Expenses 2017: $10,677Net Income 2017: $1,6272017

Highlighted filing

2017

Revenue$12,304
Expenses$10,677
Net Income$1,627
Open 2017 Filing

Filings

Most recent year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
$12,304
Expenses
$10,677
Net income
$1,627
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.12$0.11$0.02
2016Detailed filing. Detailed filing data is available for this year.$3.89$0.07$3.82$0.16$0.04$0.12
2015Detailed filing. Detailed filing data is available for this year.$3.73$0.03$3.70$0.12$0.11$0.01
2014Detailed filing. Detailed filing data is available for this year.$3.81$0.12$3.70$0.13$0.03$0.10
2013Detailed filing. Detailed filing data is available for this year.$3.71$0.11$3.60$0.31$0.03$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.44$0.12$3.32$0.18$0.02$0.15
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.16$3.16$0.13$0.01$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Feb 15, 2018
Return Version
2017v2.2
Gross Receipts
$112,840
Mission and Program Overview

Mission

To provide college loans to students from north bend high school, helping them enter college or further their education.the loan funds are repaid once graduated and the proceeds used to make further loans to others.

Program Services

DescriptionGrantsExpenses
TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BUTCH SCHROEDERPresident-$0--
LEE GOLDERVice President-$0--
MICHELLE COLLICOTTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
North Bend Student Loan Fund
EIN
93-0677588
Phone
5417564572
Address
67505 N BAY ROAD, NORTH BEND, OR 97459

Signing Officer

Name
Butch Schroeder
Title
President
Signed
2018-02-15
Discuss with paid preparer
Yes

Preparer

Firm
Carolyn D Thompson CPA LLC
Address
340 N Front St, Coos Bay, OR 97420
Preparer
Carolyn D Thompson
Phone
5412692711
Supplemental Narrative

Additional Explanations

Other Expenses.1

“INVESTMENT FEES $3473”

Other Expenses.2

“CORPORATE DIVISION $47”

Other Assets.1

“EDWARDS JONES ACCOUNT - Beginning $239951 EDWARDS JONES ACCOUNT - Ending $0”

Other Assets.2

“LOANS RECEIVABLE - Beginning $112153 LOANS RECEIVABLE - Ending $0”

Total Liabilities.1

“CHANGE IN FMV OF EDWARD JONES AC - Beginning $7356 CHANGE IN FMV OF EDWARD JONES AC - Ending $0”

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BUTCH SCHROEDER
IRS990EZ/BooksInCareOfDetail/PhoneNum05417564572
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt067505 N BAY ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NORTH BEND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097459
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt037037
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt0100536
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01627
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07157
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0389141
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt04090
IRS990EZ/GrossReceiptsAmt0112840
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt05381
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0381785
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0381785
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BUTCH SCHROEDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LEE GOLDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELLE COLLICOT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0true
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0352104
IRS990EZ/OtherChangesInNetAssetsAmt0-383412
IRS990EZ/OtherExpensesTotalAmt03520
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.
IRS990EZ/ProgramServiceRevenueAmt02833
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE COLLEGE LOANS TO STUDENTS FROM NORTH BEND HIGH SCHOOL, HELPING THEM ENTER COLLEGE OR FURTHER THEIR EDUCATION.THE LOAN FUNDS ARE REPAID ONCE GRADUATED AND THE PROCEEDS USED TO MAKE FURTHER LOANS TO OTHERS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt0104626
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OR
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt07356
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt010677
IRS990EZ/TotalRevenueAmt012304
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleN/DirectorOfSuccessor2Ind0false
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1CASH
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2INVESTEMENTS AT EDWARD JONES
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc3CASH
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc4LOAN PORTFOLIO
IRS990ScheduleN/DispositionOfAssetsDetail/BusinessName/BusinessNameLine1Txt0NORTH BEND SCHOOL DISTRICT
IRS990ScheduleN/DispositionOfAssetsDetail/BusinessName/BusinessNameLine1Txt1NORTH BEND COMMUNITY SCHOLARSHIP
IRS990ScheduleN/DispositionOfAssetsDetail/BusinessName/BusinessNameLine1Txt2NORTH BEND SCHOOL FOUNDATION
IRS990ScheduleN/DispositionOfAssetsDetail/BusinessName/BusinessNameLine1Txt3NORTH BEND SCHOOL FOUNDATION
IRS990ScheduleN/DispositionOfAssetsDetail/BusinessName/BusinessNameLine1Txt4NORTH BEND SCHOOL FOUNDAITON
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt02017-12-11
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt12017-11-07
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt22017-12-22
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt32017-12-31
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt42017-12-31
IRS990ScheduleN/DispositionOfAssetsDetail/EIN0936000351
IRS990ScheduleN/DispositionOfAssetsDetail/EIN1931044749
IRS990ScheduleN/DispositionOfAssetsDetail/EIN2261298799
IRS990ScheduleN/DispositionOfAssetsDetail/EIN3261298799
IRS990ScheduleN/DispositionOfAssetsDetail/EIN4261298799
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt060000
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt125000
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt2193756
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt310897
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt4104524
IRS990ScheduleN/DispositionOfAssetsDetail/IRCSectionTxt0170(C)1- Gvtmnt unit
IRS990ScheduleN/DispositionOfAssetsDetail/IRCSectionTxt1501(C)3
IRS990ScheduleN/DispositionOfAssetsDetail/IRCSectionTxt2501(C)3
IRS990ScheduleN/DispositionOfAssetsDetail/IRCSectionTxt3501(C) 3
IRS990ScheduleN/DispositionOfAssetsDetail/IRCSectionTxt4501 (c)3
IRS990ScheduleN/DispositionOfAssetsDetail/MethodOfFMVDeterminationTxt0EDWARD JONES STATEME
IRS990ScheduleN/DispositionOfAssetsDetail/MethodOfFMVDeterminationTxt1CASH
IRS990ScheduleN/DispositionOfAssetsDetail/MethodOfFMVDeterminationTxt2BALANCES OWED
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt01913 MEADE ST
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt1PO BOX 567
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt21913 MEADE ST
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt31913 MEADE ST
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt41913 MEADE
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm0NORTH BEND
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm1NORTH BEND
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm2NORTH BEND
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm3NORTH BEND
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm4NORTH BEND
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd0OR
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd1OR
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd2OR
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd3OR
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd4OR
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd097459
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd197459
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd297459
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd397459
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd497459
IRS990ScheduleN/EmployeeOfSuccessor2Ind0false
IRS990ScheduleN/OwnerOfSuccessor2Ind0false
IRS990ScheduleN/ReceiveCompensation2Ind0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INVESTMENT FEES $3473
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CORPORATE DIVISION $47
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EDWARDS JONES ACCOUNT - Beginning $239951 EDWARDS JONES ACCOUNT - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LOANS RECEIVABLE - Beginning $112153 LOANS RECEIVABLE - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CHANGE IN FMV OF EDWARD JONES AC - Beginning $7356 CHANGE IN FMV OF EDWARD JONES AC - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Total Liabilities.1
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BUTCH SCHROEDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-02-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH BEND STUDENT LOAN FUND
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0930677588
ReturnHeader/Filer/PhoneNum05417564572
ReturnHeader/Filer/USAddress/AddressLine1Txt067505 N BAY ROAD
ReturnHeader/Filer/USAddress/CityNm0NORTH BEND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097459
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463949394
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Carolyn D Thompson CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0340 N Front St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Coos Bay
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097420
ReturnHeader/PreparerPersonGrp/PhoneNum05412692711
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAROLYN D THOMPSON
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02018-02-16T10:37:48-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.